If you’re looking for a credit card that offers you great rewards and benefits, the HSBC Revolution Card may be the perfect choice for you. This card is designed to help you earn rewards points quickly and easily, which you can then redeem for a wide range of exciting rewards. With no annual fees and a range of exclusive benefits and features, the HSBC Revolution Card is an excellent choice for anyone looking for a credit card in Singapore.
To apply for your HSBC Revolution Card, simply visit the HSBC website or your nearest HSBC branch. You’ll need to provide some basic personal information and financial details, and you’ll also need to meet the eligibility criteria for the card. Once you’ve been approved, you’ll receive your card in the post, and you can start using it to earn rewards points straight away.
One of the key benefits of the HSBC Revolution Card is the ability to maximise your rewards points. By using your card for dining, travel, online, and contactless Visa PayWave and Apple Pay purchases, you can earn 10X points on your spending. You can then redeem your points for a wide range of rewards, including air miles, cashback, vouchers, and products. With so many exciting rewards to choose from, the HSBC Revolution Card is a great way to get more out of your spending.
Key Takeaways
- The HSBC Revolution Card is an excellent choice for anyone looking for a credit card in Singapore.
- To apply for your HSBC Revolution Card, simply visit the HSBC website or your nearest HSBC branch.
- By using your card for dining, travel, online, and contactless Visa PayWave and Apple Pay purchases, you can earn 10X points on your spending and redeem your points for a wide range of rewards.
How to Apply for Your HSBC Revolution Card
If you’re interested in applying for an HSBC Revolution Card, you’ll need to meet the eligibility criteria and follow the application process. Here’s what you need to know:
Eligibility Criteria
To apply for an HSBC Revolution Card, you must meet the following eligibility criteria:
- You must be at least 21 years old.
- You must be a Singaporean or a foreigner with a valid employment pass.
- The minimum annual income requirement is $30,000 for Singaporeans and permanent residents, and $40,000 for foreigners.
- If you’re self-employed, you’ll need to provide your income tax notice of assessment.
Application Process
To apply for an HSBC Revolution Card, you can follow these simple steps:
- Visit the HSBC Singapore website and navigate to the HSBC Revolution Card page.
- Click on the “Apply Now” button to start your application.
- Fill in your personal details, including your name, NRIC, and contact information.
- Provide your employment details, including your job title, company name, and monthly income.
- Upload supporting documents such as your payslip or income tax notice of assessment.
- Review your application and submit it.
Once you’ve submitted your application, HSBC will review your application and inform you of the status. If your application is approved, you’ll receive your HSBC Revolution Card within 7 to 10 business days.
Applying for an HSBC Revolution Card is a simple and straightforward process. As long as you meet the eligibility criteria and provide the necessary documents, you can enjoy the benefits of the card in no time.
Maximising Your Rewards
If you’re a HSBC Revolution Cardholder, you’re already earning rewards points every time you make a transaction. But did you know that you can maximise your rewards by taking advantage of the bonus points categories and redeeming your points for maximum value? Here’s how:
Earning Rewards Points
Every time you use your HSBC Revolution Card for eligible purchases, you earn rewards points. The earn rate is 1 reward point for every $1 spent. However, you can earn 10x rewards points (that’s 10 points for every $1 spent) when you make online transactions or contactless payments with Visa PayWave or Apple Pay.
Bonus Points Categories
To maximise your rewards, you should take advantage of the bonus points categories. HSBC Revolution Cardholders can earn bonus points on dining, travel, online shopping, and contactless spending. For example, you can earn 10x rewards points on eligible online and contactless payments, which is a great way to earn more points quickly.
Redeeming Points for Maximum Value
When it comes to redeeming your rewards points, you want to make sure you’re getting the most value for your points. You can redeem your points for a wide range of rewards, including cashback, vouchers, air miles, and merchandise. To get the most value, you should look for rewards that offer a high redemption rate. For example, you can redeem 35,000 rewards points for a $100 cash rebate, which gives you a redemption rate of $0.0028 per point.
By following these tips, you can maximise your rewards and get the most value out of your HSBC Revolution Card. So start earning those rewards points and start redeeming them for the rewards you want.
Exclusive Benefits and Features
If you’re looking for a credit card that offers exclusive benefits and features, the HSBC Revolution Card is definitely worth considering. This rewards credit card allows you to earn 10X Points on dining, shopping, travel, and entertainment, as well as online and contactless Visa PayWave and Apple Pay purchases.
Lifestyle Perks
With the HSBC Revolution Card, you can enjoy a wide range of lifestyle perks, including discounts and privileges at various dining and shopping establishments. You can also enjoy exclusive offers on entertainment, such as movie tickets and concert tickets.
Travel Advantages
The HSBC Revolution Card offers a number of travel advantages, including travel insurance coverage of up to $500,000, as well as access to airport lounges around the world. Additionally, you can earn air miles with every dollar you spend, which can be redeemed for flights, hotel stays, and other travel-related expenses.
