If you’re someone who loves to travel, getting the best air miles card in Singapore could help you save money and earn rewards at the same time. Air miles cards are credit cards that reward you with miles or points for every dollar you spend. These miles or points can then be redeemed for flights, hotel stays, and other travel-related expenses.
When it comes to choosing the best air miles card in Singapore, there are plenty of options to choose from. Some of the top cards include the Citi PremierMiles Card, the DBS Altitude Card, and the American Express KrisFlyer Credit Card. Each of these cards offers different rewards and benefits, so it’s important to compare them and find the one that best suits your needs.
To make the most of your air miles card, it’s important to understand how to maximise your miles earnings and take advantage of the perks beyond flights. You’ll also want to understand the fees and charges associated with your card and learn how to make the most of your miles by choosing the right redemption options. With the right air miles card, you can enjoy amazing travel experiences while saving money and earning rewards along the way.
Key Takeaways
- Air miles cards are credit cards that reward you with miles or points for every dollar you spend.
- The best air miles cards in Singapore include the Citi PremierMiles Card, the DBS Altitude Card, and the American Express KrisFlyer Credit Card.
- To make the most of your air miles card, you should learn how to maximise your miles earnings, take advantage of perks beyond flights, and understand fees and charges.
Exploring the Top Air Miles Cards in Singapore
If you’re a frequent traveller, getting an air miles credit card can help you earn miles quickly and efficiently. In Singapore, there are several options available, but which one is the best for you? Let’s explore some of the top air miles cards in Singapore.
American Express Singapore Airlines KrisFlyer Credit Card
The American Express Singapore Airlines KrisFlyer Credit Card is a great option for those who frequently fly with Singapore Airlines. With this card, you can earn KrisFlyer miles for every dollar you spend, which you can then redeem for flights, upgrades, and other rewards. The card comes with a welcome bonus of 5,000 KrisFlyer miles, and the annual fee is $176.55.
Citi PremierMiles Card
If you’re looking for a card with no expiry date for your miles, the Citi PremierMiles Card might be the one for you. This card allows you to earn miles that can be redeemed for flights, hotel stays, and other travel expenses. The card comes with a welcome bonus of 37,300 miles, and the annual fee is $192.60.
DBS Altitude Card
The DBS Altitude Card is another great option for frequent flyers. With this card, you can earn miles for every dollar you spend, and the miles never expire. The card comes with a welcome bonus of 10,000 miles, and the annual fee is $192.60. In addition to earning miles, you can also enjoy benefits such as complimentary travel insurance and airport lounge access.
UOB PRVI Miles Card
The UOB PRVI Miles Card is a versatile card that allows you to earn miles for all kinds of spending, from dining to online shopping. You can redeem your miles for flights, hotel stays, and other travel expenses, and the miles never expire. The card comes with a welcome bonus of 10,000 miles, and the annual fee is $256.80.
When choosing an air miles card, consider your travel habits and spending patterns to find the one that best suits your needs. With the right card, you can earn miles quickly and easily, and enjoy a range of benefits and rewards.
Maximising Your Miles Earnings
If you’re looking to get the most out of your air miles credit card, it’s important to understand how the earn rates work. This will help you strategize your spending and take advantage of bonus miles opportunities. Here are some tips to help you maximise your miles earnings.
Understanding Earn Rates
Most air miles credit cards offer different earn rates for local and overseas spend. For example, you may earn 1 mile per $1 spent locally, but 2 miles per $1 spent overseas. It’s important to check the earn rates for your card and understand how they work.
Strategies for Local and Overseas Spend
To maximise your miles earnings, consider using your air miles credit card for all your spending. This includes both local and overseas spend. If your card offers a higher earn rate for overseas spend, consider using it for your travel and online purchases.
Bonus Miles Opportunities
Many air miles credit cards offer bonus miles opportunities. For example, you may earn bonus miles for signing up for the card, or for spending a certain amount within a specific time frame. It’s important to keep an eye out for these opportunities and take advantage of them when they arise.
Spending Your Rewards
Once you’ve earned enough miles, it’s time to start redeeming them for rewards. Most air miles credit cards offer a range of rewards, including flights, hotel stays, and merchandise. To maximise the value of your miles, consider redeeming them for flights or hotel stays, as these tend to offer the best value.
KrisFlyer Miles
If you’re a frequent flyer with Singapore Airlines, you may want to consider an air miles credit card that earns KrisFlyer miles. These miles can be redeemed for flights, upgrades, and other rewards with Singapore Airlines and its partners.
By understanding the earn rates, strategizing your spending, taking advantage of bonus miles opportunities, and spending your rewards wisely, you can maximise your miles earnings with your air miles credit card.
Perks Beyond Flights
When it comes to air miles credit cards, most people focus on the miles they can earn and redeem for flights. However, many of these cards offer additional perks that can make them worth having even if you don’t travel frequently. Here are some of the extra benefits you can enjoy with the best air miles credit cards in Singapore.
Travel Insurance and Protections
Most air miles credit cards come with complimentary travel insurance that covers you for things like trip cancellations, flight delays, lost baggage, and medical emergencies. The coverage varies from card to card, so be sure to read the terms and conditions carefully to understand what you’re entitled to. Some cards also offer additional protections like rental car insurance and emergency assistance services.
Exclusive Dining and Shopping Privileges
In addition to travel-related perks, many air miles credit cards offer exclusive dining and shopping privileges. For example, you may be able to enjoy discounts or freebies at selected restaurants, or earn extra miles when you shop at certain merchants. Some cards also offer online shopping portals where you can earn bonus miles for purchases made through the portal.
When it comes to dining and shopping, it’s important to read the fine print to understand the terms and conditions of the offers. Some may have restrictions on the types of merchants or products that qualify for the perks.
