If you’re looking for a credit card that offers rewards, cashback, and exclusive privileges, then UOB credit cards might be the best option for you. UOB credit cards are popular in Singapore for their rewards, easy-to-use app, and great customer service. With cashback, rewards points, and discounts on dining, shopping, and travel, UOB offers attractive deals for customers.
One of the most popular UOB credit cards is the UOB One Card. This card offers up to 5% cashback on all spend, with no minimum spend required. It also offers up to 10% cashback on Grab rides and up to 24% savings on petrol at Shell. With this card, you can also enjoy exclusive deals on dining, shopping, and travel.
If you’re a frequent traveller, you might want to consider the UOB PRVI Miles Card. This card offers up to 1.4 miles per $1 spent locally, and up to 2.4 miles per $1 spent overseas. It also offers complimentary travel insurance coverage and exclusive travel deals. With UOB credit cards, you can choose the card that best suits your lifestyle and spending habits.
Key Takeaways
- UOB credit cards offer rewards, cashback, and exclusive privileges.
- The UOB One Card is popular for its cashback offers and exclusive deals.
- The UOB PRVI Miles Card is ideal for frequent travellers, offering miles and travel benefits.
Discovering the Best UOB Credit Cards in Singapore
Are you looking for the best UOB credit card in Singapore? With so many options available, it can be overwhelming to choose the right one for you. But don’t worry, we’ve got you covered. Here’s a breakdown of some of the best UOB credit cards in Singapore to help you make an informed decision.
UOB One Card
The UOB One Card is one of the best cashback credit cards in Singapore. With this card, you can earn up to 5% cashback on all your spendings. To qualify for the cashback, you need to spend a minimum of $500 each month for three consecutive months. The more you spend, the higher your cashback percentage will be.
UOB EVOL Card
The UOB EVOL Card is a great credit card for those who love to shop online. With this card, you can earn up to 8% cashback on online and mobile transactions. You can also earn 1% cashback on all other spendings. Plus, you can enjoy exclusive deals and discounts on online shopping platforms.
UOB Lady’s Solitaire Card
The UOB Lady’s Solitaire Card is designed for women who love to shop and travel. With this card, you can earn up to 10X UNI$ (UOB reward points) on shopping and travel spendings. You can also enjoy exclusive deals and discounts on luxury brands, spas, and hotels.
UOB PRVI Miles Card
The UOB PRVI Miles Card is one of the best travel credit cards in Singapore. With this card, you can earn up to 1.4 miles for every $1 spent locally and up to 2.4 miles for every $1 spent overseas. You can also enjoy exclusive deals and discounts on travel-related expenses such as hotel bookings and car rentals.
UOB Visa Signature Card
The UOB Visa Signature Card is a great credit card for those who love dining out. With this card, you can earn up to 10% cashback on dining spendings. You can also enjoy exclusive deals and discounts on dining at selected restaurants.
UOB Preferred Platinum Card
The UOB Preferred Platinum Card is a great credit card for those who love to shop and dine out. With this card, you can earn up to 10X UNI$ on shopping and dining spendings. You can also enjoy exclusive deals and discounts on selected merchants.
UOB Absolute Cashback Card
The UOB Absolute Cashback Card is a great credit card for those who want to earn cashback on all their spendings. With this card, you can earn up to 1.7% cashback on all spendings. There are no minimum spend requirements or cashback caps.
In conclusion, these are some of the best UOB credit cards in Singapore. Choose the one that suits your lifestyle and spending habits the most. With the right UOB credit card, you can enjoy exclusive deals, discounts, and rewards.
Maximising Cashback and Rewards
If you’re looking to maximise your cashback and rewards, UOB has several credit cards that can help you do just that. Here are some tips on how to get the most out of your UOB credit card.
Daily and Essential Expenses
For daily and essential expenses, the UOB One Credit Card is a great option. With this card, you can earn up to 5% cashback on your spend, depending on how much you spend per month. For example, if you spend $500 a month for three consecutive months, you’ll earn 3.33% cashback. If you spend $2,000 a month for three consecutive months, you’ll earn the maximum 5% cashback. This card is great for things like groceries, utilities (including Singapore Power), and food delivery.
