If you’re looking for a credit card that offers exclusive benefits and features, the OCBC Visa Infinite Singapore might be the perfect option for you. This credit card is designed to cater to the needs of high-income earners who value luxury and convenience. With its generous rewards program, you can earn miles on every dollar spent and redeem them for flights, hotel stays, and other travel-related expenses.
One of the standout features of the OCBC Visa Infinite Singapore is its earning and redeeming miles program. You can earn up to 28 OCBC$ (worth 11 miles) for every S$5 spent in foreign currency and 16 OCBC$ for every S$5 spent in Singapore dollars. Plus, you can use your miles to book flights, hotel stays, and other travel-related expenses with no blackout dates or restrictions. This means you can travel whenever you want and wherever you want without worrying about availability.
To be eligible for the OCBC Visa Infinite Singapore, you must be a Singaporean or Singapore PR above 21 years old with an annual income of at least S$120,000. The application process is straightforward, and you can apply online or at any OCBC branch. Once you receive your card, you’ll have access to a range of additional perks and services, including global customer assistance, emergency cash, and a global ATM network.
Key Takeaways
- The OCBC Visa Infinite Singapore credit card offers exclusive benefits and features for high-income earners who value luxury and convenience.
- You can earn up to 28 OCBC$ (worth 11 miles) for every S$5 spent in foreign currency and 16 OCBC$ for every S$5 spent in Singapore dollars.
- To be eligible for the card, you must be a Singaporean or Singapore PR above 21 years old with an annual income of at least S$120,000.
Exclusive Benefits and Features
As an OCBC Premier Visa Infinite cardholder, you can enjoy a range of exclusive benefits and features that make your life easier and more rewarding. Here are some of the highlights:
Unparalleled Rewards Programme
With the OCBC Premier Visa Infinite card, you can earn rewards points on all your spending, whether it’s dining out, shopping, or travelling. You can redeem your points for a wide range of rewards, including travel, dining, and lifestyle experiences. What’s more, you can earn up to 1.6% cashback on your spending with no minimum spend or cashback cap.
Complimentary Lounge Access
As a Visa Infinite cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide. Whether you’re travelling for business or pleasure, you can relax and unwind in style before your flight. You can also bring a guest with you, so you can share the experience with someone special.
Premium Concierge Service
The OCBC Premier Visa Infinite card comes with a premium concierge service that is available 24/7. Whether you need help with travel arrangements, restaurant reservations, or event tickets, the concierge team is always on hand to assist you. They can also help you with a range of other services, such as shopping, gift ideas, and more.
In addition to these features, the OCBC Premier Visa Infinite card also offers a range of deals and discounts on dining, shopping, and travel. So if you’re looking for a credit card that offers unparalleled rewards, lounge access, and concierge service, the OCBC Premier Visa Infinite card is the perfect choice for you.
Earning and Redeeming Miles
If you are looking for a credit card that allows you to earn and redeem miles, the OCBC Visa Infinite Singapore card is an excellent choice. With its flexible rewards program, you can earn miles for every dollar spent, and redeem them for flights, hotel stays, and other travel-related expenses.
Voyage Miles Collection
The OCBC Visa Infinite Singapore card offers a unique rewards program called Voyage Miles. These miles can be earned for every dollar spent, both locally and overseas. For every dollar spent locally, you can earn up to 1.2 Voyage Miles. For every dollar spent overseas, you can earn up to 2.3 Voyage Miles. These miles can be redeemed for travel-related expenses, such as flights, hotel stays, and car rentals.
Airline and Hotel Partners
The OCBC Visa Infinite Singapore card has partnerships with several airlines and hotels, including Singapore Airlines and KrisFlyer. This means that you can use your Voyage Miles to book flights and hotel stays with these partners. You can also transfer your Voyage Miles to other loyalty programs, such as KrisFlyer, to maximize your rewards.
Local and Overseas Spend Rewards
The OCBC Visa Infinite Singapore card offers rewards for both local and overseas spend. For every five Singapore dollars spent in foreign currency, you can earn up to 28 OCBC$. For every five Singapore dollars spent in Singapore dollars, you can earn up to 16 OCBC$. These rewards can be redeemed for cash, air miles, hotel loyalty points, and more.
In conclusion, the OCBC Visa Infinite Singapore card is an excellent choice for anyone looking to earn and redeem miles. With its flexible rewards program, airline and hotel partnerships, and rewards for both local and overseas spend, you can easily earn and redeem miles for travel-related expenses.
Eligibility and Application Process
If you’re interested in applying for the OCBC Premier Visa Infinite Credit Card, you’ll need to meet certain eligibility requirements. Here’s what you need to know:
Income Requirements
To be eligible for the OCBC Premier Visa Infinite Credit Card, you must be an OCBC Premier Banking customer with a minimum average monthly deposit balance of S$200,000 (or its equivalent in a foreign currency) with OCBC Bank. Additionally, you must have a minimum annual income of S$120,000.
New-to-OCBC Cardmembers
If you’re new to OCBC, you’ll need to open an OCBC Premier Banking account before you can apply for the OCBC Premier Visa Infinite Credit Card. To do so, you’ll need to provide your personal details, such as your NRIC or passport number, and your employment information. You can also apply for an OCBC Premier Banking account through MyInfo, which allows you to automatically fill in your personal details.
Application Guide
To apply for the OCBC Premier Visa Infinite Credit Card, you can follow these simple steps:
- Log in to your OCBC online banking account with your access code and PIN or fingerprint ID.
- Navigate to the “Credit Card” section.
