If you’re a driver in Singapore, you know that petrol prices can be a significant expense. Fortunately, there are petrol credit cards that can help you save money on fuel costs. These cards offer cashback, discounts, or points during your fill-ups, allowing you to drive more affordably and stress less about fuel costs.
When looking for a petrol credit card, it’s important to understand the various benefits and features each card offers. Some cards offer higher cashback or discounts, while others offer additional perks like free parking or car wash services. Additionally, some cards are tied to specific petrol brands, while others offer discounts at multiple stations.
To help you find the best petrol credit card for your needs, we’ve compiled a list of the top petrol credit cards in Singapore. We’ve considered factors like cashback rates, discounts, and additional benefits to create a comprehensive guide to petrol credit cards. Whether you’re a frequent driver or just looking to save money on fuel costs, there’s a petrol credit card out there that can help you achieve your goals.
Key Takeaways
- Petrol credit cards can help you save money on fuel costs in Singapore.
- When choosing a petrol credit card, consider factors like cashback rates, discounts, and additional benefits.
- Our guide to the top petrol credit cards in Singapore can help you find the right card for your needs.
Understanding Petrol Credit Cards in Singapore
If you are a car owner in Singapore, you know that petrol prices can be one of the biggest expenses you face. One way to save money on petrol purchases is by using a petrol credit card. Petrol credit cards offer a range of benefits and rewards that can help you save money on fuel, making them a popular choice among car owners in Singapore.
When you use a petrol credit card to pay for your fuel, you can earn cashback, reward points, or discounts on your petrol purchases. The amount of savings you can get from a petrol credit card depends on the card you choose and the petrol station you use. Some cards offer higher discounts for specific petrol stations, while others offer a flat discount across all petrol stations.
One of the main benefits of using a petrol credit card is the fuel savings you can get. With the rising cost of petrol in Singapore, every cent counts, and petrol credit cards can help you save a significant amount of money over time. Some petrol credit cards also offer additional benefits such as discounts on car maintenance services or car washes.
When choosing a petrol credit card, it is important to consider the benefits and rewards offered by the card, as well as the petrol stations that accept the card. Some petrol credit cards are only accepted at specific petrol stations, while others are accepted at a wide range of stations. It is also important to check the terms and conditions of the card to ensure that you are eligible for the benefits and rewards offered.
Overall, petrol credit cards can be a great way to save money on fuel purchases in Singapore. With a range of benefits and rewards available, you can choose a card that suits your needs and helps you save money on your petrol expenses. So, the next time you fill up your tank, consider using a petrol credit card to enjoy the savings and benefits it offers.
Top Petrol Credit Cards for Maximum Fuel Savings
Fuel prices can be a significant expense for drivers in Singapore. However, with the right credit card, you can save a considerable amount on your petrol expenses. Here are the top petrol credit cards for maximum fuel savings:
POSB Everyday Card
The POSB Everyday Card is an excellent choice for those who frequently refuel at SPC petrol stations. You can enjoy up to 20.1% fuel savings, including a 5% discount at the pump, 5% SPC&U Card discount, and 10% POSB Everyday Card cashback. Additionally, you can earn up to 6% cashback on your daily essentials, such as groceries, dining, and transport.
UOB One Card
The UOB One Card is one of the most popular credit cards for petrol savings in Singapore. You can enjoy up to 22.66% fuel savings at SPC and up to 21.15% at Shell, depending on the amount you spend. You can also earn up to 5% cashback on your other daily expenses, such as groceries, dining, and utilities.
OCBC 365 Credit Card
The OCBC 365 Credit Card is an excellent choice for those who want to save on their petrol expenses and other daily essentials. You can enjoy up to 26.8% fuel savings at selected petrol stations, including Caltex, Esso, and Shell. Additionally, you can earn up to 6% cashback on your dining, groceries, and online shopping.
Citi Cash Back Card
The Citi Cash Back Card is another credit card that can help you save on your petrol expenses. You can enjoy up to 20.88% fuel savings at Esso and Shell petrol stations. Additionally, you can earn up to 8% cashback on your dining, groceries, and petrol expenses.
