If you’re a frequent flyer, you know how important it is to have the right miles card. With so many options available in Singapore, it can be overwhelming to choose the one that suits your needs best. But don’t worry, we’ve got you covered. In this article, we’ll explore the top miles credit cards in Singapore and help you understand how to maximise your rewards and promotions.
Understanding miles credit cards in Singapore is the first step towards choosing the best one for you. These cards allow you to earn air miles for every dollar you spend, which you can then redeem for flights, hotel stays, and other travel-related expenses. Some of the best miles credit cards in Singapore offer additional benefits such as lounge access, travel insurance, and dining privileges.
Top miles credit cards compared: In this article, we’ll compare the top miles credit cards in Singapore, including the Citi PremierMiles Card, DBS Altitude Card, and UOB PRVI Miles Card. We’ll take a closer look at their features, benefits, and fees, and help you make an informed decision based on your needs and spending habits. So, without further ado, let’s dive in and find the best miles credit card for you.
Key Takeaways
- Understanding miles credit cards is crucial for choosing the best one for you.
- The top miles credit cards in Singapore offer additional benefits such as lounge access and travel insurance.
- Comparing the features, benefits, and fees of different miles credit cards can help you make an informed decision.
Understanding Miles Credit Cards in Singapore
If you’re a frequent traveller, having a miles credit card can be a great way to earn rewards and save money on flights. Here are some key factors to consider when choosing the best miles credit card in Singapore.
Miles Per Dollar
One of the most important factors to consider when choosing a miles credit card is the miles per dollar rate. This tells you how many miles you will earn for each dollar you spend on the card. Some cards offer higher rates for certain categories, such as dining or travel, so it’s important to consider your spending habits and choose a card that will give you the most miles for the categories you spend the most on.
Annual Fees and Waivers
Another important factor to consider is the annual fee. Some miles credit cards charge high annual fees, but may offer additional benefits such as lounge access or travel insurance. It’s important to weigh the benefits against the cost of the annual fee to determine whether the card is worth it for you. Some cards also offer fee waivers for the first year or for a certain amount of spending, so be sure to check for these options.
Local vs Overseas Spend
When choosing a miles credit card, it’s important to consider both local and overseas spending. Some cards offer higher miles per dollar rates for overseas spending, while others offer better rates for local spending. Be sure to choose a card that will give you the most miles for the categories you spend the most on, whether that be local or overseas spending.
Overall, choosing the best miles credit card in Singapore will depend on your individual spending habits and travel needs. Be sure to compare cards and consider factors such as miles per dollar, annual fees, and local vs overseas spending to find the card that will give you the most rewards for your spending.
Top Miles Credit Cards Compared
If you’re looking for the best miles credit cards in Singapore, you’ll want to check out the following options: Citi PremierMiles Card, DBS Altitude Card, UOB PRVI Miles Card, and Maybank Horizon Visa Signature Card. Here’s a breakdown of each card’s features:
Citi PremierMiles Card
The Citi PremierMiles Card is a great option for those who want to earn miles quickly. With this card, you’ll earn 1.2 miles for every $1 spent locally and 2 miles for every $1 spent overseas. This card also offers a welcome bonus of 30,000 miles when you spend $7,500 within the first 3 months of card membership.
DBS Altitude Card
The DBS Altitude Card is another great option for earning miles. With this card, you’ll earn 1.2 miles for every $1 spent locally and 2 miles for every $1 spent overseas. You’ll also earn 3 miles for every $1 spent on online flight and hotel transactions. This card offers a welcome bonus of 10,000 miles when you spend $6,000 within the first 3 months of card membership.
UOB PRVI Miles Card
The UOB PRVI Miles Card is a popular choice for those who want to earn miles quickly. With this card, you’ll earn 1.4 miles for every $1 spent locally and 2.4 miles for every $1 spent overseas. You’ll also earn 6 miles for every $1 spent on major airlines and hotels. This card offers a welcome bonus of 10,000 miles when you spend $6,000 within the first 3 months of card membership.
Maybank Horizon Visa Signature Card
The Maybank Horizon Visa Signature Card is a great option for those who want to earn miles quickly and enjoy travel perks. With this card, you’ll earn 3.2 miles for every $1 spent on dining, petrol, and taxi rides in Singapore and 2 miles for every $1 spent overseas. You’ll also enjoy complimentary airport lounge access and travel insurance coverage. This card offers a welcome bonus of 10,000 miles when you spend $1,000 within the first 3 months of card membership.
Overall, these four cards offer great rewards and benefits for frequent travellers. Consider your spending habits and travel preferences to choose the card that best suits your needs.
Maximising Rewards and Promotions
When it comes to choosing the best miles credit card for you, it’s important to consider not only the rewards you’ll earn on your spending but also the promotions and perks that come with the card. Here are some ways to maximise your rewards and promotions.
Shopping and Dining Perks
Many miles credit cards offer shopping and dining perks that can help you save money while earning miles. These perks can include discounts at popular retailers, cashback on dining purchases, and exclusive access to sales and events.
To take advantage of these perks, be sure to use your miles credit card when shopping or dining out. Keep an eye out for promotions and discounts that are exclusive to cardholders, and don’t forget to check the terms and conditions of your card to see what perks are available.
Travel Insurance and Bookings
One of the biggest perks of having a miles credit card is the travel insurance that often comes with it. This can include coverage for lost or delayed baggage, trip cancellation or interruption, and even medical expenses while you’re abroad.
