If you’re looking for a credit card in Singapore that offers cashback and exclusive privileges, the Standard Chartered Manhattan Credit Card might be worth considering. This popular credit card offers up to 3% cashback on eligible purchases, with a maximum of $800 per year. Plus, you’ll get access to a range of exclusive lifestyle privileges, making it a great choice for those who want to make the most of their spending.
One of the key features of the Manhattan Credit Card is its generous cashback rewards program. You can earn up to 3% cashback on eligible purchases, with no minimum spend required. This makes it a great choice for those who want to earn rewards on their everyday spending, whether it’s on groceries, dining out, or shopping online. Plus, with a maximum cashback of $800 per year, you can earn a significant amount of rewards over time.
To apply for the Manhattan Credit Card, you’ll need to meet certain eligibility requirements, such as being a Singaporean or Permanent Resident, and having a minimum income of $30,000 per year. Once you’re approved, you can manage your card efficiently using Standard Chartered’s online banking platform, which allows you to view your transactions, pay your bills, and more. Plus, you’ll get access to exclusive offers and promotions, such as discounts on dining and shopping, making it a great choice for those who want to save money while enjoying the finer things in life.
Key Takeaways
- The Standard Chartered Manhattan Credit Card offers up to 3% cashback on eligible purchases, with a maximum of $800 per year.
- To apply for the card, you’ll need to meet certain eligibility requirements, such as being a Singaporean or Permanent Resident, and having a minimum income of $30,000 per year.
- Once you’re approved, you can manage your card efficiently using Standard Chartered’s online banking platform, and enjoy a range of exclusive offers and promotions.
Key Features of the Manhattan Credit Card
If you are looking for a credit card that offers great cashback benefits, the Manhattan Credit Card might just be the perfect choice for you. Here are some of the key features of the card that you should know about:
Cashback Benefits
With the Manhattan World Mastercard, you can earn up to 3% cashback on all eligible purchases. The maximum cashback you can earn in a year is $800. To earn the cashback, you need to hit the minimum spend requirement of $3,000 in a calendar month. The cashback tier is as follows:
- 0.5% cashback on the first $1,000 spent
- 1% cashback on the next $1,000 spent
- 3% cashback on the remaining amount spent
Fees and Charges
The Manhattan Credit Card has an annual fee of $192.60. However, the fee is waived for the first 2 years. If you fail to make your payment on time, you will be charged a late payment fee of $80. The interest rate for the card is 26.9% p.a.
Rewards and Perks
Apart from the cashback benefits, the Manhattan Credit Card also offers a range of rewards and perks. You can earn rewards points for every dollar spent on the card. The rewards points can be redeemed for a range of items, including dining vouchers, shopping vouchers, and air miles.
The card also offers discounts and privileges at various merchants, including dining, groceries, petrol, and educational service-related payments. If you frequently travel overseas, you will be pleased to know that the card offers attractive cashback rates for overseas transactions.
Overall, the Manhattan Credit Card is a great choice for anyone looking for a credit card that offers great cashback benefits and a range of rewards and perks. With its attractive cashback rates, low fees, and great rewards program, it is definitely a card worth considering.
Eligibility and Application
If you are interested in applying for the Manhattan Credit Card in Singapore, here is what you need to know about eligibility and the application process.
Income and Documentation
To be eligible for the Manhattan Credit Card, you must be at least 21 years old and have a minimum annual income of $30,000 if you are a Singapore Citizen or Permanent Resident. Foreigners with Employment Passes must have a minimum annual income of $60,000. You will also need to provide proof of identification, such as your National Registration Identity Card (NRIC) or passport, and proof of income, such as your salary slip or income tax returns. Standard Chartered may also require you to provide business continuity proof if you are self-employed.
How to Apply
Applying for the Manhattan Credit Card is easy. You can apply online through the Standard Chartered website or visit a branch to apply in person. If you are applying online, you will need to provide your personal and employment details, as well as upload your supporting documents. Once your application is submitted, Standard Chartered will review it and notify you of their decision.
If you are approved for the Manhattan Credit Card, you can enjoy a range of benefits, including up to $800 cashback per year when you charge your eligible purchases to your Manhattan Platinum/World Mastercard® credit card. You can also earn up to 6% cashback on everyday merchants with no minimum spend with the Smart Credit Card.
Additionally, the Manhattan World Mastercard offers 3% cashback on all eligible purchases as long as you hit the minimum spending requirement of $3,000 in a calendar month. This includes local and overseas transactions, online and offline, as well as online bill payments and educational service-related payments – great for family breadwinners.
Overall, the Manhattan Credit Card from Standard Chartered is a great option for those looking to earn cashback on their purchases and enjoy a range of benefits. With easy eligibility requirements and a simple application process, it is definitely worth considering.
Managing Your Card Efficiently
If you have a Manhattan credit card from Standard Chartered Singapore, it’s important to manage it efficiently to maximise its benefits. Here are some tips to help you:
Online Banking and Bill Payments
One of the best ways to manage your Manhattan credit card is through Standard Chartered’s online banking platform. You can easily check your balance, view your transactions, and make payments online. This is a convenient and secure way to manage your card, and allows you to keep track of your spending in real-time.
To access online banking, simply go to the Standard Chartered website at sc.com/sg and log in to your account. From there, you can navigate to your credit card account and view your statements, make payments, and manage your account settings.
Understanding the Statement Cycle
To manage your Manhattan credit card efficiently, it’s important to understand the statement cycle. Your statement date is the date when your billing cycle ends, and your statement is generated. This is usually around the same time each month.
