If you’re looking for a credit card that offers a host of exclusive benefits and privileges, the UOB Signature Card Singapore might be just what you need. This card offers a range of features that can help you save money and enjoy a better quality of life, whether you’re travelling overseas, shopping online, or simply going about your daily routine. With a high earning potential and a wide variety of rewards to choose from, the UOB Signature Card Singapore is one of the most popular credit cards in Singapore.
Key Features and Benefits
- Earn up to 10X UNI$ on overseas, online, petrol & Visa payWave transactions.
- Enjoy Public Conveyance Personal Accident coverage of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19).
- Get access to exclusive dining, shopping, and lifestyle privileges, as well as discounts on travel, entertainment, and more.
Eligibility and Application
To apply for the UOB Signature Card Singapore, you must be a Singapore citizen or permanent resident, aged 21 years or older. You must also have a minimum annual income of S$80,000 for Singaporeans and S$96,000 for foreigners. To apply, simply visit the UOB website and fill out the online application form. Once your application is approved, you will receive your UOB Signature Card Singapore in the mail within a few days.
Using Your Card Overseas
One of the great things about the UOB Signature Card Singapore is that it can be used anywhere in the world that accepts Visa. This means that you can enjoy all the benefits of your card no matter where you are, whether you’re travelling for business or pleasure. However, it’s important to note that there may be additional fees and charges associated with using your card overseas, so be sure to check with your bank before you travel.
Key Takeaways
- The UOB Signature Card Singapore offers a range of features that can help you save money and enjoy a better quality of life.
- To apply for the UOB Signature Card Singapore, you must be a Singapore citizen or permanent resident, aged 21 years or older, with a minimum annual income of S$80,000 for Singaporeans and S$96,000 for foreigners.
- You can use your UOB Signature Card Singapore anywhere in the world that accepts Visa, but there may be additional fees and charges associated with using your card overseas.
Key Features and Benefits
Are you looking for a credit card that rewards you for your spending and provides you with exclusive perks and privileges? Look no further than the UOB Visa Signature Card. Here are some of the key features and benefits of this card that you won’t want to miss out on.
Exclusive Rewards Programme
With the UOB Visa Signature Card, you can earn up to 10X UNI$ on your overseas, online, petrol, and Visa payWave transactions. You can then convert your UNI$ to cash rebates or vouchers at over 1,000 outlets. That means you can earn rewards just by using your card for everyday purchases.
Travel Perks and Privileges
If you’re a frequent traveler, you’ll love the travel perks and privileges that come with the UOB Visa Signature Card. You’ll enjoy Public Conveyance Personal Accident coverage of up to S$500,000, Emergency Medical Assistance, Evacuation, and Repatriation coverage of up to S$50,000 due to an accident or illness (including due to COVID-19). Plus, you’ll have access to over 1,000 airport lounges worldwide through the Visa Signature Lounge Access Programme.
Dining and Lifestyle Offers
The UOB Visa Signature Card also offers a range of dining and lifestyle privileges that you won’t want to miss out on. You’ll enjoy exclusive discounts and deals at some of the best restaurants, hotels, and attractions in Singapore. Plus, you’ll have access to the UOB Island of Rewards programme, which offers a wide range of rewards and benefits for UOB cardholders.
In summary, the UOB Visa Signature Card is an excellent choice for anyone looking for a credit card that rewards them for their spending and provides them with exclusive perks and privileges. Whether you’re a frequent traveler or simply looking for a card that offers great rewards and benefits, the UOB Visa Signature Card has something for everyone.
Eligibility and Application
Qualifying Criteria
To be eligible for the UOB Visa Signature Card, you must be at least 21 years old and a Singapore citizen or permanent resident. Additionally, you must have a minimum annual income of S$50,000. If you do not meet this income requirement, you may still be eligible for the card with a minimum annual income of S$40,000, subject to UOB’s approval.
