If you’re looking for a credit card that offers a range of benefits, the HSBC Platinum Credit Card may be the right choice for you. This card offers cash rebates of up to $1,000 per year, along with exclusive discounts and privileges for cardholders. With no annual fee, it’s easy to see why this card is a popular choice in Singapore.
One of the key features of the HSBC Platinum Credit Card is its cash rebate programme. Cardholders can earn up to $1,000 in cash rebates each year, making this card a great choice for those who want to save money on their everyday expenses. In addition, the card offers a range of exclusive benefits, including discounts on dining, leisure activities, and more.
To be eligible for the HSBC Platinum Credit Card, you must be a Singaporean citizen or permanent resident, and you must meet certain income requirements. The application process is simple and straightforward, and you can apply online or in person at an HSBC branch. Once you’re approved, you’ll receive your card in the mail and can start taking advantage of all the benefits it has to offer.
Key Takeaways
- The HSBC Platinum Credit Card offers cash rebates of up to $1,000 per year, along with exclusive discounts and privileges for cardholders.
- To be eligible for the card, you must be a Singaporean citizen or permanent resident and meet certain income requirements.
- The application process is simple and straightforward, and you can apply online or in person at an HSBC branch.
Key Features of HSBC Platinum Credit Card
If you’re looking for a credit card that offers generous cashback on your everyday spending, the HSBC Platinum Credit Card is definitely worth considering. Here are some of the key features that make this card stand out:
Generous Cashback on Everyday Spending
With the HSBC Platinum Credit Card, you can earn cashback on a wide range of everyday expenses, including dining, groceries, and petrol. You can earn up to 5% cashback on these categories, with a cashback cap of $250 per quarter. To qualify for the cashback, you’ll need to spend a minimum of $600 per month on your card.
Attractive Rewards Programme
In addition to cashback, the HSBC Platinum Credit Card also offers an attractive rewards programme called the HSBC Everyday+ Rewards Programme. With this programme, you can earn points on all your purchases, which you can then redeem for a range of rewards, including shopping vouchers, air miles, and more.
To earn points, you’ll need to spend a minimum of $1,000 per month on your card. The number of points you earn will depend on your spending, with higher spenders earning more points. You can also earn bonus points when you first sign up for the card.
Overall, the HSBC Platinum Credit Card is a great choice for anyone looking to earn cashback and rewards on their everyday spending. With its generous cashback rates and attractive rewards programme, this card is definitely worth considering if you’re in the market for a new credit card.
Exclusive Benefits for Cardholders
As an HSBC Platinum Credit Cardholder in Singapore, you can enjoy a range of exclusive benefits that make your life easier and more enjoyable. Here are some of the top perks you can look forward to:
Dining and Grocery Perks
With your HSBC Platinum Credit Card, you can enjoy up to 5% cashback on dining, groceries, and petrol. This means that every time you dine out, stock up on groceries, or fill up your tank, you’ll be earning cashback that you can use to save money or treat yourself to something special. Plus, with a quarterly cash rebate cap of $250, you can enjoy even more savings.
Fuel Savings and Transport Offers
In addition to cashback on petrol, HSBC Platinum Credit Cardholders in Singapore can enjoy exclusive discounts and offers on transport. For example, you can enjoy up to 21% off your ComfortDelGro taxi rides when you pay with your HSBC Platinum Credit Card.
Lifestyle and Travel Privileges
As an HSBC Platinum Credit Cardholder, you can also enjoy a range of lifestyle and travel privileges that make your life more luxurious and enjoyable. For example, you can enjoy exclusive discounts and offers on dining, shopping, and entertainment, as well as access to airport lounges and other travel perks.
Overall, the HSBC Platinum Credit Card in Singapore is an excellent choice for anyone who wants to enjoy exclusive benefits and savings on everyday expenses. Whether you’re looking to save money on dining and groceries, enjoy fuel savings and transport offers, or indulge in luxury travel and lifestyle perks, the HSBC Platinum Credit Card has you covered.
Understanding Fees and Charges
When it comes to choosing a credit card, it is important to understand the fees and charges associated with it. This section will help you understand the fees and charges associated with the HSBC Platinum Credit Card in Singapore.
Annual Fee and Waivers
The HSBC Platinum Credit Card comes with an annual fee of $192.60. However, this fee is waived for the first two years. If you are looking to save on this fee, you can consider applying for a supplementary card, which comes with no annual fee.
Interest Rates and Foreign Transaction Fees
The HSBC Platinum Credit Card offers an interest-free period of 20 days from the statement date. However, if you do not pay your balance in full by the due date, you will be charged an interest rate of 25.9% per annum.
If you plan to use your HSBC Platinum Credit Card for overseas transactions, you should be aware that there is a foreign currency transaction fee of 2.8%. This fee is charged on the converted Singapore dollar amount of the transaction.
It is important to note that the interest rate and foreign t