If you’re planning a trip, it’s important to consider travel insurance as an essential part of your preparation. OCBC Explorer Travel Insurance is a popular choice for Singaporeans who want to insure themselves with a longstanding brand. Provided by Great Eastern, the insurance arm of OCBC Bank, the policy offers a range of benefits and coverage options to ensure you have peace of mind when you’re on the go.
The OCBC Explorer Travel Insurance policy comes in three tiers: the Starter plan, the Essential plan, and the Ultimate plan. Each plan offers varying levels of coverage, so you can choose the one that best suits your needs. The policy includes coverage for medical expenses, trip curtailment or cancellation, personal belongings, and more. Additionally, the policy offers built-in COVID-19 coverage, which automatically extends to countries under the latest permitted travel arrangements as per the Singapore Government travel advisory at the point of your purchase.
Overall, OCBC Explorer Travel Insurance provides a comprehensive range of coverage options for your travels, whether you’re a frequent flyer or an occasional adventurer. By choosing the right plan for your needs, you can ensure that you’re covered for any unexpected events that may arise during your trip.
OCBC Explorer Travel Insurance Overview
If you’re planning a trip from Singapore, you should consider the OCBC Explorer Travel Insurance. It’s a comprehensive travel insurance policy that covers single trips and annual plans. The policy is provided by Great Eastern Insurance Singapore and sold under the OCBC Explorer brand.
Starter Plan
The Starter Plan is the basic coverage option that provides essential coverage for your travels. It covers medical expenses, personal accident, and travel inconvenience. The policy also includes coverage for trip cancellation, trip postponement, and trip curtailment.
Essential Plan
The Essential Plan is the enhanced coverage option that provides more benefits compared to the Starter Plan. It covers medical expenses, personal accident, and travel inconvenience. The policy also includes coverage for trip cancellation, trip postponement, and trip curtailment. Additionally, it offers coverage for travel inconvenience benefits such as baggage delay and loss, flight delay, and more.
Ultimate Plan
The Ultimate Plan is the highest tier coverage option that provides the most comprehensive coverage for your travels. It covers medical expenses, personal accident, and travel inconvenience. The policy also includes coverage for trip cancellation, trip postponement, and trip curtailment. Additionally, it offers coverage for travel inconvenience benefits such as baggage delay and loss, flight delay, and more. The Ultimate Plan also offers coverage for pre-existing medical conditions, golfing equipment, and rental vehicle excess.
With OCBC Explorer Travel Insurance, you can travel with peace of mind knowing that you’re covered for unexpected events that may happen during your trip. The policy also covers COVID-19 for both the Essential and Ultimate plans, subject to terms and conditions.
The policy is available for purchase online, and you can choose between single trip and annual plans. The policy is affordable and offers excellent value for money. With OCBC Explorer Travel Insurance, you can travel with confidence and enjoy your trip without worrying about unexpected events.
Key Benefits and Coverage
If you’re planning a trip, you should consider purchasing OCBC Travel Insurance. This insurance plan offers comprehensive coverage and benefits that can give you peace of mind while you’re away from home. Here are some of the key benefits and coverage offered by OCBC Travel Insurance:
Medical Expenses and Hospitalisation
OCBC Travel Insurance provides up to $700,000 in overseas medical coverage, which includes hospitalisation and emergency medical treatment. This coverage can help you pay for medical expenses if you get sick or injured while travelling.
Trip Cancellation and Curtailment
If you need to cancel or cut short your trip due to unforeseen circumstances, OCBC Travel Insurance can help cover the costs. The plan offers up to $15,000 in trip cancellation coverage and up to $10,000 in trip curtailment coverage.
Emergency Medical Evacuation and Repatriation
In the event of a medical emergency, OCBC Travel Insurance provides coverage for emergency medical evacuation and repatriation. This means that if you need to be transported to a hospital or medical facility, the insurance plan will help cover the costs.
Covid-19 Cover and Benefits
OCBC Travel Insurance offers built-in Covid-19 coverage, which includes coverage for medical expenses related to Covid-19, trip cancellation due to Covid-19, and emergency medical evacuation due to Covid-19. This coverage can give you peace of mind during these uncertain times.
Personal Accident and Belongings
OCBC Travel Insurance provides coverage for personal accidents and belongings. This includes coverage for accidental death and permanent disablement, as well as coverage for loss or damage to personal belongings such as baggage, personal effects, and travel documents.
Overall, OCBC Travel Insurance is a great option for travellers who want comprehensive coverage and benefits while they’re away from home. With coverage for medical expenses, trip cancellation, emergency medical evacuation, Covid-19, personal accidents, and belongings, you can travel with peace of mind knowing that you’re protected.
Additional Protection Options
When it comes to travel insurance, it’s always better to have more coverage than not enough. That’s why OCBC Travel Insurance offers a range of optional add-ons to enhance your policy. Here are some additional protection options that you might want to consider:
Adventure Activities Coverage
If you’re planning on going skiing, scuba diving, trekking or other adventure activities, you’ll want to make sure you have the right coverage. OCBC offers Adventure Activities Coverage as an optional add-on, which provides you with additional protection for these types of activities. This coverage includes medical expenses, emergency evacuation, and other related costs.
Rental Vehicle Excess Cover
If you’re planning on renting a vehicle during your trip, you’ll want to consider Rental Vehicle Excess Cover. This optional add-on provides coverage for the excess you may have to pay in the event of an accident or damage to the rental vehicle. With this coverage, you won’t have to worry about unexpected expenses.
