If you’re a frequent traveller and looking for a credit card that offers travel insurance, you might want to consider the Citibank PremierMiles Card. This credit card comes with a host of benefits, including travel insurance coverage, making it a great choice for those who travel often.
With the Citibank PremierMiles Card, you can enjoy up to S$1 million in travel insurance coverage when you charge your travel tickets to your card. This coverage includes benefits such as medical assistance, baggage loss coverage, and more. What’s more, you can also earn miles on your spending, which can be redeemed for flights, hotel stays, and other travel-related expenses.
Overall, the Citibank PremierMiles Card is a great choice for frequent travellers who want to enjoy travel insurance coverage and earn miles on their spending. With a range of other perks and benefits, including lounge access and promotions on dining and lifestyle activities, this card is definitely worth considering if you’re looking for a credit card that can help you save money on your travels.
Key Takeaways
- The Citibank PremierMiles Card offers up to S$1 million in travel insurance coverage when you charge your travel tickets to your card.
- You can earn miles on your spending with the Citibank PremierMiles Card, which can be redeemed for flights, hotel stays, and other travel-related expenses.
- The Citibank PremierMiles Card also comes with a range of other perks and benefits, including lounge access and promotions on dining and lifestyle activities.
Citi PremierMiles Card Overview
If you’re a frequent traveller, you’ll want to consider the Citi PremierMiles Card. This travel credit card from Citibank Singapore offers a number of features that can help you save money and earn rewards while you’re on the go. Here’s a closer look at what you can expect from the Citi PremierMiles Card.
Key Features
The Citi PremierMiles Card comes with a number of key features that make it a great choice for frequent travellers. Here are some of the highlights:
- Annual Fee: The annual fee for the Citi PremierMiles Card is S$192.60, which is waived for the first year.
- Welcome Bonus: New cardholders can earn up to 30,000 bonus Citi Miles when they spend S$9,000 within the first 3 months of card approval.
- Earning Miles: You can earn up to 1.2 Citi Miles for every S$1 spent locally and up to 2 Citi Miles for every S$1 spent overseas.
- Complimentary Travel Insurance: When you charge the full fare of your travel ticket to your Citi Card and activate your Complimentary Travel Insurance before you travel, you will receive coverage for travel inconveniences such as flight delays, baggage delays, missed connections, and more.
Earning Miles
One of the biggest benefits of the Citi PremierMiles Card is the ability to earn miles quickly. You can earn miles on all your purchases, which can be redeemed for flights, hotel stays, and other travel-related expenses. Here’s a breakdown of the earn rate:
- Earn up to 1.2 Citi Miles for every S$1 spent locally
- Earn up to 2 Citi Miles for every S$1 spent overseas
With Citi Miles that never expire, you can accumulate them over time and redeem them for your next big adventure.
Overall, the Citi PremierMiles Card is an excellent choice for frequent travellers who want to earn rewards while they spend. With a competitive earn rate and a range of travel-related benefits, it’s a credit card that can help you save money and make the most of your travels.
Travel Insurance Benefits
If you are a Citibank PremierMiles cardholder, you can enjoy complimentary travel insurance coverage that comes with a range of benefits. Here’s what you need to know:
Comprehensive Coverage
Citibank PremierMiles travel insurance offers comprehensive coverage for your travels. This includes coverage for emergency medical evacuation, accidental death, and repatriation. Additionally, you are covered for trip cancellations, flight delays, and baggage loss.
With Citibank PremierMiles travel insurance, you can travel with peace of mind knowing that you are covered in case of any unforeseen circumstances.
Claim Procedure
If you need to make a claim, the process is straightforward. First, contact the Citibank customer service centre to report the incident. They will provide you with the necessary forms to complete.
Once you have completed the forms, you will need to submit them along with the supporting documents. The claims team will then assess your claim and notify you of the outcome. If your claim is approved, you will receive the appropriate compensation.
Remember, it is important to keep all relevant documentation and receipts as proof of your claim.
Overall, Citibank PremierMiles travel insurance is a great benefit for cardholders who love to travel. With comprehensive coverage and a straightforward claims process, you can travel with peace of mind knowing that you are covered in case of any unforeseen circumstances.
Rewards and Perks
As a Citibank PremierMiles cardholder, you can enjoy numerous rewards and perks that come with the card. Here are some of the benefits you can access:
Redemption Options
Citibank PremierMiles cardholders can redeem their accumulated miles for a wide range of rewards, including flights, hotel stays, and merchandise. With over 60 airlines and 8,000 hotels to choose from, you will have plenty of options to choose from. You can also redeem your miles for cash rebates, which can be used to offset your card statement or other expenses.
Exclusive Promotions
Citibank PremierMiles cardholders enjoy exclusive promotions that are not available to other cardholders. For example, you can earn up to 10 Citi Miles per $1 spent on Kaligo and 7 Citi Miles per $1 spent on Agoda. You can also earn Citi Miles when you pay your taxes, rent, insurance premiums, utilities, and more with Citi PayAll.
