If you’re looking for a credit card that offers a unique proposition, the OCBC Voyage Card might just be the one for you. Launched in 2015 as OCBC’s first-ever miles card, it offers a range of perks and benefits that cater to the needs of frequent travellers. In this article, we’ll take a closer look at the OCBC Voyage Card and provide a comprehensive review of its features.
The OCBC Voyage Card is a Visa Infinite credit card that offers a range of rewards and benefits. With flexible miles redemption options and luxury travel perks, it’s a prominent choice among a sea of premium credit cards. In this review, we’ll cover everything you need to know about the OCBC Voyage Card, including its rewards and benefits, earning potential, fees and charges, and additional services. So, whether you’re a frequent flyer or just looking for a credit card that offers great rewards, keep reading to find out if the OCBC Voyage Card is right for you.
Key Takeaways
- The OCBC Voyage Card is a Visa Infinite credit card that offers a range of rewards and benefits.
- With flexible miles redemption options and luxury travel perks, it’s a prominent choice among a sea of premium credit cards.
- In this review, we’ll cover everything you need to know about the OCBC Voyage Card, including its rewards and benefits, earning potential, fees and charges, and additional services.
OCBC Voyage Card Overview
If you’re looking for a credit card that offers both luxury perks and flexible miles, the OCBC Voyage Card might be the perfect fit for you. This credit card is issued by the Bank of Singapore and is designed for high-income earners who frequently travel.
Key Features
The OCBC Voyage Card comes with a range of features that make it stand out from other credit cards in Singapore. Here are some of the key features of this card:
- Annual Fee: The annual fee for the OCBC Voyage Card is $488, which is quite high compared to other credit cards in Singapore. However, the card comes with a range of benefits that make it worth the cost.
- Flexible Miles: With the OCBC Voyage Card, you can earn Voyage Miles on both local and overseas spending without the hassle of an expiry date. This means that you can accumulate and retain your rewards over an extended period.
- Luxury Perks: The card comes with a range of luxury perks, including access to airport lounges, concierge services, and exclusive hotel deals.
- Any Seat, Any Flight Redemptions: One of the unique features of the OCBC Voyage Card is its “any seat, any flight” redemptions. This means that you can redeem your Voyage Miles for any flight, on any airline, at any time.
- High Income Requirement: To be eligible for the OCBC Voyage Card, you must have an annual income of at least $120,000.
Eligibility Requirements
To apply for the OCBC Voyage Card, you must meet the following eligibility requirements:
- Minimum Age: You must be at least 21 years old to apply for the card.
- Citizenship/PRS: The OCBC Voyage Card is available to Singapore citizens, Permanent Residents, and foreigners.
- Income Requirement: As mentioned earlier, you must have an annual income of at least $120,000 to be eligible for the card.
Overall, the OCBC Voyage Card is an excellent choice for high-income earners who frequently travel and want a credit card that offers both luxury perks and flexible miles.
Rewards and Benefits
If you are looking for a credit card that offers great rewards and benefits, the OCBC VOYAGE Card is definitely worth considering. With this card, you can earn VOYAGE Miles that can be redeemed for flights, hotel stays, and other travel-related expenses. Let’s take a closer look at the rewards and benefits of this card.
Voyage Miles and Redemption
With the OCBC VOYAGE Card, you can earn 2.3 VOYAGE Miles for every S$1 spent on eligible transactions. These miles can be redeemed for flights, hotel stays, and other travel-related expenses. You can also use your VOYAGE Miles to offset your travel expenses at a rate of 1 VOYAGE Mile to S$0.01. This means that if you have 10,000 VOYAGE Miles, you can use them to offset S$100 of your travel expenses.
Travel Perks
The OCBC VOYAGE Card also comes with a range of travel perks that can help you save money and enjoy a more comfortable travel experience. For example, you can enjoy unlimited Plaza Premium Lounge access at airports in Singapore and around the world. You can also enjoy up to S$1 million in travel insurance coverage when you charge your travel expenses to your OCBC VOYAGE Card.
Dining and Lifestyle Privileges
In addition to travel perks, the OCBC VOYAGE Card also offers a range of dining and lifestyle privileges. For example, you can enjoy discounts of up to 50% at selected restaurants in Singapore. You can also enjoy exclusive deals on shopping, entertainment, and other lifestyle activities.
Voyage Exchange
The OCBC VOYAGE Card also comes with Voyage Exchange, a personal concierge service that can help you with travel arrangements, dining reservations, and more. With Voyage Exchange, you can enjoy exclusive privileges and services that are tailored to your needs.
Overall, the OCBC VOYAGE Card is an excellent choice for anyone who loves to travel and wants to earn rewards for their spending. With great rewards and benefits, including unlimited lounge access, travel insurance coverage, and dining and lifestyle privileges, this card is definitely worth considering.
Earning Potential
When it comes to earning miles with the OCBC Voyage Card, you have the potential to earn a significant amount through both local and overseas spend. Here are some of the key details to keep in mind:
Local and Overseas Spend
With the OCBC Voyage Card, you can earn miles for every eligible transaction you make, whether it’s local spend or foreign currency spend. This means that you can earn miles on everything from your daily groceries to your overseas travel expenses.
Bonus Miles and Promotions
In addition to the standard earn rate, the OCBC Voyage Card also offers bonus miles and promotions that can help you rack up even more miles. For example, you may be able to earn bonus miles for spending a certain amount within a specific timeframe, or for making purchases in certain categories.
