Looking for the best air miles credit card in Singapore? With so many options available, it can be overwhelming to choose one that fits your needs. However, with a little research and understanding of what makes a great air miles credit card, you can find one that helps you maximise your rewards and benefits.
When searching for the best air miles credit card in Singapore, there are several factors to consider, such as the earn rate, redemption options, annual fees, and other perks. You’ll want a card that gives you the most miles for your spending, while also offering flexibility in how you can use those miles. Additionally, you’ll want to be aware of any fees or restrictions that may apply, so you can make an informed decision.
To help you get started, we’ve compiled a list of some of the top air miles credit cards in Singapore, along with their benefits and features. Whether you’re a frequent flyer or just looking to earn some extra miles on your everyday spending, there’s sure to be a card that fits your needs.
What Makes the Best Air Miles Credit Card?
If you’re an avid traveller, you might be looking for the best air miles credit card in Singapore. But what makes an air miles credit card the “best”? In this section, we’ll explore the key factors that you should consider when evaluating miles credit cards.
Understanding Air Miles Credit Cards
Air miles credit cards are credit cards that allow you to earn air miles for every dollar you spend. You can then redeem these miles for flights, upgrades, and other travel-related expenses. Some cards also offer other perks, such as lounge access or travel insurance.
When choosing an air miles credit card, it’s important to consider the airline partners that the card offers. Make sure that the airline partners align with your travel needs. Some cards also offer flexibility in terms of which airlines you can redeem your miles with.
Evaluating Miles Earn Rate and Conversion Fees
One of the most important factors to consider when evaluating air miles credit cards is the earn rate. This is the rate at which you earn miles for every dollar you spend on the card. Some cards offer higher earn rates for certain categories, such as dining or travel.
Another important factor to consider is the conversion fee. This is the fee that you pay when you convert your miles into airline miles. Some cards charge high conversion fees, which can eat into the value of your miles.
To find the best air miles credit card for you, you’ll need to consider your spending habits and travel needs. Look for a card that offers a high earn rate in categories that you frequently spend in. Also, make sure that the conversion fees are reasonable.
By keeping these factors in mind, you’ll be able to find the best air miles credit card for your needs. Happy travels!
Top Air Miles Credit Cards in Singapore
If you’re looking for the best air miles credit cards in Singapore, then you’re in luck. There are several options available that can help you earn rewards for your spending. Here are some of the top choices:
DBS Altitude Visa Signature Card
The DBS Altitude Visa Signature Card is a great choice for those who want to earn air miles quickly. With this card, you can earn 1.2 miles for every $1 spent locally and 2 miles for every $1 spent overseas. Additionally, you can earn up to 10,000 bonus miles when you sign up and spend a minimum of $6,000 within the first 90 days.
Citi PremierMiles Card
The Citi PremierMiles Card is another great option for earning air miles. With this card, you can earn 1.2 miles for every $1 spent locally and 2 miles for every $1 spent overseas. The best part? Your miles never expire, so you can save them up for a big trip. Plus, you can earn up to 30,000 bonus miles when you sign up and spend a minimum of $7,500 within the first 3 months.
UOB PRVI Miles Card
The UOB PRVI Miles Card is a popular choice for those who want to earn air miles quickly. With this card, you can earn 1.4 miles for every $1 spent locally and 2.4 miles for every $1 spent overseas. Plus, you can earn up to 10,000 bonus miles when you sign up and spend a minimum of $6,000 within the first 30 days.
OCBC 90°N Card
The OCBC 90°N Card is a unique option for earning air miles. With this card, you can earn 1.2 miles for every $1 spent locally and 2.1 miles for every $1 spent overseas. Additionally, you can earn up to 7,000 bonus miles when you sign up and spend a minimum of $5,000 within the first 90 days.
American Express Singapore Airlines KrisFlyer Credit Card
The American Express Singapore Airlines KrisFlyer Credit Card is a great choice for those who frequently fly with Singapore Airlines. With this card, you can earn 1.1 miles for every $1 spent locally and 2 miles for every $1 spent overseas. Plus, you can earn up to 15,000 bonus miles when you sign up and spend a minimum of $6,000 within the first 3 months.
Overall, these are some of the top air miles credit cards in Singapore. Each card has its own unique benefits, so be sure to choose the one that best suits your needs. With the right card, you can earn rewards for your spending and save money on your next trip.
Maximising Benefits and Rewards
When it comes to choosing the best air miles credit card in Singapore, it’s not just about earning miles. You want to make sure you’re maximising the benefits and rewards that come with it. Here are some ways to do just that:
Bonus Miles and Promotions
Many air miles credit cards offer bonus miles when you sign up or spend a certain amount within a specified time frame. Keep an eye out for these promotions as they can help you earn miles faster.
Annual Fee Waivers and Complimentary Travel Insurance
Some air miles credit cards offer annual fee waivers or complimentary travel insurance. This can help you save money and give you peace of mind when travelling.
Exclusive Travel and Lifestyle Perks
Air miles credit cards often come with exclusive travel and lifestyle perks such as airport lounge access, hotel discounts, and concierge services. These perks can make your travel experience more comfortable and enjoyable.
