If you are looking for a credit card in Singapore, the Standard Chartered Manhattan Credit Card is one option you may want to consider. This card offers a range of benefits, including cashback rewards, exclusive discounts, and more.
One of the key features of the Standard Chartered Manhattan Credit Card is its cashback system. Cardholders can earn up to 3% cashback on eligible purchases, with no minimum spend required. This can be a great way to save money on everyday expenses, from groceries to dining out.
In addition to cashback rewards, the Standard Chartered Manhattan Credit Card also offers a variety of other benefits and services. These include exclusive discounts on dining and shopping, access to airport lounges, and more. However, it is important to be aware of the fees, charges, and interest rates associated with the card before applying.
Key Takeaways
- The Standard Chartered Manhattan Credit Card offers cashback rewards and exclusive discounts.
- Cardholders can earn up to 3% cashback on eligible purchases.
- Before applying for the card, be sure to understand the fees, charges, and interest rates associated with it.
Key Features of Standard Chartered Manhattan Credit Card
If you are looking for a credit card that offers unlimited cashback and rewards, then the Standard Chartered Manhattan Credit Card is the perfect card for you. With this card, you can enjoy a range of exclusive benefits that are designed to make your life easier and more rewarding.
Unlimited Cashback and Rewards
The Standard Chartered Manhattan Credit Card offers unlimited cashback on all your spending. You can earn up to 3% cashback on eligible purchases charged to your card, including shopping, dining, and entertainment bills, both here and overseas. Minimum spend and terms and conditions apply.
In addition to cashback, the card also offers rewards points for every dollar spent. You can redeem these points for a range of rewards, including shopping vouchers, travel packages, and more.
Exclusive Manhattan Platinum Perks
As a Manhattan Platinum cardholder, you can enjoy a range of exclusive perks and privileges. These include:
- Annual fee waiver for the first year
- SC EasyBill for easy payment of bills and expenses
- Bonus interest on IRAS, Education, Insurance, and Rental payments
- Exclusive dining and lifestyle privileges at top restaurants and entertainment venues
With these benefits, the Standard Chartered Manhattan Credit Card is the perfect card for those who want to enjoy unlimited cashback and rewards, as well as exclusive perks and privileges.
Understanding the Cashback System
If you are looking for a credit card that offers cashback on eligible purchases, the Standard Chartered Manhattan Credit Card may be just what you need. This card offers a cashback system that is easy to understand and can help you save money on your purchases.
Cashback Tiers and Maximum Benefits
The Standard Chartered Manhattan Credit Card has three cashback tiers based on your monthly spend. If you spend below $1,000 per month, you are eligible for a cashback rate of 0.5%, capped at $200 per quarter. If you spend between $1,000 and $2,999.99 per month, you are eligible for a cashback rate of 1%. If you spend $3,000 or more per month, you are eligible for a cashback rate of 3%.
The maximum cashback you can earn per statement cycle quarter is $200, which means you can earn up to $800 per year. To maximize your cashback benefits, you should aim to spend at least $3,000 per month.
Eligibility and Monthly Spend Requirements
To be eligible for the Standard Chartered Manhattan Credit Card, you must be at least 21 years old and have a minimum annual income of $30,000. You must also be a Singaporean citizen, permanent resident, or foreigner with a valid employment pass.
To qualify for the cashback benefits, you must meet the minimum spend requirement of $1,000 per month. If you spend less than $1,000 per month, you will not be eligible for any cashback. However, if you spend $3,000 or more per month, you can earn up to 3% cashback on your eligible purchases.
In conclusion, the Standard Chartered Manhattan Credit Card is a great option for those who want to earn cashback on their purchases. With its simple cashback system and easy-to-understand requirements, this card can help you save money on your monthly expenses.
Additional Benefits and Services
As a Standard Chartered Manhattan credit cardholder, you can enjoy a range of additional benefits and services to enhance your overall experience. Here are some of the most notable ones:
Travel and Dining Advantages
Travelling and dining are two areas where you can get the most out of your Manhattan credit card. With your card, you can enjoy exclusive discounts and privileges at various restaurants, hotels, and travel agencies. You can also earn up to 3% cashback on your dining expenses, making it easier to indulge in your favourite cuisines without breaking the bank.
Moreover, your Manhattan credit card comes with complimentary travel insurance coverage of up to $1 million. This means you can travel with peace of mind knowing that you’re protected against unforeseen circumstances such as flight cancellations, lost baggage, and medical emergencies.
Online Shopping and Easypay Services
Online shopping has become increasingly popular over the years, and with your Manhattan credit card, you can take advantage of exclusive deals and discounts when you shop online. You can also enjoy the convenience of Easypay, which allows you to make payments for your online purchases in instalments with 0% interest.
In addition, your Manhattan credit card allows you to make online bill payments with ease. You can pay your utility bills, insurance premiums, and other bills online without any hassle. With the auto-bill payment feature, you can even set up recurring payments so that you never miss a payment deadline again.
