If you’re looking for a credit card that rewards you for your daily expenses, the Citibank Cashback Mastercard Singapore might be the perfect fit for you. With this card, you can earn cashback on your groceries, dining, and fuel purchases, as well as on all other spending.
To be eligible for the Citibank Cashback Mastercard Singapore, you’ll need to be at least 21 years old and have an annual income of at least $30,000. You can apply for the card online, and if approved, you’ll receive a credit limit based on your income and creditworthiness.
Once you have the Citibank Cashback Mastercard Singapore, you can start earning cashback rewards on your purchases. The card offers up to 8% cashback on groceries, 6% on dining, and up to 20.88% on fuel savings. You can also earn cashback on all other spending, with no minimum spend required.
Key Takeaways
- The Citibank Cashback Mastercard Singapore rewards you for your daily expenses, including groceries, dining, and fuel purchases.
- To be eligible for the card, you must be at least 21 years old and have an annual income of at least $30,000.
- With the Citibank Cashback Mastercard Singapore, you can earn up to 8% cashback on groceries, 6% on dining, and up to 20.88% on fuel savings.
Citi Cashback Mastercard Overview
If you’re looking for a cashback credit card in Singapore, the Citi Cashback Mastercard is definitely worth considering. With its straightforward rewards system and a host of other benefits, this card is a great option for those looking to earn cashback on their day-to-day spending.
Key Features
One of the standout features of the Citi Cashback Mastercard is its unlimited cashback scheme. Unlike other cashback credit cards in Singapore, there’s no cap on the amount of cashback you can earn with this card. Additionally, the card offers a flat cashback rate of 1.6% on all online shopping and lifestyle categories, making it a great choice for those who do a lot of their shopping online.
The Citi Cashback Mastercard also offers cashback on dining, groceries, and petrol. You can earn up to 8% cashback on groceries and petrol, and up to 6% cashback on dining. To qualify for these cashback rates, you’ll need to spend at least $800 per month on your card.
Other benefits of the Citi Cashback Mastercard include:
- Up to 20.88% fuel savings at Esso and Shell petrol stations
- Complimentary travel insurance
- Access to Citi World Privileges, which offers discounts and special offers on dining, shopping, and more
Citi Cashback+ Mastercard vs Citi Cash Back Card
If you’re trying to decide between the Citi Cashback+ Mastercard and the Citi Cash Back Card, there are a few key differences to keep in mind.
The Citi Cashback+ Mastercard offers a higher cashback rate on online shopping and lifestyle categories, at 1.6% compared to the Citi Cash Back Card’s 0.25%. However, the Citi Cash Back Card offers a higher cashback rate on dining, at 8% compared to the Citi Cashback+ Mastercard’s 6%.
Overall, both cards offer great cashback rates and a range of other benefits. Which one you choose will depend on your spending habits and priorities.
Eligibility and Application
If you’re looking for a credit card that offers cashback on your everyday expenses, the Citi Cash Back+ Mastercard® could be the perfect card for you. Here’s what you need to know about eligibility and application.
Eligibility Criteria
To be eligible for the Citi Cash Back+ Mastercard®, you must be at least 21 years old and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $42,000 (for foreigners). Additionally, you must be a Singapore Citizen, Permanent Resident (PR), or foreigner with a valid Singapore Employment Pass.
Required Documents
When applying for the Citi Cash Back+ Mastercard®, you will need to provide the following documents:
- For Singapore Citizens and PRs: Your NRIC (front and back) or passport (for non-Singaporean PRs)
- For foreigners: Your passport and employment pass (with at least 6 months’ validity)
You can apply for the Citi Cash Back+ Mastercard® online or by visiting a Citibank branch. When applying online, you will need to provide your personal and employment details, as well as upload copies of your required documents.
Overall, the Citi Cash Back+ Mastercard® is a great option for those looking to earn cashback on their everyday expenses. As long as you meet the eligibility criteria and have the required documents, applying for the card is a straightforward process.
Earning Cashback Rewards
Are you looking for a credit card that rewards you for your everyday spending? The Citibank Cash Back+ Mastercard Singapore might be the perfect fit for you. With this card, you can earn cashback rewards on your dining, groceries, petrol, and more.
Cashback Rates
The Citibank Cash Back+ Mastercard Singapore offers a cashback rate of up to 1.6% on all your spending. This includes a base cashback rate of 1%, plus an additional 0.6% cashback if you spend at least $800 in a statement month.
Bonus Cash Back
If you are a Citibank Cash Back+ Mastercard holder, you can earn an additional 0.4% bonus cashback on your spending. This bonus cashback is only available to Mastercard holders, so if you have a Visa card, you may apply for a Citibank Cash Back+ Mastercard to take advantage of this offer.
Selected Categories
The Citibank Cash Back+ Mastercard Singapore offers cashback rewards on a wide range of categories. Some of the selected categories include dining, groceries, petrol, and more. You can earn cashback rewards on your spending at any merchant that accepts Mastercard.
