If you’re a driver in Singapore, you know that petrol prices can be a major expense. Fortunately, there are ways to save on fuel costs, such as using an Esso credit card. Esso offers a range of credit cards that can help you save money on petrol, as well as earn rewards and other benefits. In this article, we’ll take a closer look at the benefits of using an Esso credit card in Singapore and how to apply for one.
One of the key benefits of using an Esso credit card is the savings you can enjoy on fuel purchases. With the Esso Smiles Driver Rewards programme, you can earn points every time you fill up at an Esso petrol station. These points can be redeemed for fuel discounts, as well as other rewards such as car washes and convenience store items. Additionally, some Esso credit cards offer cashback or other rewards on petrol purchases, further increasing your savings.
To apply for an Esso credit card, you’ll need to meet certain eligibility requirements, such as a minimum income and credit score. You can apply directly through Esso or through one of their bank partners, which may offer additional benefits such as higher rewards rates or other perks. Once you have your Esso credit card, you can start using it to enjoy savings on petrol and other expenses, as well as convenient payment features like contactless payments and mobile app management.
Key Takeaways
- Esso credit cards in Singapore offer savings on petrol purchases, as well as rewards and other benefits.
- The Esso Smiles Driver Rewards programme allows you to earn points for fuel discounts and other rewards.
- To apply for an Esso credit card, you’ll need to meet eligibility requirements and can apply through Esso or their bank partners.
Benefits of Using Esso Credit Cards
If you are a frequent driver in Singapore, using an Esso credit card can provide you with many benefits. Here are some of the reasons why you should consider using an Esso credit card:
Instant Fuel Redemption
One of the most significant benefits of using an Esso credit card is the ability to redeem your fuel instantly. With the Esso credit card, you can fill up your tank and instantly redeem your fuel using your accumulated Esso Smiles points. This means that you can save money on your next fill-up without having to wait for a rebate or discount.
Smiles Savings and Rewards
Esso Smiles is a loyalty programme that rewards customers for their fuel purchases. With an Esso credit card, you can earn even more Smiles points for your everyday purchases. The more Smiles points you accumulate, the more rewards you can redeem. These rewards include fuel vouchers, car washes, and even shopping vouchers.
In addition to Smiles savings and rewards, Esso credit cards also offer fuel savings. With some Esso credit cards, you can save up to 21.6% on your fuel purchases. This can add up to significant savings over time.
Overall, using an Esso credit card can provide you with many benefits, including instant fuel redemption, Smiles savings and rewards, and fuel savings. If you are a frequent driver in Singapore, an Esso credit card may be a valuable addition to your wallet.
Esso Smiles Driver Rewards Programme
If you’re looking for a credit card that rewards you for fuel purchases, then you should consider the Esso Smiles Driver Rewards Programme. The programme offers a range of benefits to its members, including savings on fuel purchases and the ability to earn bonus Esso Smiles points.
Earning Smiles Points
As a Smiles member, you can earn points every time you fill up at an Esso service station. For every litre of fuel purchased, you will earn one Smiles point. Additionally, you can earn bonus points by using your Esso Smiles credit card to pay for your fuel purchases.
Redeeming Points for Fuel Purchases
Once you have accumulated enough Smiles points, you can redeem them for fuel purchases. The more points you have, the more fuel you can redeem. For example, 300 Smiles points can be redeemed for $10 worth of fuel, while 750 Smiles points can be redeemed for $30 worth of fuel.
In addition to fuel purchases, you can also redeem your Smiles points for a range of other rewards, including shopping vouchers and dining vouchers. The Esso Smiles Driver Rewards Programme offers a wide range of rewards to choose from, so you can pick the rewards that best suit your needs.
Overall, the Esso Smiles Driver Rewards Programme is a great way to save money on fuel purchases and earn rewards at the same time. If you’re a frequent driver, then this programme is definitely worth considering.
How to Apply for an Esso Credit Card
If you are looking for a credit card that offers great rewards and discounts on petrol and diesel purchases, then an Esso credit card might be the perfect choice for you. Here’s how to apply for one:
Application Process
You can apply for an Esso credit card in a few easy steps. First, visit the website of your preferred bank partner that offers the Esso credit card. Next, fill out the application form with your personal and financial details. Make sure to provide accurate information as any discrepancies may lead to your application being rejected.
Once you have submitted your application, the bank will review it and determine your eligibility for the card. If your application is approved, you will receive your new Esso credit card in the mail within a few days.
Eligibility and Required Documents
To be eligible for an Esso credit card, you must meet certain criteria set by the bank. Generally, you must be at least 21 years old and have a minimum annual income of $30,000. You may also need to provide the following documents:
- NRIC or passport
- Latest payslip or income tax statement
- Proof of address (e.g. utility bill)
The required documents may vary depending on the bank, so make sure to check their website for specific details.