Online and Mobile Contactless Spend
If you do a lot of online and mobile contactless spend, the UOB EVOL Credit Card is a good choice. With this card, you can earn up to 8% cashback on your online and mobile contactless spend, with a minimum spend of $600 per statement period. This card is perfect for things like online shopping and ride-hailing services.
Dining and Entertainment
If you enjoy dining out and entertainment, the UOB Preferred Platinum Card is a good option. With this card, you can earn up to 10% cashback on dining, entertainment, and online shopping, with a minimum spend of $600 per statement period. This card is great for things like dining out, movies, concerts, and online shopping.
Overall, UOB credit cards offer great cashback and rewards for a variety of spending categories. By choosing the right card for your spending habits, you can maximise your rewards and get the most out of your credit card.
Travel Benefits and Air Miles
UOB offers several credit cards that provide excellent travel benefits and air miles, making them the perfect choice for frequent travellers. Here are some of the benefits you can expect:
Local and Overseas Spend
The UOB PRVI Miles American Express Card, UOB PRVI Miles World Mastercard, and UOB PRVI Miles Visa Card offer generous air miles rewards for both local and overseas spend. You can earn up to 1.4 miles per $1 spent locally and up to 3 miles per $1 spent overseas. With these cards, you can easily accumulate air miles for your next trip.
Exclusive Travel Privileges
UOB offers a range of exclusive travel privileges for its cardholders. For example, the KrisFlyer UOB Credit Card gives you the opportunity to earn KrisFlyer miles for every dollar spent on Singapore Airlines, Scoot, KrisShop, and Kris+. You can also earn 3 KrisFlyer miles per $1 spent on dining, food delivery, online shopping, travel, and transport spend.
Other UOB credit cards offer exclusive privileges such as discounts on air tickets, hotel bookings, and car rentals, as well as free travel insurance and access to airport lounges. For example, the UOB PRVI Miles Card offers up to 10% discount on air tickets and hotel bookings made through UOB Travel, as well as up to 50% off airport limousine transfers.
With UOB credit cards, you can also enjoy exclusive privileges on popular travel platforms such as Grab, Shopee, Agoda, and Expedia. For example, you can enjoy up to 10% off Grab rides and up to 12% off hotel bookings on Agoda and Expedia.
KrisFlyer Elite Silver Status
If you are a frequent flyer with Singapore Airlines, the UOB KrisFlyer Credit Card can help you achieve KrisFlyer Elite Silver status faster. With this status, you can enjoy benefits such as priority check-in, boarding, and baggage handling, as well as lounge access and extra baggage allowance.
In conclusion, UOB credit cards offer excellent travel benefits and air miles rewards, making them the perfect choice for frequent travellers. With exclusive privileges and rewards, you can easily accumulate air miles and enjoy a range of travel benefits.
Understanding Fees, Interest, and Eligibility
When choosing a UOB credit card, it is important to understand the fees, interest rates, and eligibility requirements. This will help you make an informed decision and avoid any surprises down the line.
Annual Fees and Charges
Most UOB credit cards come with an annual fee, which can range from S$0 to S$192. To avoid paying the annual fee, some cards require a minimum spend of S$1,000 per year. However, there are also credit cards that offer annual fee waivers for the first year or for subsequent years based on meeting certain spending requirements.
It is important to note that some UOB credit cards come with additional fees and charges, such as late payment fees, cash advance fees, and foreign transaction fees. These fees can add up quickly, so it’s important to read the terms and conditions carefully before applying for a card.
Interest Rates and Minimum Spend
UOB credit cards come with different interest rates and minimum spend requirements. The interest rate can vary depending on the type of card and your creditworthiness. Some cards offer a low-interest rate for the first few months, while others offer a low-interest rate for a longer period of time.
To be eligible for a UOB credit card, you must be at least 21 years old and meet the minimum annual income requirement. The minimum annual income requirement varies depending on the type of card, but it typically ranges from S$30,000 to S$80,000. You will also need to provide your SingPass, MyInfo, NRIC, or passport to verify your identity and eligibility.
In conclusion, understanding the fees, interest rates, and eligibility requirements of UOB credit cards is crucial when choosing the best card for you. Be sure to read the terms and conditions carefully and compare different cards to find the one that best suits your needs.
