If you’re looking for a credit card that offers a range of benefits and rewards, the DBS Black Visa Card might be just what you need. This card is designed to help you make the most of your shopping and lifestyle expenses, while also providing comprehensive financial benefits and travel and transport advantages. Whether you’re a frequent traveller or simply looking for a credit card that can help you save money on everyday purchases, the DBS Black Visa Card is definitely worth considering.
One of the key benefits of the DBS Black Visa Card is its exclusive rewards and DBS Points system. With this card, you can earn points for every dollar you spend, which can be redeemed for a variety of rewards and privileges. Additionally, the card offers a seamless payment experience, making it easy and convenient to use both online and offline.
If you’re interested in learning more about the DBS Black Visa Card and its many benefits, be sure to check out the following sections. In the next few paragraphs, we’ll explore some of the key features and advantages of this card, as well as some frequently asked questions that may help you decide whether it’s right for you.
Key Takeaways
- The DBS Black Visa Card offers exclusive rewards and DBS Points that can be redeemed for a variety of privileges and benefits.
- This card provides a seamless payment experience, making it easy and convenient to use both online and offline.
- In addition to shopping and lifestyle privileges, the DBS Black Visa Card also offers comprehensive financial benefits and travel and transport advantages.
Exclusive Rewards and DBS Points
With the DBS Black Visa Card, you can enjoy exclusive rewards and DBS Points on your everyday spend. You can earn 3X DBS Points (or 6 miles) on local Visa contactless purchases, and 1X DBS Point (or 2 miles) on other purchases. These points can be redeemed for a variety of rewards, including shopping and dining vouchers, cash credits, and more.
For every S$5 spent, you will earn 1 DBS Point, which is equivalent to 2 miles or S$0.02 cashback. This means that the more you spend, the more points you will earn, and the more rewards you will be able to redeem. You can even switch your reward once a calendar month, giving you the flexibility to choose the reward that best suits your needs.
Some of the rewards you can redeem with your DBS Points include $350 credit for 25,000 DBS Points, $10 NTUC Fairprice voucher for 690 DBS Points, $50 Takashimaya voucher for 3,200 DBS Points, and 1 Golden Village ticket for 750 DBS Points. With so many options to choose from, you can be sure to find a reward that you will love.
The DBS Black Visa Card is the perfect rewards credit card for those who want to earn points on their everyday spend. With exclusive rewards and DBS Points, you can enjoy the benefits of a premium credit card while earning rewards that you can use to offset your purchases and bills. So why wait? Apply for your DBS Black Visa Card today and start earning rewards on your spend!
Seamless Payment Experience
When it comes to making payments, the DBS Black Visa Card offers a seamless experience that makes transactions quick, easy and convenient. Here are some of the ways the card makes payments a breeze:
Contactless Convenience
The DBS Black Visa Card allows you to make contactless payments with ease. With Visa PayWave, you can simply tap your card on the terminal to make payments of up to $100. This means that you don’t have to fumble with cash or wait for a receipt. You can also use your card for SimplyGo, which allows you to tap and go on public transport.
Mobile Wallet Integration
The DBS Black Visa Card is also compatible with a range of mobile wallets, including Samsung Pay, Google Pay and Apple Pay. This means that you can make payments using your smartphone, without the need for your physical card. With mobile wallet integration, you can enjoy added security and convenience, as well as the ability to track your spending in real-time.
When you use your DBS Black Visa Card for local Visa PayWave transactions, you can earn 1.2 miles for every $1 spent. For other purchases, you can earn 0.4 miles for every $1 spent. By using contactless payment methods, you can earn rewards faster and enjoy a seamless payment experience.
In summary, the DBS Black Visa Card offers a range of benefits when it comes to making payments. With contactless payment methods and mobile wallet integration, you can enjoy added convenience and security, while earning rewards on your spending.
Shopping and Lifestyle Privileges
If you are looking for a credit card that offers great rewards and privileges for your shopping and lifestyle needs, the DBS Black Visa Card is definitely worth considering. With its impressive range of benefits, this card is ideal for local shoppers who want to get the most out of their spending.
Online Shopping Rewards
One of the standout features of the DBS Black Visa Card is its online shopping rewards programme. When you use your card to make purchases at participating online merchants, you can earn up to 10% cashback or 10X rewards points. This makes it one of the best shopping credit cards in Singapore, especially for those who frequently shop online.
Exclusive Dining and Beauty Offers
In addition to its online shopping rewards, the DBS Black Visa Card also offers a range of exclusive dining and beauty privileges. Cardholders can enjoy discounts of up to 50% at selected restaurants and beauty salons in Singapore. These offers are perfect for those who love to dine out or pamper themselves with beauty treatments.
Moreover, the DBS Black Visa Card also offers benefits for those who love to travel. With exclusive discounts on Agoda bookings and access to the Visa Luxury Hotel Collection, you can enjoy the best travel experiences without breaking the bank.
Instalment Payment Plan
If you prefer to pay for your purchases in instalments, the DBS Black Visa Card has got you covered. With its instalment payment plan, you can enjoy 0% interest on your purchases, allowing you to spread the cost over a period of time.
Local and Overseas Spending
Whether you are shopping locally or overseas, the DBS Black Visa Card offers great benefits and privileges. With up to 3% rebate on your local spending and up to 5% rebate on your overseas spending, you can enjoy significant savings on your shopping.
Merchants and Partners
The DBS Black Visa Card has partnered with a range of merchants and partners to offer cardholders exclusive discounts and benefits. From Esso petrol stations to fashion retailers, there are plenty of opportunities to save money and earn rewards with this card.
