If you’re looking for a credit card that offers exclusive benefits and rewards, then you might want to consider the OCBC Metal Card Singapore. This metal credit card is designed to offer a range of perks to its users, including access to VIP lounges worldwide, cashback rewards, and more.
The OCBC Metal Card Singapore is one of the best metal credit cards in Singapore, offering a range of features that make it an attractive option for frequent travellers and high spenders. With the card, you can earn up to 1.3 miles per S$1 spent locally and 2.2 miles overseas, with no black-out dates and minimal processing time for redemption.
To be eligible for the OCBC Metal Card Singapore, you need to have a minimum income of S$120,000 per year and pay an annual fee of S$488. However, the card’s benefits and rewards are well worth the cost, especially if you’re a frequent traveller or spend a lot of money on dining, shopping, and entertainment.
OCBC Metal Card Overview
If you’re looking for a premium credit card with a luxurious feel, the OCBC Metal Card may be just what you’re looking for. This metal credit card is designed to offer a range of exclusive benefits and perks to its cardholders.
Key Features
The OCBC Metal Card comes with a range of features that make it stand out from other credit cards. These include:
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Metal card aesthetics: The OCBC Metal Card is made from metal, which gives it a unique and luxurious feel. This metal card comes in a sleek and stylish design that is sure to turn heads.
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OCBC Voyage Miles: With the OCBC Metal Card, you can earn OCBC Voyage Miles for every dollar spent. These miles can be redeemed for a range of rewards, including flights, hotel stays, and more.
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Exclusive privileges: The OCBC Metal Card offers a range of exclusive privileges to its cardholders, including access to airport lounges, dining discounts, and more.
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Annual fee waiver: The annual fee for the OCBC Metal Card is waived for the first year. After that, the annual fee is $488. However, this fee can be waived if you spend at least $25,000 per year on your principal card.
Metal Card Aesthetics
The OCBC Metal Card is designed to be a statement piece. The metal card has a sleek and stylish design that is sure to turn heads. The card is made from metal, which gives it a unique and luxurious feel. The metal card is also more durable than a traditional plastic card, which means it will last longer.
In conclusion, the OCBC Metal Card is a premium credit card that offers a range of exclusive benefits and perks to its cardholders. With its metal card aesthetics and exclusive privileges, the OCBC Metal Card is sure to make a statement wherever you go.
Exclusive Benefits and Rewards
If you are looking for a metal credit card with exclusive benefits and rewards, then the OCBC Voyage Card is a great option for you. This card offers a range of travel perks, dining and lifestyle privileges, and rewards programme that will make your experience truly unique.
Travel Perks
With the OCBC Voyage Card, you can enjoy up to 75% off your travel expenses, including flights, hotels, and car rentals. You also get complimentary access to over 1,000 airport lounges worldwide, including Plaza Premium Lounges and Priority Pass lounges. This card also provides you with travel insurance coverage of up to $1 million.
Dining and Lifestyle Privileges
The OCBC Voyage Card offers a range of dining privileges, including discounts and complimentary dishes at over 1,000 restaurants in Singapore and around the world. You can also enjoy exclusive perks such as complimentary champagne and birthday treats. Additionally, this card provides you with access to a 24-hour concierge service to help you with your travel and lifestyle needs.
Rewards Programme
The OCBC Voyage Card rewards programme is one of the best in Singapore. You can earn Voyage Miles for every dollar spent on your card, which you can then redeem for flights, hotels, and other travel experiences. You can also use your Voyage Miles to offset your travel expenses or convert them into KrisFlyer miles. Furthermore, you can earn additional bonus miles when you sign up for this card or spend on dining and travel expenses.
Overall, the OCBC Voyage Card is an excellent choice if you are looking for a metal credit card with exclusive benefits and rewards. However, it is important to read the terms and conditions carefully before applying for this card to ensure that it meets your specific needs.
Eligibility and Application
If you’re interested in getting an OCBC metal card in Singapore, you need to meet certain eligibility criteria. Here’s what you need to know about the income and employment criteria and the application process.
Income and Employment Criteria
To apply for an OCBC metal card, you need to meet the minimum income requirement of $120,000 per annum. This is a relatively low income requirement compared to other metal cards on the market. You also need to be employed and have a good credit rating.
Application Process
The application process for an OCBC metal card is straightforward. You can apply online or in person at an OCBC branch. Here are the steps you need to follow:
- Visit the OCBC website and select the metal card you want to apply for.
- Fill out the application form with your personal and employment details.
- Submit your application and wait for approval.
Once your application is approved, you will receive your metal card in the mail. You can also apply for a supplementary card for your spouse or family member.
To maintain your metal card status, you may need to meet certain minimum spend requirements and pay an annual fee. Be sure to read the terms and conditions carefully before applying.
Overall, getting an OCBC metal card in Singapore is a great way to enjoy exclusive benefits and rewards. With a relatively low income requirement and a straightforward application process, it’s easy to get started.
