If you’re looking for a credit card in Singapore, HSBC offers a range of options that cater to different needs. Whether you’re looking for cashback, rewards, or travel benefits, there’s an HSBC credit card that might be a good fit for you. With HSBC, you can enjoy exclusive benefits and privileges as a cardholder.
One of the benefits of HSBC credit cards in Singapore is the range of options available. There are several types of HSBC credit cards, each with its own features and benefits. For example, the HSBC Revolution card offers cashback on dining, entertainment, and online purchases, while the HSBC Visa Platinum card offers rewards points that can be redeemed for a variety of items.
As an HSBC credit cardholder, you can also enjoy exclusive benefits such as discounts on dining, shopping, and travel. You may also be eligible for complimentary travel insurance and access to airport lounges. Additionally, HSBC offers a range of tools and services to help you manage your credit card, such as online banking and mobile apps.
Key Takeaways
- HSBC offers a range of credit cards in Singapore with different features and benefits.
- Cardholders can enjoy exclusive benefits such as discounts and complimentary travel insurance.
- HSBC provides tools and services to help manage credit cards, such as online banking and mobile apps.
Types of HSBC Credit Cards in Singapore
If you’re looking for a credit card in Singapore, HSBC has a range of options to choose from. Each card is tailored to different lifestyles, so you can find one that suits your needs.
HSBC Visa Infinite Credit Card
The HSBC Visa Infinite Credit Card is designed for those who love to travel. With this card, you can earn air miles for every dollar you spend, and redeem them for flights, hotel stays, and other travel-related expenses. You’ll also get access to exclusive travel benefits, such as airport lounge access and travel insurance coverage.
This card comes with an annual fee of $650, but it’s waived for the first year. To be eligible, you’ll need to have a minimum annual income of $120,000.
HSBC Revolution Credit Card
The HSBC Revolution Credit Card is perfect for those who love to shop online and make contactless payments. With this card, you can earn reward points for every dollar you spend, and redeem them for a variety of rewards, including shopping vouchers, cash rebates, and more.
This card has no annual fee, and to be eligible, you’ll need to have a minimum annual income of $30,000.
HSBC Premier Mastercard
The HSBC Premier Mastercard is designed for high-net-worth individuals who want exclusive benefits and privileges. With this card, you can earn cash rebates and reward points for every dollar you spend, and redeem them for a variety of rewards, including shopping vouchers, travel vouchers, and more.
This card comes with an annual fee of $192.60, but it’s waived for the first year. To be eligible, you’ll need to have a minimum annual income of $30,000, or have a minimum of $200,000 in deposits and/or investments with HSBC.
In conclusion, HSBC has a range of credit cards in Singapore to suit different lifestyles. Whether you’re a frequent traveller, a shopaholic, or a high-net-worth individual, there’s a card for you. Just make sure to choose one that fits your needs and budget.
Exclusive Benefits for Cardholders
As an HSBC Singapore credit cardholder, you can enjoy a wide range of exclusive benefits that are designed to enhance your lifestyle and save you money. Here are some of the benefits that you can enjoy with your HSBC credit card.
Rewards and Cashback
HSBC credit cards offer a generous rewards programme that allows you to earn reward points for every dollar you spend. You can redeem your reward points for a wide range of rewards, including shopping vouchers, air miles, and cashback. With HSBC credit cards, the more you spend, the more you earn.
Travel Perks
If you love to travel, you’ll love the travel perks that come with HSBC credit cards. You can enjoy exclusive discounts on flights, hotels, and car rentals, as well as access to airport lounges around the world. With HSBC credit cards, you can travel in style and comfort without breaking the bank.
Dining and Entertainment Offers
HSBC credit cards offer a variety of dining and entertainment offers that can help you save money while enjoying the best that Singapore has to offer. You can enjoy discounts at some of the best restaurants in town, as well as exclusive deals on tickets to concerts, shows, and other events. With HSBC credit cards, you can indulge in your favourite pastimes without worrying about the cost.
In conclusion, HSBC Singapore credit cards offer a wide range of exclusive benefits that can help you save money and enhance your lifestyle. Whether you’re looking for rewards and cashback, travel perks, or dining and entertainment offers, HSBC credit cards have got you covered. So why wait? Apply for an HSBC credit card today and start enjoying the benefits that come with it.
Understanding Fees and Charges
Credit cards can be an excellent way to manage your finances and earn rewards, but it is important to understand the fees and charges associated with them. In this section, we will discuss the annual fees, interest rates, and foreign transaction fees of HSBC Singapore credit cards.
Annual Fees and Waivers
Annual fees are charges that credit card issuers impose on cardholders for the privilege of using their credit card. HSBC Singapore credit cards have varying annual fees, which can range from $0 to $192.60 per year. However, some HSBC credit cards offer an annual fee waiver for the first year of use.
If you are an HSBC Singapore Premier or Advance customer, you may be eligible for an annual fee waiver on select HSBC credit cards. To qualify for this waiver, you must meet certain requirements, such as maintaining a minimum balance in your HSBC account.
Interest Rates and Foreign Transaction Fees
Interest rates are the amount of money that you are charged for borrowing money on your credit card. HSBC Singapore credit cards have different interest rates for different types of transactions. For example, the interest rate for cash advances is usually higher than the interest rate for purchases.