DBS Esso Card
The DBS Esso Card is an excellent choice for those who frequently refuel at Esso petrol stations. You can enjoy up to 21.6% fuel savings, including a 17% discount at the pump and up to 4.6% in Smiles Points. Additionally, you can earn up to 3% cashback on your other daily expenses, such as dining, groceries, and transport.
In conclusion, choosing the right petrol credit card can help you save a considerable amount on your fuel expenses. Consider your petrol station preferences and your daily expenses to choose the best credit card for your needs.
Additional Benefits Beyond Fuel Discounts
When choosing a petrol credit card, it’s important to consider the additional benefits beyond fuel discounts. These benefits can add up to significant savings and make your card even more valuable.
Dining and Groceries
Many petrol credit cards offer cash rebates or reward points for dining and groceries. For example, the OCBC 365 Card offers 6% cashback on dining and 3% cashback on groceries. The UOB One Card offers up to 5% cashback on groceries and dining, depending on your spending.
Travel and Insurance
Some petrol credit cards offer benefits for travel and insurance. For example, the Citi PremierMiles Card offers air miles for travel, as well as travel insurance and other travel-related benefits. The HSBC Visa Platinum Card offers travel insurance and other travel-related benefits, as well as discounts on hotel bookings.
Cash Rebates and Points
In addition to fuel discounts, many petrol credit cards offer cash rebates or reward points for other types of spending. For example, the DBS Live Fresh Card offers 5% cashback on online and contactless spending, as well as 0.3% cashback on all other spending. The Maybank Family & Friends Card offers up to 8% cashback on groceries, dining, and petrol, as well as 5% cashback on other types of spending.
Overall, when choosing a petrol credit card, it’s important to consider the additional benefits beyond fuel discounts. By choosing a card that offers benefits for dining, groceries, travel, and other types of spending, you can maximize your savings and get the most out of your card.
Understanding the Fine Print
When it comes to choosing the best petrol credit card for your needs, it’s important to understand the fine print. This section will help you navigate the terms and conditions of petrol credit cards so that you can make an informed decision.
Annual Fees and Charges
One of the first things to consider when choosing a petrol credit card is the annual fee. Most petrol credit cards come with an annual fee, which can range from $0 to $192. While some petrol credit cards offer fee waivers for the first year, it’s important to consider the long-term cost of the card.
Make sure you understand the annual fee and any other charges associated with the card before you sign up. This can include late payment fees, over-limit fees, and cash advance fees. Be aware that some petrol credit cards may also charge a foreign transaction fee if you use the card overseas.
Minimum Spending Requirements
Another important factor to consider when choosing a petrol credit card is the minimum spending requirement. Many petrol credit cards require you to meet a minimum spending requirement in order to qualify for the petrol discounts or cashback rewards.
Make sure you understand the minimum spending requirement and whether it’s realistic for your spending habits. Some petrol credit cards may also have a cap on the amount of petrol discounts or cashback rewards you can earn each month or year, so be sure to read the fine print.
It’s also important to note that some petrol credit cards may have different minimum spending requirements for different types of spending. For example, you may need to spend more on groceries or dining in order to qualify for the petrol discounts or cashback rewards.
In conclusion, understanding the fine print of petrol credit cards is essential in order to make an informed decision. Be sure to read the terms and conditions carefully, and consider factors such as the annual fee and minimum spending requirement before you sign up for a petrol credit card.
Maximising Your Petrol Savings
If you are a driver in Singapore, you know that petrol prices can be quite high. However, with the right petrol credit card, you can enjoy significant savings on your petrol expenses. Here are some tips on how to maximise your petrol savings:
Strategic Card Use
To maximise your petrol savings, it’s important to use your petrol credit card strategically. For example, if you frequently fill up at Shell stations, consider getting a Shell Escape card. With this card, you can enjoy up to 18.3% savings on petrol purchases at Shell. Additionally, you can earn Shell Escape points that can be redeemed for free fuel, car washes, and other rewards.