To qualify for the cashback rewards, you need to spend a minimum of $800 in a statement month. The following transactions are excluded from the computation of the minimum spend:
- Cash advances
- Balance transfers
- Annual fees
- Interest charges
- Late payment charges
- Goods and services taxes
- Other fees and charges
With the Citibank Cash Back+ Mastercard Singapore, you can earn cashback rewards on your everyday spending. Whether you are dining out, buying groceries, or filling up your petrol tank, this card can help you earn rewards on your spending.
Card Benefits and Services
If you’re looking for a credit card that offers great cashback rewards, then the Citibank Cash Back+ Mastercard® is definitely worth considering. In addition to earning cashback on all your purchases, this card offers a range of benefits and services that can help you save money and make your life easier.
Travel Insurance
One of the key benefits of the Citibank Cash Back+ Mastercard® is the travel insurance that comes with it. When you use your card to pay for your travel expenses, you’ll be covered for a range of travel-related incidents, including trip cancellations, lost or stolen baggage, and medical emergencies. This can provide you with peace of mind when you’re travelling, knowing that you’re protected against unexpected events.
Dining and Entertainment
Another great benefit of the Citibank Cash Back+ Mastercard® is the dining and entertainment privileges that come with it. You’ll be able to enjoy discounts and special offers at a range of restaurants, bars, and entertainment venues across Singapore. This can help you save money when you’re out and about, and make it easier to enjoy all the great things that Singapore has to offer.
Overall, the Citibank Cash Back+ Mastercard® is a great choice if you’re looking for a credit card that offers great cashback rewards and a range of benefits and services. Whether you’re travelling, dining out, or enjoying some entertainment, this card can help you save money and make your life easier. So why not apply for one today and start enjoying all the benefits that it has to offer?
Fees and Charges
If you’re considering applying for the Citi Cash Back+ Mastercard in Singapore, it’s important to know the fees and charges that come with it. Here’s what you need to know:
Annual Fee
The annual fee for the Citi Cash Back+ Mastercard is S$192.60 per year. However, the good news is that the first-year annual fee is waived. So, you won’t have to worry about paying the annual fee for the first year of using the card.
Interest Rates and Charges
The interest rates and charges for the Citi Cash Back+ Mastercard are as follows:
- Interest on purchases: 26.9% p.a. (variable)
- Interest on cash advance: 26.9% p.a. (variable)
- Cash advance fee: 6% of the withdrawn amount or S$15, whichever is higher
- Late payment charge: S$100
- Overlimit fee: S$40
- Minimum monthly payment: 1% of the outstanding balance or S$50, whichever is higher
It’s important to note that the interest rates are variable, which means they can change over time. So, it’s important to stay up-to-date with the latest interest rates and charges.
Overall, the Citi Cash Back+ Mastercard is a great option for those looking to earn cashback on their purchases. However, it’s important to keep in mind the fees and charges that come with the card. As long as you stay on top of your payments and use the card responsibly, you can enjoy the benefits of cashback without worrying about excessive fees and charges.
Frequently Asked Questions
What are the top benefits of using the Citibank Cash Back Card?
The Citibank Cash Back Card is a great option for those looking to earn cashback on their everyday expenses. With this card, you can earn up to 8% cashback on dining, groceries, and petrol transactions worldwide. Additionally, you can earn 0.25% cashback on all other retail purchases.
How can I redeem my cashback rewards with Citibank in Singapore?
Redeeming your cashback rewards with Citibank is easy. You can choose to redeem your cashback as a statement credit or have it credited directly to your account. You can also use your cashback rewards to offset your outstanding balance on your Citibank Cash Back Card.
What purchases qualify for the 5% cashback with the Citi card?
The Citibank Cash Back Card offers 5% cashback on all dining, groceries, and petrol transactions worldwide. This includes transactions made at supermarkets, restaurants, cafes, and petrol stations.
Are there any exclusions to be aware of with the Citibank Cashback Plus card?
Yes, there are some exclusions to be aware of when using your Citibank Cash Back Card. Cash advances, balance transfers, and fees and charges do not qualify for cashback rewards. Additionally, transactions made at merchants that do not accept Mastercard are also excluded.
What steps should I follow to ensure I get my Citibank cashback?
To ensure that you receive your cashback rewards, make sure to meet the minimum spend requirement of S$800 per statement month. Also, be sure to use your Citibank Cash Back Card for all of your qualifying purchases.
Can you explain the terms and conditions associated with the Citibank Cash Back Card?
The terms and conditions associated with the Citibank Cash Back Card can be found on the Citibank Singapore website. Some of the key terms and conditions include the minimum spend requirement of S$800 per statement month, the cashback cap of S$80 per statement month, and the exclusion of certain transactions from earning cashback rewards.