Exclusive Cardholder Privileges
As a UOB credit cardholder, you can enjoy a range of exclusive privileges that are tailored to meet your needs. In this section, we will take a look at some of the benefits that you can enjoy as a UOB credit cardholder.
Lifestyle and Retail Benefits
UOB offers a range of lifestyle and retail benefits to its cardholders. For example, if you are a UOB Lady’s Credit Card holder, you can enjoy dining discounts of up to 20% at selected local restaurants. Similarly, if you hold a UOB Visa Signature card, you can enjoy exclusive discounts at Shell and SPC petrol stations.
In addition, UOB has partnered with the DFI Retail Group to offer discounts at various retail outlets. As a UOB credit cardholder, you can enjoy discounts of up to 10% when you shop at DFS Galleria, T Galleria, and airport duty-free stores.
Specialised Cards for Different Needs
UOB offers a range of specialised credit cards that cater to different spending habits. For example, if you are a frequent traveller, you may want to consider the UOB Visa Infinite Metal Card, which offers a range of travel perks, including complimentary airport lounge access and travel insurance coverage.
On the other hand, if you are looking for a card that offers cashback on your everyday spending, you may want to consider the UOB One Card. With this card, you can earn up to 5% cashback on your spending, provided you spend a minimum of $500 per month for 2 consecutive months from the card approval date.
UOB also offers a range of promotions to its cardholders. For example, if you apply for a UOB credit card online, you may be eligible for a welcome gift, such as an Apple Watch or vouchers. Additionally, UOB frequently offers promotions on dining, shopping, and travel, so be sure to check the UOB Offers page regularly to stay up-to-date on the latest promotions.
In conclusion, UOB offers a range of credit cards that cater to different spending habits, as well as a range of exclusive privileges that are tailored to meet your needs. Whether you are looking for a card that offers cashback on your everyday spending or a card that offers travel perks, UOB has a card that is right for you.
Frequently Asked Questions
What perks can I expect from the top UOB credit cards?
The top UOB credit cards offer a range of perks, depending on your spending habits and lifestyle. For instance, the UOB One Card is great for cashback rewards, while the KrisFlyer UOB Credit Card is ideal for frequent flyers. Other benefits may include discounts on dining, shopping, and travel, as well as access to exclusive events and promotions.
How does the UOB One card stack up against other rewards cards?
The UOB One Card is one of the top cashback credit cards in Singapore, offering up to 5% cashback on all spend categories. This makes it a great option for those who want to maximize their savings on everyday purchases. However, it’s important to note that the UOB One Card has a minimum spend requirement of $500 per month, so it may not be the best choice for those with lower spending habits.
What are the eligibility criteria for expats seeking UOB credit cards?
To apply for a UOB credit card as an expat, you must have a valid work permit or employment pass, as well as a minimum income of $40,000 per annum. You will also need to provide proof of employment and a copy of your passport. It’s important to note that eligibility criteria may vary depending on the specific UOB credit card you are interested in.
Could you highlight the differences between UOB credit cards and their benefits?
Each UOB credit card offers different benefits and rewards, depending on your spending habits and lifestyle. For example, the UOB PRVI Miles Card is great for those who frequently travel, while the UOB YOLO Card is ideal for young adults who enjoy dining and entertainment. It’s important to compare the different UOB credit cards and their benefits before choosing the one that’s right for you.
What income level is necessary to apply for a UOB credit card?
The income level required to apply for a UOB credit card varies depending on the specific card you are interested in. Generally, the minimum income requirement for UOB credit cards is $30,000 per annum for Singapore citizens and permanent residents, and $40,000 per annum for foreigners. However, some UOB credit cards may have higher income requirements.
Which UOB credit card is famed for its exceptional rewards programme?
The UOB PRVI Miles Card is known for its exceptional rewards programme, offering up to 1.4 miles per dollar spent on all purchases. Cardholders can also enjoy a range of travel benefits, such as complimentary travel insurance and airport lounge access. Additionally, the UOB PRVI Miles Card has a low annual fee of $256.80, making it a great option for those who want to maximize their rewards without breaking the bank.