If you’re a frequent shopper at FairPrice outlets in Singapore, you may be wondering which credit card is the best to use for your grocery purchases. With so many options available, it can be overwhelming to choose the right one. However, by understanding the benefits and rewards offered by different credit cards, you can make an informed decision and maximise your savings on grocery shopping.
When it comes to choosing a credit card for FairPrice shopping, there are several factors to consider. These include the cashback or rewards offered for grocery purchases, additional benefits and partnerships, and the annual fees and interest rates. By comparing these factors across different credit cards, you can find the one that best suits your lifestyle and spending habits.
In this article, we’ll take a look at the top credit cards for FairPrice outlets in Singapore, and how you can maximise your savings on grocery shopping. We’ll also explore the additional benefits and partnerships offered by these credit cards, and provide tips on how to choose the right one for your lifestyle.
Understanding Credit Cards for FairPrice Shopping
If you frequently shop at NTUC FairPrice, using the right credit card can help you save money and earn rewards. In this section, we’ll explore the benefits of using credit cards at NTUC FairPrice and compare the cashback and LinkPoints rewards offered by different credit cards.
Benefits of Using Credit Cards at NTUC FairPrice
Using a credit card for your FairPrice shopping comes with several benefits, including:
- Cashback: Many credit cards offer cashback on your FairPrice purchases, allowing you to save money on your groceries.
- LinkPoints: Some credit cards allow you to earn LinkPoints on your FairPrice purchases, which can be redeemed for discounts or vouchers.
- Rebates: Credit cards may offer rebates on your FairPrice purchases, which can help you save even more money.
- Convenience: Using a credit card is more convenient than carrying cash, and you can earn rewards on your purchases at the same time.
Comparing Cashback and LinkPoints Rewards
When choosing a credit card for your FairPrice shopping, it’s important to compare the cashback and LinkPoints rewards offered by different cards. Here are some of the top credit cards for FairPrice shopping:
| Credit Card | Cashback | LinkPoints | Annual Fee |
|---|---|---|---|
| Citi Cash Back Card | Up to 8% | – | $192.60 |
| NTUC Plus! Visa Credit Card | Up to 12% | Up to 5% | $117.70 |
| OCBC Plus! Visa Credit Card | Up to 7% | Up to 5% | $160.50 |
| POSB Everyday Card | Up to 6% | Up to 10% | $192.60 |
As you can see, different credit cards offer different rewards for FairPrice shopping. The NTUC Plus! Visa Credit Card offers the highest cashback and LinkPoints rewards, but it also has a higher annual fee than some of the other cards. The Citi Cash Back Card offers a high cashback rate and no annual fee, making it a good choice for those who want to save money on their FairPrice purchases without paying extra fees.
In conclusion, using a credit card for your FairPrice shopping can help you save money and earn rewards. By comparing the cashback and LinkPoints rewards offered by different credit cards, you can choose the card that best suits your needs and preferences.
Top Credit Cards for FairPrice Outlets
If you’re a frequent shopper at FairPrice outlets, you might want to consider getting a credit card that offers cashback or rewards points for your purchases. Here are some of the top credit cards you can use at FairPrice outlets in Singapore:
NTUC Link Credit Card
The NTUC Link Credit Card is a great option for those who shop frequently at FairPrice outlets. With this card, you can earn up to 12 LinkPoints per $1 spent at FairPrice outlets. You can also earn LinkPoints at other participating merchants, such as Unity Pharmacy and Popular Bookstore. LinkPoints can be used to offset your purchases at FairPrice outlets or other participating merchants.
POSB Everyday Card
The POSB Everyday Card is another great option for shopping at FairPrice outlets. With this card, you can earn up to 8% cashback on your purchases at FairPrice outlets and other participating merchants. You can also earn cashback on other categories such as dining, groceries, and petrol. The cashback is credited directly to your card account, so you can use it to offset your next bill.
Citi Cash Back Card
The Citi Cash Back Card is a versatile card that can be used at a wide range of merchants, including FairPrice outlets. With this card, you can earn up to 8% cashback on your purchases at FairPrice outlets and other participating merchants. You can also earn cashback on other categories such as dining, groceries, and petrol. The cashback is automatically credited to your card account every month.
No matter which card you choose, you can enjoy great savings and rewards when you shop at FairPrice outlets. With the right credit card, you can earn cashback or rewards points on your purchases, making your shopping experience even more rewarding.
Maximising Savings on Grocery Shopping
When it comes to grocery shopping, there are a few strategies you can use to maximise your savings and get the most out of your credit card. Here are some tips to help you increase your cash rebates and make the most of your monthly spend cap.
Strategies for Increasing Cash Rebates
One of the best ways to get more cash rebates is to use a credit card that offers higher rebates for grocery shopping. For example, the NTUC Plus! Credit Card offers up to 12% cash rebate at FairPrice stores and up to 8% cash rebate at Unity stores. The Citi Cash Back Card also offers up to 8% cashback on groceries, including at FairPrice.
Another strategy is to look for credit cards that offer bonus rebates or promotions for grocery shopping. For example, some credit cards may offer bonus rebates during certain months or for specific spending categories. Keep an eye out for these promotions and take advantage of them to increase your cash rebates.