Application Process
Applying for the UOB Visa Signature Card is quick and easy. You can apply and pay within minutes using SingPass (MyInfo) on the UOB website. Alternatively, you can visit any UOB branch to apply in person.
Required Documentation
When applying for the UOB Visa Signature Card, you will need to provide the following documentation:
- A photocopy of your NRIC (front and back)
- Your latest computerised payslip or latest Income Tax Notice of Assessment
- For self-employed individuals, your latest Income Tax Notice of Assessment and your business registration document
It is important to note that there is a first-year card fee waiver for the UOB Visa Signature Card, which means you will not have to pay the S$218 principal card fee in your first year of card membership.
Overall, the UOB Visa Signature Card is an excellent choice for those who meet the eligibility criteria and are looking for a credit card with generous rewards and benefits. Apply now and start enjoying the perks of being a UOB Visa Signature Cardmember!
Using Your Card Overseas
Travelling abroad can be an exciting experience, but it can also be stressful when it comes to managing your finances. With the UOB Visa Signature Card, you can enjoy peace of mind knowing that your overseas purchases are rewarded and your card is secure.
Overseas Spend Rewards
The UOB Visa Signature Card offers up to UNI$10 on overseas (including online), petrol and contactless transactions, and UNI$1 on all other spend with no cap. This means that you can earn rewards while you spend on your travels, making your trip even more enjoyable.
Managing Your Card Abroad
If you need to report a lost or stolen card while you are overseas, you can call the UOB 24-hour hotline at +65 6222 2121. You can also manage your card settings for overseas card use online or through the UOB Mobile app. Simply enter your card number and a One-Time Password (OTP) will be sent to your mobile phone number for verification.
When making purchases overseas, you can use your UOB Visa Signature Card to pay in foreign currency. This means that you can avoid the hassle of carrying cash or exchanging currency, and enjoy competitive exchange rates.
In summary, the UOB Visa Signature Card offers a range of benefits for overseas spend and managing your card abroad. With rewards on overseas transactions, secure card management and the ability to pay in foreign currency, you can enjoy your travels with peace of mind.
Fees and Charges
Annual Fees
The UOB Visa Signature Card comes with an annual fee of $218, which is inclusive of Singapore’s prevailing Goods & Services Tax (GST). However, for the first year, the card fee is waived. Additionally, the first supplementary card is free, while subsequent cards attract an annual fee of $109.
Transactional Fees
The UOB Visa Signature Card has a foreign currency transaction fee of 2.8% and a cash advance fee of 6%. It is important to note that these fees are charged on top of the transaction amount.
To avoid late payment charges, you should always make your payments on time. Late payment fees are charged at $90 per month, and interest rates can go up to 26.9% per annum.
Credit Limit
The credit limit for the UOB Visa Signature Card is determined by the bank based on your credit score and income. If you need to increase your credit limit, you can make a request to the bank. However, it is important to note that the bank may require additional documentation before approving your request.
Minimum Spend
There is no minimum spend requirement for the UOB Visa Signature Card. However, to fully enjoy the benefits and rewards of the card, it is recommended that you spend at least $1,000 per month.
Foreigners
Foreigners are eligible for the UOB Visa Signature Card, provided they meet the bank’s eligibility criteria. However, foreigners may be required to provide additional documentation, such as proof of income and employment.
In conclusion, the UOB Visa Signature Card is a great option for those who want to enjoy a range of benefits and rewards. While the annual fee may seem high, the first year’s waiver and the free supplementary card make it a worthwhile investment. Just be sure to keep an eye on the transactional fees and make your payments on time to avoid late payment charges.
Additional Services and Offers
As a UOB Visa Signature cardholder, you have access to a range of exclusive services and offers that will enhance your overall experience. Here are some of the additional services and offers that you can enjoy:
Supplementary Cards
You can apply for up to five supplementary cards for your family members or loved ones. The best part is that there is no annual fee for the first supplementary card. You can also set a monthly spending limit for each supplementary card, giving you peace of mind knowing that your loved ones are spending within their means.
