If you are an OCBC 365 Credit Cardholder, you can enjoy the benefits of a supplementary card. Supplementary cards are great for sharing the benefits of your primary credit card with your loved ones, as well as earning additional cashback when they use the card. The OCBC 365 supplementary card is an excellent choice for those who want to maximise their cashback rewards on everyday expenses.
The OCBC 365 supplementary card is a great option for those who want to earn cashback on their daily expenses. With this card, you can earn up to 6% cashback on dining, online food delivery, groceries, and petrol. Additionally, you can earn 3% cashback on online air tickets and hotel bookings, as well as recurring telco bills. The card also offers 0.3% cashback on all other spend, with no minimum spend required.
If you are interested in getting an OCBC 365 supplementary card, there are a few things you need to know. The card is free for life, and you can apply for up to 5 supplementary cards. To be eligible, your supplementary cardholder must be at least 18 years old. In terms of fees, there are no annual fees or minimum spend requirements. However, do note that cashback earned on supplementary cards will be credited to the primary cardholder’s account.
OCBC 365 Supplementary Card Overview
If you’re looking for a supplementary credit card to use alongside your OCBC 365 credit card, the OCBC 365 Supplementary Card is a great option to consider. This card offers a range of benefits and features that can help you save money on your everyday expenses.
Key Features
The OCBC 365 Supplementary Card is designed to be used in conjunction with your primary OCBC 365 credit card. It comes with a shared credit limit and can be used to earn cashback on your spending. Some of the key features of this card include:
- Minimum age requirement of 18 years old for supplementary card applicants.
- Credit limit for supplementary cards is shared with the principal cardholder.
- Annual fee of S$96.30 (inclusive of GST) per supplementary card.
Benefits of OCBC 365 Card
The OCBC 365 Supplementary Card offers a range of benefits that can help you save money on your everyday expenses. Some of the benefits include:
- Cashback on everyday spending: With the OCBC 365 credit card, you can earn cashback on your spending across a range of categories, including dining, groceries, transport, and more.
- Additional cashback categories: The OCBC 365 credit card also offers additional cashback categories, such as online shopping and recurring bills, which can help you save even more money.
- Fee waiver: If you spend at least S$10,000 per year on your OCBC 365 credit card, the annual fee for your supplementary card will be automatically waived.
Overall, the OCBC 365 Supplementary Card is a great option to consider if you’re looking for a credit card that can help you save money on your everyday expenses. With its range of benefits and features, this card can help you make the most of your spending and get more value for your money.
Earning Cashback
When you apply for an OCBC 365 supplementary card, you can earn cashback on a variety of everyday expenses. Here are the categories where you can earn cashback with the OCBC 365 supplementary card:
Local Dining and Online Food Delivery
If you love dining out or ordering in, you’ll be happy to hear that the OCBC 365 supplementary card offers up to 6% cashback on local dining and online food delivery. This includes popular food delivery services like GrabFood, Foodpanda, and Deliveroo. The cashback is capped at $80 per month, so be sure to keep track of your spending to maximize your rewards.
Groceries and Fuel Spend
You can also earn cashback on your groceries and fuel spend with the OCBC 365 supplementary card. You’ll receive up to 3% cashback on groceries at major supermarkets like NTUC FairPrice, Cold Storage, and Giant. Additionally, you can enjoy fuel savings of up to 22.92% at Caltex (18% instant discount + 6% cashback on all fuel spend). The cashback for groceries and fuel spend is also capped at $80 per month.
Utilities and Recurring Bills
Finally, you can earn cashback on your utilities and recurring bills with the OCBC 365 supplementary card. This includes your electricity bills, telco bills, and streaming services like Netflix and Spotify. You’ll receive up to 3% cashback on these expenses, and there is no cashback cap for this category.
Overall, the OCBC 365 supplementary card is a great option if you’re looking to earn cashback on your everyday expenses. With rewards for dining, groceries, fuel, and recurring bills, you can earn cashback on a wide range of expenses. Just be sure to keep track of your spending and stay within the cashback cap to maximize your rewards.
Eligibility and Fees
Income and Age Requirements
If you want to apply for an OCBC 365 Supplementary Card, you must be at least 18 years old. There is no minimum income requirement for this card, but the principal cardholder must have a minimum annual income of $30,000.
Annual Fees and Waivers
The annual fee for the OCBC 365 Supplementary Card is $50. This fee is waived for the first year, and subsequent years if the principal cardholder spends at least $10,000 in the previous year.
In addition, there is a late payment fee of $100 if you do not make the minimum payment by the due date. There is also a cash advance fee of 6% of the amount withdrawn, or $15, whichever is higher.
Overall, the OCBC 365 Supplementary Card is a great option for those who want to earn cashback on their everyday spending. With no minimum income requirement and a reasonable annual fee, this card is accessible to a wide range of consumers.
