If you’re looking for a credit card that offers a range of benefits and rewards, the UOB Visa Platinum Card in Singapore may be worth considering. This card is designed to offer you a variety of rewards, including cashback, air miles, and other perks. With a range of benefits, this card is a great option for those looking to earn rewards on their everyday spending.
One of the key features of the UOB Visa Platinum Card is its rewards programme. This programme offers a range of benefits, including cashback on your spending, air miles, and other rewards. Whether you’re looking to earn rewards on your everyday spending or want to take advantage of special promotions and offers, this card has something for everyone.
When it comes to using your UOB Visa Platinum Card, you’ll find that it’s easy to use and widely accepted across Singapore. Whether you’re shopping online or in-store, you can use your card to make purchases and earn rewards. Plus, with a range of additional card services, including travel insurance and 24/7 customer support, you can enjoy peace of mind knowing that you’re well-protected when using your card.
Key Takeaways
- The UOB Visa Platinum Card offers a range of rewards and benefits, including cashback, air miles, and other perks.
- You can use your card to make purchases online and in-store, and take advantage of a range of additional card services.
- With 24/7 customer support and travel insurance, you can enjoy peace of mind knowing that you’re well-protected when using your card.
UOB Visa Platinum Card Overview
If you’re looking for a credit card that offers great rewards and benefits, then the UOB Visa Platinum Card is definitely worth considering. Here’s what you need to know about this card:
Key Features
The UOB Visa Platinum Card offers a range of benefits that make it a great choice for anyone looking to earn rewards on their spending. Some of the key features of this card include:
- Earn up to 10X UNI$ on mobile contactless, online shopping and entertainment transactions.
- Earn up to 4 miles per dollar (MPD) for online spending and offline contactless payments, excluding travel.
- Charge your online shopping and entertainment expenses to maximise the rewards.
- Get the maximum value by using it to pay for daily essentials such as dining, grocery and shopping via mobile contactless.
With these features, the UOB Visa Platinum Card is a great choice for anyone who spends modestly on their day-to-day expenses in Singapore or online shoppers who frequent online marketplaces.
Eligibility Criteria
To be eligible for the UOB Visa Platinum Card, you must meet the following criteria:
- You must be at least 21 years old.
- You must have a minimum annual income of $30,000.
- Singapore Citizens and Permanent Residents must provide a copy of their NRIC (front and back) and latest computerised payslip or Tax Notice of Assessment or CPF statement.
- Foreigners must provide a copy of their passport and employment pass, and latest computerised payslip or Tax Notice of Assessment.
Overall, the UOB Visa Platinum Card is a great choice for anyone looking to earn rewards on their spending. With its great benefits and eligibility criteria, it’s definitely worth considering if you’re in the market for a new credit card.
Rewards and Benefits
As a UOB Preferred Platinum Visa Cardholder, you can enjoy various rewards and benefits that cater to your lifestyle. Here are some of the rewards and benefits you can get with your card:
Cashback and Uni$
With the UOB Preferred Platinum Visa Card, you can earn up to UNI$10 for every S$5 spent on selected online transactions, such as shopping for apparel, bags, shoes, accessories, electronics, ordering for groceries, dining or food delivery, and even spending at drugstores or on entertainment and ticketing. You can redeem your UNI$ for a variety of rewards, from vouchers to miles, online or on the go.
Dining and Entertainment Perks
The UOB Preferred Platinum Visa Card also offers dining and entertainment perks that you can enjoy. You can get up to 10% cashback on dining, as well as discounts and privileges at over 1,000 restaurants in Singapore through The Dining Advisor. You can also get up to 20% off on movie tickets and other entertainment activities through The Travel Insider.
Travel Privileges
If you’re a frequent traveller, you’ll love the travel privileges that come with the UOB Preferred Platinum Visa Card. You can earn bonus UNI$ when you spend on your UOB PRVI Miles Card, and get up to 10% off on hotel bookings and car rentals through The Travel Insider. You can also enjoy complimentary travel insurance coverage of up to S$500,000 when you charge your travel tickets to your UOB Preferred Platinum Visa Card.
