If you’re a woman living in Singapore, you’re in luck! DBS Woman’s Card is one of the best rewards credit cards in Singapore for shopping. With DBS Woman’s Card, you can earn DBS points that can be redeemed for cashback, Fairprice vouchers, Apple AirPods, and more. You’ll also enjoy annual fee waivers, fashion, beauty, and hotel deals and promotions.
The DBS Woman’s Card is designed to cater to women’s needs, but don’t let the name fool you. The gender-neutral DBS Woman’s World Card is a must-have option for both men and women. You can earn up to 10X DBS points (4 miles per S$1) on your online and overseas purchases. DBS points will be awarded for every S$5 spent, and you can accumulate your DBS points to redeem air miles, shopping and dining vouchers, movie discounts, and more!
With so many benefits and exclusive offers, it’s no wonder that the DBS Woman’s Card is a popular choice for women in Singapore. Whether you’re a savvy shopper or a frequent traveller, the DBS Woman’s Card has something for everyone. Keep reading to find out more about the key features, eligibility, fees, and more.
Key Takeaways
- DBS Woman’s Card is one of the best rewards credit cards in Singapore for shopping.
- The gender-neutral DBS Woman’s World Card is a must-have option for both men and women.
- With exclusive offers and benefits, the DBS Woman’s Card is a popular choice for women in Singapore.
Key Features and Benefits
If you’re a woman who loves to shop and travel, the DBS Woman’s Card is the perfect choice for you. This credit card is packed with features and benefits that cater specifically to your needs and preferences.
Rewards and Cashback
The DBS Woman’s Card is a rewards credit card that lets you earn DBS Points for every dollar you spend. You can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases. DBS Points will be awarded for every S$5 spent. You can accumulate your DBS Points and redeem them for air miles, shopping and dining vouchers, movie discounts, and more. With the DBS Woman’s Card, you can earn rewards and cashback on your purchases and save money while you shop.
Travel Perks
The DBS Woman’s Card offers a range of travel perks that make it the perfect companion for your trips. You can earn KrisFlyer Miles, Asia Miles, Qantas Points, and other rewards when you use your card for your travel expenses. The DBS Woman’s Card also comes with complimentary travel insurance, which provides coverage for you and your family when you’re on the go. With the DBS Woman’s Card, you can travel with peace of mind and enjoy exclusive travel benefits.
Shopping Advantages
The DBS Woman’s Card offers a range of shopping advantages that make it the perfect card for women who love to shop. You can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases. You can also enjoy exclusive discounts and privileges at participating merchants. The DBS Woman’s Card also comes with a range of fashion, beauty, and hotel deals and promotions that are tailored specifically for women. With the DBS Woman’s Card, you can shop to your heart’s content and enjoy exclusive shopping advantages.
The DBS Woman’s Card also comes with an annual fee waiver, which means you can enjoy all these benefits without having to pay an annual fee. With the DBS Woman’s Card, you can save money while enjoying all the perks and benefits that come with it. So if you’re a woman who loves to shop and travel, the DBS Woman’s Card is the perfect choice for you.
Eligibility and Application
If you’re a Singaporean or a foreigner looking to apply for the DBS Woman’s Card, you need to meet certain eligibility criteria. Here’s what you need to know:
Income Requirement
To be eligible for the DBS Woman’s Card, you need to have a minimum gross annual income of $30,000 if you’re a Singaporean or $45,000 if you’re a foreigner. However, to apply for the DBS Woman’s World Card, which is a higher tier card with more attractive benefits, you’ll need to have an annual income of $80,000 and above.
Application Process
The application process for the DBS Woman’s Card is simple and straightforward. You can apply for the card online or in person at any DBS or POSB branch. Here’s what you need to do:
- Visit the DBS website and fill in the online application form.
- Upload the necessary documents, including your NRIC or passport, income documents, and employment pass (if applicable).
- Wait for your application to be processed. This usually takes around 7-10 working days.
- Once your application is approved, you’ll receive your DBS Woman’s Card in the mail.
Alternatively, you can also apply for the DBS Woman’s Card in person at any DBS or POSB branch. Here’s what you need to bring:
- Your NRIC or passport
- Income documents
- Employment pass (if applicable)
In conclusion, the DBS Woman’s Card is a great credit card for women who want to enjoy travel, fashion, dining, and other benefits and privileges. To apply for the card, make sure you meet the eligibility criteria and follow the application process carefully.
Fees and Charges
If you’re considering the DBS Woman’s Card in Singapore, it’s important to understand the fees and charges associated with it. In this section, we’ll break down the annual fees, potential costs, and other important information you need to know.
Understanding Annual Fees
The annual fee for the DBS Woman’s Card is S$163.50 for the principal card and S$81.75 for each supplementary card. For the DBS Woman’s World Card, the annual fee is S$196.20 for the principal card and S$97.20 for each supplementary card. However, the annual fee is waived for the first year for both cards.
To receive an annual fee waiver for subsequent years, you must meet certain spending requirements. For the DBS Woman’s Card, you must charge at least S$2,000 to your card within 60 days of card approval or renewal. For the DBS Woman’s World Card, you must charge at least S$25,000 to your card each year.
Other Potential Costs
In addition to the annual fees, there are other potential costs associated with the DBS Woman’s Card. For example, if you make transactions outside of Singapore but charged in Singapore dollars, you’ll be subject to an administrative fee of 2.8% on the total transaction amount, which includes a 1% fee by Visa/Mastercard or 0.6% fee by UnionPay.
