If you’re looking for a credit card that offers a range of benefits and rewards, the OCBC Plus Credit Card Singapore might be the perfect choice for you. This credit card is designed to help you save money and earn rewards on your everyday spending, whether you’re shopping for groceries, dining out, or paying your bills. With a range of features and benefits, the OCBC Plus Credit Card Singapore is one of the most popular credit cards in Singapore.
The OCBC Plus Credit Card Singapore offers a range of key features and benefits, including cashback rewards on your spending, discounts on dining and shopping, and exclusive privileges at selected merchants. You can also earn OCBC$ rewards points on your spending, which can be redeemed for a range of rewards, including air miles, vouchers, and cash rebates. With no annual fee and a low interest rate, the OCBC Plus Credit Card Singapore is a great choice for anyone looking to save money on their credit card.
If you’re interested in applying for the OCBC Plus Credit Card Singapore, the process is quick and easy. Simply visit the OCBC website and fill out the online application form. You’ll need to provide some basic information, such as your name, address, and employment details, as well as your income and expenses. Once your application is approved, you’ll receive your new credit card in the mail, and you can start enjoying all the benefits and rewards that come with it.
Key Takeaways
- The OCBC Plus Credit Card Singapore is a popular credit card that offers a range of benefits and rewards, including cashback rewards, discounts, and exclusive privileges.
- You can earn OCBC$ rewards points on your spending, which can be redeemed for a range of rewards, including air miles, vouchers, and cash rebates.
- Applying for the OCBC Plus Credit Card Singapore is quick and easy, and you can start enjoying all the benefits and rewards as soon as your application is approved.
Key Features and Benefits
If you are looking for a credit card that gives you great benefits and perks, the OCBC Plus! Visa Credit Card is the perfect choice for you. This credit card offers a wide range of benefits that cater to your everyday needs. Here are some of the key features and benefits of the OCBC Plus! Visa Credit Card:
Reward Points and OCBC$
With the OCBC Plus! Visa Credit Card, you can earn OCBC$ when you use your card for daily transactions. OCBC$ is a reward point system that you can use to redeem a wide range of rewards, including cash rebates, dining vouchers, and air miles. You can earn up to 3% cashback on your purchases, making it easy to earn rewards points quickly. Additionally, you can earn up to 7% LinkPoints rebate at FairPrice Unity and Warehouse stores.
Cash Rebates and Dining Deals
The OCBC Plus! Visa Credit Card offers cash rebates and dining deals that are perfect for foodies. You can enjoy up to 22.2% fuel savings at Caltex, and up to 20% off at selected restaurants. Additionally, you can enjoy exclusive dining deals at popular restaurants like The Fullerton Hotel Singapore and The Ritz-Carlton, Millenia Singapore.
Travel Perks and Insurance
If you are a frequent traveller, the OCBC Plus! Visa Credit Card is perfect for you. This credit card offers a wide range of travel perks, including airport lounge access, travel insurance, and air miles. You can enjoy up to 2.1 air miles for every $1 spent on your card. Additionally, you can enjoy up to $1 million travel insurance coverage when you purchase your travel tickets with your card.
In summary, the OCBC Plus! Visa Credit Card is a great choice for those looking for a credit card that offers a wide range of benefits and perks. With its reward points system, cash rebates, dining deals, and travel perks, this credit card is perfect for anyone looking to get the most out of their spending.
Applying for the OCBC Plus Credit Card
If you’re looking for a credit card that offers great rewards and cashback, the OCBC Plus Credit Card might be the perfect fit for you. Here’s what you need to know to apply for this card.
Eligibility and Required Documents
Before you apply for the OCBC Plus Credit Card, make sure you meet the eligibility requirements. You must be at least 21 years old and have a minimum annual income of $30,000. You’ll also need to provide your NRIC or SingPass MyInfo for verification purposes.
When applying for the OCBC Plus Credit Card, you’ll need to provide the following documents:
- A copy of your NRIC (front and back)
- Your latest computerised payslip or your latest Income Tax Notice of Assessment
- For self-employed individuals, your latest Income Tax Notice of Assessment or your company’s latest financial statement
Online Application Process
You can apply for the OCBC Plus Credit Card online through the OCBC website. Here’s how:
- Visit the OCBC website and navigate to the OCBC Plus Credit Card page.
- Click on the “Apply Now” button.
- Fill in your personal details, including your name, NRIC, and contact information.
- Provide your employment and income information, including your occupation, company name, and monthly income.
- Choose your preferred credit limit and payment method.
- Review your application details and submit your application.
Once you’ve submitted your application, you’ll receive a confirmation email from OCBC. Your application will be processed within 7 business days. If your application is approved, you’ll receive your new OCBC Plus Credit Card within 7 business days.
Remember, the OCBC Plus Credit Card offers great benefits, including cashback on your spending and discounts on dining and entertainment. Make sure you meet the eligibility requirements and have the required documents ready before you apply. Good luck!
Understanding Fees and Charges
As a responsible credit card user, it is essential to understand the fees and charges associated with your OCBC Plus! Credit Card. This section will provide you with a comprehensive guide on the fees and charges you can expect to encounter.
Annual Fees and Waivers
The annual fee for your OCBC Plus! Credit Card is S$160.50 (including GST), but it is waived for the first two years. After the first two years, the annual fee is waived with a minimum spend of S$10,000 per year. If you do not meet the minimum spend requirement, the annual fee will be charged to your account.
Interest Rates and Charges
The interest rate for your OCBC Plus! Credit Card is 26.76% per annum. The interest-free period is 23 calendar days from the statement date if there is no balance carried forward from the previous statement. If you carry a balance forward, interest will be charged on your purchases from the date of transaction until the date of full payment.
