If you’re looking for a debit card that gives you cash rebates and discounts, the OCBC Yes! Debit Card might be just what you need. This all-in-one debit card is perfect for everyday use and comes with a lifetime annual fee waiver. With the OCBC Yes! Debit Card, you can enjoy cash rebates of up to 1% on your purchases, making it a great way to save money.
Using your OCBC Yes! Debit Card is easy. You can use it to make purchases at any merchant that accepts Visa, and you can also use it to withdraw cash from ATMs. Plus, with the OCBC Pay Anyone™ app, you can make payments and transfers to anyone in Singapore with just their mobile number or QR code. With the OCBC Yes! Debit Card, you can enjoy convenient banking services that make your life easier.
If you’re interested in applying for the OCBC Yes! Debit Card, you can do so easily online using MyInfo for instant approval. Alternatively, you can complete an online application form and we will get in touch with you within 5 working days. You can also visit an OCBC branch near you to apply in person. With the OCBC Yes! Debit Card, you can enjoy a wide range of benefits and services that make banking easy and convenient.
Key Takeaways
- The OCBC Yes! Debit Card is an all-in-one debit card that offers cash rebates and discounts.
- You can use your OCBC Yes! Debit Card to make purchases at any merchant that accepts Visa and withdraw cash from ATMs.
- With the OCBC Pay Anyone™ app, you can make payments and transfers to anyone in Singapore with just their mobile number or QR code.
Key Features of the Yes! Debit Card
If you’re looking for a debit card that offers exclusive rewards and rebates, enhanced security, and seamless digital payments integration, the OCBC Yes! Debit Card may be the perfect fit for you.
Exclusive Rewards and Rebates
The OCBC Yes! Debit Card offers a range of exclusive rewards and rebates. For instance, you can earn 1% cash rebate on rides on ride-hailing services such as Grab, Go-Jek, and Tada, as well as Comfort and CityCab taxis. Additionally, you can earn unlimited 1% rebates on your daily Visa spending in selected categories. This means you can save a significant amount of money on your daily expenses.
Enhanced Security with PIN and SMS Transaction Alerts
The OCBC Yes! Debit Card offers enhanced security features to protect you from fraudulent transactions. You can set a Personal Identification Number (PIN) to secure your card and transactions. Additionally, you can receive SMS transaction alerts for every transaction made with your card. This allows you to monitor your account and detect any unauthorized transactions.
Seamless Digital Payments Integration
The OCBC Yes! Debit Card seamlessly integrates with digital payment platforms such as Apple Pay and Google Pay. This means you can make contactless payments at thousands of merchants across Singapore using your mobile phone. You can also use your card to make online purchases securely and conveniently.
Overall, the OCBC Yes! Debit Card is a great choice for anyone looking for a debit card that offers exclusive rewards and rebates, enhanced security features, and seamless digital payments integration. With its range of features, you can save money and enjoy a hassle-free payment experience.
Using Your Debit Card for Purchases and Investments
If you are looking for a debit card that can help you manage your everyday expenses and also provide you with investment opportunities, the OCBC YES! Debit Card is an excellent option to consider. Here are some ways you can use your debit card to your advantage:
Everyday Spending with Your Debit Card
The OCBC YES! Debit Card offers cash rebates on everyday purchases, such as groceries, dining, and online shopping. When you spend $400 or more per month, you can earn up to 1% cashback on your purchases. This means that you can save money on your daily expenses while enjoying the convenience of using a debit card.
Investment Opportunities with OCBC
In addition to everyday spending, the OCBC YES! Debit Card also provides investment opportunities. With your debit card, you can invest in a range of financial products, such as unit trusts and bonds. This allows you to grow your wealth and achieve your financial goals.
Maximising FairPrice Rebates
If you frequently shop at FairPrice, you can maximise your cash rebates by using your OCBC YES! Debit Card. By linking your debit card to your FairPrice membership, you can earn up to 7% rebates on your purchases. This makes it easier to save money on your groceries and household essentials.
Overall, the OCBC YES! Debit Card is an excellent choice for anyone looking to manage their expenses and grow their wealth. By using your debit card for everyday spending and investments, you can achieve your financial goals while enjoying the convenience of a debit card.
Managing Your Card Services
When it comes to managing your OCBC Yes Debit Card, there are a few things you need to know to ensure that you can use your card seamlessly and without any issues. In this section, we’ll cover some of the key aspects of managing your card services.
Activating Your Card and Setting Up PIN
Before you can start using your OCBC Yes Debit Card, you need to activate it and set up your PIN. You can do this easily through OCBC’s digital banking platform. Simply log in to your account, scroll over to “Customer Service,” then “Card services,” and select “Activate credit/debit card.” From there, you can select your card and enter the expiry date. Be sure to check the terms and conditions before proceeding. Once you’ve done that, tap the “Next” button to complete the activation process.
Understanding Fees, Terms and Conditions
It’s important to understand the fees, terms, and conditions associated with your OCBC Yes Debit Card. This will help you avoid any unexpected charges and ensure that you’re using your card in accordance with the bank’s policies. You can find detailed information about fees, terms, and conditions on the OCBC website. Be sure to read through this information carefully before using your card.
