If you’re an OCBC Titanium Rewards cardholder in Singapore, you have access to a range of exclusive benefits and rewards. With this card, you can earn rewards points on your everyday spending and redeem them for a variety of exciting rewards. In this article, we’ll take a closer look at how you can make the most of your OCBC Titanium Rewards card and redeem your rewards points for maximum value.
Understanding OCBC Titanium Rewards
The OCBC Titanium Rewards card is a rewards credit card that allows you to earn OCBC$ rewards points on your spending. You can earn OCBC$ when you use your card for retail purchases, online transactions, and other eligible spending. These rewards points can be redeemed for a range of rewards, including cash rebates, air miles, vouchers, products, and experiences.
Earning Rewards Points
One of the key benefits of the OCBC Titanium Rewards card is the ability to earn rewards points on your everyday spending. You can earn 10 OCBC$ for every S$1 spent in certain retail categories, both online and in stores. This is equivalent to a 2.78% cash rebate or 4 air miles. You can also earn a bonus 2% cash rebate when you purchase electronics at BEST Denki. With these rewards points, you can redeem them for a variety of exciting rewards, including cash rebates, air miles, vouchers, products, and experiences.
Key Takeaways
- The OCBC Titanium Rewards card is a rewards credit card that allows you to earn OCBC$ rewards points on your spending.
- You can earn rewards points on your everyday spending and redeem them for a range of rewards, including cash rebates, air miles, vouchers, products, and experiences.
- With the OCBC Titanium Rewards card, you can earn 10 OCBC$ for every S$1 spent in certain retail categories, both online and in stores.
Understanding OCBC Titanium Rewards
If you’re looking for a credit card that rewards you for your shopping, dining, and entertainment expenses, the OCBC Titanium Rewards Card might be just what you need. Here’s everything you need to know about this rewards card.
Eligibility and Sign Up
To be eligible for the OCBC Titanium Rewards Card, you must be a Singaporean citizen or permanent resident, or a foreigner with a valid employment pass. You must also be at least 21 years old and have an annual income of at least $30,000.
The sign-up process is quick and easy. You can apply for the card online or at any OCBC branch. Once you’ve submitted your application and provided the necessary documents, you should receive a response within a few working days.
OCBC Titanium Rewards Card Overview
The OCBC Titanium Rewards Card is a rewards credit card that allows you to earn OCBC$ for every dollar you spend. OCBC$ can be redeemed for a variety of rewards, including cash rebates, air miles, and shopping vouchers.
Here’s a quick overview of the OCBC Titanium Rewards Card:
- Annual fee: $192.60 (waived for the first year)
- Income requirement: $30,000 per annum
- Earn rate: 5 OCBC$ per $5 spent on all retail spend, and bonus 45 OCBC$ per $5 spent on shopping, department store, and online spend categories
- Redemption rate: 1 OCBC$ = $0.01
With the OCBC Titanium Rewards Card, you can earn up to 10 times the usual OCBC$ for every dollar spent at selected shopping merchants. You can also earn up to 120,000 bonus OCBC$ a year, now capped at 10,000 bonus OCBC$ a month.
Overall, the OCBC Titanium Rewards Card is a great option for those who want to earn rewards for their everyday spending. With its generous earn rate and flexible redemption options, it’s definitely worth considering if you’re in the market for a rewards credit card.
Earning Rewards Points
If you are a frequent shopper in Singapore, you should consider applying for the OCBC Titanium Rewards Card. With this card, you can earn OCBC$ rewards points for every dollar you spend, which can be redeemed for a variety of rewards.
Maximising Points Accumulation
To maximise your points accumulation, you should use your OCBC Titanium Rewards Card for all your shopping needs. You can earn 5 OCBC$ for every S$5 spent in Singapore Dollars and foreign currency, which is equivalent to an earn rate of 0.4 miles per dollar spent. This means that the more you spend, the more rewards points you will accumulate.
Additionally, you can earn bonus OCBC$ rewards points for spending on specific categories such as online shopping, shopping, and department stores. For every S$5 spent in these categories, you can earn up to 45 bonus OCBC$ rewards points. This is on top of the base OCBC$ rewards points that you earn for every dollar spent.
Bonus OCBC$ and Promotions
To boost your points accumulation, keep an eye out for promotions and bonus OCBC$ rewards points offers. The OCBC Titanium Rewards Card frequently offers promotions that allow cardholders to earn additional OCBC$ rewards points for spending at specific merchants. For example, the 20X OCBC$ Promotion rewards cardholders with up to 19 times additional OCBC$ rewards points for every dollar spent at selected merchants, up to a cap of S$500.
By taking advantage of these promotions and bonus OCBC$ rewards points offers, you can accumulate rewards points faster and redeem them for exciting rewards.
Overall, the OCBC Titanium Rewards Card is an excellent way to earn rewards points for your everyday spending. With a high earn rate and bonus OCBC$ rewards points offers, you can accumulate points quickly and redeem them for a variety of rewards.
Redeeming Your Rewards
Congratulations! You’ve earned a bunch of rewards points with your OCBC Titanium Rewards Credit Card. Now, it’s time to redeem them. Here’s how you can do it.
Redemption Options
OCBC offers a variety of redemption options for you to choose from. You can redeem your rewards points for shopping vouchers, travel vouchers, cash rebates, and more. To redeem your points, simply log in to your account on the OCBC website or mobile app and navigate to the rewards redemption page.
One of the most exciting options is the STACK Reward marketplace. Here, you can exchange your rewards points for an array of treats and deals. You can sign up for a new account or log in via the OCBC Digital app, or at STACK Reward now!
