Introduction to Atome
ATOME FINANCIAL SINGAPORE PTE. LTD. (UEN: 201923389E) is revolutionizing the shopping experience in Singapore through its innovative Buy Now, Pay Later (BNPL) platform, Atome. Launched in December 2019, Atome—pronounced “A-Toe-Me” and standing for “Available to Me”—is part of the Advance Intelligence Group, a prominent financial services-focused technology startup in Asia. Backed by investors like Softbank Vision Fund 2 and Warburg Pincus, Atome serves over 40 million consumers and 235,000 merchants regionally, offering a flexible and accessible way to shop Atome LinkedIn.
Comprehensive Services and Products
Atome’s core offering is its BNPL service, enabling users to split purchases into three interest-free instalments or choose extended payment terms with a minimal fee. This service is available at over 1,500 online and offline retailers across key verticals, including fashion, beauty, lifestyle, fitness, and homeware. The Atome Card, which accepts VISA or Mastercard, provides additional payment flexibility, allowing users to shop anywhere these cards are accepted. Atome+ enhances the experience with exclusive rewards and privileges, redeemable for shopping, dining, or travel benefits. The platform’s user-friendly mobile app streamlines the payment process, with automatic deductions for instalments, ensuring a hassle-free experience Atome Official Website.
Service Highlights
| Feature | Description |
|---|---|
| Buy Now, Pay Later | Split purchases into 3 interest-free payments or longer terms with a small fee. |
| Atome Card | Use VISA or Mastercard for flexible payments anywhere. |
| Atome+ Rewards | Earn points for exclusive shopping, dining, and travel privileges. |
| Merchant Network | Over 1,500 retailers in fashion, beauty, lifestyle, and more. |
Unique Value Propositions
Atome’s mission is to enhance digital and financial inclusion, providing risk-managed credit that empowers consumers to manage their finances responsibly. Unlike traditional credit cards with high interest rates, Atome’s interest-free instalments offer a budget-friendly alternative, aligning with Singapore’s demand for smart financial solutions. The platform’s partnerships with merchants like Sephora and Novelship drive growth for local businesses, contributing to Singapore’s digital economy. Atome’s rewards system adds value, with users earning points that unlock bespoke privileges, making every purchase more rewarding Advance Intelligence Group.
Standout Features and Customer Feedback
Atome’s app is lauded for its beautiful user interface and seamless payment process. A customer shared, “Fairly easy to use. Beautiful UI. Not much else to say!” Seedly Reviews. Another user highlighted its convenience: “I have been using it for my goods purchase. So far, no issue and sometime it’s good to not come out with huge amount.” Some users note a learning curve, with one stating, “The app is good, but it can be difficult navigating for the first time, as the merchant window needs to be opened within the app interface itself.” These reviews underscore Atome’s reliability and user-centric design, with 70% growth in usage reported in Singapore and Malaysia since its soft launch Advance Intelligence Group.
Positive Customer Testimonials
| Date | Review | Rating |
|---|---|---|
| 23d ago | The app is good, but it can be difficult navigating for the first time… | 5 |
| 12 Nov 2022 | I use Atome for its attractive promo with merchants. Their rewards points are not bad… | 5 |
| 14 Dec 2021 | It was convenient to use and the salesperson was extremely helpful… | 5 |
Serving All of Singapore
As a digital platform, Atome is accessible island-wide, from bustling Orchard Road to heartland malls. Consumers need only download the Atome app and have internet access to enjoy its services. Its extensive merchant network ensures that whether shopping online or in-store, Singaporeans can leverage Atome’s flexible payment options anywhere in the city-state Atome Official Website.
Meeting Singapore’s Needs
Atome aligns perfectly with Singapore’s tech-driven, fast-paced lifestyle. With many Singaporeans seeking smarter ways to manage finances, Atome’s BNPL service offers a responsible alternative to high-interest credit options. By enabling consumers to spread payments without financial strain, Atome supports financial literacy and inclusion. Its partnerships with local merchants, from small businesses to major retailers, bolster Singapore’s digital economy, fostering growth and convenience. Atome’s integration with platforms like Carousell further enhances its reach, making it a versatile solution for modern shoppers Carousell Help Centre.
Contact Information and Social Media
- Address: 80 Robinson Road, #09-01, Singapore 068898 Companies.sg
- Email: [email protected] Atome Complaints Handling
- Phone Number: Not publicly listed
- Social Media:
- LinkedIn: Atome LinkedIn
- Facebook: Atome Facebook
- Instagram: Atome.sg
Summary
Atome is transforming Singapore’s shopping landscape by offering a flexible, user-friendly, and rewarding payment solution. With its BNPL service, Atome Card, and Atome+ rewards, it caters to diverse consumer needs while promoting financial inclusion. Positive customer feedback and a robust merchant network highlight its impact, making Atome a trusted partner for Singaporeans looking to shop smarter. Whether you’re eyeing the latest fashion or home essentials, Atome ensures you can own what you love today and pay over time, seamlessly integrating into Singapore’s digital economy.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.