If you’re planning to travel overseas, you’ll want to make sure that your UOB credit card is activated for use outside of Singapore. Activating your card for overseas use is a simple process that can be done through UOB’s website or mobile app. By doing so, you’ll be able to use your card to make purchases and withdraw cash while you’re abroad.
Understanding the security features of your UOB credit card is important when using it overseas. UOB provides enhanced security features to protect against fraudulent activity. You can also manage your card while abroad by setting transaction limits and receiving alerts for every transaction made with your card. Additionally, there are tips for using your credit card overseas that can help you avoid unnecessary fees and charges.
Overall, activating your UOB credit card for overseas use is a simple and necessary step to take before travelling abroad. By understanding the security features and managing your card while abroad, you can ensure that your transactions are safe and secure. With these tips in mind, you can make the most of your travels without worrying about your credit card.
Key Takeaways
- Activating your UOB credit card for overseas use is a simple process that can be done through UOB’s website or mobile app.
- Understanding the security features of your UOB credit card is important when using it overseas.
- Managing your card while abroad and following tips for using your credit card overseas can help you avoid unnecessary fees and charges.
Activating Your UOB Credit Card for Overseas Use
If you’re planning to travel overseas and use your UOB credit card, you’ll need to activate it for overseas use. Fortunately, there are several ways to do this, including online, through the UOB TMRW app, by SMS, and at a UOB ATM.
Activation Through UOB Personal Internet Banking
One way to activate your UOB credit card for overseas use is through UOB Personal Internet Banking. Here’s how:
- Log in to your UOB Personal Internet Banking account.
- Select “Cards” from the menu.
- Click on “Card Activation.”
- Follow the prompts to activate your card for overseas use.
Activation via UOB TMRW App
Another way to activate your UOB credit card for overseas use is through the UOB TMRW app. Here’s how:
- Log in to the UOB TMRW app.
- Select “Cards” from the menu.
- Click on “Card Activation.”
- Follow the prompts to activate your card for overseas use.
Activation by SMS
You can also activate your UOB credit card for overseas use by SMS. Here’s how:
- Send an SMS to UOB at 71423 with the message “ACTVA” followed by the last 4 digits of your ATM card number. For example, if your ATM card number is 1234 5678 9012 3456, you would send the message “ACTVA 3456”.
- UOB will send you a One-Time Password (OTP) to your mobile phone number for verification.
- Follow the prompts to activate your card for overseas use.
Activation at UOB ATM
Finally, you can activate your UOB credit card for overseas use at a UOB ATM. Here’s how:
- Insert your UOB credit card into the ATM.
- Select “Other Services” from the menu.
- Choose “Card Activation.”
- Follow the prompts to activate your card for overseas use.
Activating your UOB credit card for overseas use is quick and easy. Whether you choose to activate it online, through the UOB TMRW app, by SMS, or at a UOB ATM, you’ll be able to use your card with peace of mind while travelling abroad.
Understanding Overseas Card Security Features
When it comes to using your UOB credit card overseas, it’s important to understand the various security features in place to protect you from fraudulent activities. Here are some of the key security features you should be aware of:
EMV Chip Technology
EMV is a global security standard for chip card technology. It enables chip cards to be accepted anywhere in the world. With the EMV chip, your card is better protected against fraudulent activities. The EMV chip can be recognised by a gold or silver metal piece on the card just below the UOB logo on the left of your card face.
One-Time Password (OTP) Verification
One-Time Password (OTP) is a security feature that helps protect your UOB credit card from unauthorised transactions. It is a unique code that is sent to your registered mobile phone number, and is required to complete certain transactions. This feature adds an extra layer of security to your UOB credit card, making it more difficult for fraudsters to use your card for unauthorised transactions.
Magnetic Stripe Protection
The magnetic stripe on all UOB credit, debit and ATM cards are disabled for overseas point-of-sale transactions and ATM access to reduce the risk of unauthorised transactions being effected on the card. Please note that E-commerce, point-of-sale EMV chip & contactless transactions will remain enabled for overseas use.
By understanding these security features, you can use your UOB credit card overseas with confidence, knowing that your card is protected against fraudulent activities.
Managing Your Card While Abroad
Travelling overseas with your UOB credit card can be an exciting experience, but it’s important to manage your card properly to avoid any issues. Here are some tips to help you manage your card while abroad.
Overseas ATM Cash Withdrawal
UOB credit cards are accepted worldwide, and you can withdraw cash from any ATM that accepts your card. However, it’s important to note that you may be charged additional fees for overseas transactions, and the exchange rate may be different from what you’re used to.
To avoid any surprises, it’s a good idea to check the fees and exchange rates before you travel. You can also consider using a debit card or prepaid travel card for cash withdrawals.
Dealing with Unauthorised Transactions
Card fraud is a risk when travelling overseas, so it’s important to keep an eye on your account for any unauthorised transactions. If you notice any transactions that you didn’t make, contact UOB immediately to report the issue.
UOB has a 24-hour hotline that you can call to report any unauthorised transactions. You can also use the UOB Mighty app to block your card temporarily if you suspect fraud.
Reporting Lost or Stolen Cards
If your UOB credit card is lost or stolen while you’re abroad, it’s important to report it immediately. You can call the UOB hotline to report the issue and request a replacement card.