Additionally, you can enjoy up to $1 million in travel insurance coverage when you purchase your tickets with the Citibank PremierMiles Card. This offer is available for a limited time only, so be sure to take advantage of it while it lasts.
As a Citibank PremierMiles cardholder, you can also enjoy access to over 1,000 airport lounges worldwide with Priority Pass. This perk is perfect for frequent travellers who want to relax and unwind before their flights.
In conclusion, the Citibank PremierMiles card offers a wide range of rewards and perks that can help you save money and make your travels more enjoyable. With exclusive promotions, airport lounge visits, and travel perks, this card is a great choice for anyone who loves to travel.
Rates and Charges
As with any credit card, it’s important to understand the fees and charges associated with the Citibank PremierMiles Card. Here’s an overview of the fees you can expect to pay:
Fees Overview
The Citibank PremierMiles Card has an annual fee of $196.20, which is inclusive of 9% GST. This fee is waived for the first year, and subsequent annual fees can be waived if you spend at least $10,000 on your card in the previous year.
Late payment charges and overlimit fees may apply if you fail to make your minimum payment on time or exceed your credit limit. These fees can be as high as $100 and $40 respectively, so it’s important to stay on top of your payments.
Foreign Currency Transactions
If you make a purchase in a foreign currency, a foreign currency transaction fee of 3.25% will apply. This fee is charged on the converted Singapore dollar amount, so it’s important to keep this in mind when making purchases overseas.
It’s also worth noting that the Citibank PremierMiles Card has a relatively high interest rate of 26.9% p.a. on outstanding balances. As such, it’s important to pay off your balance in full each month to avoid accruing interest charges.
Overall, the Citibank PremierMiles Card offers a range of benefits and perks for frequent travellers, but it’s important to be aware of the associated fees and charges. By staying on top of your payments and avoiding foreign currency transactions where possible, you can make the most of your card without incurring unnecessary costs.
Application Process
If you’re a Singaporean looking to apply for Citibank PremierMiles Insurance, you’ll be pleased to know that the application process is straightforward and can be completed online. In this section, we’ll cover the eligibility criteria and online application process.
Eligibility Criteria
Before you apply for Citibank PremierMiles Insurance, make sure you meet the eligibility criteria. You must be a Singaporean citizen or permanent resident, and you should have a SingPass MyInfo account. Additionally, you must be at least 21 years old and have a minimum monthly payment of $500.
Online Application
To apply for Citibank PremierMiles Insurance, you’ll need to fill out an online form. The form requires you to provide your personal details, contact information, and employment details. You’ll also need to upload a copy of your NRIC or passport, as well as your latest income tax assessment.
Once you’ve completed the online form, Citibank will review your application and inform you of the outcome. If your application is successful, you’ll receive a confirmation email with details on how to activate your insurance coverage.
In conclusion, applying for Citibank PremierMiles Insurance is a simple and straightforward process that can be completed online. Make sure you meet the eligibility criteria and have all the necessary documents before you start the application process.
Frequently Asked Questions
What does the Citibank PremierMiles travel insurance in Singapore cover?
Citibank PremierMiles travel insurance in Singapore covers a wide range of travel-related incidents, including travel inconveniences, medical emergencies, and loss of personal belongings. You can enjoy up to S$1 million in insurance coverage when you charge your travel tickets to Citi PremierMiles.
How can I review the coverage details of Citibank PremierMiles insurance in Singapore?
You can review the coverage details of Citibank PremierMiles insurance in Singapore by referring to the attached policy document. The policy document contains all the necessary information about the coverage, exclusions, and other terms and conditions of the insurance.
Are there any Covid-19 related coverages included in the Citibank PremierMiles insurance policy?
Yes, the Citibank PremierMiles insurance policy includes Covid-19 related coverages. If you are diagnosed with Covid-19 during your trip, you will be covered for medical expenses, trip cancellation or postponement, and trip curtailment. However, do note that there are certain terms and conditions that apply.
Where can I find the contact details for Citibank PremierMiles insurance queries in Singapore?
You can find the contact details for Citibank PremierMiles insurance queries in Singapore on the Citibank Singapore website. Alternatively, you can call the HL Customer Care hotline at (65) 6702 0202 or the HL Assurance Claims hotline at (65) 6922 6003.
What are the exclusions I should be aware of in the Citibank PremierMiles insurance policy?
There are certain exclusions that you should be aware of in the Citibank PremierMiles insurance policy. These include pre-existing medical conditions, acts of terrorism, and self-inflicted injuries, among others. It is important to review the policy document carefully to understand the exclusions.
How do I make a payment for my Citibank PremierMiles insurance premium?
You can make a payment for your Citibank PremierMiles insurance premium by charging your travel tickets to Citi PremierMiles. The insurance premium will be automatically charged to your credit card.