If you’re a frequent traveller based in Singapore, you may want to consider a UOB travel credit card. UOB offers several credit cards with travel rewards and benefits, including the KrisFlyer UOB Credit Card, UOB PRVI Miles Card, and UOB Visa Signature Card.
With a UOB travel credit card, you can earn rewards points or miles for your spending that can be redeemed for flights, hotel stays, and other travel-related expenses. Some UOB travel credit cards also offer perks like lounge access, travel insurance, and exclusive discounts on travel bookings.
Before choosing a UOB travel credit card, it’s important to understand the rewards, fees, and charges associated with each card. You’ll also want to consider your spending habits and travel preferences to determine which card will offer the most value for you. By doing your research and strategically using your UOB travel credit card, you can maximise your rewards and benefits and save money on your travels.
Key Takeaways
- UOB offers several travel credit cards with rewards and benefits, including the KrisFlyer UOB Credit Card, UOB PRVI Miles Card, and UOB Visa Signature Card.
- With a UOB travel credit card, you can earn rewards points or miles for your spending that can be redeemed for flights, hotel stays, and other travel-related expenses.
- Before choosing a UOB travel credit card, it’s important to understand the rewards, fees, and charges associated with each card and consider your spending habits and travel preferences to determine which card will offer the most value for you.
UOB Travel Credit Card Overview
If you’re a frequent traveler, you need a credit card that can keep up with your lifestyle. With the UOB Travel Credit Card, you can earn miles for every dollar you spend, and redeem them for flights, hotel stays, and other travel-related expenses. Here’s what you need to know about this card:
Essential Features of UOB Travel Cards
The UOB Travel Credit Card comes in three different varieties: the UOB Lady’s Card, the UOB PRVI Miles Card, and the KrisFlyer UOB Credit Card. Each of these cards has its own unique features and benefits, so you’ll need to choose the one that best fits your needs.
The UOB Lady’s Card is designed specifically for women, and offers a range of benefits such as discounts on shopping and dining, as well as travel insurance coverage. The UOB PRVI Miles Card is great for those who want to earn miles quickly, with up to 1.4 miles earned for every dollar spent. Finally, the KrisFlyer UOB Credit Card is ideal for frequent flyers, with up to 3 miles earned for every dollar spent on Singapore Airlines, Scoot, and KrisShop.
Regardless of which card you choose, you’ll enjoy benefits such as complimentary travel insurance, airport lounge access, and discounts on travel-related expenses.
Comparing UOB Cards for Travel
To help you choose the right UOB Travel Credit Card for your needs, here’s a quick comparison of the key features of each card:
| Card Name | Annual Fee | Miles Earned |
|---|---|---|
| UOB Lady’s Card | $192.60 | Up to 4 miles per dollar spent on fashion and beauty purchases |
| UOB PRVI Miles Card | $256.80 | Up to 1.4 miles per dollar spent |
| KrisFlyer UOB Credit Card | $192.60 | Up to 3 miles per dollar spent on Singapore Airlines, Scoot, and KrisShop |
As you can see, each card has its own unique benefits, so you’ll need to choose the one that best fits your travel needs. Whether you’re a frequent flyer or just looking for a way to earn miles for your next vacation, the UOB Travel Credit Card has everything you need to make your travels more rewarding.
Maximising Rewards and Benefits
If you’re looking for a credit card that will help you maximise your rewards and benefits while travelling, the UOB Travel Credit Card is definitely worth considering. Here are some of the ways you can make the most of your card:
Earning KrisFlyer Miles and UNI$
With the UOB Travel Credit Card, you can earn KrisFlyer miles and UNI$ for every dollar spent. For example, you can earn up to 3 KrisFlyer miles per $1 spend on Singapore Airlines, Scoot, KrisShop, Kris+ and selected everyday categories. Additionally, you can earn 1.2 miles per $1 spend on all other expenditures. Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar). With these rewards, you can redeem flights, upgrades, and other travel perks.
Exclusive Travel Privileges
As a UOB Travel Credit Card holder, you can enjoy exclusive travel privileges such as complimentary travel insurance, airport lounge access, and travel concierge services. These perks can make your travel experience more comfortable and stress-free.
Dining and Retail Rewards
The UOB Travel Credit Card also offers dining and retail rewards. You can earn up to 3 miles per $1 spend on dining, food delivery, online shopping and travel, and transport spend. You can also enjoy up to 10% rebate on dining and shopping at selected merchants. Additionally, you can earn up to 4.4% cashback on Singapore Power utilities bill and up to 3.33% cashback on all retail spend.
Overall, the UOB Travel Credit Card offers a range of rewards and benefits that can help you make the most of your travels. Whether you’re looking for KrisFlyer miles, exclusive travel privileges, or dining and retail rewards, this card has got you covered.
Understanding Fees and Charges
When choosing a UOB travel credit card, it’s important to understand the fees and charges that come with it. In this section, we’ll break down the annual fees and foreign transaction fees associated with UOB travel credit cards.
Annual Fees and Waivers
UOB travel credit cards come with an annual fee, which is waived for the first year. The annual fee varies depending on the card you choose, but it typically ranges from $192 to $406. To avoid paying the annual fee in subsequent years, you must meet the minimum annual spend requirement. This requirement ranges from $6,000 to $50,000, depending on the card you choose. If you fail to meet the minimum spend requirement, the annual fee will be charged to your account.
