If you are looking for a credit card that offers a wide range of benefits and rewards, you might want to consider the OCBC Infinite Card Singapore. This is a premium credit card that is designed to cater to the needs of high net worth individuals. With this card, you will be able to enjoy a range of benefits, from cashback and rewards points to exclusive promotions and gifts.
One of the key features of the OCBC Infinite Card Singapore is its generous rewards programme. You can earn up to 1.6% unlimited cashback on all eligible purchases, with no minimum spend and no cashback cap. In addition, you can earn up to 1.8% cashback on eligible in-store and online purchases worldwide. You can also earn OCBC$ (reward points) for every dollar spent, which can be redeemed for a variety of rewards, including air miles, hotel loyalty points, and cash rebates.
If you are interested in applying for the OCBC Infinite Card Singapore, you will need to meet certain eligibility criteria. You must be a Singaporean or Singapore PR above 21 years old with an annual income of at least S$120,000, or a foreigner above 21 years old with an annual income of at least S$150,000. You can apply for the card online or at any OCBC Bank branch. Once your application is approved, you will receive your card within 7 to 10 working days.
Key Takeaways
- The OCBC Infinite Card Singapore is a premium credit card that offers a range of benefits and rewards.
- The card offers up to 1.6% unlimited cashback on eligible purchases, as well as rewards points that can be redeemed for air miles, hotel loyalty points, and cash rebates.
- To be eligible for the card, you must meet certain income requirements and apply online or at an OCBC Bank branch.
Key Features and Benefits
If you’re looking for a credit card that offers you a wide range of benefits and rewards, then the OCBC Infinity Cashback Card is definitely worth considering. Here are some of the key features and benefits that come with this card.
Unlimited Cashback
One of the biggest advantages of the OCBC Infinity Cashback Card is that it offers unlimited cashback on all your spending. You can earn 1.6% cashback on both local and foreign currency spending, with no minimum spend or cap. This means that you can earn cashback on everything you buy, without having to worry about any restrictions or limitations.
Exclusive Travel Perks
If you’re a frequent traveller, then you’ll love the exclusive travel perks that come with the OCBC Infinity Cashback Card. You can enjoy complimentary access to over 1,000 airport lounges worldwide with your card. Additionally, you can earn air miles on your spending, which you can redeem for flights, hotel stays, and more.
Dining Privileges
With the OCBC Infinity Cashback Card, you can enjoy exclusive dining privileges at some of the best restaurants in Singapore. You can get up to 50% off your dining bill at selected restaurants, and enjoy special promotions and discounts throughout the year.
Overall, the OCBC Infinity Cashback Card is a great choice if you’re looking for a credit card that offers you unlimited cashback, exclusive travel perks, and dining privileges. With no minimum spend or cap, you can earn cashback on all your spending, while enjoying a range of other benefits and rewards.
Eligibility and Application Process
Income Requirements
To be eligible for the OCBC Infinite Card, you must meet certain income requirements. The minimum annual income required for Singaporeans and Permanent Residents (PRs) is $120,000. For foreigners, the minimum annual income required is $150,000.
In addition to meeting the income requirements, you must also have an OCBC 360 account with a balance of at least $200,000. This account must be maintained throughout the tenure of the card.
Application Steps
If you meet the income requirements and have an OCBC 360 account, you can apply for the OCBC Infinite Card online. Here are the steps you need to follow:
- Visit the OCBC website and navigate to the OCBC Infinite Card page.
- Click on the “Apply Now” button.
- Fill out the application form with your personal and financial details.
- Submit the application form.
- Wait for the bank to process your application.
Once your application has been approved, you will receive your OCBC Infinite Card within 7 to 10 working days.
It is important to note that the OCBC Infinite Card is only available to new-to-OCBC customers. If you already have an OCBC credit card, you will not be eligible for this card.
The OCBC Infinite Card offers unlimited cashback on both local and foreign currency spend, making it a great option for frequent travellers and big spenders. With its high income requirements and exclusive benefits, this card is designed for those who value luxury and convenience.
Using Your OCBC Infinite Card
If you are an OCBC customer, you can use your OCBC Infinite Card to earn cashback or miles on your transactions. Here are some tips to help you maximise your rewards, understand the terms and conditions, and manage your card expenses.
Maximising Rewards
To maximise your rewards, you should understand the categories and exclusions that apply to your card. For example, you can earn up to 1.8% unlimited cashback on transactions made in stores or online, locally or overseas. However, there are some exclusions, such as transactions made through CardUp, school fees, and credit card bills.
You should also pay attention to the minimum spending and qualifying spend requirements. For example, you can earn a bonus interest on the first S$100,000 balance in your OCBC 360 Account by spending at least S$500 per calendar month with your card.
Understanding the Terms and Conditions
Before using your card, you should read and understand the terms and conditions that apply to it. This will help you avoid any fees or charges that may apply. For example, there is an admin fee of S$100 if you cancel your card account within 1 year of its launch date.
You should also be aware of any capped rewards, foreign currency fees, and other charges that may apply. For example, there is an FCY fee of 2.8% for foreign currency transactions.
