If you’re a frequent flyer, you know how quickly airline miles can add up. However, not all credit cards are created equal when it comes to earning airline miles. In Singapore, there are several credit cards that offer generous rewards for spending, but which one is the best for earning airline miles?
Exploring the Best Air Miles Credit Cards in Singapore can be overwhelming, especially if you’re new to the world of credit cards. That’s why we’ve done the research for you and compiled a list of the best credit cards for earning airline miles. From the Citi PremierMiles Card to the American Express Singapore Airlines KrisFlyer Credit Card, we’ll break down the benefits of each card and help you choose the one that’s right for you.
Maximising Miles on Everyday Spend is an important factor to consider when choosing a credit card for earning airline miles. While some cards offer bonus miles for travel-related expenses, others offer rewards for everyday spending such as groceries and dining. By understanding the earning rates and bonus categories of each card, you can make strategic choices to maximize your airline miles and save money on future flights.
Exploring the Best Air Miles Credit Cards in Singapore
If you’re looking for the best air miles credit cards in Singapore, you’ve come to the right place. With so many options available, it can be overwhelming to decide which card is right for you. In this section, we’ll explore the top air miles credit cards in Singapore and help you choose the one that’s right for you.
American Express Singapore Airlines KrisFlyer Credit Card
The American Express Singapore Airlines KrisFlyer Credit Card is one of the best cards for earning KrisFlyer miles. With this card, you can earn 1.1 KrisFlyer miles for every $1 spent in Singapore and 2 KrisFlyer miles for every $1 spent overseas. You can also earn bonus miles when you spend a certain amount within the first few months of getting the card. The annual fee for this card is $176.55, but it’s waived for the first year.
Citi PremierMiles Card
The Citi PremierMiles Card is another great option for earning air miles. With this card, you can earn 1.2 Citi Miles for every $1 spent in Singapore and 2 Citi Miles for every $1 spent overseas. You can also earn bonus miles when you spend a certain amount within the first few months of getting the card. The annual fee for this card is $192.60, but it’s waived for the first year.
DBS Altitude Visa Signature Card
The DBS Altitude Visa Signature Card is a popular choice for earning air miles. With this card, you can earn 1.2 miles for every $1 spent in Singapore and 2 miles for every $1 spent overseas. You can also earn bonus miles when you spend a certain amount within the first few months of getting the card. The annual fee for this card is $192.60, but it’s waived for the first year.
UOB PRVI Miles Card
The UOB PRVI Miles Card is a great option for those who want to earn air miles quickly. With this card, you can earn 1.4 miles for every $1 spent in Singapore and 2.4 miles for every $1 spent overseas. You can also earn bonus miles when you spend a certain amount within the first few months of getting the card. The annual fee for this card is $256.80, but it’s waived for the first year.
OCBC 90°N Card
The OCBC 90°N Card is another great card for earning air miles. With this card, you can earn 1.2 miles for every $1 spent in Singapore and 2 miles for every $1 spent overseas. You can also earn bonus miles when you spend a certain amount within the first few months of getting the card. The annual fee for this card is $192.60, but it’s waived for the first year.
In conclusion, these are some of the best air miles credit cards in Singapore. Each card has its own benefits and drawbacks, so it’s important to choose the one that’s right for you. Consider the annual fee, bonus miles, and other factors when making your decision. With the right air miles credit card, you can earn miles quickly and enjoy exciting travel experiences.
Maximising Miles on Everyday Spend
If you’re looking to earn more miles on your daily spend, here are some tips to help you maximise your rewards. By using the right credit card for each category of spend, you can earn miles faster and redeem them for flights, hotel stays, and other travel-related expenses.
Dining and Food Delivery
When dining out or ordering in, use a credit card that offers bonus miles for restaurant and food delivery spend. Some of the best cards for this category include the Citi PremierMiles Card, DBS Altitude Card, and UOB PRVI Miles Card.
Online Shopping and Groceries
For online shopping and grocery spend, look for credit cards that offer bonus miles for these categories. The Citi PremierMiles Card, DBS Altitude Card, and UOB PRVI Miles Card are all great options for earning miles on online shopping and groceries.
Local Commute and Petrol
If you regularly use ride-hailing services like Grab or take public transport, consider using a credit card that offers bonus miles for local commute spend. The Citi PremierMiles Card and DBS Altitude Card both offer bonus miles for Grab spend, while the UOB PRVI Miles Card offers bonus miles for public transport spend. For petrol spend, the DBS Altitude Card and UOB PRVI Miles Card are good options.
By using the right credit card for each category of spend, you can earn more miles on your everyday purchases and get closer to your next travel adventure. Happy earning!
Benefits Beyond Travel
When it comes to choosing a credit card that earns airline miles, the primary benefit that comes to mind is travel. However, many of the best cards offer a range of benefits beyond just flights and hotel stays. Here are some of the additional perks you can enjoy with the best air miles credit cards in Singapore:
Shopping Rewards and Vouchers
Many air miles credit cards offer rewards points that can be redeemed for shopping vouchers or other merchandise. For example, with the Citi PremierMiles Card, you can earn 1.2 miles for every S$1 spent locally and 2 miles for every S$1 spent overseas. These miles can be redeemed for shopping vouchers at the Citi Rewards store, where you can choose from a wide range of products including electronics, fashion, and beauty.
Exclusive Cardmember Promotions
Another benefit of having an air miles credit card is access to exclusive promotions and discounts. For example, the American Express KrisFlyer Credit Card offers up to S$150 in statement credits when you spend S$500 in the first 3 months of card membership. Additionally, you can enjoy discounts on dining, shopping, and travel with participating merchants.
