If you’re looking for a credit card that offers great rewards and discounts on online shopping, the Standard Chartered SingPost Spree Credit Card might be just what you need. This card is the result of a partnership between Standard Chartered Bank and Singapore Post (SingPost), and it’s designed to help you maximise your savings while you shop.
With the Standard Chartered SingPost Spree Credit Card, you can enjoy up to 3% cashback on all your online purchases, including those made on popular e-commerce platforms like Amazon, Lazada, and Qoo10. You can also get up to 7% cashback on your supermarket and retail purchases, making it easy to save money on your everyday expenses. Plus, you’ll receive exclusive SingPost discounts when you use your card to make purchases at SingPost’s online store or at any SingPost branch.
To apply for the Standard Chartered SingPost Spree Credit Card, you’ll need to meet certain financial prerequisites, such as having a minimum income of $30,000 per year. You’ll also need to agree to the card’s terms and conditions, which include paying a $192.60 annual fee (waived for the first year) and a minimum payment of 1% of your outstanding balance each month. However, if you’re looking for a credit card that can help you save money and earn rewards while you shop online, this card is definitely worth considering.
Key Takeaways
- The Standard Chartered SingPost Spree Credit Card offers up to 3% cashback on online purchases and up to 7% cashback on supermarket and retail purchases.
- To apply for the card, you’ll need to meet certain financial prerequisites and agree to the card’s terms and conditions, including paying an annual fee and a minimum monthly payment.
- The card is a great option for anyone looking to save money and earn rewards while shopping online.
SingPost and Standard Chartered Partnership
If you’re looking for a credit card that offers cashback and discounts on online and retail spend, the SingPost and Standard Chartered partnership has got you covered. The Spree credit card, co-branded by SingPost and Standard Chartered, is a popular choice among Singaporeans who love to shop online and in-store.
Benefits for Spree Credit Cardholders
As a Spree credit cardholder, you can enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. You can also earn 2% cashback on all online and contactless transactions in local currency, as well as 1% cashback on all retail spend. These cashback rewards are unlimited, so you can earn as much as you want.
In addition to cashback rewards, Spree credit cardholders can also enjoy exclusive discounts and promotions from SingPost and Standard Chartered. For example, you can get up to 25% off shipping fees when you use vPost to shop overseas, or get up to 15% off your hotel bookings with Agoda.
Understanding the Spree Credit Card
The Spree credit card is a must-have shopping credit card that allows you to shop smarter and earn rewards, cashback, and say goodbye to fees. To apply for the Spree credit card, you can do so online using MyInfo, and receive an instant digital credit card.
With the Spree credit card, you can also enjoy other benefits such as 0% interest instalment plans, balance transfer, and fund transfers. However, do take note that these services may come with fees and charges, so be sure to read the terms and conditions carefully.
Overall, the SingPost and Standard Chartered partnership offers a great credit card option for those who love to shop online and in-store. With its attractive cashback rewards and exclusive discounts, the Spree credit card is definitely worth considering if you’re looking for a credit card that can help you save money while you shop.
Maximising Rewards and Savings
If you are a frequent user of the SingPost Standard Chartered credit card, you can maximise your rewards and savings by taking advantage of the various benefits that come with it. Here are some tips to help you get the most out of your card.
Earning Rewards Points
One of the biggest benefits of the SingPost Standard Chartered credit card is the rewards points you can earn. You can earn up to 10 rewards points for every $1 spent on overseas transactions, 5 rewards points for every $1 spent on dining, and 1 reward point for every $1 spent on general purchases. These rewards points can be redeemed for a wide range of items, including travel vouchers, shopping vouchers, and cash rebates.
To maximise your rewards points, make sure to use your card for all your purchases, especially when you are travelling overseas or dining out. You should also keep an eye out for promotions that offer bonus rewards points for specific purchases or transactions.
Exclusive Promo Codes
Another way to save money with your SingPost Standard Chartered credit card is by using exclusive promo codes. These codes can give you discounts or cashback on your purchases, and are often available for popular online retailers like Lazada, Shopee, and Qoo10.
To find these promo codes, simply visit the Standard Chartered website or mobile app and look for the latest promotions. You can also sign up for email alerts or follow Standard Chartered on social media to stay up-to-date on the latest deals.
By following these tips, you can make the most of your SingPost Standard Chartered credit card and enjoy the rewards and savings that come with it. Whether you are looking for cashback, minimum spend, savings, promo code, rewards points, or online purchase benefits, your SingPost Standard Chartered credit card has got you covered.
Terms and Financial Prerequisites
If you are interested in applying for the SingPost Platinum Visa Credit Card from Standard Chartered Singapore, it is important to understand the terms and financial prerequisites associated with this card. Here is what you need to know:
Annual Fee and Charges
The annual fee for the SingPost Platinum Visa Credit Card is $192.60 per year. This fee is waived for the first year if you spend a minimum of $6,000 within the first 12 months of card activation.
In addition to the annual fee, there are other charges associated with the card. For example, there is a late payment fee of $80 and an over-limit fee of $40. It is important to pay your bill on time and stay within your credit limit to avoid these fees.
