Are you looking for a credit card that offers exclusive privileges and personalised services? The HSBC Visa Infinite Credit Card in Singapore might be the perfect match for you. This premium credit card provides a curated collection of benefits, from luxurious travel to exclusive retail and dining privileges.
To apply for the HSBC Visa Infinite Credit Card, you must be at least 21 years old and meet the minimum annual income requirements. Singaporeans and Permanent Residents must have a minimum annual income of SGD30,000, while self-employed Singaporeans and Permanent Residents, as well as foreigners residing in Singapore, must have a minimum annual income of SGD40,000.
If you’re a frequent traveller, you’ll be pleased to know that the HSBC Visa Infinite Credit Card offers up to 2.25 air miles for every SGD1 spent. You can also enjoy complimentary access to over 1,100 VIP airport lounges worldwide for you and your supplementary cardholders. Additionally, the card comes with a dedicated concierge service that provides personalised assistance for your travel needs.
Key Takeaways
- The HSBC Visa Infinite Credit Card in Singapore offers exclusive privileges and personalised services, including luxurious travel and exclusive retail and dining benefits.
- To apply for the card, you must be at least 21 years old and meet the minimum annual income requirements.
- The card provides up to 2.25 air miles for every SGD1 spent, complimentary access to over 1,100 VIP airport lounges worldwide, and a dedicated concierge service for personalised travel assistance.
HSBC Visa Infinite Credit Card Overview
Are you looking for a credit card that offers unmatched luxury, personalised services, and exclusive privileges? Look no further than the HSBC Visa Infinite Credit Card, which is designed for discerning individuals like you. Here’s an overview of what the card has to offer:
Visa Infinite Privileges
As a Visa Infinite cardholder, you’ll enjoy a host of exclusive privileges that are not available to other cardholders. These privileges include:
- Complimentary access to over 1,100 VIP airport lounges worldwide for you and your supplementary cardholders. Simply present your HSBC Visa Infinite Credit Card, boarding pass, and quote ‘LoungeKey’ to enjoy this benefit.
- Up to 2.25 air miles per S$1 spent, which can be redeemed for flights, hotel stays, and other travel-related expenses.
- Comprehensive travel insurance coverage of up to SGD2.75 million, which includes coverage for trips that you’ve paid jointly with your HSBC Visa Infinite card and any air miles redemption. This coverage gives you and your loved ones peace of mind while travelling.
- 24-hour concierge service that provides personalised assistance with travel arrangements, restaurant reservations, and more.
- Visa Infinite Dining Programme, which offers exclusive dining privileges at over 1,000 restaurants worldwide.
HSBC Premier Customers Exclusive
If you’re an HSBC Premier customer, you’ll enjoy even more exclusive privileges with the HSBC Visa Infinite Credit Card. These privileges include:
- Priority Pass membership with complimentary access to over 1,200 airport lounges worldwide, regardless of the airline or class of travel.
- Complimentary limousine transfer service to and from the airport, which is available up to four times a year.
- Complimentary green fees at over 200 golf clubs worldwide.
- A dedicated Premier Relationship Manager who will provide you with personalised financial advice and solutions.
With all these exclusive privileges, the HSBC Visa Infinite Credit Card is the perfect choice for discerning individuals who value luxury, personalised service, and exclusivity. Apply today and experience the difference for yourself!
Eligibility and Application
If you’re interested in applying for the HSBC Visa Infinite Credit Card, you’ll need to meet certain eligibility criteria and income requirements. Here’s what you need to know:
Income Requirement and Eligibility Criteria
To apply for the HSBC Visa Infinite Credit Card, you must be at least 21 years old. In addition, you must have a minimum annual income of £16,000 if you’re a salaried employee or £40,000 if you’re self-employed. Foreigners residing in Singapore will also need to meet the same minimum annual income requirement of £40,000.
To apply for the card, you’ll need to have either a SingPass or MyInfo account. This will allow you to complete the application process online, which is quick and easy. You’ll also need to provide some basic personal and financial information, including your income, employment status, and contact details.
Application Process
To apply for the HSBC Visa Infinite Credit Card, you can visit the HSBC website and fill out the online application form. You’ll need to provide some basic personal and financial information, as well as your SingPass or MyInfo details.
Once you’ve submitted your application, you should receive a response within a few business days. If your application is approved, you’ll receive your new HSBC Visa Infinite Credit Card in the mail within a week or two.
Overall, the HSBC Visa Infinite Credit Card is an excellent choice for anyone looking for a premium credit card with exclusive benefits and services. With its high earning potential and personalized concierge service, this card is perfect for those who want to enjoy the best that life has to offer.
Rewards and Benefits
If you’re looking for a credit card that offers great rewards and benefits, the HSBC Visa Infinite Credit Card is definitely worth considering. With this card, you can earn miles and enjoy a range of lifestyle perks and discounts, as well as complimentary travel insurance coverage.
Miles and Earn Rates
With the HSBC Visa Infinite Credit Card, you can earn up to 2.25 miles (or 5.625× Reward points) for every dollar spent, which can be redeemed for a range of rewards, including air miles, shopping vouchers, and more. This means that the more you spend, the more rewards you can earn.