Overall, the Standard Chartered Manhattan credit card offers a range of benefits and services that can help you save money and make your life easier. Whether you’re a frequent traveller, a foodie, or an avid online shopper, this credit card has something to offer for everyone.
Fees, Charges, and Interest Rates
If you’re planning to get a Standard Chartered Manhattan credit card, it’s important to know the fees and charges associated with it. Here’s what you need to know:
Annual Fees and Waivers
The Standard Chartered Manhattan credit card has an annual fee of S$80. However, the good news is that this fee can be waived if you spend at least S$6,000 per year on your card. That’s just S$500 per month, which is a reasonable amount if you use your card for everyday expenses such as groceries, dining out, and transportation.
Interest and Cash Advance Fees
The interest rate for the Standard Chartered Manhattan credit card varies depending on the type of transaction. For personal credit and Credit One, the prevailing interest rate is 18.88% p.a. For Salary Advance and Preferred Line of Credit, the prevailing interest rate is 6.88% p.a. or 17.9% p.a.* Additionally, if you take out a cash advance, you will be charged a fee of 6% of the amount withdrawn or S$15, whichever is higher.
If you need to make a large purchase but can’t pay for it all at once, you can opt for the Standard Chartered Manhattan credit card’s interest installment plan. This allows you to pay for your purchase in monthly installments at a lower interest rate of 0% p.a. for up to 12 months. However, do keep in mind that there is a one-time processing fee of 5% of the transaction amount.
In conclusion, the Standard Chartered Manhattan credit card has reasonable fees and charges, and offers the flexibility of an interest installment plan. With a little bit of planning and responsible spending, you can enjoy the benefits of this card without worrying about excessive fees.
Applying for Your Manhattan Credit Card
If you’re interested in getting a Standard Chartered Manhattan Credit Card, the application process is easy and straightforward. Here’s what you need to know:
Application Process and Requirements
To apply for the card, you can do so online through the Standard Chartered Bank website. The application process only takes a few minutes to complete. You’ll need to provide some basic personal and financial information, including your name, address, employment status, and income. You’ll also need to provide supporting documents such as your NRIC or passport, latest payslip, and latest income tax notice of assessment.
To be eligible for the Standard Chartered Manhattan Credit Card, you must be a Singaporean or Permanent Resident, and have a minimum income of $30,000 per year. You must also be at least 21 years old.
Managing Your Card Online
Once you’ve been approved for your Standard Chartered Manhattan Credit Card, you can manage your account online through the Standard Chartered Bank website. This allows you to view your account balance, transaction history, and make payments. You can also set up alerts to notify you of any unusual activity on your account.
Managing your card online is easy and convenient. You can access your account from anywhere, at any time. If you have any questions or concerns, you can also reach out to Standard Chartered Bank’s customer service team through their website or by phone.
Overall, applying for and managing your Standard Chartered Manhattan Credit Card is a simple and hassle-free process. With its cashback rewards and other benefits, it’s a great choice for anyone looking for a reliable credit card option in Singapore.
Frequently Asked Questions
What fabulous perks can one enjoy with the Standard Chartered Manhattan credit card?
With the Standard Chartered Manhattan credit card, you can enjoy up to 3% cashback on eligible purchases, with a maximum of $800 per year. Apart from this, you can also enjoy exclusive lifestyle privileges such as discounts on dining, shopping, and entertainment.
Has the Manhattan card been discontinued, and what should existing cardholders do?
No, the Manhattan card has not been discontinued. Existing cardholders can continue to enjoy the benefits of the card. However, it is always advisable to check with the bank for any updates or changes in the terms and conditions.
How can one maximise cashback with the SCB Manhattan card?
To maximise cashback with the SCB Manhattan card, you need to meet the minimum spending requirement of $3,000. Additionally, you can also keep an eye out for promotions and offers that can help you earn more cashback.
What’s the buzz about the Manhattan $500 Card benefits?
The Manhattan $500 Card is a limited edition credit card from Standard Chartered that offers exclusive benefits such as a welcome bonus of up to $500, 1-for-1 dining deals, and discounts on travel and entertainment. It is a great option for those who want to enjoy premium benefits and rewards.
Can one expect delightful lounge access privileges with the Manhattan credit card?
Yes, Manhattan credit cardholders can enjoy complimentary lounge access at selected airports in Singapore and around the world. This is a great perk for frequent travellers who want to enjoy a comfortable and relaxing airport experience.
What’s the minimum income requirement to get your hands on a Standard Chartered credit card?
The minimum income requirement to get your hands on a Standard Chartered credit card varies depending on the type of card you are applying for. For example, the minimum income requirement for the Standard Chartered Manhattan credit card is $30,000 per year. It is always advisable to check with the bank for the latest requirements and eligibility criteria.