Are you a frequent traveller or planning to travel soon? If so, you might want to consider getting a Premier Miles Card Singapore. This credit card is designed for travellers who want to earn miles while spending on their travels. With the Citi PremierMiles Card, you can earn Citi Miles that never expire and redeem them for flights, hotel stays, and other travel-related expenses.
One of the key features and benefits of the Citi PremierMiles Card is the ability to earn up to 4 Citi Miles per S$1 spent on qualifying foreign currency transactions while overseas. You can also earn Citi Miles on your local spend, including dining, entertainment, and shopping. Additionally, the card comes with complimentary travel insurance coverage, two complimentary lounge access passes per year, and exclusive travel promotions.
If you’re interested in applying for the Citi PremierMiles Card, you can do so online or at any Citibank branch. Keep in mind that there are fees and charges associated with the card, including an annual fee. However, the benefits and rewards can offset these costs if you use the card regularly. To learn more about the eligibility requirements and application process, check out the Citibank website or speak with a customer service representative.
Key Takeaways
- The Premier Miles Card Singapore is a credit card designed for travellers who want to earn miles while spending on their travels.
- With the Citi PremierMiles Card, you can earn Citi Miles that never expire and redeem them for flights, hotel stays, and other travel-related expenses.
- The card comes with exclusive travel promotions, complimentary travel insurance coverage, and two complimentary lounge access passes per year.
Key Features and Benefits
If you’re looking for a travel credit card that can help you earn miles on your everyday spend, the Citi PremierMiles Card might be the right choice for you. Here are some of its key features and benefits:
Earn Rates on Local and Overseas Spend
With the Citi PremierMiles Card, you can earn 1.2 Citi Miles for every $1 spent locally and 2 Citi Miles for every $1 spent overseas. While these rates may not be the highest in the market, they are still decent and can help you accumulate miles over time.
Travel Insurance Perks
One of the perks of having the Citi PremierMiles Card is that you get complimentary travel insurance coverage of up to $1 million when you charge your travel expenses to your card. This can give you peace of mind when you’re travelling, knowing that you’re covered in case of unforeseen circumstances.
Airport Lounge Access and Priority Pass
Another benefit of the Citi PremierMiles Card is that you get access to over 1,000 Priority Pass lounges worldwide, regardless of the airline you’re flying with. This can be especially useful if you’re a frequent traveller and want to relax in a comfortable setting before your flight.
In addition, you also get two complimentary visits per year to participating airport lounges in Singapore, which can be a nice perk if you’re travelling locally.
Overall, the Citi PremierMiles Card is a good choice if you’re looking for a travel credit card that can help you earn miles on your everyday spend, while also providing travel insurance coverage and airport lounge access. Plus, with Citi Miles that never expire, you can accumulate them over time and use them for your next travel adventure.
Using Your Citi Miles
Congratulations! You’ve earned a stash of Citi Miles from your spending on the Premier Miles Card. Now, it’s time to put those miles to use. Here are a few ways to redeem your Citi Miles.
Redemption Options
You can redeem your Citi Miles for a variety of rewards, including flights, hotel stays, car rentals, and merchandise. Here are some of the most popular redemption options:
- Flights: With the Citi Premier Miles Card, you can redeem your miles for flights on 11 different airline partners, including Singapore Airlines, EVA Air, Flying Blue, British Airways, Etihad, Qantas, Qatar Airways, Thai, and Turkish Airlines. You can also use your miles to book flights on any airline at the Citi ThankYou Rewards portal.
- Hotel Stays: You can use your Citi Miles to book hotel stays at over 60,000 hotels worldwide through the Citi ThankYou Rewards portal. You can also transfer your miles to IHG Rewards Club, which gives you access to over 5,000 hotels in over 100 countries.
- Car Rentals: You can use your Citi Miles to book car rentals through the Citi ThankYou Rewards portal.
Transfer Partners
Another option is to transfer your Citi Miles to one of the 11 different airline and hotel transfer partners. Here are some of the most popular transfer partners:
- KrisFlyer: You can transfer your Citi Miles to KrisFlyer, the frequent flyer programme of Singapore Airlines. KrisFlyer miles can be used to book flights on Singapore Airlines and its partner airlines.
- IHG Rewards Club: You can transfer your Citi Miles to IHG Rewards Club, which gives you access to over 5,000 hotels in over 100 countries.
- Flying Blue: You can transfer your Citi Miles to Flying Blue, the frequent flyer programme of Air France and KLM. Flying Blue miles can be used to book flights on Air France, KLM, and their partner airlines.
Remember, the value of your Citi Miles will vary depending on how you redeem them. Make sure to compare the value of different redemption options before making your decision. With the Citi Premier Miles Card, you have the flexibility to redeem your miles in a way that suits your travel needs.
Fees and Charges
If you are considering applying for the Citi PremierMiles Card, it’s important to understand the fees and charges that come with it. Here is a breakdown of the fees and charges associated with the card:
Annual Fee and Waivers
The Citi PremierMiles Card comes with an annual fee of S$196.20 for the primary cardholder. However, you can enjoy a first-year annual fee waiver if you apply and spend S$800 within the first 2 months of card approval. In addition, you can also earn 8,000 bonus Citi Miles with the same spend requirement.
Foreign Currency Fees
If you use your Citi PremierMiles Card to make purchases in a foreign currency, you will be charged a foreign currency transaction fee of 3.25% of the transaction amount. This fee is charged on top of the converted transaction amount, which is based on the prevailing exchange rate.