If you’re interested in applying for the HSBC Revolution Card, you’ll be pleased to know that it comes with a number of other benefits as well. For example, you can apply for a supplementary card for a family member or friend, and enjoy even more rewards points. Additionally, you can take advantage of balance transfer offers to help you manage your finances more effectively.
Overall, the HSBC Revolution Card is an excellent choice for anyone looking for a credit card that offers exclusive benefits and features. With its rewards points, lifestyle perks, travel advantages, and other benefits, it’s definitely worth considering.
Understanding Fees and Financial Details
When it comes to credit cards, understanding the fees and financial details is crucial to ensure that you are getting the best deal possible. Here is what you need to know about the HSBC Revolution Card in Singapore.
Annual Fees and Waivers
One of the most attractive features of the HSBC Revolution Card is that it comes with no annual fee. This means that you can enjoy all the benefits of the card without having to pay any extra fees. However, it is important to note that this waiver is only applicable if you meet the minimum spend requirement of $12,500 per year. If you fail to meet this requirement, an annual fee of $160.50 will be charged to your account.
Interest Rates and Charges
The interest rate for the HSBC Revolution Card is 25.9% per annum. This rate is applicable to both local and foreign currency transactions. It is important to note that interest will be charged on any outstanding balance on your account. Additionally, a late payment fee of $55 will be charged if you fail to make your minimum payment by the due date.
Foreign currency transactions will also be subject to a fee of 1.5% of the transaction amount. This fee is applicable to both online and offline transactions. It is important to note that this fee is in addition to any other fees or charges that may be imposed by the merchant or bank.
Balance Transfer
If you have an outstanding balance on another credit card, you can transfer it to your HSBC Revolution Card and enjoy a lower interest rate of 0% p.a. for the first 6 months. After the promotional period ends, the interest rate will revert to the standard rate of 25.9% p.a. A processing fee of 1.5% of the balance transfer amount or $85, whichever is higher, will be charged.
Conclusion
In conclusion, the HSBC Revolution Card is a great option for those looking for a credit card with no annual fee and a range of benefits. However, it is important to understand the fees and financial details before applying for the card to ensure that it is the right choice for you.
Seamless Digital Experience
As a HSBC Revolution Cardholder, you can enjoy a seamless digital experience that allows you to manage your account with ease. Here are some features that make the HSBC Revolution Card a great choice for online shoppers and digital natives like you.
Mobile Payments Integration
The HSBC Revolution Card is integrated with mobile payment platforms like Apple Pay and Google Pay, making it easy for you to make online purchases with just a few taps on your phone. You can also use your card for Visa PayWave transactions, which allows you to make contactless payments at supported merchants.
Online Account Management
With the HSBC Revolution Card, you can manage your account online through the HSBC website or mobile app. This means that you can check your balance, view your statements, and redeem your rewards vouchers from the comfort of your home. You can also use AXS or ATM transactions to manage your account if you prefer.
The online account management system is user-friendly and intuitive, making it easy for you to navigate and find the information you need. You can also set up automatic payments and alerts to keep track of your spending and avoid late fees.
Overall, the HSBC Revolution Card offers a seamless digital experience that makes it easy for you to manage your account and redeem your rewards vouchers. Whether you prefer to shop online or in-store, the HSBC Revolution Card has got you covered. So why not apply for one today and start earning those rewards points?
Frequently Asked Questions
How can I redeem my HSBC reward points in Singapore?
To redeem your HSBC reward points in Singapore, you can use the HSBC Singapore Mobile App or log in to your HSBC online banking account. From there, you can browse the rewards catalogue and choose the rewards you want to redeem. You can redeem your points for a range of rewards, including cashback, travel vouchers, and merchandise.
What’s the latest reward points catalogue for HSBC Singapore?
The latest reward points catalogue for HSBC Singapore can be found on the HSBC Singapore website or the HSBC Singapore Mobile App. The catalogue is regularly updated with new rewards, so be sure to check back often.
Are there any fees associated with redemption on the HSBC Revolution card?
No, there are no fees associated with redemption on the HSBC Revolution card. You can redeem your points for free, and there are no hidden fees or charges.
What are the requirements to redeem points with the HSBC Revolution card?
To redeem points with the HSBC Revolution card, you must have an active HSBC Revolution card account with sufficient reward points. You must also be a resident of Singapore and have a valid HSBC Singapore Mobile App or online banking account.
How do I convert my HSBC Revolution points into KrisFlyer miles?
To convert your HSBC Revolution points into KrisFlyer miles, you can log in to your HSBC Singapore Mobile App or online banking account and select the KrisFlyer miles option from the rewards catalogue. You will need to provide your KrisFlyer membership number and follow the instructions provided.
Is there a maximum limit to the rewards I can earn with the HSBC Revolution card?
No, there is no maximum limit to the rewards you can earn with the HSBC Revolution card. You can earn reward points for all eligible transactions made with your card, and there is no cap on the number of points you can earn. However, please note that the rewards catalogue may have redemption limits for certain rewards.