Are you looking for a credit card that rewards you for your daily transactions? The HSBC Revolution Credit Card Singapore might be the perfect fit for you. This rewards credit card allows you to earn 10X Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases. Plus, with no annual fees, attractive online rewards redemption catalogue, and travel insurance, this card offers great value for your money.
With the HSBC Revolution Credit Card Singapore, you can earn up to 10X Reward points on online and contactless spending. This is equivalent to 4 miles or 2.5% cashback for every dollar you spend. The bonus earn rate is capped at S$1,000 spend per calendar month, but all other spend will still earn 0.4 mpd. This makes it easy to earn rewards on your daily transactions, whether you’re dining out, shopping online, or taking a Grab ride.
If you’re looking for a rewards credit card that offers great value and flexibility, the HSBC Revolution Credit Card Singapore is definitely worth considering. With its attractive rewards program, no annual fees, and travel perks and insurance, this card is perfect for anyone looking to maximise their credit card benefits.
Key Features and Benefits
If you are looking for a credit card that rewards you for your spending, the HSBC Revolution Credit Card is a great option to consider. Here are some of the key features and benefits that make this card a popular choice among Singaporeans.
Reward Points System
With the HSBC Revolution Credit Card, you can earn 10x Reward Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases. For other spending, you earn 1x Reward Point per dollar spent. These Reward Points can be redeemed for a wide range of rewards, including shopping vouchers, air miles, and cash rebates.
Cashback Opportunities
In addition to Reward Points, the HSBC Revolution Credit Card also offers cashback opportunities. New-to-bank customers can enjoy S$150 cashback when they charge a minimum of S$1,000 to the card within the first month of approval. On top of that, you can also earn 2.5% cashback on your recurring bills when you set up a recurring payment arrangement with the card.
No Annual Fee
The HSBC Revolution Credit Card is a great option for those who want to enjoy the benefits of a rewards credit card without having to pay an annual fee. With no annual fee, you can earn Reward Points and cashback without worrying about additional costs.
Overall, the HSBC Revolution Credit Card is a great option for those who want to earn rewards and cashback on their spending without having to pay an annual fee. With 10x Reward Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases, as well as cashback opportunities and no annual fee, this card is definitely worth considering.
Eligibility and Fees
Income Requirements
To be eligible for the HSBC Revolution Credit Card in Singapore, you must meet certain income requirements. As a Singaporean, you must have an annual income of at least $30,000, while foreigners must have an annual income of at least $40,000. If you are self-employed, you must have an annual income of at least $40,000.
Fee Structure
The HSBC Revolution Credit Card in Singapore has no annual fee, making it a great option for those looking to save money on credit card fees. However, there are other fees that you should be aware of. For instance, the overlimit fee is $40, while the late payment fee is $55. Additionally, the cash advance transaction fee is 6% of the amount withdrawn or $15, whichever is greater.
To avoid these fees, it is important to read and understand the terms and conditions of the card. You should also ensure that you make your payments on time and do not exceed your credit limit.
Overall, the HSBC Revolution Credit Card in Singapore is a great option for those looking to earn rewards on their everyday spending without having to pay an annual fee. Just make sure to meet the income requirements and understand the fee structure before applying for approval.
Using Your Card for Daily Transactions
When it comes to using your HSBC Revolution Credit Card for daily transactions, you’ll be pleased to know that it offers a range of benefits and rewards. Here are some of the ways you can make the most of your card:
Dining and Entertainment
Whether you’re dining out with friends or enjoying a night at the theatre, your HSBC Revolution Credit Card can help you earn rewards. You can earn 10X Reward points (4 mpd) for dining and entertainment transactions made online or offline. So, the next time you’re planning a night out, make sure to use your card to earn rewards.
Shopping and Online Purchases
If you’re a fan of online shopping or enjoy hitting the shops, your HSBC Revolution Credit Card can help you earn rewards. You can earn 10X Reward points (4 mpd) for online transactions made on food delivery, groceries, online shopping and travel. So, whether you’re booking a holiday or ordering your weekly groceries online, use your card to earn rewards.
Groceries and Transport
Your HSBC Revolution Credit Card can also help you earn rewards when you’re doing your weekly grocery shopping or using public transport. You can earn 10X Reward points (4 mpd) for contactless spending, through Visa PayWave, Apple Pay, and Google Pay. You can also earn 1X Reward point (0.4 mpd) for all other spending.
When it comes to using your card for transport, you can enjoy a range of benefits. For example, you can enjoy savings of up to 17% on fuel purchases when you use your HSBC Premier MasterCard or HSBC Visa Platinum Credit Card. Other HSBC Credit Cards, such as the HSBC Revolution, Advance and Infinite Credit Cards, also offer savings of up to 14%.
In conclusion, the HSBC Revolution Credit Card is a great choice for anyone looking to earn rewards on their daily transactions. With benefits for dining, entertainment, shopping, online purchases, groceries, and transport, you can earn rewards no matter what you’re spending your money on. So, make sure to use your card for all your daily transactions and start earning rewards today.