Foreign transaction fees are charges that credit card issuers impose on cardholders for using their credit card outside of Singapore. These fees are usually a percentage of the transaction amount and can range from 1% to 3%. If you are a frequent traveller, it is important to consider a credit card with lower foreign transaction fees.
It is important to note that GST (Goods and Services Tax) is applicable on all fees and charges associated with your HSBC credit card. If you are a foreigner, you may be subject to additional fees and charges.
In summary, understanding the fees and charges associated with your HSBC Singapore credit card is essential to managing your finances effectively. Be sure to review the terms and conditions of your credit card carefully and choose a card that best suits your needs.
Eligibility and Application Process
If you’re looking to apply for an HSBC credit card in Singapore, you’ll need to meet certain eligibility requirements. The application process is straightforward and can be done online. Here’s a breakdown of the criteria you’ll need to meet:
Criteria for Singaporeans and PRs
To be eligible for an HSBC credit card in Singapore, you must be a Singaporean or Permanent Resident (PR) living in Singapore. You must also be a salaried employee with a minimum annual income of $30,000. Additionally, you must be at least 21 years of age to apply.
To apply for an HSBC credit card, you’ll need to provide your SingPass or MyInfo details. This will allow HSBC to verify your identity and income. You can apply for an HSBC credit card online through the bank’s website or mobile app. The application process is quick and easy, and you can receive an instant decision in some cases.
Requirements for Foreign Applicants
Foreigners residing in Singapore can also apply for an HSBC credit card. To be eligible, you must have a minimum annual income of $40,000. You must also be at least 21 years of age to apply.
If you’re a foreigner applying for an HSBC credit card, you’ll need to provide additional documentation to support your application. This includes proof of income and residency, as well as your international credit history.
Overall, the eligibility requirements for an HSBC credit card in Singapore are fairly straightforward. If you meet the criteria, you can apply online and receive an instant decision in some cases. With a range of credit cards to choose from, there’s something for everyone at HSBC.
Managing Your HSBC Credit Card
As an HSBC Singapore credit cardholder, you have access to a range of tools and resources that can help you manage your account effectively.
Online Banking and Mobile App
HSBC’s online banking platform and mobile app provide a convenient way to manage your credit card account from anywhere, at any time. You can view your account balance, transaction history, and make payments online. The mobile app also allows you to view your credit card statement and set up alerts to notify you of any changes to your account.
Customer Support and Advice
If you need assistance with your HSBC Singapore credit card, the bank’s customer support team is available 24/7 to help. You can contact them via phone, email, or chat. The bank also provides advice on how to manage your credit card effectively, including tips on how to avoid late payments and how to improve your credit score.
HSBC Singapore also provides a range of resources on its website to help you manage your credit card account. You can access information on how to report a lost or stolen card, how to dispute a charge, and how to set up automatic payments.
Overall, HSBC Singapore’s credit card management tools and resources provide a convenient way for you to manage your account and stay on top of your finances. With online banking, mobile app, and customer support, you can easily access the information you need to manage your credit card account effectively.
Frequently Asked Questions
What are the top benefits of using an HSBC credit card in Singapore?
HSBC credit cards in Singapore offer a range of benefits, such as cashback rewards, air miles, and discounts on dining, shopping, and travel. You can also enjoy exclusive privileges such as access to airport lounges, golf courses, and hotel deals. With an HSBC credit card, you can get more out of your spending and enjoy a host of lifestyle benefits.
How can one enjoy lounge access with an HSBC Singapore credit card?
HSBC credit cardholders in Singapore can enjoy complimentary access to airport lounges worldwide through the Priority Pass program. You can also get access to exclusive airport lounges in Singapore, such as the Plaza Premium Lounge and the SATS Premier Lounge, with your HSBC credit card. Simply present your HSBC credit card and enjoy a comfortable and relaxing airport experience.
What are the eligibility criteria for applying for an HSBC credit card as a foreigner in Singapore?
Foreigners in Singapore can apply for an HSBC credit card if they meet the following criteria:
- Must be at least 21 years old
- Must have a minimum annual income of $40,000
- Must have a valid work permit or employment pass
- Must have a local residential address
Note that the eligibility criteria may vary depending on the type of HSBC credit card you are applying for.
How does one get in touch with the HSBC Singapore credit card customer service?
If you have any questions or concerns about your HSBC credit card in Singapore, you can contact the HSBC customer service team at 1800-HSBC NOW (4722 669) or +65 6-HSBC NOW (4722 669) if you are calling from overseas. You can also reach out to them through the HSBC Singapore website or mobile app. The customer service team is available 24/7 to assist you with any queries you may have.
What’s the latest scoop on HSBC Singapore credit cards?
HSBC Singapore credit cards have recently introduced new features such as contactless payment, mobile payments, and rewards redemption through the HSBC Singapore app. HSBC credit cardholders can also enjoy exclusive deals and discounts on dining, shopping, and travel through the HSBC Rewards program. Keep an eye out for the latest promotions and offers from HSBC Singapore.
Is there a way to get the annual fee waived for an HSBC credit card in Singapore?
HSBC credit cardholders in Singapore may be eligible for an annual fee waiver if they meet certain criteria, such as having a minimum spend or maintaining a certain balance in their HSBC accounts. You can check with HSBC customer service to see if you are eligible for an annual fee waiver.