Late payment fees are also a potential cost. If you don’t make the minimum payment by the due date, you’ll be charged a late payment fee of S$100. Interest rates are also something to consider. The annual interest rate is 26.80%, and the interest-free period is 25 days.
It’s important to note that certain transactions are excluded from the annual fee waiver and minimum spending requirements. For example, cash advances, balance transfers, and instalment payment plans do not count towards meeting the spending requirements for an annual fee waiver.
In summary, the DBS Woman’s Card in Singapore has annual fees and potential costs associated with it. However, if you meet the spending requirements, you can receive an annual fee waiver for subsequent years. Be sure to read the terms and conditions carefully to understand the fees and charges associated with the card.
Exclusive Offers and Partnerships
As a DBS Woman’s Cardholder, you can enjoy exclusive offers and partnerships with various merchants across Singapore. These offers are designed to help you save money while enjoying the best of dining, wellness, fashion, and beauty.
Dining and Wellness
DBS Woman’s Cardholders can enjoy discounts of up to 50% at over 60 restaurants in Singapore. Whether you’re in the mood for local cuisine or international flavours, you can find a restaurant that suits your taste buds. Additionally, you can also enjoy discounts of up to 20% on spa treatments and wellness packages at selected merchants.
Fashion and Beauty
DBS Woman’s Cardholders can also enjoy exclusive discounts and offers on fashion and beauty products. For example, you can enjoy discounts of up to 20% on selected fashion brands such as Zalora, ASOS, and Reebonz. You can also enjoy discounts of up to 10% on beauty products at selected merchants.
Furthermore, DBS Woman’s Cardholders can enjoy additional discounts and promotions when booking travel accommodations through Booking.com. You can also enjoy discounts on food delivery services such as Foodpanda.
In conclusion, as a DBS Woman’s Cardholder, you can enjoy a wide range of exclusive offers and partnerships across various categories such as dining, wellness, fashion, and beauty. These offers are designed to help you save money while enjoying the best of Singapore. So, start exploring these offers today and make the most of your DBS Woman’s Card.
Card Management and Protection
Managing and protecting your DBS Woman Card is essential to ensure that you get the most out of it. Here are some key features that can help you manage and protect your card.
Online Transaction Security
When it comes to online transactions, security is of the utmost importance. DBS Woman Card offers e-Commerce Protection for online purchases, which means that you can shop online with peace of mind. This feature protects you against unauthorized transactions and provides coverage for eligible transactions. You can also enjoy 0% interest on online purchases for up to 12 months.
Customer Support
If you have any questions or concerns about your DBS Woman Card, you can contact the customer support team. They are available 24/7 to assist you with any issues you may have. You can also manage your card through the DBS mobile app, which allows you to check your balance, view your transactions, and pay bills.
In addition to these features, DBS Woman Card also offers other benefits, such as earning DBS Points for every S$5 spent and redeeming them for shopping and dining vouchers, movie discounts, and more. With an annual fee waiver and fashion, beauty, and hotel deals and promotions, the DBS Woman Card is a great choice for women who want to get the most out of their credit card.
Overall, the DBS Woman Card is a reliable and secure credit card that offers many benefits and features to help you manage and protect your card. Whether you are shopping online or making bill payments, the DBS Woman Card has you covered.
Frequently Asked Questions
What fabulous perks come with the DBS Woman’s World Card?
The DBS Woman’s World Card comes with a range of benefits, including 4X DBS Points per S$5 spent on online shopping, dining, and overseas transactions. You can also enjoy exclusive deals and promotions on luxury brands, travel, and wellness services. The card also offers complimentary travel insurance coverage of up to S$1 million.
How can I maximise my rewards with the DBS Woman’s Card promotions?
To maximise your rewards with the DBS Woman’s Card promotions, you should keep an eye out for exclusive deals and promotions offered by DBS. You can earn up to 9X DBS Points per S$5 spent on online shopping, dining, and overseas transactions. You can also earn bonus points by spending on specific categories, such as dining, shopping, and travel.
Are there any exclusive reviews detailing the benefits of the DBS Woman’s Card?
Yes, there are many exclusive reviews detailing the benefits of the DBS Woman’s Card. You can find reviews on various websites, including The MileLion and DBS Singapore’s official website. These reviews provide an in-depth analysis of the card’s features, benefits, and drawbacks.
What’s the minimum spend to unlock the full potential of the DBS Woman’s World Card?
There is no minimum spend required to unlock the full potential of the DBS Woman’s World Card. However, the card has an annual income requirement of S$80,000. To maximise your rewards, you should spend on specific categories, such as dining, shopping, and travel.
How does one convert points from the DBS Woman’s Card into air miles?
To convert points from the DBS Woman’s Card into air miles, you can use the DBS Rewards Catalogue. The catalogue allows you to redeem your points for air miles, hotel stays, and other rewards. You can also transfer your points to KrisFlyer or Asia Miles.
Is it possible to hold multiple DBS cards, and how does that affect my benefits?
Yes, it is possible to hold multiple DBS cards. Holding multiple cards can help you maximise your rewards and benefits. However, some benefits may not be applicable to all cards. You should check the terms and conditions of each card to determine the benefits that apply to you.