If you’re a frequent traveller, you may have heard of the Citi Prestige Card. This premium credit card offers a wide range of benefits and privileges to its members, making it a popular choice for those who value luxury and convenience. In Singapore, the Citi Prestige Card is particularly popular, thanks to its exclusive rewards and exceptional service.
One of the key features of the Citi Prestige Card is its dining and lifestyle privileges. Cardholders can enjoy exclusive access to some of the finest restaurants and bars in Singapore, as well as discounts on spa treatments, golf courses, and other leisure activities. Additionally, the card offers a range of travel benefits, including complimentary airport lounge access, travel insurance, and concierge services.
If you’re considering applying for the Citi Prestige Card in Singapore, it’s important to understand the costs and fees involved, as well as the earning and redeeming points system. With its high annual fee and minimum income requirements, the card is designed for high net worth individuals who can take full advantage of its benefits. However, for those who do qualify, the Citi Prestige Card can be an excellent way to enhance your lifestyle and travel experiences.
Key Takeaways
- The Citi Prestige Card offers a range of benefits and privileges to its members, including exclusive dining and lifestyle privileges and travel benefits.
- The card is designed for high net worth individuals who can take full advantage of its benefits, and comes with a high annual fee and minimum income requirements.
- If you’re considering applying for the Citi Prestige Card in Singapore, it’s important to understand the costs and fees involved, as well as the earning and redeeming points system.
Key Features of Citi Prestige Card
If you are looking for a premium credit card that offers exclusive rewards and benefits, the Citi Prestige Card is worth considering. Here are some of the key features of this card:
Exclusive Rewards and Benefits
The Citi Prestige Card offers a range of benefits that are exclusive to cardholders. One of the most notable benefits is the 4th Night Free offer, which allows you to enjoy a complimentary night stay at any hotel of your choice for every four consecutive nights booked through ThankYou.com. This can save you a significant amount of money on your hotel stays.
In addition, the Citi Prestige Card offers a generous sign-up bonus of 50,000 ThankYou Points when you spend $5,000 within the first three months of account opening. You can redeem these points for a variety of rewards, including travel, merchandise, and gift cards.
Travel Perks and Insurance
If you are a frequent traveller, the Citi Prestige Card offers a range of travel perks and insurance. For example, you can enjoy unlimited complimentary access to Priority Pass lounges worldwide, as well as two complimentary airport limousine transfers per year.
The card also comes with comprehensive travel insurance, including coverage for trip cancellation and interruption, travel accident insurance, and emergency medical evacuation and repatriation. This can give you peace of mind when travelling overseas.
Annual Fee and Relationship Bonus
The Citi Prestige Card has an annual fee of $699, which may seem steep. However, the card offers a range of benefits that can more than offset this cost. In addition, if you have a banking relationship with Citibank Singapore Limited, you can earn a Relationship Bonus of up to 30% on your ThankYou Points earned from spending on the card.
Overall, the Citi Prestige Card is a premium credit card that offers a range of exclusive rewards and benefits, as well as comprehensive travel insurance. While the annual fee may seem high, the card can more than pay for itself with the 4th Night Free offer and other benefits.
Dining and Lifestyle Privileges
As a Citi Prestige cardholder in Singapore, you have access to a range of exclusive dining and lifestyle privileges that will enrich your life. Here are some of the benefits that you can enjoy:
Gourmet Dining Experiences
With your Citi Prestige Card, you can indulge in some of the finest dining experiences in Singapore. Enjoy Four Hands Dining, where two of the world’s top chefs collaborate to create an unforgettable dining experience. Savour Haute Dining at award-winning restaurants, where the chefs use the freshest ingredients to create culinary masterpieces. You can also enjoy discounts at selected restaurants when you use your Citi Prestige Card.
Lifestyle Offers and Golf Access
The Citi Prestige Card also offers a range of lifestyle benefits that will add value to your life. You can enjoy priority access to some of the best golf courses in Singapore, as well as complimentary golf games at selected courses. You can also enjoy discounts on spa treatments, shopping, and entertainment when you use your Citi Prestige Card.
In addition, the Citi Prestige Card offers exclusive lifestyle offers that are tailored to your needs. You can enjoy discounts on travel, dining, and entertainment, as well as access to exclusive events and experiences. With your Citi Prestige Card, you can live life to the fullest and enjoy the best that Singapore has to offer.
So what are you waiting for? Apply for your Citi Prestige Card today and start enjoying the dining and lifestyle privileges that come with it. With your Citi Prestige Card, you can experience the best that Singapore has to offer and live life to the fullest.
Financial Flexibility and Services
As a Citi Prestige Cardholder in Singapore, you have access to a range of financial services and dedicated concierge services that cater to your lifestyle needs. Here are some of the financial flexibility and services that you can enjoy:
Citi PayAll and Balance Transfer Options
With Citi PayAll, you can enjoy the convenience of paying for your rent, education, taxes, and other expenses with your Citi Prestige Card. This service allows you to earn rewards on your big expenses and enjoy the flexibility of paying them over time. You can also enjoy 0% interest for up to 6 months on your Citi PayAll transactions.
If you have outstanding balances on other credit cards or loans, you can transfer them to your Citi Prestige Card and enjoy lower interest rates with Citi Balance Transfer. This service allows you to consolidate your debts into one monthly payment and enjoy interest savings of up to 50%.
Dedicated Citi Prestige Concierge
As a Citi Prestige Cardholder, you have access to a dedicated concierge service that can assist you with your travel, dining, entertainment, and lifestyle needs. The Citi Prestige Concierge is available 24/7 to help you plan your trips, make reservations, and provide you with insider access to exclusive events and experiences.