Lifestyle and Wellness Perks
Finally, many air miles credit cards offer lifestyle and wellness perks that can help you stay healthy and relaxed. For example, the HSBC Visa Infinite Credit Card offers complimentary access to over 1,000 airport lounges worldwide, as well as discounts on spa treatments and wellness retreats. Additionally, the UOB PRVI Miles American Express Card offers complimentary travel insurance and access to a 24-hour concierge service to help you plan your next adventure.
With these additional benefits, you can enjoy more than just travel rewards with your air miles credit card. Whether you’re looking to save on shopping, enjoy exclusive promotions, or stay healthy and relaxed, the best air miles credit cards in Singapore have you covered.
Understanding Fees and Charges
When choosing an airline miles credit card, it’s important to understand the fees and charges associated with the card. Here are some key fees to look out for:
Annual Fee and Waivers
Most airline miles credit cards charge an annual fee, which can range from $100 to $500 or more. However, some cards offer annual fee waivers for the first year or for subsequent years if you meet certain spending requirements. Be sure to check the terms and conditions of the card to see if an annual fee waiver is available.
Foreign Transaction Fees
If you plan to use your airline miles credit card for purchases in a foreign currency, you may be subject to foreign transaction fees. These fees can range from 1% to 3% of the transaction amount, so it’s important to consider this when choosing a card. Some cards, however, do not charge foreign transaction fees, so be sure to look out for those.
Miles Conversion Fees
When you redeem your airline miles for a flight or other rewards, you may be subject to miles conversion fees. These fees can vary depending on the card and the redemption option, so be sure to read the terms and conditions carefully. Some cards may also charge an admin fee for certain redemption options.
Overall, understanding the fees and charges associated with an airline miles credit card is important to ensure that you are getting the most value out of the card. Be sure to compare different cards and read the terms and conditions carefully before making a decision.
Strategic Use of Credit Cards for Travel
When it comes to earning airline miles, using the right credit card can make all the difference. Here are some strategies to help you get the most out of your credit cards for travel.
Leveraging Overseas Spend
If you frequently travel overseas, you can leverage your foreign spend to earn more airline miles. Look for credit cards that offer bonus rewards for foreign spend, such as the Citi PremierMiles Card. With this card, you can earn 2 miles per $1 spent overseas, and 1.2 miles per $1 spent locally.
Travel Insurance and Protections
When you’re travelling, it’s important to have the right insurance and protections in place. Many credit cards offer travel insurance as a perk, so be sure to check your card’s terms and conditions. For example, the DBS Altitude Card offers up to $1 million in travel accident insurance, while the OCBC 90°N Card offers travel inconvenience insurance and travel personal accident insurance.
Booking Flights and Accommodations
When booking flights and accommodations, using the right credit card can help you earn more airline miles. Look for cards that offer bonus rewards for travel bookings, such as the HSBC Revolution Credit Card. With this card, you can earn 2 miles per $1 spent on online travel bookings, including flights and hotels.
When booking through online travel agencies like Agoda or Expedia, be sure to check if your credit card offers any additional rewards or discounts. For example, the Travel$ programme offered by the OCBC 90°N Card allows you to earn 1 Travel$ for every $1 spent on Agoda or Expedia, which can be redeemed for airline miles or hotel stays.
By strategically using your credit cards for travel, you can earn more airline miles and enjoy a more comfortable and convenient travel experience.
Frequently Asked Questions
How can you swiftly rack up KrisFlyer miles with a credit card?
To swiftly rack up KrisFlyer miles with a credit card, you should look for a card that rewards you with miles for every dollar you spend. Some of the best credit cards in Singapore for earning KrisFlyer miles include the Citi PremierMiles Card, the DBS Altitude Card, and the American Express KrisFlyer Credit Card.
Which credit card offers the most exhilarating rewards for frequent flyers in Singapore?
The credit card that offers the most exhilarating rewards for frequent flyers in Singapore depends on your spending habits and travel preferences. However, some of the best credit cards for frequent flyers in Singapore include the Citi PremierMiles Card, the DBS Altitude Card, and the American Express KrisFlyer Credit Card. These cards offer generous rewards for air miles and other travel-related expenses.
What’s the most advantageous card for earning miles on daily purchases?
The most advantageous card for earning miles on daily purchases in Singapore is the Citi PremierMiles Card. This card offers a high earn rate of 1.2 miles per S$1 spent locally and 2 miles per S$1 spent overseas. It also offers bonus miles for certain categories such as online shopping and dining.
Could you enlighten me on the credit cards that directly earn KrisFlyer miles?
Some of the credit cards that directly earn KrisFlyer miles include the American Express KrisFlyer Credit Card, the UOB KrisFlyer Credit Card, and the Standard Chartered Visa Infinite Credit Card. These cards offer a high earn rate of KrisFlyer miles for every dollar spent and come with various perks such as airport lounge access and travel insurance.
What’s the value proposition of having 50,000 KrisFlyer miles in your account?
Having 50,000 KrisFlyer miles in your account can give you access to a range of travel rewards such as free flights and upgrades. For example, you can redeem 50,000 KrisFlyer miles for a round-trip flight from Singapore to Bali. Additionally, having a substantial number of KrisFlyer miles can help you achieve elite status in the KrisFlyer programme, which comes with additional perks such as priority check-in and extra baggage allowance.
Which credit card should a travel enthusiast in Singapore opt for to maximise air miles?
A travel enthusiast in Singapore should opt for the Citi PremierMiles Card or the DBS Altitude Card to maximise air miles. These cards offer a high earn rate for air miles and come with various travel-related perks such as airport lounge access and travel insurance. Additionally, they offer bonus miles for certain categories such as online shopping and dining, making them ideal for those who frequently travel and spend on these categories.