Maximising Rewards
If you have an OCBC 365 Credit Card, you can also apply for a supplementary card for your loved ones. This way, you can maximise your rewards by having them spend on the card as well. Here are some tips on how to maximise your rewards with your supplementary card:
Meeting the Minimum Spend
To make the most out of your supplementary card, make sure that you meet the minimum spend requirement. For the OCBC 365 Credit Card, you need to spend a minimum of S$800 per month to qualify for the cashback rewards. If you have a supplementary card, you can combine your monthly spend with your loved one’s to meet the minimum spend requirement.
Leveraging Promotions
OCBC offers various promotions throughout the year that can help you earn more rewards. Keep an eye out for promotions that are applicable to both the primary and supplementary cardholders. For example, you can earn up to 6% cashback on dining with the OCBC 365 Credit Card. If you have a supplementary card, you can use it to pay for dining expenses and earn more cashback rewards.
Another promotion that you can leverage is the S$150 cashback offer for new OCBC 365 Credit Card applicants. If you apply for a supplementary card at the same time, you can also earn cashback for your loved one’s spending.
By following these tips, you can maximise your rewards with your OCBC 365 Credit Card supplementary card. Just remember to meet the minimum spend requirement and leverage promotions to earn more cashback rewards.
Additional Perks and Partnerships
The OCBC 365 Supplementary Card comes with a range of additional perks and partnerships that make it a great choice for anyone looking for a credit card that offers more than just cashback rewards.
Exclusive Discounts with Partners
As a cardholder, you can enjoy exclusive discounts at a range of partner merchants, including Caltex, Esso, and Sinopec. With these fuel partners, you can enjoy up to 23% fuel discounts and earn up to 8% cashback on petrol purchases.
In addition, the OCBC 365 Card also offers discounts on dining, groceries, and transportation. You can enjoy up to 6% cashback on dining, 3% cashback on groceries, and 3% cashback on transport expenses, including taxis and ride-hailing services.
OCBC 365 Card as Part of a Family of Cards
As part of the OCBC family of cards, the 365 Supplementary Card offers even more benefits when used in combination with other OCBC credit cards. For example, if you have an OCBC Rewards Card, you can earn up to 10 OCBC$ for every $1 spent on the 365 Supplementary Card.
Similarly, if you have a Frank Credit Card, you can earn up to 6% cashback on online purchases when you use your 365 Supplementary Card to top up your Frank account.
Finally, the OCBC 365 Supplementary Card also offers access to Visa Luxury Hotels, which provides exclusive benefits and upgrades at over 900 luxury hotels around the world. With the OCBC 365 Supplementary Card, you can enjoy a range of benefits, including complimentary breakfast, room upgrades, and late check-out.
Overall, the OCBC 365 Supplementary Card offers a range of benefits and partnerships that make it a great choice for anyone looking for a credit card that offers more than just cashback rewards.
Frequently Asked Questions
How can I apply for an OCBC 365 supplementary card online?
Applying for an OCBC 365 supplementary card online is easy and convenient. You can visit the official website of OCBC Bank and fill out the application form. You will need to provide your personal information, contact details, and identification documents. Once you have submitted your application, it will be reviewed, and you will receive a response within a few business days.
What are the exciting benefits of the OCBC 365 supplementary card?
The OCBC 365 supplementary card offers a wide range of exciting benefits that can help you save money and earn rewards. You can enjoy up to 6% cashback on dining, online shopping, and groceries, and up to 3% cashback on recurring bills such as utilities and telecommunications. Additionally, you can get up to 23.9% fuel savings at Caltex and 20.8% at Esso.
Are there any special promotions available for new OCBC 365 supplementary cardholders?
Yes, there are several special promotions available for new OCBC 365 supplementary cardholders. You can get up to S$80 cashback when you spend a minimum of S$800 in the first month of card activation. Additionally, you can enjoy up to S$120 cashback when you apply for an OCBC 365 supplementary card online.
Could you tell me about the eligibility criteria for obtaining an OCBC 365 supplementary card?
To be eligible for an OCBC 365 supplementary card, you must be at least 18 years old and have a minimum annual income of S$30,000. You must also be a Singaporean citizen, permanent resident, or a foreigner with a valid employment pass. The primary cardholder must also have an OCBC 365 credit card.
What is the annual fee for an OCBC 365 supplementary card, and are there waivers?
The annual fee for an OCBC 365 supplementary card is S$96.30 per year. However, there is no annual fee for the first two years of card activation. Additionally, the annual fee can be waived if you spend a minimum of S$10,000 per year on your OCBC 365 supplementary card.
How do I activate an OCBC 365 supplementary card for a family member?
To activate an OCBC 365 supplementary card for a family member, you can log in to your OCBC online banking account and follow the instructions. Alternatively, you can call the OCBC customer service hotline and request for card activation. Once the supplementary card is activated, you can set a spending limit and lock or unlock the card as needed.