Managing Card Expenses
To manage your card expenses, you should keep track of your spending and set a budget for yourself. You can use the OCBC banking app to monitor your transactions and check your rewards balance.
You should also pay your credit card bill on time to avoid any late payment fees or charges. You can set up a recurring payment or use the app to make a one-time payment.
In conclusion, the OCBC Infinite Card is a great way to earn cashback or miles on your transactions. By following these tips, you can maximise your rewards, understand the terms and conditions, and manage your card expenses effectively.
Alternative OCBC Cards
If the OCBC Infinite Card doesn’t seem like the right fit for you, there are several other OCBC credit cards to consider. Here are a few options to compare:
OCBC 360 Account Benefits
If you’re looking for a credit card that complements your OCBC 360 account, consider the OCBC 365 Credit Card. With this card, you can earn up to 6% cashback on dining, 3% cashback on groceries, and 5% cashback on petrol. Plus, you can earn bonus cashback on your overseas spending and online shopping.
Comparing Cashback Cards
If you’re interested in cashback credit cards, there are several other options to consider. The Amex True Cashback Card, for example, offers 1.5% cashback on all purchases with no minimum spend and no cap on cashback earned. The Citi Cash Back+ Card offers up to 1.6% cashback on all spend, with no minimum spend and no cap on cashback earned.
If you’re looking for a card with a high cashback rate, consider the UOB Absolute Cashback Card, which offers 1.7% cashback on all spend with no minimum spend and no cap on cashback earned. The CIMB World Mastercard also offers a high cashback rate of 1.5% on all spend with no minimum spend and no cap on cashback earned.
It’s important to consider the annual fees and minimum income requirement for each card before making a decision. The Standard Chartered Simply Cash Card, for example, has no annual fee and a low minimum income requirement of $30,000, making it a good option for those on a budget.
Exclusive Promotions and Gifts
If you are looking for a credit card that offers exclusive promotions and gifts, look no further than the OCBC Infinite Card. As an OCBC Premier customer, you can earn 28 OCBC$ for every S$5 spent in foreign currency and 16 OCBC$ for every S$5 spent in Singapore dollars. These OCBC$ can be redeemed for cash, air miles, hotel loyalty points, and much more.
In addition to earning OCBC$, you can also take advantage of exclusive promotions and gifts. For example, if you apply for a new OCBC Infinity Cashback Card online, you can choose from a selection of acquisition gifts, including a De’Longhi Icona Vintage Breakfast Set or a Samsonite Polygon Spinner 28″ Luggage. These gifts are available for a limited time only, so be sure to apply before the promotion ends in November 2023.
If you are an existing OCBC Infinite Card customer, you can also take advantage of exclusive promotions. For example, from now until January 2024, you can earn unlimited 1.6% cashback on all your purchases. Additionally, the first 2,000 new-to-OCBC cardmembers each month can earn bonus 0.2% cashback (on top of the 1.6% cashback) for the first S$3,000 qualifying spend charged to your new card monthly, for 6 months from the card approval date.
These promotions and gifts are just a few of the many benefits of being an OCBC Infinite Card customer. So why wait? Apply for your card today and start enjoying all the exclusive perks that come with it!
Frequently Asked Questions
What exclusive benefits does the OCBC Infinite card offer?
The OCBC Infinite card offers a range of exclusive benefits that make it stand out from other credit cards. One of the key benefits is the unlimited access to over 1,000 airport lounges worldwide. Additionally, cardholders can enjoy complimentary limousine transfers, exclusive golf privileges, and access to exclusive events and experiences.
How can one enjoy lounge access with the OCBC Infinite card?
To enjoy lounge access with the OCBC Infinite card, you must present your card at the lounge reception. The card grants you unlimited access to over 1,000 airport lounges worldwide, including Priority Pass lounges. You can also bring a guest with you to the lounge at no extra cost.
What are the eligibility criteria for obtaining an OCBC Infinite card?
To be eligible for an OCBC Infinite card, you must be at least 21 years old and have a minimum annual income of $120,000. You must also have a good credit score and meet the bank’s credit assessment criteria.
Could you highlight the cashback perks associated with the OCBC Infinity Card?
With the OCBC Infinite card, you can earn up to 1.6% cashback on all your spending, with no minimum spend required. You can also enjoy up to 6% cashback on dining, both locally and overseas. Additionally, you can earn up to 3% cashback on online purchases and up to 5% cashback on petrol.
In what ways does the OCBC 365 Credit Card differ from the OCBC Infinite card?
While the OCBC 365 Credit Card offers cashback on a range of everyday spending categories, the OCBC Infinite card is designed for high-net-worth individuals who want exclusive benefits and privileges. The Infinite card offers unlimited lounge access, complimentary limousine transfers, and exclusive golf privileges, among other benefits.
What are the travel advantages tied to the OCBC Infinite card?
The OCBC Infinite card offers a range of travel advantages, including travel insurance coverage of up to $1,000,000, complimentary limousine transfers, and exclusive hotel privileges. Additionally, cardholders can enjoy exclusive access to events and experiences, such as fashion shows and art exhibitions, both locally and overseas.