Customer Service and Support
If you have any questions or concerns about your OCBC Yes Debit Card, the bank’s customer service team is available to help. You can contact them through the bank’s website, mobile app, or by calling the customer service hotline. The team is available 24/7 to assist you with any issues you may have.
In summary, managing your OCBC Yes Debit Card is easy and straightforward. Just be sure to activate your card, understand the fees and terms, and reach out to customer service if you need help. With these steps in mind, you can use your card with confidence and enjoy all the benefits that come with it.
Convenient Banking with OCBC Digital
If you’re looking for a convenient banking experience, OCBC Digital is the way to go. With OCBC Digital, you can access your account anytime, anywhere with just a few clicks.
Easy Login and Account Management
Logging in to your OCBC Digital account is easy. You can either use your Access Code and PIN or your biometrics. Once you’re logged in, you can manage your account with ease. You can view your account balance and transaction history, transfer funds, pay bills, and more.
In addition, you can also apply for a debit card online via OCBC Digital. With instant approval, you can get your debit card in just a few simple steps. Connect via MyInfo to apply for an OCBC Debit Card online, verify your details and submit the application, and get a link to access your digital card and use it instantly.
Fast and Secure Online Transactions
With OCBC Digital, you can enjoy fast and secure online transactions. You can conveniently and securely exchange AUD, CAD, CHF, CNH, EUR, GBP, HKD, JPY, NZD, and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments, and more.
Moreover, you can manage your ATM, Debit, or Credit Cards via OCBC Digital Banking. You can lock your card, reset online banking PIN, change overseas spending limit, and more.
In conclusion, OCBC Digital provides a convenient and secure banking experience. With easy login and account management and fast and secure online transactions, you can manage your finances with ease. So why wait? Sign up for OCBC Digital today and enjoy the benefits of convenient banking.
Additional Benefits and Services
If you are looking for a debit card that offers more than just cashback rewards, the OCBC YES! Debit Card is the perfect choice for you. In addition to earning cashback for your daily expenses, the card also comes with a range of additional benefits and services that can make your life easier.
Travel with Ease Using Voyage Miles
One of the most exciting benefits of the OCBC YES! Debit Card is the ability to earn Voyage Miles, which can be redeemed for flights, hotel stays, and travel packages. Every dollar spent with your card earns you 1 Voyage Mile, which can be accumulated and used to book your next holiday. With no expiry date on your Voyage Miles, you can save up for your dream vacation without worrying about them expiring.
Insurance Options for Cardholders
As a cardholder, you are also entitled to a range of insurance options that can provide you with peace of mind. With the OCBC YES! Debit Card, you can enjoy complimentary travel insurance coverage of up to $500,000 when you purchase your travel tickets with your card. You are also eligible for purchase protection insurance, which covers your purchases against accidental damage or theft for up to 30 days from the date of purchase.
Supplementary Retirement Scheme Advantages
The OCBC YES! Debit Card also offers advantages for those looking to save for retirement. As a cardholder, you can enjoy tax benefits when you contribute to the Supplementary Retirement Scheme (SRS) using your card. You can also use your card to invest in Unit Trusts and enjoy exclusive promotional rates.
In summary, the OCBC YES! Debit Card offers a range of benefits and services that go beyond just cashback rewards. From earning Voyage Miles to enjoying insurance coverage and saving for retirement, this card is the perfect choice for those looking for added value from their debit card.
Frequently Asked Questions
What fabulous perks come with the OCBC Yes Debit Card?
The OCBC Yes Debit Card offers a range of fabulous perks that make it an excellent choice for everyday use. One of the most exciting perks is the 1% cashback on all online transactions, including popular platforms such as Zalora and ASOS. You can also enjoy up to 6% rebate on dining, entertainment, and online food delivery services. Additionally, you can get up to 3% rebate on groceries and transport services.
How can I exhilaratingly activate my new OCBC Yes Debit Card?
Activating your new OCBC Yes Debit Card is quick and easy. Simply log in to your OCBC online banking account or use the OCBC Mobile Banking app to activate your card. Alternatively, you can activate your card at any OCBC ATM or branch.
Is there a minimum balance requirement for the OCBC Yes Debit Card?
No, there is no minimum balance requirement for the OCBC Yes Debit Card. You can enjoy all the benefits of the card without having to maintain a minimum balance.
What are the daily transaction limits for the OCBC Yes Debit Card?
The daily transaction limits for the OCBC Yes Debit Card are as follows:
- Cash withdrawal: $3,000
- Point-of-sale transactions: $5,000
- Online transactions: $10,000
These limits are subject to change at the discretion of OCBC Bank.
How does the OCBC Yes Debit Card compare to the OCBC FRANK Debit Card?
The OCBC Yes Debit Card and the OCBC FRANK Debit Card are both excellent options for everyday use. However, the OCBC Yes Debit Card offers more generous cashback rewards, especially for online transactions. The FRANK Debit Card, on the other hand, offers cashback rewards for a wider range of spending categories, including entertainment, fashion, and transport.
Are there any annual fees associated with the OCBC Yes Debit Card?
No, there are no annual fees associated with the OCBC Yes Debit Card. You can enjoy all the perks of the card without having to pay any annual fees. However, please note that other fees and charges may apply, such as foreign currency transaction fees and replacement card fees.