Lifestyle Perks and Discounts
In addition to earning miles, the HSBC Visa Infinite Credit Card also offers a range of lifestyle perks and discounts. This includes unlimited airport lounge visits, complimentary limousine transfers, expedited immigration clearance, and more. Whether you’re a frequent traveller or simply enjoy the finer things in life, this card has something to offer.
Travel Insurance and Coverage
One of the standout features of the HSBC Visa Infinite Credit Card is its complimentary travel insurance coverage. With coverage of up to SGD2.75 million for you and your family, you can travel with peace of mind, knowing that you’re protected against a range of travel-related risks and emergencies.
Overall, the HSBC Visa Infinite Credit Card offers a range of rewards and benefits that make it a great choice for anyone looking for a premium credit card. Whether you’re looking to earn miles, enjoy lifestyle perks and discounts, or simply travel with peace of mind, this card has something to offer.
Costs and Fees
Annual Fee and Charges
The HSBC Visa Infinite Credit Card comes with an annual fee of £350. The annual fee is non-waivable, regardless of how much you spend per year. However, if you are an HSBC Premier customer, you can enjoy a reduced annual fee of £262.50.
In addition to the annual fee, there are other fees that you should be aware of. For example, if you make a late payment, you will be charged a fee of £12. If you exceed your credit limit, you will be charged a fee of £12. If you withdraw cash using your credit card, you will be charged a fee of 2.5% of the amount withdrawn, with a minimum fee of £5.
Supplementary Cardholders and Fees
You can apply for up to five supplementary cards for free for life. These cards come with the same benefits as the primary card. However, if you require additional cards, you will be charged a fee of £70 per card per year.
It is important to note that the primary cardholder is responsible for all transactions made on the supplementary cards. Therefore, it is essential that you only give supplementary cards to people you trust.
When it comes to fees, the supplementary cardholders are subject to the same fees as the primary cardholder. For example, if a supplementary cardholder makes a late payment, they will be charged a fee of £12. If they exceed their credit limit, they will be charged a fee of £12. If they withdraw cash using their credit card, they will be charged a fee of 2.5% of the amount withdrawn, with a minimum fee of £5.
Overall, the HSBC Visa Infinite Credit Card comes with a range of fees and charges. It is important to read the terms and conditions carefully to ensure that you are aware of all the costs associated with the card.
Additional Features
The HSBC Visa Infinite Credit Card comes with a range of additional features that make it stand out from other premium credit cards in Singapore. Here are some of the exclusive benefits you can enjoy:
Airport Services
Travelling can be stressful, but with the HSBC Visa Infinite Credit Card, you can enjoy a range of airport services that make your journey more comfortable. You’ll have access to over 1,000 airport lounges worldwide, where you can relax before your flight with complimentary refreshments and Wi-Fi. Plus, you’ll receive airport limousine service to and from the airport, so you can travel in style.
Exclusive Travel Perks
With the HSBC Visa Infinite Credit Card, you’ll also enjoy a range of exclusive travel perks. You’ll receive expedited immigration clearance at select airports, so you can breeze through customs and immigration. Plus, you’ll have access to a range of travel privileges, such as complimentary travel insurance coverage of up to $2 million for you and your family.
Overall, the HSBC Visa Infinite Credit Card is the perfect choice for frequent travellers who want to enjoy a premium travel experience. With a range of airport services and exclusive travel perks, you’ll be able to travel with peace of mind and in style.
Frequently Asked Questions
How can one enjoy lounge access with the HSBC Visa Infinite credit card?
With the HSBC Visa Infinite credit card, you can enjoy unlimited access to over 1,000 airport lounges worldwide through LoungeKey. Simply present your HSBC Visa Infinite credit card at the participating lounge and you will be granted complimentary access. You can also bring a guest with you for a fee of $27 per visit.
What are the exclusive benefits provided by the HSBC Visa Infinite credit card?
The HSBC Visa Infinite credit card offers a range of exclusive benefits, including unlimited airport lounge access, complimentary limousine transfers, travel insurance coverage of up to $2.75 million, and up to 10X rewards points on overseas transactions. You can also enjoy exclusive privileges at luxury hotels, golf courses, and restaurants.
What is the required minimum income to be eligible for the HSBC Visa Infinite credit card?
To be eligible for the HSBC Visa Infinite credit card, you must have a minimum annual income of $120,000 or a minimum fixed deposit of $30,000 with HSBC.
Is the annual fee for the HSBC Visa Infinite credit card justifiable considering its perks?
The annual fee for the HSBC Visa Infinite credit card is $650, which may seem high, but the card’s exclusive benefits and rewards program make it a worthwhile investment for frequent travellers and high spenders. Additionally, HSBC offers various promotions and waivers on the annual fee, so be sure to check for these before applying.
How does the limousine service work with the HSBC Visa Infinite credit card?
As an HSBC Visa Infinite credit cardholder, you are entitled to two complimentary limousine transfers per month to or from Changi Airport. To enjoy this benefit, simply book your limousine transfer at least two working days in advance through HSBC’s dedicated hotline or online portal. Any additional limousine transfers will be charged at a discounted rate.
Can you explain the process to contact customer service for the HSBC Visa Infinite credit card?
If you have any queries or issues with your HSBC Visa Infinite credit card, you can contact HSBC’s customer service hotline at 1800-HSBC-NOW (4722-669) or +65 6-HSBC-NOW (4722-669) from overseas. Alternatively, you can visit any HSBC branch in Singapore for assistance.