If you’re a frequent traveler looking for a premium credit card that offers exclusive benefits, the HSBC Visa Infinite Credit Card might be worth considering. This card is designed for high-income earners who want to enjoy luxury travel perks, including airport lounge access, limousine transfers, and expedited immigration clearance. In this article, we’ll explore the features and benefits of the HSBC Visa Infinite Credit Card and help you determine if it’s the right card for you.
The HSBC Visa Infinite Credit Card is one of the most exclusive credit cards in Singapore, offering a range of exclusive lifestyle benefits and rewards. With up to 2.25 air miles per S$1 spent, you can earn rewards quickly and easily. Plus, you can enjoy unlimited access to over 1,100 VIP airport lounges worldwide, making your travel experience more comfortable and convenient.
Overall, the HSBC Visa Infinite Credit Card is a great choice for frequent travelers who want to enjoy luxury travel perks and earn rewards quickly. However, it’s important to note that this card is only available to HSBC Premier customers, so you’ll need to meet certain requirements to be eligible. Keep reading to learn more about the features, benefits, and fees of the HSBC Visa Infinite Credit Card.
Key Takeaways
- The HSBC Visa Infinite Credit Card is a premium credit card designed for high-income earners who want to enjoy luxury travel perks and earn rewards quickly.
- This card offers exclusive benefits, including airport lounge access, limousine transfers, and expedited immigration clearance.
- To be eligible for the HSBC Visa Infinite Credit Card, you must be an HSBC Premier customer and meet certain income requirements.
HSBC Visa Infinite Credit Card Overview
If you are looking for a premium credit card that offers a host of exclusive benefits and privileges, the HSBC Visa Infinite Credit Card might be the perfect fit for you.
Key Features
The HSBC Visa Infinite Credit Card is designed to cater to the needs of high net worth individuals who are looking for a credit card that offers unparalleled luxury and convenience. Some of the key features of this credit card include:
- Up to 2.25 air miles per S$1 spent
- Complimentary access to over 1,100 VIP airport lounges worldwide
- Dedicated concierge service for personalized assistance
- Comprehensive travel insurance coverage of up to SGD2.75 million
- Exclusive dining and lifestyle privileges
Eligibility Criteria
To be eligible for the HSBC Visa Infinite Credit Card, you must meet the following criteria:
- You must be a Singaporean citizen, permanent resident, or a foreigner with a valid employment pass
- You must be at least 21 years old
- You must earn a minimum annual income of S$120,000
- If you do not meet the minimum income requirement, you can still be considered for the card with a minimum fixed deposit of S$30,000 maintained with the bank until account closure
Application Process
If you meet the eligibility criteria and want to apply for the HSBC Visa Infinite Credit Card, you can do so online or at any HSBC branch. To speed up the application process, make sure you have the following information and documents ready:
- Your SingPass or MyInfo login details
- Your latest income documents (e.g. payslips, tax assessments)
- Your NRIC or passport
- Your employment pass (for foreigners)
Once you have submitted your application, you can expect to receive a response within a few business days. If your application is approved, you will receive your HSBC Visa Infinite Credit Card within 7-10 business days.
With its impressive range of features and benefits, the HSBC Visa Infinite Credit Card is definitely worth considering if you are looking for a premium credit card that offers unparalleled luxury and convenience.
Exclusive Lifestyle Benefits
If you’re looking for a credit card that offers exclusive lifestyle benefits, look no further than the HSBC Visa Infinite Singapore. This card is packed with perks and services that are tailored to your every need, whether you’re travelling, dining out, or just enjoying a night on the town.
Travel Perks
One of the most exciting benefits of the HSBC Visa Infinite Singapore is the unlimited lounge access you’ll receive. This means that you can relax and unwind in over 1,100 VIP airport lounges all around the world. You’ll also enjoy free airport limo rides and expedited immigration clearance, so you can get to your destination quickly and easily.
But that’s not all. With the HSBC Visa Infinite Singapore, you’ll also receive travel insurance that covers you for COVID-19, as well as other travel-related emergencies. This gives you peace of mind when you’re on the go, knowing that you’re protected no matter what.
Dining and Entertainment
If you’re a foodie or love to be entertained, the HSBC Visa Infinite Singapore has got you covered. With this card, you’ll enjoy exclusive dining and entertainment privileges at some of the best restaurants and entertainment venues in Singapore.
You’ll also receive a Priority Pass membership, which gives you access to over 1,000 airport lounges worldwide. This means that you can enjoy a meal or a drink before your flight, or just relax in a comfortable setting.
Overall, the HSBC Visa Infinite Singapore is an excellent choice if you’re looking for a credit card that offers exclusive lifestyle benefits. With unlimited lounge access, free airport limo rides, and travel insurance that covers you for COVID-19, you’ll have everything you need to travel with confidence. And with exclusive dining and entertainment privileges, you’ll be able to enjoy the best that Singapore has to offer.
Rewards and Miles
The HSBC Visa Infinite Credit Card offers a range of rewards and miles to help you get the most out of your spending. Let’s take a closer look at what you can expect.
Earning Air Miles
With the HSBC Visa Infinite Credit Card, you can earn up to 2.25 air miles per $1 spent locally and overseas. This means that you can quickly accumulate miles to use towards your next travel adventure. Additionally, new cardholders can earn 35,000 miles (in the form of 87,500 Reward points) as a welcome bonus.
