Are you a Singaporean looking for a credit card that rewards you for your everyday spending? Look no further than the UOB Preferred Platinum Visa Card. This card offers a range of benefits and features that are tailored to savvy spenders who want to make the most of their money.
To be eligible for the UOB Preferred Platinum Visa Card, you must be a Singaporean or Permanent Resident with a minimum annual income of $30,000. The application process is simple and straightforward, and you can expect to receive a response within a few days. Once approved, you’ll be able to start enjoying the benefits of this card right away.
One of the key benefits of the UOB Preferred Platinum Visa Card is its rewards programme. You can earn up to UNI$10 for every S$5 spent on selected online transactions, as well as on mobile contactless payments and entertainment. These rewards can be redeemed for a range of products and services, including air miles, shopping vouchers, and cash rebates.
Key Takeaways
- The UOB Preferred Platinum Visa Card is tailored to savvy spenders who want to make the most of their everyday spending.
- To be eligible for the card, you must be a Singaporean or Permanent Resident with a minimum annual income of $30,000.
- The card offers a range of benefits and features, including a rewards programme that allows you to earn UNI$10 for every S$5 spent on selected online transactions, mobile contactless payments, and entertainment.
Eligibility and Application
If you are interested in applying for the UOB Platinum Card in Singapore, there are a few things you need to know about eligibility and the application process. Here is what you need to know:
Income Requirements
To be eligible for the UOB Platinum Card, you need to have an annual income of at least $30,000 if you are a Singaporean citizen or permanent resident. If you are a foreigner, you need to have an annual income of at least $40,000. It is important to note that these income requirements are subject to change, so be sure to check the most up-to-date information before applying for the card.
Application Process
The application process for the UOB Platinum Card is relatively straightforward. You can apply online through the UOB website or in person at a UOB branch. To apply online, you will need to have a SingPass account and access to your CPF contribution history statement and income tax notice of assessment. If you do not have a SingPass account, you can create one on the SingPass website.
Required Documents
When applying for the UOB Platinum Card, you will need to provide a few documents to prove your eligibility. These documents include your NRIC or passport, your CPF contribution history statement, and your income tax notice of assessment. If you are a salaried employee, you will also need to provide your latest computerised payslip or a letter from your employer stating your salary.
Overall, the UOB Platinum Card is a great option for those looking for a credit card with a range of benefits and rewards. If you meet the eligibility requirements and have the necessary documents, the application process is straightforward and can be completed online or in person at a UOB branch.
Key Benefits and Features
If you are looking for a credit card that offers great rewards and perks, then the UOB Preferred Platinum Visa Card might be the right choice for you. Here are some of the key benefits and features that this card offers:
Rewards Programme
The UOB Preferred Platinum Visa Card rewards you with UNI$10 for every S$5 spent on online shopping and entertainment. You can also earn UNI$10 for every S$5 spent on mobile contactless payments. The UNI$ programme allows you to earn instant cashback all year round for every transaction made at participating merchants. You can then redeem your UNI$ for a variety of rewards such as air miles, cashback or vouchers.
Dining Perks
The UOB Preferred Platinum Visa Card offers exclusive dining deals and discounts, making it perfect for foodies. You can use your UNI$ to redeem for dining vouchers in the UOB Rewards+ programme. Additionally, you can enjoy 1-for-1 dining deals at selected restaurants in Singapore.
Online Shopping Advantages
The UOB Preferred Platinum Visa Card is great for online shopping enthusiasts. You can earn up to 4 miles per dollar (MPD) for online spending and offline contactless payments, excluding travel. This means that you can easily accumulate rewards points while shopping online.
Travel Benefits
If you are a frequent traveller, you will love the UOB Preferred Platinum Visa Card. You can earn up to 10,000 miles when you sign up for the UOB PRVI Miles Card and spend S$6,000 within the first 90 days of card approval. Additionally, you can enjoy travel privileges such as complimentary travel insurance and airport lounge access when you use your UOB Visa Signature Card.
Overall, the UOB Preferred Platinum Visa Card is a great choice for those who want to earn rewards and enjoy exclusive perks. With its rewards programme, dining perks, online shopping advantages and travel benefits, this card is definitely worth considering.
Fees and Charges
Annual Fee Details
When choosing a credit card, one of the most important factors to consider is the annual fee. The UOB Preferred Platinum Visa Card has an annual fee of S$196.20, which is waived for the first year. After that, an annual fee of S$98.10 will be charged. This fee is inclusive of Singapore’s prevailing Goods & Services Tax (GST).
Foreign Transaction Fees
If you plan to use your UOB Preferred Platinum Visa Card for transactions in foreign currencies, you should be aware of the foreign currency transaction fee. This fee is charged for transactions made in a currency other than Singapore dollars.
The UOB Preferred Platinum Visa Card charges a foreign currency transaction fee of 2.8% of the transaction amount. This fee is charged in addition to the exchange rate for the currency conversion. It is important to note that this fee can add up quickly, especially if you frequently make purchases in foreign currencies.