With all these rewards and benefits, the UOB Preferred Platinum Visa Card is an excellent choice for anyone looking to maximise their earnings on everyday transactions. So why not apply for one today and start enjoying the perks that come with it?
Using Your Card
If you have a UOB Visa Platinum Card, you can use it to make payments in a variety of ways. Here are some tips to help you get the most out of your card.
Online and Contactless Payments
One of the best ways to use your UOB Visa Platinum Card is to make online and contactless payments. You can earn up to 10X UNI$ on online shopping, entertainment, and contactless payments. This means that for every S$5 spent, you can earn 10X UNI$ which is equivalent to 4 miles. This is a great way to earn rewards while making purchases that you would normally make.
Overseas Usage
If you’re travelling overseas, you can use your UOB Visa Platinum Card to make purchases in foreign currency. You can earn 1 UNI$ for every S$5 spent in foreign currency. However, do note that there is a foreign currency transaction fee of 2.8% of the transaction amount. Therefore, it is important to keep this fee in mind when making purchases overseas.
When using your UOB Visa Platinum Card overseas, it is important to inform the bank of your travel plans beforehand. This will help to prevent any issues with your card being blocked due to suspicious activity.
SimplyGo
If you’re a frequent user of public transport, you can use your UOB Visa Platinum Card with SimplyGo. SimplyGo is a contactless payment method that allows you to pay for your public transport fares using your credit card. This means that you don’t need to carry a separate card for public transport.
To use SimplyGo, simply tap your UOB Visa Platinum Card on the card reader when boarding and alighting from the bus or train. The fare will be charged to your credit card automatically.
Entertainment Transactions
You can also use your UOB Visa Platinum Card to make entertainment transactions. This includes purchases made at cinemas, theme parks, and other entertainment venues. You can earn up to 10X UNI$ on these transactions, which is a great way to earn rewards while having fun.
Mobile Contactless Payments
If you prefer to use your mobile phone to make payments, you can also link your UOB Visa Platinum Card to your mobile wallet. This allows you to make mobile contactless payments using your phone. You can earn up to 10X UNI$ on these transactions, just like with regular contactless payments.
Overall, the UOB Visa Platinum Card offers a variety of ways to earn rewards while making purchases. Whether you’re shopping online, travelling overseas, or using public transport, there are plenty of opportunities to earn UNI$ and miles.
Fees and Charges
If you’re considering the UOB Visa Platinum Singapore card, it’s important to understand the fees and charges associated with the card. Here’s what you need to know:
Understanding the Fees
The UOB Visa Platinum Singapore card comes with a range of fees, including an annual fee, late payment fees, and foreign currency transaction fees. It’s important to understand these fees, so you can budget accordingly and avoid any unexpected charges.
One of the key fees to be aware of is the annual fee. The UOB Visa Platinum Singapore card has an annual fee of $196.20 for the principal cardholder. If you choose to add a supplementary cardholder, there is a fee of $98.10 for each additional card. It’s worth noting that the first supplementary card is free.
Another fee to be aware of is the foreign currency transaction fee. If you use your UOB Visa Platinum Singapore card to make purchases in a foreign currency, you will be charged a fee of 2.8% of the transaction amount. This fee can add up quickly, so it’s worth considering if you plan to use your card for overseas purchases.
Fee Waiver and Annual Fee
The good news is that UOB offers a fee waiver for the first year of card membership. This means that you won’t have to pay the annual fee for the first 12 months. However, after the first year, you will be charged the annual fee of $196.20.
It’s worth noting that UOB offers a range of credit cards with different fees and charges. If you’re looking for a card with no annual fee, it’s worth exploring other options. However, if you’re looking for a card with a range of benefits and perks, the UOB Visa Platinum Singapore card could be a good option.
