Introduction
Are you tired of paying high prices for petrol in Singapore? If so, the DBS Esso Card might be the solution you are looking for. This credit card offers significant fuel savings and other motoring privileges that can help you save money every time you fill up your tank.
Overview of DBS Esso Card
The DBS Esso Card is a credit card that provides instant fuel discounts and a range of motoring privileges in Singapore. With this card, you can save up to 21.6% on fuel purchases at Esso service stations in Singapore. Moreover, you can earn Smiles Points on fuel purchased at Esso and other retail spend, which can be redeemed for free fuel.
Maximising Savings with DBS Esso Card
To maximise your savings with the DBS Esso Card, you should use it for all your fuel purchases at Esso service stations in Singapore. Additionally, you can earn Smiles Points on other retail spend, such as groceries, dining, and entertainment. These points can be used to offset your fuel purchases or redeemed for other rewards. Furthermore, the DBS Esso Card offers other motoring privileges, such as car wash discounts, EZ-Reload Auto Top-up, and more, which can help you save money and time.
Key Takeaways
- The DBS Esso Card offers significant fuel savings and other motoring privileges in Singapore.
- To maximise your savings, use the card for all your fuel purchases at Esso service stations and earn Smiles Points on other retail spend.
- The card also offers other motoring privileges, such as car wash discounts and EZ-Reload Auto Top-up.
Overview of DBS Esso Card
If you’re a driver in Singapore looking for a credit card that will help you save on fuel, the DBS Esso Card might be just what you need. This card offers significant fuel savings and other motoring privileges at Esso service stations across Singapore. Here’s what you need to know about this card.
Key Features
The DBS Esso Card offers up to 21.6% fuel savings at Esso service stations in Singapore. This includes a base instant fuel discount of 18%, plus an additional 3.6% fuel savings when you spend a minimum of $180 nett on fuel. The bonus fuel savings promotion is valid until 31 December 2023.
In addition to fuel savings, the DBS Esso Card also allows you to earn Smiles Points on all your shopping, dining, and other card retail spends. You can redeem your Smiles Points for free fuel, among other rewards.
Benefits of Using the Card
One of the biggest benefits of using the DBS Esso Card is the significant fuel savings you can enjoy. With up to 21.6% fuel savings, you can save a significant amount of money on your fuel expenses each month. This can add up to significant savings over time, especially if you’re a frequent driver.
Another benefit of using the DBS Esso Card is the ability to earn Smiles Points on all your spending. This means you can earn rewards just for using your card to pay for your everyday expenses. You can then redeem your Smiles Points for free fuel, as well as other rewards such as car wash vouchers, convenience store items, and more.
Overall, the DBS Esso Card is a great option for drivers in Singapore who want to save on fuel and earn rewards for their spending. With significant fuel savings and the ability to earn Smiles Points on all your spending, this card can help you stretch your dollar further and get more out of your driving experience.
Maximising Savings with DBS Esso Card
If you’re looking to save on your fuel purchases, the DBS Esso Card is a great option. With this credit card, you can enjoy up to 21.6% fuel savings at Esso pumps in Singapore. Here’s how you can maximise your savings with the DBS Esso Card.
Fuel Purchase Benefits
The DBS Esso Card offers a base discount of 18% on fuel purchases at Esso pumps. On top of that, you can enjoy an additional 3.6% fuel savings when you spend a minimum of $180 nett on fuel in a month. This means that you can enjoy up to 21.6% fuel savings in total.
Smiles Savings Programme
As a DBS Esso Cardholder, you are automatically enrolled in the Esso Smiles Driver Rewards programme. This programme allows you to earn Smiles Points when you purchase fuel at Esso pumps. You can then redeem these Smiles Points for fuel or other rewards at Esso.
With the Smiles Savings Programme, you can enjoy additional fuel savings of up to 2.4%. You can earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station. You can then redeem your Smiles Points for fuel or other rewards at Esso.
Additional Retail Spend Rewards
The DBS Esso Card also offers rewards for your additional retail spend. You can earn 1 DBS Point for every $5 spent on retail purchases with your card. These DBS Points can then be redeemed for a variety of rewards, including shopping vouchers, dining vouchers, and more.
In conclusion, the DBS Esso Card is a great option for those looking to save on their fuel purchases. With its base discount of 18% and additional fuel savings of up to 3.6%, you can enjoy up to 21.6% fuel savings at Esso pumps in Singapore. Additionally, the Esso Smiles Driver Rewards programme and the DBS Points rewards programme offer even more ways for you to save on your purchases.
Convenience Features
If you’re looking for a credit card that offers convenience and ease of use, the DBS Esso Card is definitely worth considering. Here are some of the convenience features that make the card stand out.
Pay-at-the-Pump System
One of the most convenient features of the DBS Esso Card is the pay-at-the-pump system. This allows you to pay for your fuel without having to go inside the station or queue up at the cashier. Simply insert your card at the pump, fill up your tank, and you’re done! This feature is available at all Esso service stations, making it easy to refuel no matter where you are.
Online Account Management
Another convenience feature of the DBS Esso Card is the online account management system. This allows you to manage your card account from anywhere, at any time. You can check your balance, view your transaction history, and even pay your bills online. This means you don’t have to worry about visiting a physical branch or waiting on hold to speak to a customer service representative.