Overall, the UOB Preferred Platinum Visa Card has a reasonable annual fee, and the foreign currency transaction fee is competitive with other credit cards in Singapore. However, it is important to consider these fees when deciding whether this card is the right choice for your needs.
Additional Card Services
As a UOB Platinum Cardholder, you can enjoy a range of additional card services to make your banking experience more convenient and secure.
Card Activation and Security
To activate your UOB Platinum Card, simply log in to your UOB Personal Internet Banking account or call the UOB hotline. Once activated, you can set up your card’s PIN to ensure maximum security. In case of lost or stolen cards, UOB offers 24/7 card replacement services to ensure that you are never without your card for long.
Credit Limit Management
With the UOB Platinum Card, you have the flexibility to increase your credit limit to better suit your lifestyle needs. You can easily apply for a credit limit increase through UOB Personal Internet Banking or by visiting any UOB branch. You can also manage your credit limit to ensure that you are always in control of your spending.
Overseas Usage
The UOB Platinum Card is perfect for those who love to travel, with its comprehensive overseas usage benefits. You can enjoy a range of travel-related benefits, such as travel insurance coverage and exclusive travel promotions. With UOB’s global network, you can also enjoy hassle-free overseas transactions and withdrawals.
Overall, the UOB Platinum Card is a great choice for those looking for a versatile and secure credit card with a range of additional card services to make your banking experience more convenient.
Exclusive Promotions and Partnerships
As a UOB Platinum Cardholder in Singapore, you’re entitled to exclusive promotions and partnerships that make your shopping and dining experiences more rewarding. Here are some of the benefits you can enjoy:
Shopping and Lifestyle Offers
With your UOB Platinum Card, you can shop at ShopUOB to enjoy special discounts and deals. You can also earn UNI$ when you shop with your card and redeem them for vouchers and gifts in the UOB Rewards+ programme.
As a UOB One Cardholder, you can earn up to 5% cashback on your purchases and enjoy exclusive deals and discounts. If you prefer to earn cashback without a minimum spend, the UOB Absolute Cashback Card is perfect for you.
Dining and Entertainment Deals
The UOB Dining Advisor is your go-to guide for dining deals and promotions. You can enjoy up to 50% off your dining bill at over 1,000 restaurants in Singapore.
If you’re a movie buff, the UOB Travel Insider has got you covered. You can enjoy 1-for-1 movie tickets at Cathay Cineplexes and Golden Village cinemas.
As a UOB EVOL Cardholder, you can enjoy exclusive deals and discounts on entertainment, dining, and shopping. You can also earn EVOL points when you spend with your card and redeem them for vouchers and gifts.
With the UOB Grab Vouchers, you can enjoy discounts on your Grab rides and food orders. You can also earn bonus GrabRewards points when you pay with your UOB card.
Overall, being a UOB Platinum Cardholder in Singapore comes with many perks and benefits. From shopping and dining to entertainment and travel, you can enjoy exclusive deals and discounts that make your experiences more rewarding.
Frequently Asked Questions
What exclusive perks can you enjoy with the UOB Platinum credit card?
With the UOB Platinum credit card, you can enjoy exclusive perks such as 1-for-1 dining deals, discounts on travel bookings, and cashback rewards on your everyday purchases. You can also earn UNI$ for every dollar spent, which can be redeemed for a wide range of rewards such as shopping vouchers, air miles, and more.
How do you qualify for the UOB Platinum card benefits?
To qualify for the UOB Platinum card benefits, you must meet the eligibility criteria set by UOB. This includes having a minimum income requirement, which varies depending on the type of UOB Platinum card you are applying for. You can visit the UOB website for more information on the eligibility criteria.
What promotions are currently available for UOB Preferred Platinum Visa Cardholders?
UOB Preferred Platinum Visa Cardholders can enjoy a range of promotions, including up to 10X UNI$ on mobile contactless, online shopping, and entertainment transactions. You can visit the UOB website or contact UOB customer service to find out about the latest promotions available.
Could you detail the terms and conditions for the UOB Preferred Platinum card?
The terms and conditions for the UOB Preferred Platinum card can be found on the UOB website. Some of the key terms and conditions include a minimum spend requirement, an expiry date for UNI$, and exclusions for certain transactions such as balance transfers and cash advances.
Are there any particular transactions that do not earn rewards with the UOB Preferred Platinum card?
Yes, there are certain transactions that do not earn rewards with the UOB Preferred Platinum card. These include balance transfers, cash advances, and payments made to charitable organizations. You can refer to the UOB website for a full list of exclusions.
How does the UOB Visa Signature card compare to the UOB Platinum card in terms of benefits?
The UOB Visa Signature card offers similar benefits to the UOB Platinum card, but with some additional perks such as travel insurance and airport lounge access. However, the UOB Visa Signature card has a higher minimum income requirement than the UOB Platinum card. You can visit the UOB website to compare the benefits of both cards and choose the one that best suits your needs.