In addition to interest charges, there are other fees and charges you should be aware of. For example, if you make a cash advance, a processing fee of 6% of the amount withdrawn or S$15 (whichever is higher) will be charged. If you lose your card and need a replacement, a card replacement fee of S$20 will be charged.
To avoid unnecessary fees and charges, it is crucial to pay your bills on time and in full. If you are unable to pay your bills in full, it is recommended that you pay as much as you can to reduce the interest charges.
Overall, by understanding the fees and charges associated with your OCBC Plus! Credit Card, you can make informed decisions and avoid unnecessary fees.
Maximising Rewards and Savings
If you are looking to maximise your rewards and savings with the OCBC Plus Credit Card in Singapore, you have come to the right place. In this section, we will explore some strategic ways to spend and exclusive offers that can help you get the most out of your card.
Strategic Spending for Maximum Cashback
One of the best ways to maximise your cashback rewards is to plan your spending strategically. For example, you can earn up to 6% cashback on your local and overseas spending with the OCBC 365 Credit Card. To qualify for this cashback, you need to spend a minimum of $800 per month and meet certain spending requirements.
Additionally, you can earn up to 10% cashback on your groceries, fuel, and dining with the OCBC Titanium Rewards Card. This card also offers cashback on online and overseas spending. By using these cards for your everyday expenses, you can earn significant cashback rewards.
Exclusive Retail and Online Offers
The OCBC Plus Credit Card also offers a range of exclusive retail and online offers that can help you save money on your purchases. For example, you can enjoy up to 50% off at Best Denki and NTUC FairPrice when you use your card.
Furthermore, the card offers discounts on ride-hailing services like Grab and exclusive deals on Lazada, Shopee, Amazon, and Qoo10. You can also enjoy fuel savings and discounts on dining and entertainment with the OCBC Frank Card.
By taking advantage of these exclusive offers and using your OCBC Plus Credit Card strategically, you can maximise your rewards and savings. So, start planning your spending and take advantage of the benefits that come with your card.
Additional Perks and Services
If you are looking for a credit card that offers more than just cashback or rewards points, the OCBC Plus! Credit Card is the perfect choice for you. This card offers a range of additional perks and services that will make your life easier and more convenient.
LinkPoints and Partner Benefits
One of the main benefits of the OCBC Plus! Credit Card is the LinkPoints that you can earn when you use your card for everyday purchases. You can earn up to 5% LinkPoints when you shop at participating merchants, including NTUC FairPrice, Unity, and Popular. You can also earn LinkPoints when you use your card to pay for bills, groceries, and other expenses.
In addition to LinkPoints, the OCBC Plus! Credit Card also offers a range of partner benefits. For example, you can enjoy up to 50% off dining deals at over 1,000 restaurants across Singapore. You can also enjoy exclusive promotions and discounts on fashion, travel, and more.
Convenient Payment Options
The OCBC Plus! Credit Card offers a range of convenient payment options to help you manage your finances. For example, you can use the OCBC Mobile Banking app to check your account balance, view your transactions, and make payments on the go. You can also use the card to make split payments, which allows you to pay for large purchases over time without incurring interest charges.
If you are looking for even more flexibility, you can apply for the OCBC Cashflo Credit Card. This card allows you to split your payments into interest-free instalments, so you can manage your cash flow more effectively. You can also use the card to pay for your utilities, insurance premiums, and other bills, which can help you earn more rewards points.
Overall, the OCBC Plus! Credit Card is one of the best credit cards in Singapore for young adults, families, and anyone who wants to enjoy a range of benefits and perks. Whether you are looking for travel deals, dining discounts, or savings accounts, this card has everything you need to make the most of your money. So why wait? Apply for the OCBC Plus! Credit Card today and start enjoying all the benefits of this amazing card!
Frequently Asked Questions
What perks do I get with the OCBC 365 Credit Card?
With the OCBC 365 Credit Card, you can enjoy cashback on a range of categories, including dining, groceries, petrol, and travel. You can also earn cashback on recurring bills, such as utilities and telecommunication bills. Additionally, you can get discounts on dining, petrol, and travel bookings. The card also offers a complimentary travel insurance coverage of up to $500,000.
How can I maximise cashback with the OCBC INFINITY Cashback Card?
To maximise your cashback with the OCBC INFINITY Cashback Card, you can spend on eligible categories, such as online shopping, offline shopping, and recurring bills. You can earn up to 1.2% cashback on eligible transactions, with no minimum spend required. Additionally, you can enjoy discounts on dining, travel, and entertainment.
What are the latest promotions available for OCBC credit card holders?
As an OCBC credit card holder, you can enjoy a range of promotions, including discounts on dining, shopping, travel, and entertainment. For example, you can get up to 20% off dining at selected restaurants, up to 15% off travel bookings, and up to 10% off shopping at selected merchants. You can check the latest promotions on the OCBC website or mobile app.
How do I go about retrieving my digital OCBC credit card?
To retrieve your digital OCBC credit card, you can log in to the OCBC mobile app and navigate to the “Cards” section. From there, you can select your credit card and view the digital version. You can use the digital card for online transactions or add it to your mobile wallet for contactless payments.
What’s the process for applying for an OCBC credit card in Singapore?
To apply for an OCBC credit card in Singapore, you can visit the OCBC website or a branch near you. You will need to provide your personal and financial information, such as your NRIC, income, and employment details. The application process typically takes a few days, and you will be notified of the outcome via email or SMS.
Which OCBC credit card is considered the best for daily use?
The OCBC 365 Credit Card is considered the best for daily use, as it offers cashback on a range of categories, including dining, groceries, petrol, and travel. You can also earn cashback on recurring bills, such as utilities and telecommunication bills. Additionally, you can get discounts on dining, petrol, and travel bookings. The card also offers a complimentary travel insurance coverage of up to $500,000.