Whether you need help booking a table at a Michelin-starred restaurant, arranging a private tour of a museum, or finding the perfect gift for your loved ones, the Citi Prestige Concierge is always ready to assist you. With this service, you can enjoy a hassle-free and personalised experience that caters to your unique preferences and needs.
Overall, the financial flexibility and services offered by the Citi Prestige Card in Singapore provide you with the freedom and convenience to manage your finances and lifestyle needs. With Citi PayAll, Balance Transfer, and the dedicated Citi Prestige Concierge, you can enjoy a seamless and rewarding experience that empowers you to live life to the fullest.
Earning and Redeeming Points
If you are a Citi Prestige Cardmember, you can earn Citi ThankYou Points for every eligible transaction you make. These points can be redeemed for a range of rewards including shopping vouchers, gadgets, cash rebates, and more.
Maximising ThankYou Points
To maximise your ThankYou Points, it is important to understand the earn rates and bonuses available with your Citi Prestige Card. You can earn 3.25 ThankYou Points (1.3 Miles) for every eligible S$1 spent locally and 5 ThankYou Points (2 Miles) for every eligible S$1 foreign currency spend. There is no limit to the number of points you can accrue, and they never expire, so you can save them for a reward you really want.
Additionally, you can earn up to 170,000 Citi ThankYou Points (68,000 miles) by using your Citi Prestige Card from now until 31 December 2020. This includes a welcome bonus of 62,500 Citi ThankYou Points (25,000 miles) when you spend S$12,000 within the first 3 months of card membership.
Understanding Earn Rates and Bonuses
To earn the maximum number of ThankYou Points, it is important to understand the earn rates and bonuses available with your Citi Prestige Card. For example, you can earn bonus miles when you make a minimum spend of S$50,000 on your Citi Prestige Card within a membership year. You can also earn an annual bonus of up to 25,000 ThankYou Points (10,000 Miles) when you renew your card membership.
Furthermore, you can pool your ThankYou Points with other eligible Citi credit cards to earn rewards faster. You can also transfer your ThankYou Points to a range of transfer partners including Singapore Airlines, Cathay Pacific, and more.
Overall, the Citi Prestige Card offers a range of benefits for earning and redeeming ThankYou Points. With a range of earn rates, bonuses, and transfer partners, you can earn rewards faster and redeem them for a range of exciting rewards.
Membership Costs and Fees
If you’re considering becoming a Citi Prestige cardmember, it’s important to understand the costs and fees associated with the card. Here’s what you need to know:
Annual Fee and Charges
The Citi Prestige card comes with an annual fee of S$540 (inclusive of 9% GST). However, new cardmembers can enjoy a 1-year annual fee waiver for the basic and all supplementary cards. This means you won’t have to pay the annual fee for the first year.
If you decide to renew your membership, you’ll need to make a full payment of the annual membership fee. But don’t worry, you’ll receive a renewal gift of 62,500 Points (equivalent to 25,000 miles) when you do so.
Interest Rates and Surcharges
The Citi Prestige card charges an effective interest rate (EIR) of 26.9% per annum on outstanding balances. If you don’t pay your bill on time, you’ll also be charged a late payment fee of S$100. Additionally, if you exceed your credit limit, you’ll be charged an overlimit fee of S$40.
Other fees that may apply include an admin fee of S$100 for reinstating your card account, as well as surcharges for cash advances and foreign currency transactions.
Overall, the Citi Prestige card is a premium credit card that rewards your banking relationship. While it does come with a high annual fee, the benefits and rewards that come with the card can more than make up for it. If you’re interested in becoming a Citi Prestige cardmember, be sure to read through the terms and conditions carefully and weigh the costs and benefits before making your decision.
Frequently Asked Questions
How can you maximise the benefits of the Citi Prestige Concierge service?
The Citi Prestige Concierge service is an excellent resource for making your travel and leisure arrangements. To maximise its benefits, be sure to provide as much detail as possible when making your requests. The more information you provide, the more tailored the recommendations and options will be. Keep in mind that the concierge service is available 24/7, so you can reach out at any time for assistance.
What exclusive access do you get with the Citi Prestige lounge programme?
The Citi Prestige Lounge Programme provides access to over 1,000 lounges worldwide, including Priority Pass lounges. In addition, you can enjoy complimentary access to Plaza Premium Lounges in Singapore and Hong Kong International airports. You can also bring a guest with you to most lounges at no additional cost.
Are there any recent enhancements to the Citi Prestige benefits package?
Yes, Citi has made some recent enhancements to the Citi Prestige benefits package. For example, cardholders now have access to a complimentary fourth night at any hotel when booking a minimum of four consecutive nights through ThankYou.com. Additionally, the card now offers an annual $250 travel credit, which can be used towards any travel-related expenses.
How does the Citi Prestige Priority Pass enhance your travel experience?
The Citi Prestige Priority Pass provides access to over 1,000 airport lounges worldwide, including many premium lounges that are not available to the general public. With Priority Pass, you can relax in comfortable surroundings, enjoy complimentary food and drinks, and take advantage of other amenities such as showers and spa treatments.
What are the qualification criteria for the Citi Prestige Golf Club privileges?
To qualify for the Citi Prestige Golf Club privileges, you must be a Citi Prestige cardholder and have a minimum income of $120,000 per annum. You must also maintain a minimum balance of $200,000 in your savings or current account with Citibank.
In what ways does the Citi Prestige card outshine the Citi Premier card?
The Citi Prestige card offers several benefits that the Citi Premier card does not, including access to the Citi Prestige Lounge Programme, complimentary fourth-night hotel stays, and an annual $250 travel credit. The Citi Prestige card also offers higher rewards earning rates on certain spending categories, such as dining and entertainment.