If you’re planning a trip soon, you might want to consider getting travel insurance to protect yourself against unforeseen circumstances. OCBC 90°N Travel Insurance is one option worth exploring, especially if you’re an OCBC 90°N cardholder. This insurance plan offers a range of benefits and privileges that can make your travels more enjoyable and worry-free.
As an OCBC 90°N cardholder, you can earn miles and redeem them for air miles, cash rebates, and other rewards. With the OCBC 90°N Travel Insurance, you can also enjoy up to S$1 million coverage for medical expenses, trip cancellations, and other travel-related incidents. Additionally, you can get up to S$7,500 overall coverage for loss of baggage, personal belongings, and financial losses due to unauthorised credit card usage while overseas.
If you’re interested in getting OCBC 90°N Travel Insurance, you’ll need to pay a fee based on your age and the duration of your trip. You can purchase this insurance plan online or through an OCBC branch. Keep in mind that certain terms and conditions apply, so be sure to read the fine print before signing up.
Overview of OCBC 90°N Travel Insurance
If you are planning a trip from Singapore, you might want to consider getting travel insurance to protect yourself from any unforeseen circumstances. OCBC 90°N Travel Insurance is an excellent option for those who want comprehensive coverage at an affordable price.
Key Features
OCBC 90°N Travel Insurance offers extensive coverage for various travel-related incidents, including trip cancellations, travel delays, baggage loss, and more. Here are some of the key features of this travel insurance:
- Up to $700,000 overseas medical coverage and 24-hour emergency overseas assistance hotline.
- Up to S$15,000 trip cancellation coverage.
- Up to S$7,500 overall coverage for loss of baggage, personal belongings, and financial losses due to unauthorised credit card usage while overseas.
- Built-in COVID-19 coverage.
OCBC 90°N Card Benefits
If you are an OCBC 90°N Cardholder, you can enjoy additional benefits when you purchase OCBC 90°N Travel Insurance. Here are some of the benefits you can expect:
- Essential and Ultimate Single Trip plans at 45% off.
- Enter the campaign code 9NXEX45 to get the discount.
- Promotion ends 31 December 2023.
The OCBC 90°N Card is offered on both the Mastercard and Visa network. Both cards have a standard miles earn rate, making it easy for you to earn miles while you spend.
In summary, OCBC 90°N Travel Insurance is an excellent option for those who want comprehensive coverage at an affordable price. With its extensive coverage and built-in COVID-19 coverage, you can travel with peace of mind. If you are an OCBC 90°N Cardholder, you can enjoy additional benefits when you purchase OCBC 90°N Travel Insurance.
Eligibility and Fees
Income Requirements
To be eligible for the OCBC 90°N travel insurance in Singapore, you must have a minimum annual income of $30,000. This is a reasonable income requirement that most working adults in Singapore can meet.
Annual Fees and Waivers
The OCBC 90°N travel insurance in Singapore comes with an annual fee of $192.60. However, this fee is waived for the first two years, which means you can enjoy the benefits of the card without having to pay any annual fees during this period.
After the first two years, the annual fee will be waived if you spend at least $10,000 a year on your card. This is a great incentive to use your card regularly, as it not only helps you earn more miles but also saves you money on annual fees.
In addition to the annual fee, there are other fees to be aware of, such as late payment fees, cash advance fees, and foreign currency transaction fees. It is important to read the terms and conditions carefully to understand the fees associated with the card and avoid any unnecessary charges.
Overall, the OCBC 90°N travel insurance in Singapore is a great option for frequent travellers who want to earn miles and enjoy travel benefits. With its reasonable income requirement and waived annual fees, it is accessible to many people. However, it is important to be aware of the fees associated with the card and use it responsibly to avoid any unnecessary charges.
Earning and Redeeming Miles
Are you a frequent traveller who loves to earn miles on your credit card expenditure? The OCBC 90°N Card is the perfect credit card for you! With this card, you can earn 1.3 Miles for every S$1 spent in SGD and 2.1 Miles for every S$1 spent in foreign currency. The miles you earn never expire, so you can accumulate them over time and redeem them for exciting rewards.
Miles Accrual on Expenditure
The OCBC 90°N Card offers competitive earn rates for both local and overseas spending. For local spend, you can earn 1.3 Miles for every S$1 spent in SGD. For overseas spend, you can earn 2.1 Miles for every S$1 spent in foreign currency. This means that you can earn more miles when you spend in foreign currency, making it the perfect credit card for international travellers.
KrisFlyer Miles Redemption
As an OCBC 90°N Cardholder, you can redeem your miles for KrisFlyer miles, which can be used to book flights on Singapore Airlines and its partner airlines. You can also redeem your miles for cash rebates, shopping vouchers, and other exciting rewards.