Travel Perks and Insurance
If you’re a frequent traveler, the HSBC Revolution Credit Card Singapore has some great travel perks and insurance that can make your trips more enjoyable and secure. Here are some of the benefits you can enjoy:
Travel Rewards
With the HSBC Revolution Credit Card, you can earn 10X Reward points for every $1 spent on travel bookings, dining, online shopping and contactless payments. This means that you can earn air miles quickly and redeem them for flights, hotels and other travel expenses.
Comprehensive Travel Insurance
The HSBC Revolution Credit Card also comes with comprehensive travel insurance of up to $1 million for you and your family. To activate this benefit, you must charge the full cost of your air ticket to your HSBC Revolution Credit Card. The travel insurance coverage includes flight inconvenience and personal accident protection.
In addition, the HSBC Revolution Credit Card provides coverage for travel delays, missed connections, lost or delayed baggage, and trip cancellation. This gives you peace of mind knowing that you’re protected against unforeseen circumstances that may disrupt your travel plans.
Airport Lounge Access
As a HSBC Revolution Credit Card holder, you can also enjoy complimentary airport lounge access at over 1,000 lounges worldwide. This is a great perk that can make your airport experience more comfortable and relaxing. Just present your HSBC Revolution Credit Card at the lounge and enjoy free access for you and a guest.
Overseas Spend
When you use your HSBC Revolution Credit Card for overseas spend, you won’t be charged any foreign transaction fees. This means that you can enjoy the convenience of using your credit card abroad without worrying about additional fees.
Conclusion
Overall, the HSBC Revolution Credit Card Singapore is a great choice for frequent travelers who want to earn air miles quickly and enjoy comprehensive travel insurance. With its travel rewards, airport lounge access, and overseas spend benefits, this credit card can make your trips more enjoyable and secure.
How to Maximise Your Card Benefits
Strategic Spending
To make the most of your HSBC Revolution Credit Card, it is important to strategically plan your spending. One way to do this is to focus on spending in categories that offer higher earn rates. For instance, you can earn 10X Reward points for every dollar spent on online and contactless transactions, dining, and entertainment.
Another strategy is to make sure you meet the minimum spend requirements to qualify for bonus points. For example, you can earn up to 9,000 bonus points (or 4,000 miles) every month.
You can also make use of the various discounts and privileges offered by the card. For instance, you can enjoy up to 50% off dining deals, discounts on petrol at Shell and Caltex, and access to the Entertainer with HSBC app, which offers 1-for-1 deals on dining, travel, and entertainment.
Redeeming Rewards
Once you have accumulated enough HSBC Reward points, you can redeem them for a variety of rewards including vouchers, air miles, and products. You can also use your points to offset your purchases or pay your bills via AXS.
To get the most value out of your points, it is important to redeem them for rewards that you will actually use. For instance, if you love to travel, you can redeem your points for air miles or hotel vouchers.
It is also important to note that there is no minimum spend required to redeem your rewards. This means that you can start redeeming your points as soon as you have accumulated enough of them.
In addition, you can enjoy an annual fee waiver for the first year and subsequent years with a minimum spend of $12,500 per year.
By following these tips, you can maximise the benefits of your HSBC Revolution Credit Card and enjoy great rewards while saving money on your everyday expenses.
Frequently Asked Questions
What exclusive benefits can I enjoy with the HSBC Revolution credit card?
With the HSBC Revolution credit card, you can enjoy a wide range of exclusive benefits that are designed to make your life easier and more enjoyable. These benefits include 10X Reward points on online transactions, dining, and entertainment, as well as 5X Reward points on local transport and overseas spend. Additionally, you can enjoy up to SGD1 million travel insurance coverage for you and your family when you charge the full cost of your air ticket to your HSBC Revolution credit card.
How can I qualify for the HSBC Revolution credit card?
To qualify for the HSBC Revolution credit card, you must be at least 21 years old and have a minimum annual income of $30,000. You must also be a Singaporean citizen, permanent resident, or a foreigner with a valid employment pass. If you meet these requirements, you can apply for the HSBC Revolution credit card online or in person at any HSBC branch.
Is there a spending limit on the HSBC Revolution credit card to be aware of?
Yes, there is a spending limit on the HSBC Revolution credit card that you should be aware of. The spending limit is determined by your credit limit, which is based on your income and credit history. You can check your credit limit and spending limit at any time by logging into your HSBC online banking account or by contacting HSBC customer support.
Can I access airport lounges with my HSBC Revolution credit card?
Yes, you can access airport lounges with your HSBC Revolution credit card. The HSBC Revolution credit card offers complimentary access to selected airport lounges worldwide through the LoungeKey programme. To enjoy this benefit, simply present your HSBC Revolution credit card and a valid boarding pass at the lounge reception desk.
How do I contact customer support for my HSBC Revolution credit card enquiries?
If you have any enquiries or issues with your HSBC Revolution credit card, you can contact HSBC customer support by calling the HSBC hotline at +65 6216 9008. You can also send an email to [email protected] or visit any HSBC branch for assistance.
What strategies can I employ to maximise rewards on my HSBC Revolution credit card?
To maximise rewards on your HSBC Revolution credit card, you can consider using your card for online transactions, dining, and entertainment, as well as local transport and overseas spend. You should also keep an eye out for promotions and offers that can help you earn more Reward points. Additionally, you can consider using your HSBC Revolution credit card for all your daily expenses to accumulate Reward points faster.