In conclusion, the UOB Visa Platinum Singapore card comes with a range of fees and charges. It’s important to understand these fees, so you can budget accordingly and avoid any unexpected charges. However, with a fee waiver for the first year and a range of benefits and perks, the UOB Visa Platinum Singapore card could be a good option for many cardholders.
Additional Card Services
As a UOB Visa Platinum cardholder, you have exclusive access to a range of additional services that can help you better manage your card and protect your transactions. Here are some of the services offered exclusively for UOB Cardmembers:
Exclusive Promotions
UOB offers exclusive promotions to its cardholders, including discounts on dining, shopping, and travel. You can check for the latest promotions on the UOB website or through the UOB Mighty app. Keep an eye out for limited-time offers and seasonal promotions.
Insurance and Security
UOB Visa Platinum cardholders are entitled to a range of insurance benefits, including travel insurance and personal accident insurance. You can activate your insurance coverage by charging your travel expenses to your UOB Visa Platinum card.
In addition to insurance, UOB Visa Platinum cardholders also benefit from enhanced security features. You can activate your card‘s security features by registering for UOB’s SMS alerts service, which sends you real-time notifications of any transactions made on your card.
UOB Rewards+
UOB Rewards+ is a rewards programme that allows you to earn points when you make purchases with your UOB Visa Platinum card. You can redeem your points for a range of rewards, including shopping vouchers, air miles, and cash rebates.
To start earning rewards, simply activate your UOB Rewards+ account and link it to your UOB Visa Platinum card. You can then start earning points every time you use your card to make a purchase.
Card Activation
To activate your UOB Visa Platinum card, simply follow the instructions provided in your card activation letter. You can activate your card online, through the UOB Mighty app, or by calling the UOB hotline.
Once your card is activated, you can start using it to make purchases and earn rewards.
Increase Your Credit Limit
If you need to increase your credit limit, you can apply for a credit limit increase through the UOB website or through the UOB Mighty app. Simply fill out the application form and submit it online.
UOB will review your application and let you know if your credit limit has been increased. Keep in mind that your credit limit increase may be subject to approval based on your credit history and financial standing.
With these additional services, you can make the most out of your UOB Visa Platinum card and enjoy exclusive privileges and benefits.
Frequently Asked Questions
What splendid benefits can one enjoy with the UOB Visa Platinum card?
The UOB Visa Platinum card offers a range of benefits, including up to 4 miles per dollar spent on online purchases and offline contactless payments, excluding travel. You can also earn up to UNI$10 per S$5 spend on mobile contactless, online shopping, and entertainment. Additionally, the card provides exclusive dining and shopping privileges, as well as access to airport lounges worldwide.
How does the UOB Preferred Platinum Visa card’s credit limit get determined?
The credit limit for the UOB Preferred Platinum Visa card is determined by the bank based on your creditworthiness and other factors such as your income, employment status, and credit history.
Are there any exclusive promotions currently available for the UOB Preferred Platinum Visa cardholders?
Yes, UOB regularly offers exclusive promotions for UOB Preferred Platinum Visa cardholders, such as discounts on dining, shopping, and travel. You can check the UOB website or contact the bank for current promotions.
Could you highlight the differences between the Visa Platinum and a regular Visa card?
The UOB Visa Platinum card offers more benefits and privileges than a regular Visa card, such as higher rewards rates, exclusive dining and shopping privileges, and access to airport lounges worldwide. The credit limit for the Visa Platinum card is also typically higher than that of a regular Visa card.
Is there a minimum spend required to unlock certain features on the UOB Platinum card?
Yes, there is a minimum spend required to unlock certain features on the UOB Platinum card. For example, to earn the highest rewards rates, you may need to spend a minimum amount on online purchases and offline contactless payments.
Is the Visa Platinum card widely accepted around the globe?
Yes, the UOB Visa Platinum card is widely accepted around the globe, as it is a Visa card. However, it is always a good idea to check with the merchant or your bank before using your card in a foreign country to avoid any issues.