UOB also offers emergency card replacement services, so you can get a new card delivered to you as soon as possible. Keep in mind that you may be charged for the replacement card and any additional fees for overseas delivery.
By following these tips, you can manage your UOB credit card while abroad and enjoy a stress-free travel experience.
Tips for Using Your Credit Card Overseas
Travelling abroad can be an exciting and exhilarating experience, but it can also be stressful if you’re not prepared for the financial aspects of your trip. Here are some tips to help you use your UOB credit card overseas with confidence.
Understanding Exchange Rates and Fees
Before you leave for your trip, it’s important to understand how exchange rates work and what fees you may be charged when using your credit card abroad. When you make a purchase in a foreign currency, the exchange rate will determine how much you are actually paying in your home currency. UOB uses the prevailing exchange rate at the time of the transaction, which may differ from the rate you see online or in the news.
In addition to exchange rates, you may also be charged fees for using your credit card overseas. These fees can include foreign transaction fees, ATM withdrawal fees, and currency conversion fees. UOB charges a foreign transaction fee of 2.8% on all transactions made in a foreign currency.
Notifying UOB of Your Travel Plans
To ensure that your UOB credit card works smoothly while you’re abroad, it’s important to notify UOB of your travel plans. You can do this easily through the UOB Personal Internet Banking portal, or by calling the UOB customer service hotline. By notifying UOB of your travel plans, you can help prevent your card from being blocked due to suspicious activity.
Making the Most of UOB Card Rewards
If you’re a UOB credit cardholder, you can earn and redeem rewards through UOB’s loyalty programmes, KrisFlyer and UNI$. KrisFlyer allows you to earn miles that can be redeemed for flights, upgrades, and other travel-related expenses, while UNI$ can be redeemed for a variety of rewards, including shopping vouchers, dining vouchers, and travel packages.
To make the most of your UOB card rewards while travelling abroad, be sure to use your card for all of your purchases. This will help you earn more rewards, which you can then redeem for travel-related expenses like flights, hotels, and tours.
By following these tips, you can use your UOB credit card with confidence while travelling abroad. Just remember to notify UOB of your travel plans, understand exchange rates and fees, and make the most of your UOB card rewards.
After Your Trip: Managing Your Card and Transactions
Checking Your Statements
Now that your trip is over, it’s important to keep track of your credit card transactions. You can easily check your UOB credit card statements online to stay on top of your spending. Simply log in to your UOB Personal Internet Banking account and navigate to the “Credit Card” section. From there, you can view your recent transactions, current balance, and available credit limit. It’s a good idea to check your statements regularly to ensure that there are no fraudulent transactions on your account.
Setting Up Instalment Payment Plans
If you made a large purchase during your trip and need to spread out the payments, UOB offers instalment payment plans for eligible transactions. This allows you to pay off your purchase in fixed monthly instalments over a period of time. To set up an instalment payment plan, simply log in to your UOB Personal Internet Banking account and navigate to the “Credit Card” section. From there, you can select the transaction you wish to convert to an instalment plan and choose the repayment period that works best for you. Keep in mind that there may be processing fees and interest charges associated with instalment payment plans.
By checking your statements and setting up instalment payment plans, you can effectively manage your UOB credit card after your trip. This will help you stay on top of your finances and avoid any unnecessary charges. Remember to always keep your UOB credit card information secure and report any suspicious activity to the bank immediately.
Frequently Asked Questions
How can I swiftly enable my UOB credit card for international adventures?
To enable your UOB credit card for use abroad, you can reset your PIN instantly via UOB TMRW or UOB Personal Internet Banking. Alternatively, you can visit any local UOB ATM using your credit card and PIN and withdraw cash. When overseas, visit any UOB / Cirrus / PLUS ATM with your credit card and PIN.
What steps should I follow to activate my UOB card for global usage through the internet?
To activate your UOB card for global usage through the internet, you need to log in to your UOB Personal Internet Banking account and follow the simple steps provided. Once you have completed the activation process, you will be able to use your UOB credit card overseas.
Is there a hotline to ring for activating my UOB credit card for use abroad?
Yes, there is a 24-hour automated hotline available to activate your UOB credit card for use abroad. Simply call the hotline and follow the instructions provided.
Must I give my UOB card a go-ahead before jetting off and using it internationally?
Yes, it is important to give your UOB card a go-ahead before jetting off and using it internationally. This will ensure that your card is activated for overseas use and that you will be able to use it without any issues.
Can I expect my UOB ATM card to work when I’m travelling outside Singapore?
Yes, you can expect your UOB ATM card to work when you are travelling outside Singapore. However, it is important to ensure that your card is activated for overseas use before you leave, to avoid any issues when using it abroad.
What’s the process for ensuring my UOB credit card is ready for my next overseas escapade?
To ensure that your UOB credit card is ready for your next overseas escapade, you can reset your PIN instantly via UOB TMRW or UOB Personal Internet Banking. Alternatively, you can visit any local UOB ATM using your credit card and PIN and withdraw cash. When overseas, visit any UOB / Cirrus / PLUS ATM with your credit card and PIN. It is also important to activate your card for overseas use before you leave, to avoid any issues when using it abroad.