If you’re looking for a credit card that offers cashback rewards in Singapore, the HSBC Revolution Credit Card might be just what you need. This card is designed to give you more value for your money, with a range of benefits and rewards that can help you save on your everyday spending.
The HSBC Revolution Credit Card offers a range of rewards and cashback programmes, including 10X Reward points on online and contactless spending, 360° Rewards Points for IRAS, education, insurance, and rental payments via SC EasyBill, and up to 3.5% cashback on local and overseas purchases. What’s more, there’s no minimum spend required, and your 360° Rewards Points are valid for 3 years from the date of opening your credit card account.
If you want to maximise your cashback rewards with the HSBC Revolution Credit Card, it’s important to understand how to make the most of your contactless payments. By using your card for online and contactless payments, you can earn up to 10X Reward points, which is equivalent to 4 miles or 2.5% cashback for every dollar you spend. Plus, you can enjoy exclusive cardholder benefits, such as discounts on dining, shopping, and travel, as well as access to HSBC’s global network of ATMs and branches.
Key Takeaways
- The HSBC Revolution Credit Card offers a range of rewards and cashback programmes, including 10X Reward points on online and contactless spending, 360° Rewards Points, and up to 3.5% cashback on local and overseas purchases.
- Maximising your contactless payments is key to earning more rewards and cashback with this card.
- Exclusive cardholder benefits, such as discounts on dining, shopping, and travel, can help you save even more on your everyday spending.
HSBC Revolution Credit Card Overview
If you are looking for a credit card that offers great rewards, then the HSBC Revolution Credit Card might be the perfect option for you. This credit card allows you to earn up to 10X Reward points on online and contactless spending, which is equivalent to 4 miles or 2.5% cashback for every dollar you spend.
Key Features
The HSBC Revolution Credit Card is packed with features that make it an excellent choice for anyone looking for a rewards credit card. Here are some of the key features of this card:
- No annual credit card fee: You won’t have to worry about paying an annual fee to use this card.
- 10X Reward points: You can earn up to 10X Reward points on online and contactless spending.
- Flexible rewards redemption: You can redeem your points for air miles, cashback, vouchers, and products.
- Travel insurance: You will be covered by travel insurance when you use your card to purchase your travel tickets.
Eligibility and Income Requirements
To be eligible for the HSBC Revolution Credit Card, you must meet the following requirements:
- You must be at least 21 years old.
- You must have a minimum annual income of $30,000 if you are a Singaporean citizen or permanent resident, or $40,000 if you are a foreigner.
- You must have a good credit score.
Once you meet these requirements, you can apply for the HSBC Revolution Credit Card and wait for approval.
In conclusion, the HSBC Revolution Credit Card is an excellent option for anyone looking for a rewards credit card with no annual fee. With its flexible rewards redemption and 10X Reward points on online and contactless spending, you can earn great rewards while enjoying the convenience of a credit card.
Rewards and Cashback Programme
If you’re looking for a credit card that rewards you for your spending, the HSBC Revolution Credit Card may be the perfect fit for you. With this card, you can earn rewards points on almost every purchase you make, which can be redeemed for cashback, air miles, vouchers and products.
Earning Rewards Points
The HSBC Revolution Credit Card offers an earn rate of up to 10X points on online and contactless payments, including Apple Pay and Google Pay. This means that for every dollar you spend, you can earn up to 10X points, which is equivalent to 4 miles or 2.5% cashback. Additionally, you can earn bonus points when you spend a certain amount within a specific period.
Moreover, HSBC Revolution Cardholders can earn an additional 1% cashback on all transactions with the HSBC Everyday Global Account (EGA). This is available to customers who deposit the following fresh funds into an EGA each month: HSBC Personal Banking: S$2,000/month; HSBC Premier and Jade: S$5,000/month.
Redeeming Points for Cashback
You can redeem your rewards points for cashback, which will be credited to your HSBC credit card account. The cashback can be used to offset your credit card bill or transferred to your HSBC savings or current account.
The HSBC Revolution Credit Card offers an attractive online rewards redemption catalogue, where you can redeem your points for a wide range of products and services, including air miles, vouchers, and products.
Overall, the HSBC Revolution Credit Card is a great option for those who want to earn rewards points on their everyday spending. With its high earn rate and bonus points, you can quickly accumulate rewards points that can be redeemed for cashback or other rewards.
Maximising Contactless Payments
If you’re looking to maximise your rewards on your HSBC Revolution Credit Card, you’ll want to take full advantage of contactless technology. Here’s how to make the most of your contactless payments:
Understanding Contactless Technology
Contactless payment technology, also known as PayWave or Visa PayWave, allows you to make purchases by simply tapping your card on a payment terminal. This technology is widely accepted in Singapore and is available at most retailers, including supermarkets, petrol stations, and food outlets.
To use contactless payments, you’ll need a credit card that supports the technology, such as the HSBC Revolution Credit Card. You’ll also need to ensure that the payment terminal supports contactless payments.
Leveraging Contactless for Maximum Rewards
To maximise your rewards, you’ll want to use your HSBC Revolution Credit Card for all your contactless spending. With this card, you can earn up to 10X Reward points on online and contactless spending. That’s equivalent to 4 miles or 2.5% cashback for every dollar you spend.
To make the most of your contactless payments, you should also consider using digital wallets such as Apple Pay or Google Pay. By linking your HSBC Revolution Credit Card to your digital wallet, you can make contactless payments using your smartphone or smartwatch.
Another way to maximise your rewards is to use your HSBC Revolution Credit Card for all your dining and travel expenses. With this card, you can earn 10X Reward points on dining and travel purchases, as well as online and contactless spending.