To maximise your benefits and rewards, make sure to read the terms and conditions of your air miles credit card carefully. Take advantage of any bonus miles and promotions, and don’t forget to use your card for everyday purchases to earn miles faster. With the right air miles credit card, you can turn your everyday spending into exciting travel experiences.
Understanding the Fine Print
When it comes to choosing the best air miles credit card in Singapore, it’s important to understand the fine print. Here are some key things to keep in mind:
Annual Fees and Charges
Annual fees are a common feature of air miles credit cards. While some cards offer waived fees for the first year, others may charge a fee from the very beginning. It’s important to consider the annual fee when choosing a card, as it can significantly impact the value of your rewards.
Miles Expiry and Caps
Some air miles credit cards come with expiry dates on the miles you earn. This means that if you don’t use your miles before the expiry date, you may lose them. Additionally, some cards may have caps on the number of miles you can earn per year. It’s important to check the terms and conditions of the card to ensure that the miles you earn will be usable and not lost.
Foreign Currency Transaction Fees
If you plan on using your air miles credit card for overseas spending, it’s important to consider foreign currency transaction fees. These fees can add up quickly, especially if you’re travelling frequently. Some cards may offer waived fees, while others may charge a percentage of the transaction amount. Be sure to check the fees before using your card abroad.
Overall, understanding the fine print of your air miles credit card is crucial to maximising the value of your rewards. By considering annual fees, miles expiry and caps, and foreign currency transaction fees, you can choose the best card for your needs and make the most out of your rewards.
Strategies for Earning and Redeeming Miles
If you’re looking to maximise your miles accumulation and get the most out of your air miles credit card, there are a few strategies you can use. Here are some tips to help you earn and redeem miles more effectively:
Optimising Everyday Spending
One of the best ways to earn miles is by using your credit card for everyday spending. Look for cards that offer high miles per dollar spent, both locally and overseas. For example, the Citi PremierMiles Card offers 1.2 miles per dollar spent locally and up to 2 miles per dollar spent overseas.
To make the most of your spending, consider using your credit card for food delivery services like Deliveroo and Foodpanda, which often offer promotions for cardholders. You can also earn extra miles by shopping online through the card’s online shopping portal, which may offer additional miles per dollar spent.
Travel and Overseas Expenditure
If you’re planning a trip overseas, make sure to use your air miles credit card for all your travel expenses. Look for cards that offer bonus miles for overseas spending or foreign currency transactions. For example, the DBS Altitude Visa Signature Card offers 3 miles per dollar spent on all overseas spending.
To further maximise your miles, consider booking your flights and hotels through the card’s travel portal, which may offer additional miles for bookings made with the card.
Online Shopping and Dining Deals
Many air miles credit cards offer promotions and deals for online shopping and dining. Look for cards that offer bonus miles for online spending or dining at participating restaurants. For example, the OCBC 90°N Card offers 4 miles per dollar spent on online shopping and 8 miles per dollar spent at selected dining outlets.
To make the most of these deals, keep an eye out for promotions and discounts offered by the card issuer, as well as participating merchants. You can also earn extra miles by using the card’s mobile app to make purchases, which may offer additional miles per dollar spent.
By following these strategies, you can earn and redeem miles more effectively with your air miles credit card. Whether you’re looking to save on travel expenses or earn rewards for everyday spending, there are plenty of ways to maximise your miles and get the most out of your card.
Frequently Asked Questions
Which credit card offers the highest air mile returns for every pound spent?
The Citi PremierMiles Card offers the highest air mile returns for every pound spent. You can earn up to 1.5 miles per pound spent locally and up to 2 miles per pound spent overseas.
How can you quickly rack up KrisFlyer miles with a credit card?
One way to quickly rack up KrisFlyer miles is to use your credit card for daily expenses and earn miles on every transaction. You can also earn bonus miles by using your credit card for overseas spending, hotel bookings, and flight bookings.
What benefits come with the top-rated UOB PRVI Miles Card?
The UOB PRVI Miles Card is a great choice for frequent flyers. You can earn up to 1.4 miles per pound spent locally and up to 2.4 miles per pound spent overseas. The card also comes with travel insurance coverage and complimentary airport lounge access.
Are there any travel credit cards that provide exceptional perks for frequent flyers?
Yes, the HSBC Revolution Credit Card is a great choice for frequent flyers. You can earn up to 1.2 miles per pound spent locally and up to 2 miles per pound spent overseas. The card also comes with travel insurance coverage and discounts on hotel bookings.
What’s the value of 10,000 KrisFlyer miles when used for travel rewards?
The value of 10,000 KrisFlyer miles can vary depending on the destination and airline. As a general rule, 10,000 KrisFlyer miles can get you a one-way economy class ticket within Southeast Asia.
Which credit card is the ultimate choice for earning KrisFlyer miles on daily expenses?
The American Express KrisFlyer Card is a great choice for earning KrisFlyer miles on daily expenses. You can earn up to 1.1 miles per pound spent locally and up to 2 miles per pound spent overseas. The card also comes with travel insurance coverage and discounts on hotel bookings.