Once you have gathered all the necessary documents, you can submit your application and wait for the bank’s decision. If you are approved, you can start enjoying the benefits of your Esso credit card at any Esso service station.
In conclusion, applying for an Esso credit card is a simple process that can offer you great rewards and discounts on your petrol and diesel purchases. Just make sure to meet the eligibility criteria and provide accurate information to increase your chances of approval.
Maximising Savings with Esso and Bank Partnerships
When it comes to saving money on fuel purchases, partnering with banks can be a great way to maximise your savings. Esso has partnered with several banks in Singapore to offer credit cards that provide extra savings on fuel purchases. In this section, we’ll take a look at two of the most popular bank partners – DBS and OCBC – and the credit cards they offer for Esso customers.
DBS Esso Card
The DBS Esso Card is a great option for anyone who frequently fills up at Esso stations. With this card, you can enjoy up to 21.2% savings on fuel purchases at Esso stations. Here’s how it works:
- 5% Esso site discount
- 4% cashback on fuel purchases
- Up to 8% cashback on groceries, dining, and online shopping
- Up to 5% cashback on other purchases
To qualify for the maximum cashback rates, you’ll need to spend at least $800 per month on your DBS Esso Card. If you spend less than that, you’ll still enjoy savings of up to 17.2%.
OCBC 365 Card
Another great option for Esso customers is the OCBC 365 Card. With this card, you can enjoy up to 23% savings on fuel purchases at Esso stations. Here’s how it works:
- 5% Esso site discount
- 6% cashback on fuel purchases
- Up to 6% cashback on dining
- Up to 3% cashback on groceries
- Up to 5% cashback on other purchases
To qualify for the maximum cashback rates, you’ll need to spend at least $800 per month on your OCBC 365 Card. If you spend less than that, you’ll still enjoy savings of up to 18%.
Both the DBS Esso Card and the OCBC 365 Card are great options for anyone who wants to maximise their savings on fuel purchases at Esso stations. By partnering with these banks, Esso is able to offer their customers extra savings on top of the already great discounts they offer at their stations.
Convenient Payment Features
If you’re looking for a credit card that offers convenient payment features, then the Esso Credit Card Singapore is the perfect fit for you. With the Pay-at-the-Pump system and the Esso App, you can pay quickly and get back on the road faster.
Pay-at-the-Pump System
Esso’s Pay-at-the-Pump system allows you to pay for your fuel purchase at the pump with your credit card. This means you don’t have to go inside the station to pay, saving you time and hassle. The system is available at service stations islandwide, so you can pay quickly and easily wherever you are.
Esso App for Faster Payments
The Esso App is another convenient payment feature that allows you to pay for your fuel purchase with your smartphone. Simply download the app, register your credit card, and you’re ready to go. With the app, you can pay quickly and easily, and even earn rewards points for your purchases.
Both the Pay-at-the-Pump system and the Esso App offer greater convenience and faster payments, so you can get back on the road faster. With Esso’s Pay.Pump.Go system, you can expect faster payments and enjoy greater convenience.
Frequently Asked Questions
What’s the top credit card for fuel savings at Esso in Singapore?
When it comes to fuel savings at Esso stations in Singapore, the DBS Esso Card is one of the top choices. With this card, you can enjoy up to 21.6% fuel savings and earn Smiles Points on all your card spend. The Citi Cashback Card is another credit card that offers fuel savings at Esso stations in Singapore.
How can I apply for an Esso credit card in Singapore?
To apply for an Esso credit card in Singapore, you can visit the Esso website or visit any Esso station. You will need to provide your personal and financial information, including your name, contact details, and income.
Which credit card offers the greatest discounts at Esso stations?
The credit card that offers the greatest discounts at Esso stations in Singapore depends on your spending habits and preferences. Some of the top credit cards that offer discounts at Esso stations include the DBS Esso Card, the Citi Cashback Card, and the OCBC 365 Credit Card.
Could you tell me about the benefits of using an Esso credit card?
Using an Esso credit card in Singapore comes with several benefits, such as fuel savings, rewards points, and discounts on car washes and other services. You can also enjoy exclusive promotions and deals when you use your Esso credit card.
How do I contact the Esso credit card customer service in Singapore?
If you have any questions or concerns about your Esso credit card in Singapore, you can contact the customer service team by calling the number on the back of your card. You can also visit the Esso website or email the customer service team for assistance.
Is there a specific Citibank card that provides discounts at Esso?
Yes, the Citi Cashback Card provides discounts at Esso stations in Singapore. With this card, you can enjoy up to 20.88% fuel savings and earn cashback on your purchases.