- Select the OCBC Premier Visa Infinite Credit Card.
- Submit your personal details, such as your name, NRIC or passport number, and contact information.
- Confirm the name on your card.
- Review and submit your credit card application.
Once you’ve submitted your application, you’ll receive a confirmation email from OCBC. Your application will be processed within 3-5 working days, and you’ll be notified of the outcome via email or phone.
With the OCBC Premier Visa Infinite Credit Card, you’ll enjoy a world of privileges and rewards. So, if you meet the eligibility requirements, apply today and start experiencing the benefits of being an OCBC Premier Banking customer.
Understanding Fees and Charges
If you’re considering applying for the OCBC Visa Infinite Credit Card, it’s essential to understand the fees and charges associated with the card. This will help you make an informed decision and avoid any surprises down the line.
Annual Fee and Waivers
The OCBC Visa Infinite Credit Card comes with an annual fee of $588. However, the good news is that this fee can be waived if you meet the minimum spend requirement of $70,000 per year. If you’re unable to meet this requirement, you can still get the annual fee waived for the first year.
Interest Rates and Minimum Spend
The interest rate for the OCBC Visa Infinite Credit Card is 26.88% p.a. This is a relatively high-interest rate, so it’s essential to pay your balance in full each month to avoid any interest charges.
To enjoy the benefits of the card, you’ll need to meet the minimum spend requirement of $10,000 per quarter. This can be quite a high amount, so it’s essential to consider whether you can meet this requirement before applying for the card.
Foreign Transaction Fee
If you’re planning to use your OCBC Visa Infinite Credit Card overseas, it’s essential to be aware of the foreign transaction fee. The fee for foreign transactions is 3.25% of the transaction amount. This fee can add up quickly, so it’s essential to factor it into your budget when travelling abroad.
In summary, the OCBC Visa Infinite Credit Card comes with a high annual fee, high-interest rate, and minimum spend requirement. However, if you can meet these requirements, you can enjoy a range of benefits, including cashback or miles rewards, travel perks, and exclusive privileges. So, before applying for the card, make sure you understand the fees and charges and consider whether the benefits outweigh the costs for your lifestyle and spending habits.
Additional Perks and Services
As an OCBC Visa Infinite cardholder, you can enjoy a range of additional perks and services that make your credit card experience even more rewarding. Here are some of the benefits you can look forward to:
Insurance Coverage
When you use your OCBC Visa Infinite card to pay for your travel expenses, you can enjoy complimentary travel insurance coverage of up to $1 million. This includes coverage for accidental death and permanent disablement, medical expenses, and travel inconvenience benefits such as trip cancellations and lost baggage.
Exclusive Dining and Shopping Offers
As an OCBC Visa Infinite cardholder, you can enjoy exclusive dining and shopping offers at some of the best retailers and restaurants in Singapore. This includes discounts and cashback offers at popular dining establishments, as well as special promotions and deals at select retailers.
In addition, you can earn OCBC$ for every dollar you spend on your card, which can be redeemed for a range of rewards including cashback, air miles, and hotel loyalty points. With no minimum spend and no cashback cap, the OCBC Visa Infinite card is a great way to earn rewards on your everyday purchases.
Overall, the OCBC Visa Infinite card is a great choice for anyone looking for a credit card with a range of benefits and rewards. With its comprehensive insurance coverage, exclusive dining and shopping offers, and generous cashback rewards, this card is sure to meet all your financial needs.
Frequently Asked Questions
What dazzling benefits can one expect from the OCBC Visa Infinite card?
The OCBC Visa Infinite card offers a range of benefits that are sure to impress. With this card, you can enjoy exclusive access to airport lounges, complimentary travel insurance, and 24-hour concierge services. Additionally, you can earn rewards points for every dollar spent, which can be redeemed for a variety of perks.
Could you elaborate on the eligibility criteria for the OCBC Visa Infinite card?
To be eligible for the OCBC Visa Infinite card, you must meet certain income requirements. Specifically, you must have an annual income of at least $120,000. Additionally, you must be a Singaporean citizen or a permanent resident.
How does the OCBC Premier Visa Infinite compare with the VOYAGE card in terms of perks?
While both the OCBC Premier Visa Infinite and the VOYAGE card offer a range of exclusive perks, there are some key differences between the two. For example, the VOYAGE card offers more generous rewards points and a wider range of travel benefits. However, the OCBC Premier Visa Infinite offers more comprehensive concierge services and access to a wider range of airport lounges.
What exclusive lounge access privileges are provided with the OCBC Visa Infinite?
With the OCBC Visa Infinite card, you can enjoy exclusive access to over 1,000 airport lounges worldwide. This includes access to the Plaza Premium Lounge in Singapore, as well as lounges operated by other airlines and airport operators. Additionally, you can bring a guest with you to most lounges at no additional cost.
Is there a particular spending limit associated with the OCBC Visa Infinite card?
There is no fixed spending limit associated with the OCBC Visa Infinite card. However, your spending limit will be determined by a number of factors, including your credit history, income, and spending patterns. If you need to make a large purchase, you may need to contact OCBC in advance to ensure that your transaction is approved.
What are the standout features that set the Visa Infinite apart from Visa Infinite Privilege?
The Visa Infinite card offers a range of exclusive benefits that are not available with the Visa Infinite Privilege card. For example, the Visa Infinite card offers access to a wider range of airport lounges, as well as more comprehensive concierge services. Additionally, the Visa Infinite card offers rewards points that can be redeemed for a wider range of perks, including travel, dining, and shopping.