If you’re a frequent spender in Singapore, you may want to consider getting a Citibank Cash Back+ Card. This credit card offers unlimited cashback with no minimum spend or cap, making it a hassle-free way to earn rewards on all your spending. Plus, the cashback you receive never expires and can be easily redeemed via SMS or Citi Pay with points.
One of the key features of the Citi Cash Back+ Card is its bonus cashback of 0.4% on spending for Citi Plus customers. This means that if you’re already a Citi Plus member, you can earn even more cashback on your purchases. Additionally, the card offers a competitive cashback rate of 1.6% on all spending, making it a great option for high-spenders who want to maximize their rewards.
To be eligible for the Citi Cash Back+ Card, you’ll need to meet certain income requirements and have a good credit score. You can apply for the card online or in-person at a Citibank branch. Once you have the card, you can easily manage your account online or via the Citi Mobile App, allowing you to track your spending and cashback rewards.
Key Takeaways
- The Citibank Cash Back+ Card offers unlimited cashback with no minimum spend or cap, making it a hassle-free way to earn rewards on all your spending.
- Citi Plus customers can earn bonus cashback of 0.4% on spending, while all cardholders can earn a competitive cashback rate of 1.6% on all spending.
- To be eligible for the card, you’ll need to meet certain income requirements and have a good credit score, and you can easily manage your account online or via the Citi Mobile App.
Key Features of Citi Cash Back+ Card
If you are looking for a credit card that offers generous cashback rewards, the Citi Cash Back+ Card could be the perfect option for you. Here are the key features of this card that make it stand out from the rest:
Unlimited 1.6% Cashback
One of the most attractive features of the Citi Cash Back+ Card is that it offers unlimited 1.6% cashback on all your spending, all year round. This means that you can earn cashback on all your purchases, no matter how big or small they are. This feature is particularly beneficial for high-spenders who want to maximize their rewards.
No Cap on Cashback
Another great feature of the Citi Cash Back+ Card is that there is no cap on the amount of cashback you can earn. This means that you can continue earning cashback on your purchases, no matter how much you spend. This feature is particularly advantageous for those who spend a lot on their credit card, as they can earn a significant amount of cashback over time.
No Minimum Spend
Unlike some other credit cards, the Citi Cash Back+ Card does not require a minimum spend in order to earn cashback. This means that you can earn cashback on all your purchases, no matter how small they are. This feature is particularly beneficial for those who do not spend a lot on their credit card, as they can still earn cashback on their everyday purchases.
Overall, the Citi Cash Back+ Card is an excellent option for those who want to earn generous cashback rewards on their credit card purchases. With unlimited 1.6% cashback, no cap on cashback, and no minimum spend required, this card is a great choice for high-spenders and low-spenders alike.
Eligibility and Application
If you are looking for a credit card that offers cashback rewards, the Citi Cash Back+ Card may be the perfect choice for you. Here is what you need to know about the eligibility and application process.
Income Requirement
To apply for the Citi Cash Back+ Card, you must meet the minimum income requirement of $30,000 per year. This applies to both Singapore citizens and foreigners.
Age Criteria
You must be at least 21 years old to apply for the Citi Cash Back+ Card. If you are a supplementary cardholder, you must be at least 18 years old.
Application Process for Singapore Citizens and Foreigners
The application process for the Citi Cash Back+ Card is simple and straightforward. Here are the steps you need to follow:
- Visit the Citibank Singapore website and click on the “Apply Now” button for the Citi Cash Back+ Card.
- Fill in the application form with your personal and financial details.
- Upload the necessary documents, including your NRIC or passport, proof of income, and proof of address.
- Submit your application and wait for approval.
If you are a Singapore citizen, you will need to provide your NRIC and CPF statement. If you are a foreigner, you will need to provide your passport and employment pass.
Overall, the Citi Cash Back+ Card is a great option for those who want to earn cashback rewards on their daily spend. With its easy application process and attractive rewards programme, it is definitely worth considering.
Rewards and Benefits
If you’re looking for a credit card that rewards you for your everyday spending, the Citi Cash Back+ Card is definitely worth considering. With this card, you can earn unlimited cashback on all your purchases, with no minimum spend required and no cap on the cashback you can earn.
Dining and Travel Perks
If you love dining out or travelling, you’ll be pleased to know that the Citi Cash Back+ Card offers some great perks in these areas. You can earn up to 8% cashback on dining, and enjoy exclusive travel deals and discounts when you book your flights or hotels with the card.
Petrol and Groceries Cashback
If you’re a driver or a regular grocery shopper, you’ll also benefit from the Citi Cash Back+ Card. You can earn up to 20.88% cashback on petrol purchases at Esso and Shell, and up to 8% cashback on groceries at selected supermarkets.