Costs and Fees
When it comes to getting a metal credit card, the OCBC Titanium Rewards Card is a great option to consider. However, before you apply, it’s important to understand the costs and fees associated with the card.
Understanding the Annual Fee
The annual fee for the OCBC Titanium Rewards Card is S$192.60. This fee is waived for the first two years, which means you can enjoy the benefits of the card without having to pay anything upfront.
After the first two years, you can continue to enjoy an annual fee waiver if you spend at least S$10,000 on the card each year. If you don’t meet this spending requirement, you’ll need to pay the annual fee to keep the card.
Foreign Transaction Charges
If you plan on using your OCBC Titanium Rewards Card when travelling overseas, it’s important to note that there are foreign transaction charges to consider. The conversion fee for foreign currency transactions is 2.8%, which is a little higher than some other credit cards on the market.
However, the card does offer a cashback of 4 miles per S$1 spent on foreign currency transactions, which can help offset some of these costs.
Overall, the OCBC Titanium Rewards Card is a great option for anyone looking for a metal credit card in Singapore. With its generous rewards program and waived annual fee for the first two years, it’s definitely worth considering. Just be sure to keep the costs and fees in mind before you apply.
Comparisons and Alternatives
OCBC Metal Card vs Other Premium Cards
When it comes to premium credit cards in Singapore, the OCBC Metal Card is a strong contender. However, it’s important to compare it to other premium cards to see how it stacks up.
The Citi Prestige Card is one such competitor. While it offers a higher earn rate on local spend, the OCBC Metal Card offers better earn rates on foreign currency spend. Additionally, the OCBC Metal Card offers limo transfers and golf club access, which the Citi Prestige Card does not.
Another alternative is the American Express Centurion Card, also known as the “Amex Black Card”. While it offers luxury perks like expedited immigration clearance and access to exclusive events, it comes with a hefty annual fee and is invitation-only.
The Bank of Singapore Voyage Card is another premium card to consider. While it offers a higher earn rate on foreign currency spend, the OCBC Metal Card offers better earn rates on local spend. Additionally, the OCBC Metal Card offers rebates on fuel and limo transfers, which the Bank of Singapore Voyage Card does not.
Value Assessments
When assessing the value of the OCBC Metal Card, it’s important to consider its earn rates, rebates, and luxury perks.
The OCBC Metal Card offers 1.2 miles for every $1 spent locally and 1.5 miles for every $1 spent overseas. Additionally, it offers rebates on fuel and limo transfers, as well as access to golf clubs and airport lounges.
Compared to other premium cards, the OCBC Metal Card may not offer the highest earn rates or the most luxury perks. However, it does offer a good balance of earn rates, rebates, and luxury perks at a reasonable annual fee.
If you’re looking for a premium card with higher earn rates or more luxury perks, consider alternatives like the American Express Centurion Card or the Citi Ultima Card. However, if you’re looking for a well-rounded premium card with good earn rates and value-added benefits, the OCBC Metal Card is definitely worth considering.
Frequently Asked Questions
What splendid benefits can one expect with the OCBC metal card?
With the OCBC metal card, you can expect a plethora of benefits that cater to your luxury lifestyle. You can enjoy exclusive privileges such as access to VIP airport lounges, discounts on dining, shopping and travel, and even complimentary limousine transfers. You can also earn rewards points on your spending, which can be redeemed for a variety of exciting experiences.
How does one revel in lounge access with the OCBC Voyage Card?
As an OCBC Voyage Cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide. Simply present your card and boarding pass to gain entry. You can also bring a guest with you for free, so you can share the luxury experience with a loved one.
Are there any exhilarating promotions currently available for the OCBC metal card?
Yes, there are! OCBC frequently offers exciting promotions for its metal cardholders, such as discounts on hotel bookings, free dining vouchers, and even exclusive access to events. Keep an eye on the OCBC website and social media pages for the latest promotions.
Could you elucidate on the OCBC Premier Voyage Card’s privileges?
The OCBC Premier Voyage Card is an exclusive card that offers even more luxurious privileges than the standard Voyage Card. As a Premier Voyage Cardholder, you can enjoy additional benefits such as dedicated concierge services, complimentary golf games, and even access to private jets.
What are the criteria to qualify for the exclusive OCBC Voyage card?
To qualify for the OCBC Voyage Card, you must have a minimum annual income of $120,000, or a minimum fixed deposit of $30,000 with OCBC. You must also be at least 21 years old.
How does the OCBC Voyage Card compare to other metal cards in terms of luxury?
The OCBC Voyage Card is widely regarded as one of the most luxurious metal cards in Singapore. It offers a range of exclusive benefits that cater to the discerning needs of high-net-worth individuals. With its exceptional rewards program, airport lounge access, and concierge services, the OCBC Voyage Card is a top choice for those seeking a premium credit card experience.