Conversion to Miles or Cash Rebates
If you prefer to convert your rewards points to miles or cash rebates, you can do so easily. For every S$1 spent at shopping MCCs/Merchants, you can earn 10 times the usual OCBC$, which is equivalent to 4 air miles or 2.78% cash rebate. You can also earn up to 120,000 bonus OCBC$ a year, now capped at 10,000 bonus OCBC$ a month.
To convert your rewards points to miles or cash rebates, simply log in to your account on the OCBC website or mobile app and navigate to the rewards redemption page. From there, select the conversion option and choose whether you want to convert your rewards points to miles or cash rebates.
In conclusion, redeeming your rewards points with OCBC is easy and exciting. With a variety of redemption options to choose from, you can exchange your rewards points for shopping vouchers, travel vouchers, cash rebates, and more. You can also convert your rewards points to miles or cash rebates, making it easier for you to save money on your next purchase.
Strategic Spending with OCBC Titanium
When it comes to credit cards, you want to make sure you’re getting the most out of your spending. With the OCBC Titanium Rewards Card, you have the opportunity to earn rewards points on a variety of purchases, from shopping to dining to travel. Here’s how you can strategically spend with OCBC Titanium to maximize your rewards.
Shopping and Online Retailers
If you’re a fan of online shopping, you’re in luck. The OCBC Titanium Rewards Card offers bonus rewards points for spending at popular online retailers like Amazon, Lazada, and Shopee. You’ll earn 10 times the usual OCBC$ for every S$1 spent at these shopping MCCs/Merchants, which is equivalent to 4 air miles or 2.78% cash rebate. This means you can earn rewards points quickly and easily just by shopping for electronics, clothing, sporting goods, luggage, leather goods, and more.
Dining and Travel Perks
But it’s not just online shopping where you can earn rewards points. The OCBC Titanium Rewards Card also offers dining and travel perks. You’ll earn 10 times the usual OCBC$ for every S$1 spent at participating dining merchants, which means you can earn rewards points while enjoying a nice meal. And if you’re planning a trip, you can earn rewards points on your travel expenses, including flights, hotels, and more.
In addition to earning rewards points, the OCBC Titanium Rewards Card also offers other perks, such as discounts on dining and travel. For example, you can enjoy up to 50% off at participating restaurants and hotels in Singapore and around the world.
Overall, the OCBC Titanium Rewards Card offers a great way to earn rewards points on your everyday spending. Whether you’re shopping for electronics, dining out, or planning a trip, the card has you covered. So start using your OCBC Titanium Rewards Card today and start earning rewards points!
Managing Your OCBC Titanium Card
Understanding Fees and Charges
As with any credit card, it is important to understand the fees and charges associated with the OCBC Titanium Rewards Credit Card. Some of the fees and charges you may encounter include an annual fee, late payment fee, cash advance fee, and interest charges on outstanding balances. It is important to note that the fees and charges may vary depending on your credit history and usage of the card.
To avoid unnecessary fees and charges, it is recommended that you make timely payments and keep your outstanding balance within manageable limits. You can also use the OCBC Digital App to keep track of your credit card transactions and monitor your spending.
Combining Rewards with Other OCBC Accounts
One of the benefits of the OCBC Titanium Rewards Credit Card is the ability to combine your rewards with other OCBC accounts. For example, you can link your OCBC Titanium Rewards Credit Card to your OCBC 360 account and earn additional interest on your savings.
To link your accounts, you will need to provide your NRIC and account number. Once your accounts are linked, you can start earning additional rewards and managing your finances more efficiently.
Overall, managing your OCBC Titanium Rewards Credit Card is easy and convenient with the help of the OCBC Digital App and other online tools. By understanding the fees and charges associated with the card and combining your rewards with other OCBC accounts, you can maximise the benefits of your credit card and achieve your financial goals.
Frequently Asked Questions
How can I redeem my OCBC Titanium Rewards points?
Redeeming your hard-earned OCBC Titanium Rewards points is easy and hassle-free. Simply log in to your OCBC Internet Banking or Mobile Banking app and navigate to the rewards redemption page. From there, you can browse through the extensive range of rewards available in the OCBC Rewards catalogue and select the items you want to redeem. Once you have made your selection, confirm your redemption and your rewards will be delivered to you within a few days.
What fabulous items are featured in the OCBC Rewards catalogue?
The OCBC Rewards catalogue features a wide range of items that cater to every interest and lifestyle. From the latest gadgets and electronics to fashion and beauty products, and even travel experiences, there is something for everyone. You can also redeem your OCBC Rewards points for cash rebates, KrisFlyer miles, and other exciting rewards.
Is there a limit on the number of rewards I can redeem with my OCBC Titanium card?
No, there is no limit on the number of rewards you can redeem with your OCBC Titanium card. You can redeem as many rewards as you want, as long as you have enough OCBC Rewards points to cover the cost of the rewards.
What are the terms and conditions for the OCBC Titanium Rewards programme?
The terms and conditions for the OCBC Titanium Rewards programme are straightforward and transparent. You earn OCBC Rewards points for every dollar you spend on your OCBC Titanium card, and you can redeem your points for a wide range of rewards. There are no hidden fees or charges, and your points do not expire as long as your account remains active.
How do I transform my OCBC points into KrisFlyer miles for thrilling travel adventures?
Transforming your OCBC Rewards points into KrisFlyer miles is easy and convenient. Simply log in to your OCBC Internet Banking or Mobile Banking app and navigate to the rewards redemption page. From there, select the KrisFlyer miles option and enter the number of miles you want to redeem. Your KrisFlyer miles will be credited to your account within a few days, and you can use them to book flights, hotels, and other travel experiences.
Do my hard-earned OCBC points have an expiration date?
No, your OCBC Rewards points do not expire as long as your account remains active. You can accumulate your points over time and redeem them for the rewards you want, without worrying about losing them due to expiration.