Foreign Transaction Fees
When you use your UOB travel credit card to make purchases in a foreign currency, you’ll be charged a foreign transaction fee. This fee is charged as a percentage of the transaction amount and varies depending on the card you choose. As of 2024, UOB’s foreign transaction fee for credit cards is 3.25%. This means that for every transaction made in a foreign currency, you’ll be charged an additional 3.25% on top of the purchase amount.
It’s important to note that UOB also charges a conversion fee for foreign currency transactions. This fee is charged as a percentage of the transaction amount and varies depending on the card you choose. For Visa, Mastercard, JCB International, or UnionPay International credit cards, all transactions in foreign currencies will be subject to an administrative fee of 3.1%.
To avoid paying these fees, it’s important to choose the right UOB travel credit card for your needs. Look for a card that offers low foreign transaction fees and conversion fees, as well as other benefits that are important to you. Be sure to read the terms and conditions carefully before applying for a UOB travel credit card to ensure that you fully understand the fees and charges associated with the card.
Strategic Card Usage
When it comes to maximising your returns on UOB travel credit cards, strategic usage is key. Here are some tips to help you get the most out of your card:
Optimising Categories for Maximum Returns
UOB travel credit cards offer bonus rewards on specific categories such as dining, transport, and online shopping. Make sure to choose the categories that align with your spending habits to maximise your returns. For example, if you frequently order food delivery, consider choosing the dining category to earn bonus rewards on your orders.
Leveraging on Online and Mobile Spend
With the rise of online shopping, UOB travel credit cards offer bonus rewards on online and mobile contactless spend. This means that you can earn bonus rewards when you shop online or pay using your mobile phone. Take advantage of this by using your UOB travel credit card for your online shopping needs.
Utilising Cards for Everyday Spend
Aside from travel-related expenses, UOB travel credit cards can also be used for everyday spend such as groceries and utilities. For example, you can earn bonus rewards when you pay your Singapore Power utilities bill using your UOB travel credit card. This means that you can earn rewards on your everyday expenses and accumulate them towards your next travel booking.
By following these tips, you can optimise your UOB travel credit card usage and earn maximum rewards. Remember to always choose the categories that align with your spending habits, leverage on online and mobile contactless spend, and utilise your card for everyday spend.
Applying for a UOB Travel Credit Card
If you’re planning your next travel adventure and want to earn rewards along the way, a UOB travel credit card may be just what you need. Here’s what you need to know about applying for one.
Eligibility and Documentation
To apply for a UOB travel credit card, you must be at least 21 years old and have a minimum annual income of $30,000. If you’re a foreigner, you must have a minimum annual income of $40,000. You’ll also need to provide the following documentation:
- A copy of your NRIC or passport
- Your latest computerized payslip or income tax statement
- For self-employed individuals, your latest income tax statement and ACRA business registration
Online Application Process
Applying for a UOB travel credit card is easy and can be done online through the UOB website. Here’s how:
- Visit the UOB website and select the travel credit card that suits your needs.
- Click on the “Apply Now” button and fill out the application form with your personal and financial details.
- Upload the required documentation and submit your application.
If you’re a new-to-UOB credit cardmember, you can enjoy exclusive sign-up promotions such as bonus miles or cashback when you meet the minimum spend requirements. Keep in mind that the approval process may take up to 14 business days.
In conclusion, a UOB travel credit card can be a great way to earn rewards while exploring the world. With a simple online application process and exclusive sign-up promotions for new-to-UOB credit cardmembers, there’s never been a better time to apply.
Frequently Asked Questions
What exclusive perks come with the UOB PRVI Miles card for avid travellers?
As an avid traveller, the UOB PRVI Miles card offers you a wide range of exclusive perks. For instance, you can earn up to 1.4 miles for every $1 spent overseas and 1.4 miles for every $1 spent on local dining and petrol. Additionally, you can enjoy complimentary travel insurance coverage of up to $1 million when you charge your full travel fare to your card.
Can you detail the lounge access privileges provided by UOB travel credit cards?
Yes, UOB travel credit cards provide you with complimentary access to over 80 airport lounges worldwide. You can enjoy up to 6 complimentary visits per year to participating lounges, with the option to bring a guest for free.
What are the eligibility criteria to apply for a UOB travel credit card?
To apply for a UOB travel credit card, you must be at least 21 years old and have a minimum annual income of $30,000. Additionally, you must be a Singaporean citizen or permanent resident, or a foreigner with a valid employment pass.
How can one convert their spendings into KrisFlyer miles using a UOB credit card?
You can easily convert your spendings into KrisFlyer miles using a UOB credit card. Simply enroll in the KrisFlyer miles program and link your UOB credit card to your KrisFlyer account. Then, every time you make a purchase with your UOB credit card, you will earn KrisFlyer miles that can be redeemed for flights, upgrades, and other travel rewards.
In what ways can I avoid paying the annual fee on my UOB credit card?
You can avoid paying the annual fee on your UOB credit card in a few ways. For example, some UOB credit cards waive the annual fee for the first year of membership. Additionally, you can opt for a credit card that offers fee waivers based on your annual spending, or choose a card that offers low or no annual fees.
Could you shed light on the benefits of carrying a UOB KrisFlyer Debit Card while travelling?
The UOB KrisFlyer Debit Card is a great option for travellers who want to earn KrisFlyer miles without using a credit card. With this debit card, you can earn up to 3 KrisFlyer miles for every $1 spent on eligible purchases, including dining, shopping, and travel. Additionally, you can enjoy exclusive travel privileges such as discounted airport transfers and travel insurance coverage.