Understanding the Monthly Spend Cap
Many credit cards have a monthly spend cap, which limits the amount of cash rebates you can earn in a month. It’s important to understand this cap and plan your spending accordingly. For example, if your credit card has a monthly spend cap of $80, and you spend $100 on groceries in a month, you’ll only earn cash rebates on the first $80.
To maximise your cash rebates, try to spread your grocery shopping over the month, rather than doing all your shopping in one go. This will help you stay within the monthly spend cap and earn cash rebates on all your spending.
By following these strategies and understanding the monthly spend cap, you can maximise your savings on grocery shopping and get the most out of your credit card.
Additional Benefits and Partnerships
When it comes to using the NTUC FairPrice credit card, there are several additional benefits and partnerships that you can take advantage of. Here are a few of the most noteworthy ones:
Fuel Savings with Caltex and Other Partners
One of the most significant benefits of using the NTUC FairPrice credit card is the opportunity to save money on fuel. Cardholders can enjoy up to 20.88% savings on petrol purchases at Caltex stations across Singapore. This is a great way to save money on one of life’s essential expenses.
In addition to Caltex, the NTUC FairPrice credit card also partners with other petrol stations, including SPC and Shell. This means that you can enjoy fuel savings no matter where you fill up your tank.
Exclusive Deals with Online Grocery Delivery Services
If you’re someone who prefers to do your grocery shopping online, you’ll be pleased to know that the NTUC FairPrice credit card comes with exclusive deals with several online grocery delivery services. For example, cardholders can enjoy 12% off their first RedMart order, as well as free delivery for orders over $60.
In addition to RedMart, the NTUC FairPrice credit card also partners with other online grocery delivery services, including honestbee and Amazon Prime Now. This means that you can enjoy exclusive discounts and free delivery no matter which service you prefer.
Overall, the NTUC FairPrice credit card is an excellent choice for anyone who wants to save money on their groceries and other essential expenses. With its many benefits and partnerships, it’s easy to see why this card is so popular among Singaporeans.
Choosing the Right Card for Your Lifestyle
When it comes to choosing a credit card that suits your lifestyle, it’s essential to consider your spending habits. For frequent shoppers at Cold Storage and Giant, there are several credit cards that offer attractive rewards and cashback options.
Comparing Cards for Frequent Shoppers at Cold Storage and Giant
If you’re a regular shopper at Cold Storage or Giant, you might want to consider the UOB One Card. This card offers up to 10% cashback on groceries, including at Cold Storage and Giant. With a minimum spend of $2,000 per month, you can earn up to $300 cashback per quarter.
Another excellent option for frequent shoppers is the POSB Everyday Card. This card offers up to 6% cashback on groceries, including at Cold Storage and Giant. You can also earn up to 5% cashback on dining, transport, and other daily essentials.
The Best Cards for Online and Overseas Shopping
If you frequently shop online or overseas, the CIMB Visa Signature Card might be the right choice for you. This card offers up to 10% cashback on online shopping and overseas spending, with a minimum spend of $800 per month.
Alternatively, you might want to consider a debit card like the DBS Visa Debit Card. This card offers no foreign transaction fees and competitive exchange rates, making it an excellent choice for overseas shopping.
When it comes to choosing the right credit card, it’s essential to compare the benefits and rewards of each card to find the one that best suits your lifestyle and spending habits. Consider the fees, interest rates, and minimum spend requirements before making your final decision.
Frequently Asked Questions
What’s the top credit card for racking up cashback on groceries?
If you’re looking to earn cashback on your grocery shopping, the Trust Credit Card and the Citibank Cash Back Card are two great options to consider. The Trust Credit Card offers up to 1.5% cashback on all purchases, while the Citibank Cash Back Card offers up to 8% cashback on groceries.
Which credit card offers the most smashing rewards at NTUC FairPrice?
The OCBC Plus Visa Credit Card is a great option for earning rewards at NTUC FairPrice. This card offers up to 7% rebate on groceries and up to 3% rebate on all other spendings at FairPrice Unity and Warehouse Club stores.
Can you tell me the best credit card for earning miles while shopping for groceries?
If you’re looking to earn miles while shopping for groceries, the Maybank Horizon Visa Signature Card is a great option to consider. This card offers up to 3.2 miles per $1 spent on dining, petrol, taxi fares, and online purchases, including groceries.
What is the most advantageous credit card for online purchases in Singapore?
The DBS Live Fresh Card is a great option for online purchases, including grocery shopping. This card offers up to 5% cashback on online purchases, including groceries, and up to 3% cashback on contactless payments.
Which credit card should I snag for the highest savings on grocery shopping?
If you’re looking for the highest savings on grocery shopping, the UOB One Card is a great option to consider. This card offers up to 10% cashback on groceries at Cold Storage and Giant stores, with a minimum spend of $2,000 per month.
What’s the latest and greatest credit card to have in my wallet for shopping sprees?
The HSBC Revolution Credit Card is a great option for shopping sprees, including grocery shopping. This card offers up to 2 miles per $1 spent on local dining, entertainment, and online purchases, including groceries. Plus, there’s no annual fee for the first year.