To redeem your miles for KrisFlyer miles, simply log in to your OCBC online banking account and navigate to the rewards section. From there, you can select the number of miles you want to redeem and the KrisFlyer miles will be credited to your account within 3-5 business days.
In summary, the OCBC 90°N Card is an excellent credit card for frequent travellers who want to earn miles on their credit card expenditure. With competitive earn rates and the ability to redeem your miles for exciting rewards, this card is a must-have for anyone who loves to travel.
Travel Benefits and Privileges
If you are a frequent traveller, the OCBC 90°N Visa Card offers a range of travel benefits and privileges that can make your journey more comfortable and rewarding.
Lounge Access and Partnerships
With the OCBC 90°N Visa Card, you can enjoy complimentary access to over 1,000 airport lounges worldwide through LoungeKey. This includes access to partner lounges such as Plaza Premium Lounge and SATS Premier Lounge in Singapore. You can also bring a guest with you to the lounge, making your travel experience even more enjoyable.
Exclusive Promotions and Discounts
The OCBC 90°N Visa Card also offers exclusive promotions and discounts when you book your travel through their hotel partners. You can enjoy up to 10% off when you book your stay at participating hotels such as Marriott, Hilton, and InterContinental.
In addition, you can earn Travel$ when you book your travel through Wise. These Travel$ can be used to redeem miles, cash rebates, and other rewards listed in their product catalogue.
Overall, the OCBC 90°N Visa Card offers a range of travel benefits and privileges that can make your journey more comfortable and rewarding. With lounge access, exclusive promotions, and rewards, you can travel with peace of mind and enjoy the journey.
Insurance Coverage Details
When travelling, it is important to have comprehensive travel insurance coverage to ensure that you are protected against any unforeseen circumstances that may arise. OCBC 90N Travel Insurance offers a range of coverage options to suit your needs.
Medical and Emergency Services
OCBC 90N Travel Insurance provides coverage for medical expenses incurred overseas due to illness or injury. This includes coverage for emergency medical evacuation and repatriation, ensuring that you receive the necessary medical attention without having to worry about the costs.
In addition, the insurance policy also offers coverage for personal accident, ensuring that you and your loved ones are protected in the event of an accident during your trip.
Travel Inconvenience Coverage
OCBC 90N Travel Insurance also provides coverage for travel inconveniences such as trip cancellation, trip curtailment, and baggage loss. This ensures that you are protected against any financial losses that may arise due to these inconveniences.
Furthermore, the insurance policy also offers coverage for unauthorised credit card usage while overseas, providing you with peace of mind during your travels.
With COVID-19 coverage also included in the policy, you can travel with confidence knowing that you are protected against any unforeseen circumstances that may arise due to the pandemic.
Overall, OCBC 90N Travel Insurance provides comprehensive coverage for your travels, ensuring that you have the necessary protection to travel worry-free.
Frequently Asked Questions
What benefits do I enjoy with OCBC 90N travel insurance during the COVID-19 pandemic?
With OCBC 90N travel insurance, you can enjoy peace of mind when travelling during the COVID-19 pandemic. You will be covered for COVID-19 related medical expenses, trip cancellation or postponement due to COVID-19, and emergency medical evacuation and repatriation. Additionally, you can enjoy a discounted rate of 45% on OCBC travel insurance with COVID-19 coverage until 30 June 2023 with the promo code 9NXEX45.
How can I access airport lounges using my OCBC 90N card?
As an OCBC 90N cardholder, you can enjoy complimentary access to selected airport lounges worldwide. Simply present your OCBC 90N card and boarding pass at the lounge reception. You can also enjoy discounted rates at Plaza Premium Lounge and SATS Premier Lounge.
What are the latest promotions available for OCBC 90N travel insurance?
OCBC offers various promotions for their travel insurance, including discounts on premiums, cashback, and free gifts. Visit the OCBC website or contact their customer service for the latest promotions available.
Could you explain the difference between OCBC$ and Travel$ rewards?
OCBC$ rewards are earned from your everyday spending and can be used to offset your credit card bills or redeemed for vouchers, products, or services. Travel$ rewards, on the other hand, are earned specifically for travel-related expenses such as flights, hotels, and travel insurance. You can use Travel$ to offset your travel-related expenses or redeem them for KrisFlyer miles or other travel-related rewards.
What does the OCBC 90N travel insurance cover?
OCBC 90N travel insurance covers a wide range of travel-related risks, including trip cancellation or postponement, trip curtailment, travel delay, loss or damage of baggage, personal accident, and medical expenses. You can also opt for additional coverage for adventure sports, golf, or rental vehicle excess.
Are there any special perks for OCBC 365 travel insurance policyholders?
OCBC 365 travel insurance policyholders can enjoy additional benefits such as unlimited overseas medical coverage, automatic travel inconvenience coverage, and discounted rates at selected airport lounges. You can also earn up to 6% cashback on your dining, groceries, and online purchases with the OCBC 365 credit card.