If you’re a regular Grab user in Singapore, you know how quickly the costs of your rides can add up. But did you know that you can earn rewards and cashback on your Grab rides by using the right credit card? In this article, we’ll explore the best credit cards for Grab in Singapore to help you maximize your rewards and savings.
Grab credit cards are a game changer in Singapore, offering a range of benefits and rewards for frequent users. Whether you’re looking to earn cashback, air miles, or other rewards, there’s a credit card out there that’s perfect for you. In this article, we’ll take a closer look at the top Grab credit cards available in Singapore, so you can choose the one that’s right for you.
So, why settle for just paying for your Grab rides when you can earn rewards and cashback at the same time? With the right credit card, you can save money and earn rewards on your daily commute, making your Grab rides even more enjoyable. Keep reading to discover the top Grab credit cards in Singapore and how you can make the most of your rewards.
Why Grab Credit Cards Are a Game Changer in Singapore
If you’re a frequent user of Grab rides and GrabFood, you’ll know how quickly the costs can add up. That’s where Grab credit cards come in to save the day! With the right credit card, you can earn cashback and miles on your rides and food deliveries, which can help offset your monthly expenses.
Seamless Grab Rides and GrabFood Experiences
With a Grab credit card, you can easily pay for your rides and food deliveries without the need for cash or topping up your GrabPay wallet. This means you can enjoy a seamless experience without having to worry about running out of funds or carrying cash around with you.
Plus, some credit cards offer additional perks such as priority booking, discounted rides, and free cancellations. This can come in handy during peak hours or when you need to cancel a ride at the last minute.
Beyond Transport: Groceries and Dining Perks
Did you know that some Grab credit cards offer rewards and discounts on groceries and dining as well? This means you can earn cashback or miles on your everyday expenses, which can add up to significant savings over time.
For example, the UOB One Card offers up to 10% cashback on groceries and dining when you meet the minimum spend requirements. Meanwhile, the Maybank Family & Friends Card offers 8% cashback on groceries and dining, as well as 8% cashback on Grab rides.
Overall, Grab credit cards are a game changer for anyone who uses Grab frequently in Singapore. With the right credit card, you can enjoy a seamless experience, earn rewards and discounts, and save money in the long run. So why not consider getting a Grab credit card today?
Top Grab Credit Cards for Maximum Rewards
When it comes to choosing the best credit card for Grab transactions, it’s important to consider the rewards and benefits each card offers. Here are three top credit cards in Singapore that can help you maximize your Grab experience.
UOB One Card: The Ultimate All-Rounder
The UOB One Card is a great credit card for those who want to earn cashback on all their Grab transactions. With this card, you can earn up to 10% cashback on all Grab transactions, with a minimum spend of $500 per month. The cashback is tiered, so the more you spend, the higher the cashback rate.
In addition to cashback on Grab transactions, the UOB One Card also offers cashback on other categories such as dining, groceries, and petrol. This makes it a great all-rounder credit card that can help you earn rewards on all your daily expenses.
Citi Rewards Card: Fashion and Entertainment Delights
If you’re someone who loves fashion and entertainment, the Citi Rewards Card might be the perfect credit card for you. With this card, you can earn up to 10X rewards points on all your Grab transactions, as well as other categories such as online shopping and dining.
The Citi Rewards Card also offers a range of other benefits such as discounts on shopping and dining, as well as access to exclusive events and experiences. If you’re someone who enjoys the finer things in life, the Citi Rewards Card is definitely worth considering.
OCBC 365 Credit Card: Daily Expenses Turned into Rewards
The OCBC 365 Credit Card is a great credit card for those who want to earn cashback on their daily expenses, including Grab transactions. With this card, you can earn up to 6% cashback on all your Grab transactions, as well as other categories such as dining, groceries, and petrol.
In addition to cashback, the OCBC 365 Credit Card also offers a range of other benefits such as discounts on dining and petrol, as well as access to exclusive events and experiences. If you’re someone who wants to turn your daily expenses into rewards, the OCBC 365 Credit Card is definitely worth considering.
Overall, these three credit cards are some of the best options for earning rewards on your Grab transactions in Singapore. Whether you’re looking for cashback, rewards points, or other benefits, there’s a credit card out there that can help you maximize your Grab experience.
Earning While Spending: Cashback and Rebates
If you’re someone who regularly uses Grab for your daily commute or online food delivery, you’ll want to make sure you’re getting the most out of your spending. With the right credit card, you can earn cashback and rebates on your Grab transactions, allowing you to save money while you spend.
OCBC FRANK Credit Card: The Online Shopping Companion
The OCBC FRANK Credit Card is a great option for those who frequently shop online, including on Grab and Shopee. With a minimum spend of just $600 per month, you can earn up to 6% cashback on your online transactions, including Grab rides and food orders. Plus, you can earn an additional 5% rebate on all mobile payments, including GrabPay.
The card also offers a range of other benefits, including discounts on dining and entertainment, as well as exclusive promotions on travel and shopping. With no annual fee and a low minimum income requirement, the OCBC FRANK Credit Card is a great choice for anyone looking to earn cashback on their Grab transactions.
Maybank Family & Friends: More Cashback for the Family
If you’re looking for a credit card that offers cashback on your Grab transactions as well as your family’s spending, the Maybank Family & Friends card is a great option. With a minimum spend of just $800 per month, you can earn up to 8% cashback on your Grab rides and food orders, as well as other eligible transactions.
What’s more, you can earn an additional 8% cashback on your family’s spending, including groceries, petrol, and dining. With a maximum cashback of $80 per month, the Maybank Family & Friends card is a great way to save money while you spend on your Grab transactions and family expenses.