Exclusive Promotions
UOB Signature Card Singapore offers a range of exclusive promotions that you can take advantage of. For example, you can enjoy up to 50% off at selected restaurants with UOB Dining Advisor, which is a comprehensive guide to dining privileges and promotions. You can also enjoy discounts on travel and accommodation with UOB Travel Insider, which is a one-stop portal for all your travel needs.
UOB TMRW
UOB TMRW is a digital banking platform that is designed for the millennial generation. As a UOB Signature cardholder, you can enjoy exclusive benefits when you sign up for UOB TMRW. For example, you can earn up to 3% p.a. interest on your savings when you deposit at least $500 per month and spend at least $500 on your UOB Signature card.
ShopUOB
ShopUOB is an online shopping platform that offers a wide range of products and services. As a UOB Signature cardholder, you can enjoy exclusive discounts and promotions when you shop on ShopUOB. You can also earn UOB Rewards+ points when you make purchases on ShopUOB, which can be redeemed for a range of rewards.
UOB Rewards+
UOB Rewards+ is a loyalty programme that rewards you for using your UOB Signature card. You can earn UOB Rewards+ points when you make purchases with your card, which can be redeemed for a range of rewards such as air miles, cash rebates, and shopping vouchers. You can also enjoy exclusive discounts and promotions when you redeem your UOB Rewards+ points.
Card Activation
When you receive your UOB Signature card, you need to activate it before you can start using it. You can activate your card online through UOB Personal Internet Banking or UOB Mighty. Alternatively, you can activate your card by calling the UOB Card Activation Hotline. Once your card is activated, you can start using it to enjoy all the exclusive services and offers that come with it.
With all these additional services and offers, UOB Signature Card Singapore is the perfect card for those who want to enjoy exclusive benefits and privileges. Apply for your UOB Signature card today and start enjoying all the benefits that come with it!
Frequently Asked Questions
What fabulous perks come with the UOB Signature Card?
The UOB Visa Signature Card offers a wide range of benefits for its users. These include Public Conveyance Personal Accident coverage of up to S$500,000, Emergency Medical Assistance, Evacuation & Repatriation coverage of up to S$50,000 due to an accident or illness (including due to COVID-19). Additionally, UOB Signature Cardholders can enjoy exclusive dining and travel privileges, as well as access to VIP airport lounges worldwide.
How does the UOB Visa Signature Card stand out from other credit cards?
The UOB Visa Signature Card stands out from other credit cards due to its generous rewards program, flexible redemption options, and the ability to earn air miles faster. The card also offers a wide range of travel and lifestyle benefits, including exclusive dining and travel privileges, access to VIP airport lounges worldwide, and complimentary travel insurance.
What’s the minimum income needed to be eligible for the UOB Signature Card?
To be eligible for the UOB Visa Signature Card, you must have a minimum annual income of S$80,000. This makes the card ideal for high-income earners who are looking for a credit card that offers exclusive travel and lifestyle benefits.
Could you highlight the most thrilling promotions currently available for UOB Visa Signature cardholders?
UOB Visa Signature cardholders can enjoy a range of exciting promotions, including discounts on dining, shopping, and travel. Some of the most thrilling promotions currently available include a 1-for-1 dining promotion at selected restaurants, discounts on hotel bookings, and a cashback promotion for online shopping.
Is there an annual fee for the UOB Visa Signature, and does it offer a waiver?
Yes, there is an annual fee of S$214 for the UOB Visa Signature Card. However, the annual fee can be waived if you spend a minimum of S$50,000 per year on your card. Additionally, the first-year annual fee is waived for new cardholders.
In what ways is the UOB Signature Card more advantageous than the Platinum version?
The UOB Signature Card offers a range of benefits that are not available with the Platinum version, including exclusive dining and travel privileges, access to VIP airport lounges worldwide, and complimentary travel insurance. The UOB Signature Card also offers a more generous rewards program, with the ability to earn air miles faster and more flexible redemption options.