Overall, the best air miles credit cards in Singapore offer more than just miles for flights. With complimentary travel insurance, exclusive dining and shopping privileges, and other perks, these cards can help you save money and enjoy a more rewarding lifestyle.
Understanding Fees and Charges
When choosing an air miles card, it’s important to understand the fees and charges that come with it. This will help you determine whether the card is worth the investment and whether it will help you achieve your travel goals. In this section, we’ll take a closer look at the fees and charges associated with air miles cards in Singapore.
Annual Fees and Waivers
Most air miles cards come with an annual fee, which is charged to your account each year. This fee can range from $100 to $500, depending on the card and the benefits it offers. However, some cards offer annual fee waivers for the first year or for subsequent years if you meet certain spending criteria.
For example, the Citi PremierMiles Card offers an annual fee waiver for the first year and subsequent years if you spend at least $10,000 in the previous year. The DBS Altitude Card offers an annual fee waiver for the first year and subsequent years if you spend at least $25,000 in the previous year.
Conversion Fees and Other Charges
When you use your air miles card to make purchases overseas or in a foreign currency, you may be charged a conversion fee. This fee is usually around 2-3% of the transaction amount and can add up quickly if you travel frequently. Some cards, however, offer no conversion fees for foreign spend.
In addition to conversion fees, you may also be charged an admin fee for certain transactions, such as cash advances or balance transfers. These fees are usually a percentage of the transaction amount and can vary from card to card.
Finally, some air miles cards have caps on the amount of miles you can earn each month or each year. This means that once you reach the cap, you won’t earn any more miles until the next month or year. It’s important to check the card’s terms and conditions to see if there are any caps or limits on miles earning.
In summary, understanding the fees and charges associated with air miles cards is crucial when choosing the right card for you. Look for cards that offer annual fee waivers and no conversion fees for foreign spend, and be aware of any caps or limits on miles earning.
Making the Most of Your Air Miles Card
If you have an air miles credit card, you have the potential to earn free flights, hotel stays, and other travel perks. Here are some tips to help you make the most of your card and maximize your rewards.
Redemption Tips for Maximum Value
When redeeming your miles, it’s important to get the most value for your rewards. Here are some tips to help you do so:
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Book early: Airlines often release award seats up to a year in advance, so book as early as possible to get the best availability and value.
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Be flexible: If your travel dates are flexible, you may be able to find better award availability and value.
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Look for promotions: Airlines and hotels often run promotions that offer bonus miles or discounts on award bookings. Keep an eye out for these and take advantage of them when they’re available.
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Choose the right redemption option: Some airlines offer better value for your miles when you redeem for certain types of flights or upgrades. Do your research to find the best redemption option for your needs.
Partner Programmes and Collaborations
Many air miles credit cards offer partner programmes and collaborations that allow you to earn miles on everyday purchases and redeem them for travel rewards. Here are some examples:
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KrisFlyer: The Singapore Airlines KrisFlyer programme allows you to earn and redeem miles for flights, hotel bookings, and other travel experiences. You can also earn miles on everyday purchases with partner merchants.
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Partner Airlines: Many airlines have partnerships that allow you to earn and redeem miles on each other’s flights. For example, Singapore Airlines has partnerships with airlines like Virgin Australia, Air New Zealand, and United Airlines.
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Hotels: Some air miles credit cards offer partnerships with hotel chains that allow you to earn and redeem miles for hotel stays. For example, the Citi PremierMiles Card offers partnerships with hotel chains like Hilton and IHG.
By taking advantage of these partner programmes and collaborations, you can earn miles faster and redeem them for a wider range of travel experiences.
Frequently Asked Questions
Which credit card offers the top rewards for frequent flyers in Singapore?
If you’re a frequent flyer, you want to make sure you’re getting the most rewards possible for your travels. The Citi PremierMiles Card is a great option for those looking for top rewards. You can earn up to 1.5 miles for every $1 spent on local purchases and 2 miles for every $1 spent overseas. Plus, you can redeem your miles for flights with over 60 airlines.
What’s the most thrilling card for earning KrisFlyer miles with everyday spending?
The American Express KrisFlyer Card is an excellent choice for earning KrisFlyer miles with everyday spending. You can earn 1.1 KrisFlyer miles for every $1 spent on eligible purchases in Singapore, and 2 KrisFlyer miles for every $1 spent on eligible purchases made directly from singaporeair.com.
How can I maximise my air miles with a single credit card in Singapore?
To maximise your air miles with a single credit card in Singapore, you should consider the UOB PRVI Miles Card. This card allows you to earn up to 1.4 miles for every $1 spent locally, 2.4 miles for every $1 spent overseas, and 10 miles for every $1 spent on hotel bookings through UOB Travel.
Is the UOB PRVI Miles Card the ultimate choice for travel enthusiasts?
While the UOB PRVI Miles Card is an excellent choice for travel enthusiasts, it may not be the ultimate choice for everyone. It’s always best to compare different cards and their rewards to find the one that suits your needs and spending habits the most.
Which OCBC card should I choose to fuel my adventure with ample miles?
The OCBC 90°N Card is a great choice for those looking to fuel their adventure with ample miles. You can earn up to 4 miles for every $1 spent on overseas purchases and up to 1.2 miles for every $1 spent locally. Plus, you can redeem your miles for flights with over 20 airlines.
How valuable are 10,000 KrisFlyer miles and how can I earn them quickly?
10,000 KrisFlyer miles can be quite valuable, as they can be redeemed for a one-way economy class Saver award ticket from Singapore to Bali or Phuket. To earn them quickly, consider signing up for a credit card that offers bonus KrisFlyer miles for sign-ups or spending. The American Express KrisFlyer Card, for example, offers 5,000 bonus KrisFlyer miles upon your first charge.