In conclusion, the DBS Black Visa Card is an excellent choice for those who want to enjoy great rewards and privileges for their shopping and lifestyle needs. With its impressive range of benefits and privileges, this card is definitely worth considering if you are looking for a credit card that offers great value for money.
Comprehensive Financial Benefits
Are you looking for a credit card that provides comprehensive financial benefits? Look no further than the DBS Black Visa Card. This card offers competitive fees and rates, as well as flexible payment options to suit your needs.
Competitive Fees and Rates
The DBS Black Visa Card comes with an annual fee of S$192.60, which is waived for the first year. This fee is comparable to other cashback credit cards on the market, such as the Citi Rewards Card, UOB Preferred Platinum Card, and HSBC Revolution Credit Card.
In addition to its reasonable annual fee, the DBS Black Visa Card also offers a competitive interest rate of 25.90% per annum. This is lower than the average annual interest rate of other credit cards, making it an attractive option for those who want to avoid high interest charges.
Flexible Payment Options
The DBS Black Visa Card offers flexible payment options to help you manage your finances. You can choose to pay your balance in full each month, or you can opt for a 0% interest installment plan for big purchases. This allows you to spread out your payments over several months without incurring any interest charges.
If you need to make a cash advance transaction, the DBS Black Visa Card also offers a reasonable cash advance transaction fee of 6% of the amount withdrawn or S$15, whichever is higher. This is lower than the average cash advance transaction fee of other credit cards.
In addition, the DBS Black Visa Card has a foreign currency transaction fee of 3%, which is in line with other credit cards. However, it is important to note that this fee can add up if you frequently make purchases in foreign currency.
Overall, the DBS Black Visa Card provides comprehensive financial benefits that can help you manage your finances and save money in the long run. With its competitive fees and rates, flexible payment options, and reasonable transaction fees, it is a great option for those looking for a cashback credit card with solid financial benefits.
Travel and Transport Advantages
Travelling with the DBS Black Visa Card can be a breeze due to its global acceptance. You can use it to make transactions in any country that accepts Visa Cards. This means that you do not have to worry about carrying cash or exchanging currencies when travelling overseas. It is also a great way to keep track of your expenses while travelling.
Global Acceptance
The DBS Black Visa Card is accepted worldwide, which makes it a great travel companion. You can use it to book flights, hotels, and rental cars. You can also use it to pay for meals, shopping, and entertainment. With the DBS Black Visa Card, you can travel with peace of mind knowing that you have a reliable and widely accepted payment method.
Local Commute Perks
The DBS Black Visa Card offers several perks for local commuters. You can enjoy cashback on your Grab rides when you pay with your DBS Black Visa Credit Card. You can also enjoy discounts on petrol transactions at SPC petrol stations. Additionally, you can use your DBS Black Visa Card to pay for public transport fares with SimplyGo. This means that you do not have to worry about carrying cash or topping up your transport card.
Moreover, the DBS Black Visa Card is also a great way to earn rewards points. You can earn Smiles Points for every dollar spent on your DBS Black Visa Card. These points can be redeemed for a wide range of rewards, including travel vouchers, shopping vouchers, and more.
In conclusion, the DBS Black Visa Card offers several travel and transport advantages. With its global acceptance, local commute perks, and rewards system, it is a great card for anyone who loves to travel or commute locally. Keep in mind that the card comes with a processing fee and requires a valid license for application.
Frequently Asked Questions
What exclusive perks come with the DBS Black Visa Card?
The DBS Black Visa Card is a rewards credit card that offers a range of exclusive perks to its users. Some of the exclusive perks include access to exclusive events, discounts on dining, shopping, and travel, and complimentary travel insurance. You can also earn DBS Points on every dollar spent, which can be redeemed for a range of rewards.
How can one become eligible for the DBS Black Card in Singapore?
To become eligible for the DBS Black Card in Singapore, you must have a minimum income of $120,000 per annum. You must also be at least 21 years old and a Singaporean citizen or permanent resident.
What are the travel advantages offered by the DBS Black Visa Card?
The DBS Black Visa Card offers a range of travel advantages, including complimentary travel insurance, access to airport lounges, and discounts on hotel bookings. You can also earn DBS Points on every dollar spent on travel-related expenses, which can be redeemed for a range of travel rewards.
Could you highlight the top privileges of owning a DBS Black Elite Card?
The DBS Black Elite Card is a premium credit card that offers a range of exclusive privileges to its users. Some of the top privileges of owning a DBS Black Elite Card include access to exclusive events, discounts on dining, shopping, and travel, and complimentary travel insurance. You can also earn DBS Points on every dollar spent, which can be redeemed for a range of rewards.
What are the unique features that set the DBS Black Visa Card apart from other credit cards?
The DBS Black Visa Card offers a range of unique features that set it apart from other credit cards. Some of the unique features include access to exclusive events, discounts on dining, shopping, and travel, and complimentary travel insurance. You can also earn DBS Points on every dollar spent, which can be redeemed for a range of rewards.
How does the DBS Black Visa Card enhance your lifestyle experiences?
The DBS Black Visa Card enhances your lifestyle experiences by offering a range of exclusive perks, discounts, and rewards. Whether you’re looking to dine out at a fancy restaurant, travel to exotic destinations, or shop for luxury goods, the DBS Black Visa Card has got you covered. With its range of unique features and exclusive privileges, the DBS Black Visa Card is the perfect credit card for those who want to enhance their lifestyle experiences.