To fully maximise your earning potential, it’s important to keep an eye out for these bonus opportunities and take advantage of them whenever possible. However, it’s also important to be mindful of the card’s annual fee and income requirements, which may make it less accessible to some individuals.
Overall, the OCBC Voyage Card offers a solid earning potential for those who are able to meet its requirements and take advantage of its bonus opportunities. By using it strategically and making the most of its benefits, you can earn miles that can be redeemed for a wide range of travel rewards.
Fees and Charges
If you’re considering the OCBC Voyage Card, it’s important to be mindful of the fees and charges that come with it. Here’s what you need to know:
Annual Fees and Waivers
The OCBC Voyage Card carries an annual fee of £488 for the principal cardholder. However, there are ways to get this waived. If you spend £60,000 or more on your card annually, the annual fee will be waived. If you’re a Premier Banking customer, you can get the fee waived if you spend £30,000 or more on your card annually.
Interest Rates and Additional Costs
In addition to the annual fee, there are other costs associated with the OCBC Voyage Card. For example, if you don’t pay your balance in full each month, you’ll be charged interest on the outstanding balance. The interest rate is 25.92% p.a. (EIR 49.99% p.a.) on the outstanding balance.
There are also fees for foreign transactions. If you use your card to make a purchase in a foreign currency, you’ll be charged an administrative fee of 2.8% of the transaction amount.
It’s worth noting that there are also fees for cash advances and late payments. If you withdraw cash using your card, you’ll be charged a fee of 6% of the amount withdrawn or £15, whichever is higher. If you make a late payment, you’ll be charged a fee of £100.
Overall, while the OCBC Voyage Card offers a range of benefits and perks, it’s important to be aware of the fees and charges that come with it. Make sure you read the terms and conditions carefully before applying for the card, so you know what you’re getting into.
Additional Services
As a cardholder of the OCBC Voyage Card, you have access to a range of additional services that can make your life easier and more enjoyable. Let’s take a closer look at some of these services:
Supplementary Cards
If you have family members or loved ones who are interested in enjoying the same benefits as you, you can apply for supplementary cards for them. These cards come with their own set of privileges and can be used to earn miles on all eligible transactions. You can apply for up to 4 supplementary cards, and the annual fee for each card is $188.
Exclusive Banking Services
As a high net worth individual, you may be interested in the exclusive banking services that come with the OCBC Voyage Card. These services are designed to help you manage your wealth and achieve your financial goals. If you are a Premier Private Client (PPC) or a Bank of Singapore Voyage (BOS) member, you can enjoy even more benefits, such as preferential rates on loans and deposits, as well as access to a dedicated relationship manager.
In addition, as a Visa Infinite cardholder, you have access to a range of Visa Infinite benefits, such as:
- 24/7 concierge service: Get help with everything from travel arrangements to restaurant reservations.
- Luxury hotel collection: Enjoy special privileges and upgrades at over 900 luxury hotels worldwide.
- Airport lounge access: Relax in style before your flight with access to over 1,000 airport lounges worldwide.
- Travel insurance: Get peace of mind knowing that you are covered for travel accidents, trip cancellations, and more.
To be eligible for the OCBC Voyage Card, you must have a minimum annual income of $120,000 for Singapore citizens and permanent residents, and $150,000 for foreigners. In addition, you must be at least 21 years old. If you meet these requirements, you can apply for the card online or at any OCBC branch.
Frequently Asked Questions
What fabulous perks come with the OCBC VOYAGE Card?
The OCBC VOYAGE Card comes with a range of fabulous perks that will elevate your travel experience to the next level. You can enjoy unlimited access to over 1,000 airport lounges worldwide, including Priority Pass and Plaza Premium lounges. Additionally, you can enjoy complimentary limousine transfers to and from the airport, hotel or home, and a dedicated concierge service that can assist you with all your travel needs.
How does the OCBC Premier Private Client VOYAGE Card elevate your experience?
If you are a Premier Private Client with OCBC, you can enjoy even more exclusive privileges with the OCBC Premier Private Client VOYAGE Card. You will have access to a dedicated relationship manager who can assist you with all your banking and lifestyle needs, as well as priority access to airport lounges and limousine services.
Can you tell me about the latest promotions available for the OCBC VOYAGE Card?
OCBC frequently offers promotions for their VOYAGE Card, such as bonus miles for sign-ups or spending. Be sure to check their website or contact their customer service for the latest promotions available.
Is there a way to get the annual fee waived for the OCBC VOYAGE Card?
Unfortunately, there is no way to get the annual fee waived for the OCBC VOYAGE Card. However, the card’s superior benefits and rewards can more than make up for the annual fee.
What luxurious limousine services are included with the OCBC VOYAGE Card?
The OCBC VOYAGE Card offers complimentary limousine transfers to and from the airport, hotel or home. You can enjoy up to 4 rides per year, with a minimum spending of $5,000 in the previous quarter to qualify.
How do OCBC VOYAGE Miles convert to KrisFlyer miles, and are they simply marvellous?
OCBC VOYAGE Miles can be converted to KrisFlyer miles at a rate of 1 VOYAGE Mile to 1 KrisFlyer mile, with no conversion fees. This makes the OCBC VOYAGE Card an excellent choice for frequent flyers who also want to earn KrisFlyer miles. The conversion process is simple, and you can easily redeem your KrisFlyer miles for flights, upgrades, and other rewards.