Overall, by using your HSBC Revolution Credit Card for all your contactless spending, you can earn significant rewards on your purchases. So, tap away and start earning those Reward points!
Exclusive Cardholder Benefits
As an HSBC Revolution Credit Card holder, you can enjoy a range of exclusive benefits that will make your life easier and more enjoyable. Here are some of the key benefits that you can look forward to:
Travel Perks
If you’re a frequent traveller, you’ll love the travel perks that come with the HSBC Revolution Credit Card. You can earn up to 10X Reward points on your travel bookings, which can be redeemed for air miles, hotel stays, and more. Plus, you’ll enjoy travel insurance coverage of up to $500,000 when you charge your travel expenses to your card.
Dining and Lifestyle Privileges
If you love dining out and exploring the latest lifestyle trends, you’ll appreciate the exclusive dining and lifestyle privileges that come with the HSBC Revolution Credit Card. You can earn up to 10X Reward points on your dining and entertainment expenses, and enjoy special discounts and promotions at leading restaurants, department stores, supermarkets, and more. Plus, you can enjoy exclusive hotel and travel deals, as well as access to VIP events and experiences.
With the HSBC Revolution Credit Card, you can also enjoy a range of other benefits, such as:
- Cashback on your online transactions and contactless payments
- Discounts on your transport expenses, such as Grab rides and taxi fares
- Special promotions on your purchases at leading department stores and supermarkets
Overall, the HSBC Revolution Credit Card is a great choice for anyone who wants to enjoy exclusive benefits and rewards while managing their expenses. Whether you’re a frequent traveller, a foodie, or a trendsetter, this card has something for everyone. So why not apply today and start enjoying the benefits of being an HSBC Revolution Credit Card holder?
Understanding Fees and Terms
If you’re considering the HSBC Revolution Credit Card, it’s important to understand the fees and terms associated with the card. Here’s what you need to know:
Annual Fees and Waivers
The HSBC Revolution Credit Card has no annual fee, which means you won’t have to pay any fees just to use the card. However, you should be aware that there are other fees associated with the card, including late payment fees and cash advance fees. Make sure to read the terms and conditions carefully to avoid any unexpected charges.
Interest Rates and Charges
The HSBC Revolution Credit Card has a monthly interest rate of 1.5%, which is relatively low compared to other credit cards on the market. However, if you don’t pay your balance in full each month, you’ll be charged finance charges on the unpaid balance. The finance charges are calculated based on your average daily balance and the interest rate.
If you’re looking to transfer a balance from another credit card to the HSBC Revolution Credit Card, you should be aware that there is a balance transfer fee of 1.5% of the transferred amount. This fee is waived if you transfer your balance within the first 60 days of opening your account.
To avoid paying any unnecessary fees or charges, make sure to pay your balance in full each month and avoid cash advances. You can also keep track of your spending and payments by checking your monthly statement.
Frequently Asked Questions
What fabulous perks can I expect with the HSBC Revolution credit card?
With the HSBC Revolution credit card, you can expect a host of fabulous perks that will make your spending experience a delight. You can earn up to 10X reward points for every dollar spent on online and contactless transactions. These reward points can be redeemed for a variety of exciting options such as air miles, cashback, vouchers, and products. Additionally, you can enjoy exclusive dining and shopping privileges, as well as access to HSBC’s global network of airport lounges.
How can I effectively maximise my cashback with the HSBC Revolution card?
To effectively maximise your cashback with the HSBC Revolution card, you need to understand the spending categories that offer the most cashback. For example, you can earn up to 5% cashback on dining transactions and up to 3% cashback on entertainment transactions. Additionally, you can earn up to 1.5% cashback on all other transactions. By focusing your spending on these categories, you can maximise your cashback and get the most out of your HSBC Revolution card.
What are the steps to redeem my reward points with HSBC in Singapore?
To redeem your reward points with HSBC in Singapore, you can log in to your online banking account and select the “Rewards” tab. From there, you can browse the rewards catalogue and select the option that you want to redeem your points for. Once you have made your selection, simply follow the on-screen instructions to complete the redemption process. Alternatively, you can call HSBC’s customer service hotline to redeem your reward points over the phone.
Is the credit limit on the HSBC Revolution card flexible for my spending needs?
Yes, the credit limit on the HSBC Revolution card is flexible and can be adjusted to suit your spending needs. You can request a credit limit increase or decrease by logging in to your online banking account and selecting the “Credit Limit” tab. From there, you can submit a request to increase or decrease your credit limit. Alternatively, you can call HSBC’s customer service hotline to make the request over the phone.
Where can I find the terms and conditions for the HSBC Revolution card’s latest offers?
You can find the terms and conditions for the HSBC Revolution card’s latest offers by visiting the HSBC Singapore website and selecting the “Credit Cards” tab. From there, you can browse the latest offers and promotions and click on the “Terms and Conditions” link to view the details. Alternatively, you can call HSBC’s customer service hotline to request a copy of the terms and conditions.
How does the HSBC Revolution card compare in the rewards catalogue to other cards?
The HSBC Revolution card offers a competitive rewards catalogue compared to other cards in the market. With up to 10X reward points for every dollar spent on online and contactless transactions, you can earn rewards faster and redeem them for a variety of exciting options. Additionally, the HSBC Revolution card offers exclusive dining and shopping privileges, as well as access to HSBC’s global network of airport lounges. Overall, the HSBC Revolution card is a great choice for those who want to maximise their rewards and enjoy exclusive privileges.