If you’re looking for a credit card that offers a range of rewards and benefits, the UOB EVOL Card in Singapore may be the perfect fit for you. This card is designed to provide you with cashback on online and mobile contactless spending, dining, travel, and sustainable deals. Additionally, you can earn up to 8% cashback on your spending, with a cap of $60 cash back per month.
To qualify for the UOB EVOL Card, you’ll need to meet certain financial prerequisites. For example, you’ll need to have a minimum monthly income of $2,500 if you’re a Singaporean or Permanent Resident, or $3,000 if you’re a foreigner. You’ll also need to be at least 21 years old and have a good credit score.
If you’re interested in applying for the UOB EVOL Card, you can do so online or in person at a UOB branch. The application process is straightforward and easy to complete, and you should receive a decision on your application within a few days. Overall, the UOB EVOL Card is a great option for anyone looking for a credit card that offers a range of rewards and benefits, as well as a high cashback rate.
UOB Evol Card Overview
If you’re looking for a credit card that offers high cashback rates and eco-friendly features, the UOB Evol Card might be the perfect fit for you. This card is designed to cater to the needs of the modern Singaporean, with features that make it stand out from other credit cards in the market.
Card Features
One of the most attractive features of the UOB Evol Card is its cashback rates. You can enjoy up to 8% cashback on online and mobile contactless spend, as well as dining, travel, and sustainable deals. This makes it an excellent choice for those who love to shop online or use their mobile phones for payments.
The UOB Evol Card also comes with an exciting offer for Apple Watch SE 2nd Gen. You can get this watch for just $0 when you sign up for a 24-month instalment plan with UOB. This offer is only available for a limited time, so act fast if you’re interested.
Eco-Friendly Approach
The UOB Evol Card is also eco-friendly, which is a big plus for those who are environmentally conscious. The card is made of bio-sourced materials, specifically polylactic acid (PLA), which is a biodegradable and compostable material. This means that the card is not only durable and functional, but it is also sustainable and eco-friendly.
In addition to the card itself, UOB has also taken steps to reduce its carbon footprint by implementing sustainable practices in its operations. For example, the bank has reduced paper usage by digitising its processes, and it has also implemented energy-efficient practices in its buildings.
Overall, the UOB Evol Card is an excellent choice for those who are looking for a credit card that offers high cashback rates and eco-friendly features. With its attractive features and sustainable approach, it’s no wonder that this card is becoming increasingly popular in Singapore.
Rewards and Benefits
If you’re looking for a credit card that rewards you for your spending, the UOB EVOL Card might be just what you need. With cashback, rewards, and exclusive vouchers, this card offers a range of benefits that can help you save money and get more out of your shopping, dining, and travel experiences.
Cashback and Rewards
One of the key benefits of the UOB EVOL Card is its cashback programme. You can earn up to 8% cashback on your online and mobile contactless spend, making it a great choice for those who love to shop online or use their mobile devices to make purchases. With a minimum spend of S$600 per month, you can earn up to S$80 cashback per month, which can add up to significant savings over time.
In addition to cashback, the UOB EVOL Card also offers rewards through the UOB Rewards programme. You can earn UNI$ when you spend on your eligible UOB cards, which you can then redeem for a variety of rewards, from vouchers to miles. Check out the exclusive deals and promotions for UOB cardmembers and find the best card for your lifestyle.
Exclusive Vouchers
As a UOB EVOL Cardmember, you can also enjoy exclusive vouchers and deals from a range of retailers and merchants. For example, you can get S$350 Grab Vouchers from UOB when you apply for the UOB EVOL Card and spend a minimum of S$1000 for 2 consecutive months. This is a great way to save money on your transportation costs and enjoy more convenience when you’re out and about.
In addition to Grab Vouchers, you can also enjoy eco-friendly offers and over 1,000 other deals from fashion to dining. Access to UOB TMRW Rewards+ and complimentary travel insurance when you charge your fare to your UOB card and fill out the form before your trip are other benefits that you can enjoy with the UOB EVOL Card.
Overall, the UOB EVOL Card is a great choice for anyone who wants to get more out of their spending and enjoy a range of exclusive benefits and rewards. With cashback, rewards, and exclusive vouchers, this card can help you save money and get more out of your shopping, dining, and travel experiences.
Financial Prerequisites
Before applying for the UOB EVOL card, it is important to understand the financial prerequisites associated with the card. This will help you make an informed decision and ensure that you can afford the fees and charges.
Fees and Charges
The UOB EVOL card comes with an annual fee of S$196.20, which is waived with 3 monthly transactions for 12 consecutive months. There is also a late payment fee of S$90 and an overlimit fee of S$40. It is important to note that the minimum monthly payment is 3% of the outstanding balance or S$50, whichever is higher.
Interest Rates
The effective interest rate (EIR) for the UOB EVOL card is 26.9% per annum. This is a relatively high interest rate, so it is important to ensure that you can afford to pay off your balance in full each month.