If you prefer Esso stations, the Esso Smiles Driver Rewards programme is worth considering. With this programme, you can earn Smiles points for every litre of petrol you purchase. These points can be redeemed for fuel, car washes, and other rewards. If you have an Esso Smiles card, you can also enjoy up to 18.5% savings on petrol purchases.
Another option is to use a credit card that offers cashback or rewards points for petrol purchases. For example, the UOB One Card offers up to 10% cashback on petrol purchases at Shell, SPC, and Caltex. The OCBC 365 Card offers up to 23% savings on petrol purchases at Caltex, Esso, and Shell.
Loyalty Programs
In addition to using a petrol credit card, you can also sign up for loyalty programmes offered by petrol stations. For example, Shell offers the Shell Escape programme, which allows you to earn points for every litre of petrol you purchase. You can also earn points for purchases at Shell convenience stores and car washes. These points can be redeemed for free fuel, car washes, and other rewards.
SPC&U also offers a membership card that allows you to earn points for every litre of petrol you purchase. These points can be redeemed for fuel, car washes, and other rewards. Additionally, SPC&U members can enjoy up to 24% savings on petrol purchases.
Esso also offers a loyalty programme called Esso Smiles Driver Rewards. With this programme, you can earn Smiles points for every litre of petrol you purchase. These points can be redeemed for fuel, car washes, and other rewards. If you have an Esso Smiles card, you can also enjoy up to 18.5% savings on petrol purchases.
By using a petrol credit card and signing up for loyalty programmes, you can maximise your petrol savings and enjoy free fuel, car washes, and other rewards.
Frequently Asked Questions
What’s the top credit card for scoring massive petrol discounts in Singapore?
If you’re looking to save big on petrol expenses, you’ll want to check out credit cards that offer discounts at petrol stations. The top credit card for scoring massive petrol discounts in Singapore is the Citi Cash Back Card. With this card, you can get up to 20.88% savings on petrol at Esso and Shell stations, making it one of the best options for drivers in Singapore.
How can I slash my petrol expenses with a credit card?
One of the best ways to slash your petrol expenses with a credit card is by choosing a card that offers cashback or rewards for petrol purchases. Some of the best credit cards for petrol savings include the HSBC Visa Platinum Credit Card, the OCBC 365 Credit Card, and the UOB One Card. These cards offer generous cashback or rewards points for petrol purchases, helping you save more money every time you fill up.
Which credit card offers the most fabulous rewards for Shell petrol purchases?
If you’re a frequent Shell petrol customer, you’ll want to check out the HSBC Revolution Credit Card. This card offers up to 5% cashback on petrol purchases at Shell stations, making it one of the best options for Shell customers. Plus, you can earn rewards points on all your other purchases, making it a versatile card for everyday use.
Are there any credit cards that provide stunning deals specifically at Esso stations?
Yes, there are several credit cards that provide stunning deals specifically at Esso stations. The best options include the Citi Cash Back Card, which offers up to 20.88% savings on petrol at Esso stations, and the OCBC 365 Credit Card, which offers up to 23% fuel savings at Esso stations. These cards are great choices for drivers who frequent Esso stations and want to save big on petrol expenses.
What are the most brilliant credit card choices for private hire vehicle drivers to save on petrol?
Private hire vehicle drivers can save big on petrol expenses by choosing a credit card that offers cashback or rewards for petrol purchases. Some of the best options include the DBS Live Fresh Card, which offers 5% cashback on all online and Visa contactless transactions, including petrol purchases, and the UOB One Card, which offers up to 5% cashback on petrol purchases. These cards are great choices for private hire vehicle drivers who want to save money on petrol expenses.
Which bank’s credit card reigns supreme for petrol pump savings?
When it comes to petrol pump savings, the UOB One Card reigns supreme. This card offers up to 24% savings on petrol purchases at Shell and Esso stations, making it one of the best options for drivers in Singapore. Plus, you can earn cashback on all your other purchases, making it a versatile card for everyday use.