Once your statement is generated, you have a certain amount of time to make your payment before it is considered late. This is known as the payment due date, and it is usually around 21 days after your statement date.
It’s important to make your payment on time to avoid late fees and interest charges. To help you manage your spending, you can also set up alerts to notify you when your statement is generated, when your payment is due, and when your payment has been received.
By managing your Manhattan credit card efficiently, you can maximise its benefits and avoid unnecessary fees and charges. With online banking and bill payments, and a clear understanding of the statement cycle, you can stay on top of your spending and make the most of your credit card.
Exclusive Offers and Promotions
As a MANHATTAN credit cardholder in Singapore, you are entitled to a range of exclusive offers and promotions. Let’s take a closer look at the quarterly and annual benefits, as well as the lifestyle and shopping deals available to you.
Quarterly and Annual Benefits
With your MANHATTAN credit card, you can enjoy a range of quarterly and annual benefits. For instance, you can earn up to 3% CashBack on eligible purchases, with a maximum of $800 per year. Additionally, you can enjoy a quarterly cap of $200 on your CashBack earnings.
What’s more, you can enjoy an annual fee waiver for the first year of your MANHATTAN credit card membership. This is an excellent way to save money and get even more value from your credit card.
Lifestyle and Shopping Deals
As a MANHATTAN credit cardholder, you can also enjoy a range of lifestyle and shopping deals. For example, you can get up to 20% off on fuel at Caltex petrol stations when you spend at least $300 per month. This is a great way to save money on your fuel costs and enjoy a more convenient driving experience.
Additionally, you can enjoy tap-and-pay payment options at contactless sales terminals. This is a fast and convenient way to pay for your purchases, without the need for cash or a physical credit card.
Finally, you can enjoy exclusive promotions and deals on shopping and lifestyle products. For instance, you can get up to 50% off on insurance premiums, as well as discounts on shopping and dining. Plus, you can use the Easypay feature to make payments in instalments, with no interest or processing fees.
Overall, your MANHATTAN credit card offers a range of exclusive benefits and promotions that can help you save money and enjoy a more convenient and rewarding lifestyle. So why not apply for your card today and start enjoying these exciting benefits?
Comparative Analysis
Manhattan Card vs Other SC Cards
If you’re looking for a cashback credit card in Singapore, you may be considering the Standard Chartered Manhattan World Mastercard. However, it’s important to compare this card to other options from Standard Chartered to see if it’s the best fit for you.
The Standard Chartered Unlimited Cashback Credit Card is another popular option. While the Manhattan World Mastercard offers up to 3% cashback on eligible purchases, the Unlimited Cashback Credit Card offers a flat rate of 1.5% cashback on all eligible purchases with no minimum spend required. This may be a better option for those who don’t spend enough to hit the minimum spend requirement of the Manhattan World Mastercard.
Competitor Card Comparisons
If you’re still not sold on the Standard Chartered Manhattan World Mastercard, there are other cashback credit cards in Singapore to consider. One option is the Citi Cash Back Card+ Mastercard, which offers up to 8% cashback on groceries and petrol, and up to 6% cashback on dining. However, there is a minimum spend requirement of $888 per month to qualify for these cashback rates.
Another option is the HSBC Visa Platinum Credit Card, which offers up to 5% cashback on groceries and petrol, and up to 2% cashback on dining. However, there is a minimum spend requirement of $600 per month to qualify for these cashback rates.
Overall, the Standard Chartered Manhattan World Mastercard is a strong contender for those looking for a cashback credit card in Singapore. Its up to 3% cashback on eligible purchases is attractive, but it’s important to consider your spending habits and compare it to other options to see if it’s the best fit for you.
Frequently Asked Questions
What are the top benefits of using the Manhattan credit card in Singapore?
The Manhattan credit card is one of the most popular credit cards in Singapore, and for good reason. Some of the top benefits of using this card include up to 3% cashback on eligible purchases, exclusive lifestyle privileges, and access to a wide range of dining and entertainment deals.
How does the Manhattan card’s cashback programme work?
The Manhattan card’s cashback programme is simple and straightforward. Cardholders can earn up to 3% cashback on eligible purchases, including local and overseas transactions, online and offline. To qualify for the cashback, cardholders need to hit the minimum spending requirement of $3,000 in a calendar month.
What are the latest reviews saying about the Manhattan credit card?
The latest reviews of the Manhattan credit card are overwhelmingly positive. Many cardholders have praised the card’s generous cashback programme, exclusive privileges, and exceptional customer service. Overall, the Manhattan credit card is a great choice for anyone looking for a reliable and rewarding credit card in Singapore.
Has the Manhattan card been discontinued or is it still available?
The Manhattan credit card is still available in Singapore and continues to be one of the most popular credit cards on the market. If you’re interested in applying for this card, you can do so online or by visiting a Standard Chartered branch in person.
Can cardholders access airport lounges with the Manhattan credit card?
Yes, cardholders can enjoy complimentary access to airport lounges with the Manhattan credit card. This is a great benefit for frequent travellers who want to relax and unwind before their flights.
What are the terms and conditions for the Manhattan card’s rebate scheme?
To qualify for the Manhattan card’s rebate scheme, cardholders need to hit the minimum spending requirement of $3,000 in a calendar month. The maximum cashback amount is $800 per year, and the cashback will be credited to the cardholder’s account within 60 days of the end of each calendar month. Other terms and conditions may apply, so be sure to read the fine print carefully.