To enjoy 8% cashback on Online and Mobile Contactless Spend, a minimum spend of S$600 per statement month on your card is required. Additionally, to receive S$350 Grab Vouchers as the first 200 new-to-UOB credit cardmembers monthly, you must make a minimum spend of S$1,000 per month for 2 consecutive months from card approval date.
Overall, the UOB EVOL card is a great option for those who can afford the annual fee and are able to pay off their balance in full each month. It offers attractive cashback rewards and benefits, but it is important to be aware of the fees and charges associated with the card.
Banking Integration
With the UOB EVOL Credit Card, banking integration is made easy for you. You can access both UOB Personal Internet Banking and UOB TMRW seamlessly without the need for OTPs. This allows you to manage your UOB accounts effortlessly and securely on-the-go.
UOB Accounts
The UOB EVOL Card can be linked to various UOB accounts such as the UOB One Account, Savings Account, UOB Stash Account, and UOB Uniplus Account. This integration allows you to keep track of your finances and make transfers between your accounts with ease.
Bill Payments and GIRO
With the UOB EVOL Card, you can also make bill payments and set up GIRO arrangements for your regular expenses. This includes bills such as SP Utilities Bill and iPaymy. You can also set up your UOB EVOL Card as your preferred payment mode on CDG Zig app and receive S$3 off promo codes for your next 2 rides.
Overall, UOB EVOL Credit Card’s banking integration provides you with a convenient and secure way to manage your finances. With the ability to access your accounts and make payments on-the-go, you can stay on top of your finances with ease.
Eligibility and Application
Eligibility Criteria
To be eligible for the UOB EVOL Credit Card, you must meet the following criteria:
- You must be a Singaporean or a Permanent Resident of Singapore
- You must be at least 21 years old
- Your minimum annual income must be S$30,000 for Singaporeans and S$40,000 for foreigners
- You must have a good credit score
- You must not have any existing UOB credit cards
Additionally, if you are a foreigner, you must provide a copy of your passport, work permit, and employment letter.
It is also important to note that the UOB EVOL Credit Card requires a minimum monthly payment of 3% of the outstanding balance or S$50, whichever is higher.
To apply for the UOB EVOL Credit Card, you can do so online through the UOB website. You will need to provide your personal information, contact details, and employment details. You can also use the MyInfo service to pre-fill your application with your personal information.
Application Process
To apply for the UOB EVOL Credit Card, follow these simple steps:
- Visit the UOB website and click on “Apply Now”.
- Fill in your personal information, contact details, and employment details.
- Choose the UOB EVOL Credit Card as your preferred card.
- Submit your application.
- Wait for UOB to process your application.
Once your application is approved, you will receive your UOB EVOL Credit Card within 7 to 10 working days.
So, if you meet the eligibility criteria and are excited about the benefits of the UOB EVOL Credit Card, apply now and start enjoying the rewards of online and mobile contactless spend!
Frequently Asked Questions
What thrilling perks come with the UOB EVOL Card?
The UOB EVOL Card is packed with exciting perks that will make your spending experience more enjoyable. You get 8% cashback on online transactions, 8% cashback on mobile contactless transactions via Apple Pay, Google Pay, Samsung Pay or Fitbit Pay, and 0.3% cashback on all other spend. You can also enjoy exclusive discounts and promotions at eco-conscious merchants, as well as discounts on dining, shopping, and entertainment.
How does the UOB EVOL Card stack up against the UOB One Card?
The UOB EVOL Card is designed for those who prefer to do their shopping and payments online or via mobile contactless payments. It offers higher cashback rates for online and mobile contactless transactions compared to the UOB One Card, which is more suitable for those who prefer to do their shopping in-store.
What’s the buzz about the latest UOB EVOL promotions?
UOB Singapore frequently offers exciting promotions and discounts to UOB EVOL Cardholders. These promotions can range from cashback rewards to discounts at participating merchants. Keep an eye on the UOB Singapore website or the UOB Mighty app for the latest promotions.
How can I get in touch with UOB Singapore for a chat about my EVOL Card?
If you have any questions or concerns about your UOB EVOL Card, you can contact UOB Singapore’s customer service team. You can reach them via phone, email, or live chat on the UOB Singapore website. Their customer service team is available 24/7 to assist you with any queries you may have.
Is it possible to cheerfully increase my credit limit on the UOB EVOL Card?
Yes, it is possible to increase your credit limit on the UOB EVOL Card. You can do so by contacting UOB Singapore’s customer service team. However, please note that your credit limit increase request is subject to approval based on your creditworthiness and other factors.
What are the steps to joyfully waive my UOB card’s annual fee?
To waive your UOB EVOL Card’s annual fee, you need to meet the minimum spend requirement of $12,000 per year. If you meet this requirement, your annual fee will be automatically waived. However, please note that this waiver is only valid for the first year. Subsequent annual fees may be waived if you continue to meet the minimum spend requirement.