Eligibility and Supplementary Cards
To be eligible for the SingPost Platinum Visa Credit Card, you must be at least 21 years old and have a minimum annual income of $30,000. You must also be a Singapore citizen, permanent resident, or a foreigner with a valid employment pass.
If you want to add a supplementary cardholder to your account, you can do so for free. However, the supplementary cardholder must be at least 18 years old and have the same residential address as the primary cardholder.
Overall, the SingPost Platinum Visa Credit Card from Standard Chartered Singapore is a great option for those who want to earn rewards while making everyday purchases. Just be sure to read the terms and financial prerequisites carefully before applying.
Online Shopping with SingPost
If you’re looking for a credit card that offers exclusive discounts and cashback on your online purchases, then the Standard Chartered SingPost Platinum Visa Credit Card might be just what you need. This card is designed to enhance your online shopping experience and help you save money while doing so.
Enhanced Online Shopping Experience
With the Standard Chartered SingPost Platinum Visa Credit Card, you can enjoy up to 7% cashback on your online purchases. This is a great way to save money on your favourite online stores, including Lazada, Shopee, and more. Plus, with the Online Price Guarantee, you can be sure that you’re getting the best deal possible.
The card also offers 2% cashback at supermarkets, making it a great option for your day-to-day shopping needs. You’ll also enjoy exclusive SingPost discounts, so you can save even more on your purchases.
Shipping and Foreign Currency Advantages
One of the best things about the Standard Chartered SingPost Platinum Visa Credit Card is that it offers a range of shipping and foreign currency advantages. For example, if you shop on international websites, you’ll benefit from the card’s foreign currency transaction fee waiver. This means you won’t have to pay any extra fees when you make purchases in a foreign currency.
Additionally, if you use vPost to ship your purchases, you’ll enjoy a 20% discount on your shipping fees. This is a great way to save money on your international purchases and get them delivered straight to your doorstep.
Overall, the Standard Chartered SingPost Platinum Visa Credit Card is an excellent option if you’re looking to enhance your online shopping experience and save money at the same time. With exclusive discounts, cashback, and shipping advantages, this card is a must-have for any savvy online shopper.
Additional Perks and Partnerships
If you’re looking for a credit card that offers more than just cashback, the Standard Chartered SingPost Platinum Visa Credit Card may be the perfect choice for you. In addition to earning up to 7% cashback on your online, supermarket and retail purchases, this card also provides a range of additional perks and partnerships.
Collaborations with Other Banks and Services
Standard Chartered has partnered with several banks and services to offer you even more benefits with your SingPost Platinum Visa Credit Card. For example, you can enjoy fuel savings of up to $10 per month when you spend a minimum of $180 on petrol at Caltex. You can also use EasyPay to enjoy interest-free instalment plans at participating retailers.
Fuel Savings and More
In addition to fuel savings and interest-free instalment plans, the Standard Chartered SingPost Platinum Visa Credit Card also offers other benefits and partnerships. For example, you can enjoy discounts on shipping fees when you use vPost to ship your purchases from overseas. You can also use NETS to make payments at participating merchants, and enjoy exclusive promotions and discounts with Citibank, American Express, HSBC, and Maybank.
Overall, the Standard Chartered SingPost Platinum Visa Credit Card is a great choice if you’re looking for a credit card that offers more than just cashback. With its range of additional perks and partnerships, you can enjoy even more benefits when you use your card for your everyday purchases.
Frequently Asked Questions
What thrilling benefits can one enjoy with the Standard Chartered Spree Card?
With the Standard Chartered Spree Card, you can enjoy cashback of up to 3% on eligible online and contactless transactions, as well as up to 1% cashback on all other retail spends. Additionally, there is no minimum spend required to start earning cashback. You can also enjoy exclusive discounts and privileges at various merchants.
How might one apply for a supplementary card with Standard Chartered?
To apply for a supplementary card, you can log in to your Standard Chartered Online Banking account and submit a request. Alternatively, you can call the Standard Chartered hotline or visit a branch to apply.
Could you elucidate the cashback perks of the Standard Chartered Spree Card?
The Standard Chartered Spree Card offers cashback of up to 3% on eligible online and contactless transactions, as well as up to 1% cashback on all other retail spends. The cashback is capped at $60 per month and is credited to your account within the following month.
What are the intriguing exclusions to note for the Standard Chartered Spree Card?
Cashback is not awarded for transactions such as annual fees, interest, finance charges, cash withdrawals, balance transfers, and bill payments. Additionally, cashback is not awarded for transactions made outside of Singapore or with non-Singaporean currency.
How does one delightfully waive the annual fee for a Standard Chartered credit card?
To waive the annual fee, you need to spend a minimum of $6,000 per year on your Standard Chartered credit card. Alternatively, you can apply for a fee waiver by calling the Standard Chartered hotline or visiting a branch.
What’s the maximum spending limit on the Standard Chartered Spree Card?
The maximum spending limit on the Standard Chartered Spree Card is subject to the bank’s discretion and varies from customer to customer. However, you can apply for a higher credit limit by submitting a request to the bank and providing the necessary documents.