With the DBS Esso Card, you can also link your card to your Esso Smiles account, which allows you to earn Smiles points on all your fuel purchases. These points can be redeemed for free fuel or other rewards, making it a great way to stretch your dollar even further.
Overall, the DBS Esso Card is a convenient and easy-to-use credit card that offers a range of benefits for drivers in Singapore. Whether you’re looking to save money on fuel or simply want a hassle-free way to manage your card account, the DBS Esso Card is definitely worth considering.
Understanding Fees and Charges
If you are considering applying for a DBS Esso Card, it is important to understand the fees and charges associated with it. This section will provide you with a breakdown of the fees and charges, including the annual fee and the cash rebate structure.
Annual Fee
The DBS Esso Card has an annual fee of $196.20, which is waived for the first year. However, you can receive a one-year annual fee waiver if you charge a minimum of $25,000 to your DBS Woman’s World MasterCard® Card each year. If you are a DBS Treasures Black Elite Cardholder, the annual fee is $545.00, which is waived as long as the principal cardholder maintains a DBS Treasures account.
Cash Rebate Structure
The DBS Esso Card offers up to 21.6% fuel savings and 2.4% Smiles savings on spending at Esso service stations in Singapore. You can earn Smiles Points on fuel purchased at Esso and other retail spend. For every litre of Synergy fuel purchased, you can earn 1 Smiles Point. You can also earn 1 Smiles Point for every $10 spent on non-fuel items at Esso service stations.
It is important to note that all card transactions processed outside Singapore but charged in Singapore dollars (i.e. without any currency conversion) will be subject to an administrative fee of 1% by Visa or MasterCard, which shall be payable by you and debited from your Card account.
In conclusion, understanding the fees and charges associated with the DBS Esso Card is crucial before applying for the card. The cash rebate structure is a great way to save money on fuel and earn rewards, but it is important to keep in mind the annual fee and administrative fees for foreign transactions.
Eligibility and Application
Who Can Apply
To apply for a DBS Esso Card, you must be a Singapore resident and at least 21 years old. Additionally, you must have an annual income of at least $30,000 if you are a Singapore citizen or permanent resident. Foreigners must have an annual income of at least $45,000.
Application Process
You can apply for a DBS Esso Card through the DBS website or the digibank mobile app. To apply through the digibank mobile app, simply launch the app, log in, select “More”, then “Apply”, and finally “Cards”. Alternatively, you can visit the DBS website and fill out the online application form.
When filling out the application form, you will need to provide personal information such as your name, NRIC or passport number, and contact details. You will also need to provide details of your income and employment. If you are self-employed, you will need to provide your latest income tax assessment.
Sign-Up Promotions
If you apply for a DBS Esso Card and make a minimum spend of $180 on fuel per month for two months from the date of card approval, you will be eligible for a $120 cash rebate. This promotion is valid until 30 April 2024 and is available to new and existing DBS credit cardmembers.
In addition to the sign-up promotion, you can also enjoy up to 21.6% fuel savings and 2.4% Smiles savings when you use your DBS Esso Card to pay for fuel at Esso stations. You can also earn Smiles Points on all your card spend, and enjoy a wide range of motoring privileges in Singapore.
Overall, the DBS Esso Card is a great option for those who want to save money on fuel and earn rewards at the same time. With its attractive sign-up promotion and ongoing fuel savings, it’s definitely worth considering if you’re in the market for a new credit card.
Frequently Asked Questions
What marvellous perks can one enjoy with the DBS Esso Card?
The DBS Esso Card is a great choice for those who frequently use Esso petrol stations. With the card, you can enjoy up to 21.6% fuel savings and 2.4% Smiles savings on all your fuel purchases. You can also earn Smiles Points on all your card spend, which can be redeemed for fuel vouchers, car washes, and other rewards. Moreover, the card comes with a host of other privileges, such as discounts on car rentals and dining.
How can I apply for a DBS Esso Card and what are the prerequisites?
You can apply for a DBS Esso Card online or at any DBS/POSB branch. To be eligible for the card, you must be a Singapore citizen or permanent resident, aged 21 years and above, and have a minimum annual income of $30,000. You will also need to provide proof of identification and income.
Are there any delightful promotions associated with the DBS Esso Card currently?
Yes, there are several promotions associated with the DBS Esso Card currently. For instance, you can enjoy up to $120 fuel savings at Esso service stations in Singapore when you sign up for the card. You can also earn 3x Smiles Points on your card spend outside of Esso petrol stations until 31 Dec 2023.
How does the DBS Esso Card compare with other petrol credit cards in Singapore?
The DBS Esso Card is one of the best petrol credit cards in Singapore, as it offers high fuel savings and rewards. However, it is always wise to compare different petrol credit cards and choose the one that suits your needs and spending habits.
Can you explain the discount structure for fuel purchases with the DBS Esso Card?
Sure. The DBS Esso Card offers an 18% instant fuel discount and a bonus 3.6% fuel savings (min. $180 nett fuel spend) at Esso petrol stations. This means that you can enjoy up to 21.6% fuel savings on your fuel purchases with the card.
Is there a possibility for an annual fee waiver with the DBS Esso Card?
Yes, there is a possibility for an annual fee waiver with the DBS Esso Card. The annual fee of $192.60 (inclusive of GST) can be waived if you spend a minimum of $10,000 per year on your card.