Other Charges
Apart from the annual fee and foreign currency fees, there are other charges associated with the Citi PremierMiles Card. These include:
- Late Payment Fee: If you fail to make the minimum payment on your card by the due date, you will be charged a late payment fee of S$100.
- Overlimit Fee: If you exceed your credit limit, you will be charged an overlimit fee of S$40.
- Cash Advance Fee: If you use your card to withdraw cash from an ATM, you will be charged a cash advance fee of S$15 or 8% of the amount withdrawn, whichever is higher.
- Interest Rate: The interest rate on the Citi PremierMiles Card is 26.9% p.a. This is charged on any outstanding balance that is not paid in full by the due date.
In conclusion, while the Citi PremierMiles Card offers great travel benefits and rewards, it’s important to understand the fees and charges associated with the card before applying. By doing so, you can make an informed decision and avoid any unexpected charges or fees.
Comparing with Other Cards
When it comes to choosing the best miles credit card in Singapore, it can be overwhelming with so many options available. However, the Citi PremierMiles card is often positioned as a strong contender in the miles credit card market in Singapore. Let’s examine how it compares with other popular miles cards.
DBS Altitude vs Citi PremierMiles
The DBS Altitude card is one of the most popular miles credit cards in Singapore. It offers 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas. However, the Citi PremierMiles card offers a better earn rate of 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas. Additionally, the Citi PremierMiles card offers a more extensive range of travel perks and benefits.
UOB PRVI Miles vs Citi PremierMiles
The UOB PRVI Miles card is another popular miles credit card in Singapore. It offers 1.4 miles per $1 spent locally and 2.4 miles per $1 spent overseas. However, the Citi PremierMiles card offers a better earn rate of 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas. Additionally, the Citi PremierMiles card offers a more extensive range of travel perks and benefits.
Other Competitors
Other popular miles credit cards in Singapore include the HSBC TravelOne card, the OCBC 90°N card, and the BOC Elite Miles card. While these cards offer competitive earn rates, they fall short when it comes to the range of travel perks and benefits offered by the Citi PremierMiles card.
Overall, the Citi PremierMiles card is an excellent choice for those looking for a versatile air miles credit card in Singapore. With its competitive earn rates and extensive range of travel perks and benefits, it is a card that is hard to beat.
Eligibility and Application
If you’re looking for a travel credit card that offers great rewards, the Citi PremierMiles Card is a great choice. Here’s what you need to know about eligibility and the application process.
Income Requirements
To be eligible for the Citi PremierMiles Card, you must meet the minimum income requirement of $30,000 per annum. This applies to both Singaporean and Permanent Resident (PR) applicants. If you’re a foreigner, the minimum income requirement is $42,000 per annum.
Application Process
The application process for the Citi PremierMiles Card is straightforward. You can apply online or in person at a Citibank branch. To apply online, simply visit the Citibank website and fill out the application form. You’ll need to provide your personal details, including your name, address, and contact information. You’ll also need to provide your income information, including your salary and employer details.
Once you’ve submitted your application, Citibank will review it and let you know if you’re approved. If you’re approved, you’ll receive your card in the mail within a few days. If you’re not approved, Citibank will let you know why and what you can do to improve your chances of approval.
Overall, the Citi PremierMiles Card is a great choice if you’re looking for a travel credit card that offers great rewards. With a minimum income requirement of $30,000 per annum, it’s accessible to many Singaporeans and PRs. The application process is straightforward, and if you’re approved, you’ll receive your card in the mail within a few days.
Frequently Asked Questions
How can I convert my Citi Miles to airline frequent flyer programmes?
You can convert your Citi Miles to airline frequent flyer programmes easily by logging into your Citibank account and selecting the airline programme you want to transfer your miles to. You will need to provide your frequent flyer number and other required details. The conversion rate varies depending on the airline programme you choose.
What are the latest offers for Citi PremierMiles cardholders?
As a Citi PremierMiles cardholder, you can enjoy a range of exclusive offers and promotions. These offers include discounts on flights, hotel bookings, car rentals, and more. You can check the latest offers on the Citibank website or by logging into your Citibank account.
How do I redeem my accumulated Citibank PremierMiles?
You can redeem your accumulated Citibank PremierMiles for a variety of rewards, including flights, hotel stays, and merchandise. To redeem your miles, log in to your Citibank account and select the reward you want to redeem. The number of miles required for each reward varies depending on the reward you choose.
What travel insurance benefits come with the Citibank PremierMiles card?
As a Citi PremierMiles cardholder, you can enjoy a range of travel insurance benefits, including coverage for medical expenses, trip cancellation, and baggage loss or delay. The exact coverage and terms and conditions vary depending on the specific card you have. You can check the details of your travel insurance coverage on the Citibank website or by contacting Citibank customer service.
What’s the annual fee for the Citi PremierMiles credit card and is it waivable?
The annual fee for the Citi PremierMiles credit card is $192.60. However, the fee is waived for the first year if you spend at least $10,000 within the first three months of card approval. Additionally, the annual fee is waived for subsequent years if you spend at least $10,000 on your card within the previous year.
How can I access airport lounges using my Citibank PremierMiles Priority Pass?
As a Citi PremierMiles cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide through the Priority Pass programme. To access the lounges, simply present your Priority Pass membership card at the lounge reception. Note that some lounges may have additional entry requirements, such as dress codes or advance reservations.