Top-Up Cover for Specific Needs
If you have specific needs that aren’t covered by your standard policy, you can opt for Top-Up Cover. This optional add-on allows you to customise your policy to suit your needs. You can add coverage for things like golf equipment, business equipment, and more.
Overall, OCBC Travel Insurance offers a range of optional add-ons that can enhance your policy and provide you with additional protection. By considering these options, you can have peace of mind knowing that you’re covered for the unexpected.
Understanding Policy Details
When it comes to travel insurance, it’s important to understand the policy details to ensure that you’re getting the coverage you need. Here are some key factors to consider when evaluating the OCBC travel insurance policy.
Policy Wording
The policy wording is the legal document that outlines the terms and conditions of your insurance coverage. It’s important to read this document carefully to understand what is and isn’t covered by your policy. The OCBC travel insurance policy wording is available on their website, and you can also request a copy from their customer service team.
Exclusions and Limitations
While travel insurance can provide valuable protection, it’s important to note that there are exclusions and limitations to every policy. Some common exclusions include pre-existing medical conditions, high-risk activities, and travel to certain countries. It’s important to review the exclusions and limitations of your policy to ensure that you’re aware of any potential gaps in coverage.
Terms and Conditions
In addition to the policy wording and exclusions, it’s important to review the terms and conditions of your travel insurance policy. This document outlines the specific details of your coverage, such as the maximum benefit amounts and the types of incidents that are covered. Be sure to review the terms and conditions carefully to ensure that you understand your coverage.
When evaluating the OCBC travel insurance policy, it’s important to note that the policy is available to individuals aged 18 to 70 years old. The policy also includes coverage for trip curtailment and quarantine expenses, which can provide valuable protection in the event of unexpected travel disruptions.
It’s important to note that the OCBC travel insurance policy excludes coverage for certain high-risk activities, such as extreme sports and adventure activities. If you plan to participate in any activities that may be excluded from your policy, it’s important to purchase additional coverage to ensure that you’re protected.
Overall, the OCBC travel insurance policy provides valuable coverage for a range of travel-related incidents. By understanding the policy wording, exclusions, and terms and conditions, you can ensure that you’re getting the coverage you need for your travels.
Purchasing and Customer Support
If you’re interested in purchasing OCBC Travel Insurance in Singapore, you have a few options available to you. The online purchase process is simple and straightforward, allowing you to review your policy and complete your purchase in just a few clicks.
Online Purchase Process
Once you’ve reviewed the policy and selected the coverage that works best for you, simply slide to complete your purchase. With OCBC Travel Insurance, you can enjoy coverage for individual or group trips, single or annual trips, and COVID-19 coverage.
Hotline and Email Assistance
If you have any questions or concerns about your policy, you can contact the Overseas Assurance Corporation (OAC) hotline at 6248 2699 from Monday to Friday (9 am to 5 pm). The hotline is staffed by knowledgeable and friendly representatives who can assist you with any issues you may have. Alternatively, you can email OAC at [email protected] for assistance.
OCBC Credit Card Promotions
If you’re an OCBC credit card holder, you can enjoy exclusive promotions and discounts on OCBC Travel Insurance. For example, you can receive up to 40% off Essential and Ultimate Plans, which include COVID-19 coverage. You can also enjoy up to S$7,500 overall coverage for loss of baggage, personal belongings, and financial losses due to unauthorized credit card usage while overseas. Additionally, you can receive trip cancellation coverage of up to S$15,000.
Overall, OCBC Travel Insurance is a great option for Singaporeans who are looking for reliable and comprehensive travel insurance coverage. With easy online purchasing, helpful customer support, and exclusive credit card promotions, you can travel with peace of mind knowing that you’re protected by one of the most trusted names in the insurance industry.
Frequently Asked Questions
What exciting benefits can I expect from OCBC 365 travel insurance?
If you’re looking for a travel insurance plan that offers a wide range of benefits, then OCBC 365 travel insurance is the perfect choice for you. With this plan, you can enjoy a host of exciting benefits such as coverage for overseas medical expenses, trip cancellations, lost baggage, and more. Plus, you can save up to 40% off on Essential and Ultimate plans.
How can I snag an exciting promo code for OCBC travel insurance?
If you’re looking to save even more on your travel insurance, then you’ll be happy to know that OCBC offers exciting promo codes from time to time. Keep an eye on their website or sign up for their newsletter to stay updated on the latest promotions.
Are there any thrilling reviews about OCBC travel insurance I should check out?
Yes, there are! Many travellers have shared their positive experiences with OCBC travel insurance, praising the plan’s comprehensive coverage and easy claims process. You can check out these reviews on the OCBC website or on various travel forums.
Does OCBC offer any complimentary travel insurance perks that will delight travellers?
Yes, OCBC offers complimentary travel insurance perks to delight travellers. For example, if you book your flight with your OCBC credit card, you can enjoy complimentary travel insurance coverage for up to $500,000. Additionally, if you’re a frequent traveller, you can enjoy a complimentary airport lounge access.
What are the most exhilarating travel insurance options comparable to OCBC?
While OCBC travel insurance is a great option, there are other exhilarating travel insurance options available. Some of the most popular options include AXA, Allianz, and NTUC Income. Be sure to compare their coverage and prices to find the best option for you.
Could you tell me if it’s absolutely thrilling to have travel insurance when visiting Singapore?
Absolutely! Travel insurance can give you peace of mind when visiting Singapore. With OCBC travel insurance, you can enjoy comprehensive coverage for medical expenses, trip cancellations, and more. Plus, you can save money on your plan by taking advantage of their exciting promotions.