Citi Pay with Points
Another great feature of the Citi Cash Back+ Card is the ability to use your cashback to pay for your purchases. With Citi Pay with Points, you can redeem your cashback instantly at over 1,000 participating merchants in Singapore, including supermarkets, department stores, and online retailers.
Overall, the Citi Cash Back+ Card is a great choice for anyone looking for a credit card that rewards them for their everyday spending. With unlimited cashback, exclusive perks and discounts, and the ability to redeem your rewards instantly, this card is definitely worth considering.
Fees and Charges
When choosing a credit card, it’s important to consider the fees and charges that come with it. Here’s a breakdown of the fees and charges associated with the Citi Cash Back+ Card:
Annual Fee and Waivers
The annual fee for the Citi Cash Back+ Card is S$192.60. However, there is a one-year annual fee waiver for both the primary and supplementary cards. This means you won’t have to pay the annual fee for the first year of using the card.
Foreign Currency Transaction Fee
If you use your Citi Cash Back+ Card for transactions in a foreign currency, a fee of 3.25% of the transaction amount will be charged. This fee is applicable to both online and offline transactions.
Late Payment and Overlimit Charges
If you miss a payment or pay less than the minimum amount due, a late payment charge of S$100 will be imposed. Additionally, if you exceed your credit limit, an overlimit fee of S$40 will be charged.
It’s important to note that these charges can quickly add up and affect your credit score. Therefore, it’s crucial to make timely payments and keep track of your spending to avoid unnecessary fees.
Overall, the Citi Cash Back+ Card offers attractive cashback rates and benefits, but it’s important to be aware of the associated fees and charges. By understanding these fees and charges, you can make informed decisions and use the card effectively to maximize your cashback rewards.
Managing Your Card
As a Citibank Cash Back Plus Cardmember, you have access to a range of services to manage your card. Here are some of the key features that will help you stay on top of your finances.
Online Banking and Mobile App
Citibank’s online banking platform and mobile app provide you with 24/7 access to your account. You can view your transaction history, check your balance, and make payments from anywhere, at any time. The mobile app also allows you to set up alerts to keep track of your spending and receive notifications when your balance falls below a certain amount.
Customer Service Support
Citibank’s customer service team is available to assist you with any questions or concerns you may have about your account. You can reach them by phone, email, or by visiting a Citibank branch. They can help you with anything from setting up your account to redeeming your cashback rewards.
Balance Transfer and Bill Payments
If you have balances on other credit cards, you can transfer them to your Citibank Cash Back Plus Card and take advantage of the low-interest rates. Citibank also offers the Citi PayAll service, which allows you to pay your rent, taxes, and other bills using your credit card. This can help you earn more cashback rewards while simplifying your bill payments.
Managing your Citibank Cash Back Plus Card is easy and convenient. With online banking, mobile app, and customer service support, you can stay on top of your finances and make the most of your cashback rewards. Additionally, with services like balance transfer and bill payments, you can simplify your payments and earn even more rewards.
Frequently Asked Questions
How can one redeem rewards with the Citibank Cash Back Card?
You can redeem your rewards easily by logging into your Citibank account online and selecting the rewards you wish to redeem. You can also redeem your rewards by calling the Citibank Rewards hotline. The rewards can be redeemed for cashback, vouchers, merchandise, and more.
What are the exciting benefits of using the Citibank Cash Back Plus Card?
The Citibank Cash Back Plus Card offers a range of exciting benefits, including unlimited cashback on all your spend, exclusive discounts and offers, and access to a range of lifestyle and travel benefits.
Which transactions are eligible for cashback with the Citibank Cashback Plus Card?
All retail transactions made with your Citibank Cash Back Plus Card are eligible for cashback, including online purchases, dining, entertainment, travel, and more.
What is the cashback percentage offered by the Citi Cash Back Plus Card?
The Citibank Cash Back Plus Card offers a cashback of up to 1.6% on all retail transactions. In addition to this, you can earn an additional 0.4% bonus cashback if you are a Citigold or Citigold Private Client customer.
Are there any foreign transaction fees associated with the Citi Rewards+ Plus Card?
Yes, there is a foreign transaction fee of 3.25% of the transaction amount for all transactions made overseas or in foreign currency.
How does the Citibank Cashback Plus compare to the standard Citibank Cashback Card?
The Citibank Cash Back Plus Card offers higher cashback rates compared to the standard Citibank Cashback Card. The Citibank Cash Back Plus Card also offers exclusive discounts and offers, as well as access to a range of lifestyle and travel benefits.