If you’re a frequent commuter in Singapore, you might want to consider the Citi SMRT Credit Card. This card is designed to help you save money on your daily expenses, including transportation, groceries, and dining. With a low minimum spend requirement and a generous cashback program, the Citi SMRT Credit Card is a great option for anyone looking to save money on their everyday purchases.
As a Citi SMRT Credit Card holder, you can earn up to 5% cashback on your daily expenses, including groceries, dining, and transportation. You can also redeem your rewards for cash rebates or other rewards, such as shopping vouchers and dining discounts. Plus, the Citi SMRT Credit Card doubles as an EZ-Link card, making it easy to pay for your daily commute without having to carry multiple cards.
Overall, the Citi SMRT Credit Card is a great option for anyone looking to save money on their daily expenses in Singapore. With a low minimum spend requirement, generous cashback program, and transportation advantages, this card is a great way to stretch your budget further.
Overview of Citi SMRT Credit Card
If you’re looking for a credit card that can help you save money on your daily spendings, the Citi SMRT Credit Card could be a great option for you. This cashback credit card offers up to 5% savings on your daily spends and online purchases, including groceries, transportation, and more.
Key Features and Benefits
The Citi SMRT Credit Card comes with a range of features and benefits that can help you save money and earn rewards. Here are some of the key features and benefits of this credit card:
- Up to 5% savings on your daily spends and online purchases
- Double up as an EZ-Link card for public transport rides
- Low minimum spend of just $500 to earn maximum cashback
- Option to redeem points for either cash rebates or rewards
- 2 years annual fee waiver
Understanding SMRT$ and Rewards
The Citi SMRT Credit Card rewards you with SMRT$ for every dollar spent on your card. You can earn up to 5% cashback on your purchases, and your SMRT$ can be redeemed for cash rebates or rewards.
You can use your SMRT$ to redeem vouchers, cash rebates, or even to offset your credit card bill. With a low minimum spend of just $500, you can earn maximum cashback on your purchases and save money on your daily spendings.
In conclusion, the Citi SMRT Credit Card is a great option for anyone looking to save money on their daily spendings. With its range of features and benefits, including up to 5% savings on your daily spends and online purchases, this credit card can help you earn rewards and save money on your daily expenses.
Earning and Redeeming Rewards
If you’re looking for a credit card that rewards you for your daily spending, the Citibank SMRT Credit Card is definitely worth considering. With this card, you can earn cashback and rewards points on your grocery shopping, online purchases, dining, travel, and more.
Maximising Grocery Savings
The Citibank SMRT Credit Card offers up to 5% cashback on groceries at major supermarkets in Singapore, such as NTUC FairPrice, Giant, and Sheng Siong. To maximise your savings, make sure to use your card every time you shop for groceries. You can also earn SMRT$ rewards points on your grocery spending, which can be redeemed for shopping vouchers and other rewards.
Online Shopping Perks
If you frequently shop online, the Citibank SMRT Credit Card can help you save money on your purchases. You can earn up to 5% cashback on online purchases at popular e-commerce sites such as Lazada, Qoo10, and Shopee. Additionally, you can earn SMRT$ rewards points on your online spending, which can be redeemed for vouchers and other rewards.
Dining and Travel Benefits
The Citibank SMRT Credit Card also offers dining and travel benefits. You can enjoy up to 5% cashback on dining at selected restaurants in Singapore, as well as up to 5% cashback on your travel expenses such as taxi rides and public transportation. You can also earn SMRT$ rewards points on your dining and travel spending, which can be redeemed for shopping vouchers and other rewards.
When it comes to redeeming your rewards, you have a few options. You can use your rewards points to offset your purchases, or you can redeem them for cash rebates or shopping vouchers. To redeem your rewards, simply log in to your Citibank account and follow the instructions on the rewards dashboard. With the Citibank SMRT Credit Card, you can easily earn and redeem rewards for your daily spending, making it a great option for anyone looking to save money while still enjoying the perks of a credit card.
Transportation Advantages
If you’re looking for a credit card that can help you save money on your daily commute, the Citi SMRT Credit Card is definitely worth considering. With this card, you can enjoy a range of transportation benefits that can help you save money on public transport and taxi rides, as well as fuel savings with partner petrol stations.
Public Transport and Taxi Rides
One of the biggest advantages of the Citi SMRT Credit Card is that it offers up to 5% savings on your public transport and taxi rides. This includes rides on the MRT, LRT, and buses, as well as taxi rides booked through popular ride-hailing apps like Grab and Gojek. You can also use your Citi SMRT Credit Card to tap and pay for your public transport rides with SimplyGo, making your daily commute even more convenient.
Fuel Savings with Partnerships
In addition to transportation savings, the Citi SMRT Credit Card also offers fuel savings when you fill up at partner petrol stations. You can enjoy up to 20.88% savings on petrol at Esso and Shell petrol stations, as well as up to 14% savings on diesel at Caltex petrol stations. These fuel savings can add up quickly, especially if you drive frequently or have a long commute.
Overall, the Citi SMRT Credit Card is an excellent choice for anyone looking to save money on their daily commute. With savings on public transport and taxi rides, as well as fuel savings with partner petrol stations, this card can help you stretch your budget further and enjoy a more affordable commute.
Eligibility and Application Process
If you are a Singaporean or Permanent Resident (PR), you can apply for the Citibank SMRT Credit Card. Foreigners are also eligible to apply for the card, subject to certain requirements.
Criteria for Singaporeans and PRs
To be eligible