If you’re a frequent traveler, you’ll also enjoy complimentary access to over 1,100 VIP airport lounges for you and your supplementary cardholders. Plus, the dedicated concierge service is available to provide personalized assistance whenever you need it.
Miles Redemption
When it comes to redeeming your miles, the HSBC Visa Infinite Credit Card offers a range of options to suit your needs. You can transfer your miles to a variety of airline partners, including Cathay Pacific, and redeem them for flights, upgrades, and other rewards.
Alternatively, you can use your miles to offset your travel expenses, such as hotel stays, car rentals, and more. Plus, with the UOB PRVI Miles Card, you can transfer your HSBC Reward points to earn even more miles and redeem them for a wider range of rewards.
Overall, the HSBC Visa Infinite Credit Card is a great option for those looking to earn and redeem air miles while enjoying exclusive travel privileges.
Fees and Charges
Understanding the Costs
When it comes to credit cards, fees and charges are an important consideration. The HSBC Visa Infinite Card is no exception, and it’s important to understand the costs associated with this premium card.
The annual fee for the HSBC Visa Infinite Card is SGD 650 and is strictly non-waivable, regardless of how much you spend per year. However, HSBC Premier customers can enjoy a reduced annual fee of SGD 492.56.
In addition to the annual fee, there are other fees that you should be aware of. For example, there is a cash advance fee of 6% of the amount withdrawn or SGD 15, whichever is higher. There is also a foreign currency transaction fee of 1.5% of the transaction amount, which is a common fee for most credit cards.
It’s important to note that all fees and charges are subject to GST, which is currently 7%. This means that the total amount you pay will be higher than the advertised fees and charges.
Overall, while the HSBC Visa Infinite Card comes with a premium price tag, it also comes with a range of benefits and rewards that can make it worth the investment. However, it’s important to carefully consider the costs and fees associated with the card before applying.
HSBC Premier Customer Advantages
As an existing HSBC Premier customer, you can enjoy exclusive offers and benefits with the HSBC Visa Infinite credit card. This premium credit card is tailored to meet the needs of frequent travellers and high net worth individuals.
Exclusive Offers
HSBC Visa Infinite credit cardholders can enjoy exclusive offers and privileges, such as:
- Complimentary travel insurance coverage of up to SGD 2.75 million when you charge the full cost of your air ticket to your HSBC Visa Infinite credit card. This insurance also covers trips that you’ve paid jointly with your HSBC Visa Infinite card and any air miles redemption.
- Unlimited access to over 1,000 airport lounges worldwide through the Priority Pass™ programme. You can bring a guest with you for free.
- Complimentary limousine transfer to and from the airport when you charge your air ticket to your HSBC Visa Infinite credit card.
- Expedited immigration clearance at selected airports in the Asia Pacific region, including Singapore Changi Airport.
- Up to 12% off at over 1,000 participating restaurants and bars in Singapore.
- A complimentary HSBC Premier World Mastercard credit card with no annual fee. This card offers a range of benefits, including cashback on overseas spend, travel insurance coverage, and discounts on dining and shopping.
- Preferential rates on foreign currency exchange with HSBC Premier.
In addition to these exclusive offers, HSBC Visa Infinite credit cardholders can earn air miles on every dollar spent. You can redeem your air miles for flights, hotel stays, and other travel-related expenses.
Overall, the HSBC Visa Infinite credit card is an excellent choice for HSBC Premier customers who travel frequently and value premium benefits and privileges.
Frequently Asked Questions
What exclusive benefits can one enjoy with the HSBC Visa Infinite credit card?
The HSBC Visa Infinite credit card offers a range of exclusive benefits, including a superior earn rate of up to 2.25 air miles per dollar spent, complimentary airport limousine transfers, and expedited immigration clearance in major airports in Asia.
How can I qualify for the HSBC Visa Infinite card, and what is the minimum income required?
To qualify for the HSBC Visa Infinite credit card, you must have a minimum annual income of $120,000 and be at least 21 years old. Other eligibility criteria may apply.
What are the procedures to gain access to airport lounges with my HSBC Visa Infinite card?
To gain access to airport lounges with your HSBC Visa Infinite card, simply present your card at the lounge reception desk. You will be required to provide your boarding pass and a valid ID. Please note that some lounges may require prior reservation.
Are there any annual fees associated with the HSBC Visa Infinite card, and if so, how much are they?
Yes, there are annual fees associated with the HSBC Visa Infinite credit card. The annual fee for the primary cardholder is $650, while the annual fee for each supplementary cardholder is $275.
Can you detail the complimentary lounge access provided by the HSBC Visa Infinite credit card?
The HSBC Visa Infinite credit card provides complimentary lounge access to over 1,000 airport lounges worldwide through the LoungeKey program. Cardholders are entitled to two complimentary lounge visits per year, with additional visits available for a fee.
Who should I contact for assistance regarding my HSBC Visa Infinite credit card?
For assistance regarding your HSBC Visa Infinite credit card, you can contact HSBC’s customer service hotline at +65 6216 9008. Alternatively, you can visit any HSBC branch in Singapore for assistance.