Overall, when it comes to earning cashback and rebates on your Grab transactions, there are plenty of credit cards to choose from. By comparing the different options and finding the card that best suits your needs, you can start earning cashback and saving money on your daily expenses.
Travelling with Grab: Fly High with Air Miles
If you’re a frequent traveller who uses Grab services often, you might be interested in earning air miles through your Grab rides. With the right credit card, you can earn miles for every Grab ride you take, which can be redeemed for air tickets and hotel stays. Here are two credit cards that can help you earn air miles through your Grab rides:
KrisFlyer UOB Card: From Grab to the Skies
The KrisFlyer UOB Card is a great option for those who frequently use Grab services. With this card, you can earn up to 3 KrisFlyer miles for every $1 spent on Grab rides. Additionally, you can earn up to 3.2 miles for every $1 spent on Singapore Airlines bookings made through the SingaporeAir mobile app or website.
The KrisFlyer UOB Card also offers other travel benefits, such as complimentary travel insurance coverage of up to $500,000 and access to airport lounges worldwide. To apply for this card, you need to have a minimum annual income of $30,000.
American Express Singapore Airlines KrisFlyer Ascend Credit Card: The Frequent Flyer’s Choice
The American Express Singapore Airlines KrisFlyer Ascend Credit Card is another great option for frequent travellers who use Grab services. With this card, you can earn 1.2 KrisFlyer miles for every $1 spent on Grab rides, and up to 2 KrisFlyer miles for every $1 spent on Singapore Airlines bookings made through the SingaporeAir mobile app or website.
In addition to earning air miles, the American Express Singapore Airlines KrisFlyer Ascend Credit Card also offers other travel benefits, such as complimentary travel insurance coverage of up to $1 million and access to airport lounges worldwide. To apply for this card, you need to have a minimum annual income of $50,000.
Overall, if you’re a frequent traveller who uses Grab services often, these credit cards can help you earn air miles that can be redeemed for air tickets and hotel stays. Consider applying for one of these cards to maximise your rewards and elevate your travel experiences.
Making the Most of Your Grab Credit Card
Understanding Minimum Spend and Annual Fees
When choosing a credit card for Grab rides, it’s important to understand the terms and conditions of the card you select. One of the most important factors to consider is the minimum spend and annual fees. Some cards require you to spend a certain amount each month to qualify for rewards, while others have annual fees that can eat into your savings.
Make sure you read the fine print and understand the minimum spend and annual fees before you apply for a card. You don’t want to end up with a card that costs you more than it saves you.
Maximising Points and Promotions
To get the most out of your Grab credit card, you need to know how to maximise your points and promotions. Most cards offer points for every dollar spent, and some offer bonus points for selected merchants.
Make sure you use your card for all your Grab rides to earn the maximum amount of points. You can also take advantage of promotions offered by the card issuer or Grab itself. Keep an eye out for special deals and offers that can help you save even more.
Using a Mastercard for your Grab rides can also help you earn additional rewards. Many Mastercards offer exclusive promotions and discounts for selected merchants, including Grab.
In summary, when choosing a credit card for Grab rides, make sure you understand the minimum spend and annual fees. To get the most out of your card, maximise your points and promotions by using your card for all your Grab rides and taking advantage of special deals and offers. Finally, consider using a Mastercard for additional rewards and benefits.
Frequently Asked Questions
What’s the top credit card for maximising rewards on GrabFood orders?
If you’re a foodie and love ordering from GrabFood, then the Citi Cash Back Card is the perfect choice for you. This card offers an impressive 8% cashback on all GrabFood orders, with no minimum spend required. Plus, you can also earn 6% cashback on dining, groceries, and petrol, making it a versatile card to have in your wallet.
Which credit card should I use to top up my Grab wallet for the best benefits?
If you frequently top up your Grab wallet, then the Maybank Family & Friends Card is the best choice for you. This card offers an excellent 8% cashback on all Grab top-ups, with a minimum spend of just $800 per month. Plus, you can earn up to 8% cashback on groceries, dining, and petrol, making it a great all-around card to have.
Can you suggest an exciting credit card for earning miles with Grab bookings?
If you’re a frequent flyer and love earning miles, then the DBS Altitude Card is the perfect choice for you. This card offers an impressive 3 miles per $1 spent on all Grab bookings, with no minimum spend required. Plus, you can also earn 1.2 miles per $1 spent on all other purchases, making it a versatile card to have in your wallet.
Is there a credit card that offers splendid perks for Comfort taxi rides similar to Grab?
If you prefer taking Comfort taxis over Grab, then the American Express True Cashback Card is the perfect choice for you. This card offers an excellent 3% cashback on all Comfort taxi rides, with no minimum spend required. Plus, you can also earn 1.5% cashback on all other purchases, making it a great all-around card to have.
What are the most thrilling credit cards to use with GrabPay for optimal rewards?
If you use GrabPay frequently, then the UOB One Card is the perfect choice for you. This card offers an impressive 5% cashback on all GrabPay transactions, with a minimum spend of just $500 per month. Plus, you can also earn up to 5% cashback on other categories such as dining, groceries, and petrol, making it a great all-around card to have.
How can I avoid the top-up fee when using a credit card for Grab in 2023?
To avoid the top-up fee when using a credit card for Grab in 2023, you can simply link your credit card to your GrabPay account and use it to pay directly for your rides or orders. This way, you won’t have to pay any additional fees, and you can still earn rewards on your transactions.