In addition to travel insurance, many miles credit cards also offer discounts and perks when booking travel. This can include discounts on flights, hotels, and rental cars, as well as access to exclusive travel deals and packages.
Welcome Gifts and Flash Deals
Finally, many miles credit cards offer welcome gifts and flash deals to new cardholders. These can include bonus miles, cashback rewards, and even free gifts like luggage or travel accessories.
To take advantage of these deals, be sure to sign up for a new miles credit card during a promotional period. Keep an eye out for flash sales and limited-time offers, and don’t forget to check the terms and conditions of your card to see what welcome gifts are available.
Overall, by taking advantage of the rewards, promotions, and perks that come with your miles credit card, you can earn more miles and save money on your travel expenses. So be sure to choose a card that offers the best rewards and promotions for your spending habits, and start earning miles today!
Strategic Spending for Frequent Flyers
As a frequent flyer, you want to make the most out of your miles card. Here are some tips on how to optimise your spending for KrisFlyer miles, using cards for Grab and contactless payments, and exploiting foreign currency transactions.
Optimising for KrisFlyer Miles
If you frequently fly with Singapore Airlines or its partner airlines, then the KrisFlyer miles card is the best option for you. The Amex KrisFlyer Ascend Card offers 2 miles for every $1 spent on foreign currency spending and 1.2 miles for every $1 spent locally. Meanwhile, the KrisFlyer UOB Credit Card gives you 3.2 miles for every $1 spent on Grab locally (up to $200 per month) and 1.2 miles for every $1 spent locally.
Using Cards for Grab and Contactless Payments
For those who use Grab frequently, the Amex KrisFlyer Card and the UOB KrisFlyer Card are great options. These cards offer bonus miles for Grab transactions, making it easier for you to accumulate miles.
Moreover, using contactless payments can also help you earn more miles. The Citi PremierMiles Card and the DBS Altitude Card offer 1.2 miles for every $1 spent on contactless payments.
Exploiting Foreign Currency Transactions
If you travel abroad frequently, then you should take advantage of foreign currency transactions. The Amex KrisFlyer Ascend Card offers 2 miles for every $1 spent on foreign currency spending, while the Citi PremierMiles Card and the DBS Altitude Card offer 2 miles for every $1 spent overseas.
In conclusion, by strategically using your miles card for KrisFlyer miles, Grab and contactless payments, and foreign currency transactions, you can maximise your miles earning potential and get the most out of your card.
Conclusion: Choosing the Best Miles Card for You
Now that you have gone through the list of the best miles credit cards in Singapore, it’s time to choose the one that fits your lifestyle and needs.
If you’re looking for a card that offers great travel perks, the Singapore Airlines KrisFlyer American Express Card is a good choice. With this card, you can earn miles that can be redeemed for flights, upgrades, and other travel-related expenses.
On the other hand, if you’re looking for a card that offers a high earn rate on everyday spending, the Standard Chartered Visa Infinite X Card is a great option. This card offers up to 1.4 miles for every $1 spent, making it easy to accumulate miles quickly.
If you want a card that offers a wide range of benefits, including dining, shopping, and entertainment perks, the HSBC Revolution Credit Card is a good option. This card offers up to 2 miles for every $1 spent on dining and entertainment, as well as 1 mile for every $1 spent on all other purchases.
Ultimately, the best miles card for you will depend on your spending habits and lifestyle. Consider the earn rate, redemption options, and additional benefits when choosing a card.
Remember, the goal of a miles card is to help you save money on travel expenses, so choose a card that aligns with your travel goals and budget. Happy travels!
Frequently Asked Questions
What’s the top choice for a KrisFlyer miles credit card in Singapore?
If you’re looking for a KrisFlyer miles credit card, the American Express Singapore Airlines KrisFlyer Credit Card is an excellent choice. You can earn KrisFlyer miles with every dollar spent, and enjoy exclusive perks such as free airport lounge access and priority check-in.
How can you maximise your mileage earnings with a Singapore credit card?
To maximise your mileage earnings, look for a credit card that offers bonus miles for specific categories, such as dining, travel, or online shopping. You can also consider using multiple credit cards to maximise your earnings, as different cards may offer bonus miles for different categories.
Which credit card in Singapore offers the best travel perks and mile accrual?
The Citi PremierMiles Card is a great option if you’re looking for a credit card that offers both excellent travel perks and mile accrual. With this card, you can earn miles on all your spending, and enjoy perks such as free travel insurance and airport lounge access.
What are the most rewarding miles cards available in Singapore today?
Some of the most rewarding miles cards available in Singapore today include the American Express Singapore Airlines KrisFlyer Credit Card, the Citi PremierMiles Card, and the HSBC Revolution Credit Card. These cards offer excellent rewards and benefits that can help you maximise your mileage earnings.
Could you suggest the ultimate credit card for earning travel miles in Singapore?
The ultimate credit card for earning travel miles in Singapore depends on your personal preferences and spending habits. However, the American Express Singapore Airlines KrisFlyer Credit Card, the Citi PremierMiles Card, and the HSBC Revolution Credit Card are all excellent options to consider.
What are the latest recommendations for the best miles card on the Singapore market?
The latest recommendations for the best miles card on the Singapore market include the American Express Singapore Airlines KrisFlyer Credit Card, the Citi PremierMiles Card, and the HSBC Revolution Credit Card. These cards offer excellent rewards and benefits that can help you maximise your mileage earnings.