Introduction
If you are a frequent traveller, you understand the importance of having travel insurance to protect you from unexpected incidents. DBS Altitude Travel Insurance is a great option for Singaporeans who want to travel with peace of mind. With this insurance, you can enjoy a range of benefits, including coverage for medical expenses, trip cancellations, and lost baggage.
Exploring DBS Altitude Travel Insurance
DBS Altitude Travel Insurance is designed to provide comprehensive coverage for your travels. It offers a range of benefits, including coverage for medical expenses, trip cancellations, and lost baggage. The insurance covers both single and multiple trips, so you can choose the coverage that best suits your needs. Additionally, the insurance offers coverage for pre-existing medical conditions, subject to certain terms and conditions.
Understanding Travel Insurance Coverage
When it comes to travel insurance, it is important to understand the coverage that you are getting. DBS Altitude Travel Insurance covers a range of incidents, including medical emergencies, trip cancellations, and lost baggage. The insurance also covers pre-existing medical conditions, subject to certain terms and conditions. However, it is important to note that there are certain exclusions to the coverage, so you should read the terms and conditions carefully before purchasing the insurance.
Key Takeaways
- DBS Altitude Travel Insurance offers comprehensive coverage for medical emergencies, trip cancellations, and lost baggage.
- The insurance covers both single and multiple trips and offers coverage for pre-existing medical conditions, subject to certain terms and conditions.
- It is important to read the terms and conditions carefully to understand the coverage and exclusions of the insurance.
Exploring DBS Altitude Travel Insurance
If you’re a frequent traveller, you’ll know how important it is to have travel insurance. DBS Altitude Travel Insurance is designed to provide comprehensive coverage for your travels, giving you peace of mind so you can focus on enjoying your trip.
DBS Altitude Card Benefits
The DBS Altitude Card is a credit card that rewards you with miles for your local and overseas spend. With this card, you can earn 1.2 miles for every $1 spent locally and 2 miles for every $1 spent overseas. You can also earn 3 miles for every $1 spent on online flight and hotel bookings.
One of the benefits of the DBS Altitude Card is that it comes with complimentary travel insurance. When you charge your travel expenses to your DBS Altitude Card, you will automatically be covered under the travel insurance policy. This means that you don’t have to worry about purchasing a separate travel insurance policy for your trip.
Complimentary Travel Insurance Perks
The complimentary travel insurance policy that comes with the DBS Altitude Card provides coverage for a range of travel-related incidents. For example, it covers medical expenses, trip cancellations, and travel delays.
The policy also includes coverage for COVID-19, which is especially important in today’s climate. If you contract COVID-19 while travelling, you’ll be covered for medical expenses and trip cancellations.
In addition to the coverage provided by the complimentary travel insurance policy, you can also purchase additional coverage through DBS TravellerShield Plus. This policy provides additional coverage for medical expenses, trip cancellations, and travel delays.
Overall, DBS Altitude Travel Insurance is a great option for frequent travellers who want comprehensive coverage for their trips. With its range of benefits and perks, it’s definitely worth considering if you’re in the market for travel insurance.
Understanding Travel Insurance Coverage
When planning a trip abroad, it is essential to consider travel insurance coverage. DBS Altitude Travel Insurance Singapore offers several benefits, including coverage for medical expenses, travel delays, baggage delay, and more. In this section, we will discuss the coverage essentials of DBS Altitude Travel Insurance Singapore.
Covid-19 Coverage Essentials
With the ongoing pandemic, it is crucial to have travel insurance that covers Covid-19. DBS Altitude Travel Insurance Singapore offers Covid-19 coverage, which includes medical expenses, emergency medical evacuation, and trip cancellation due to Covid-19. However, it is essential to note that the coverage is subject to terms and conditions.
Overseas Medical Expenses and Evacuation
DBS Altitude Travel Insurance Singapore covers medical expenses incurred overseas due to accidental injury or illness. The coverage includes hospitalization, surgery, and emergency medical evacuation. The policy also covers the cost of repatriation of mortal remains in case of death.
Travel Inconvenience Protection
DBS Altitude Travel Insurance Singapore offers travel inconvenience protection, which covers travel delay, baggage delay, and loss of personal belongings. The policy provides compensation for expenses incurred due to delayed or lost baggage. It also covers expenses incurred due to travel delay, including accommodation, meals, and transportation.
In conclusion, DBS Altitude Travel Insurance Singapore offers comprehensive coverage for your travel needs. With its Covid-19 coverage, medical expense coverage, and travel inconvenience protection, you can travel with peace of mind.
Maximising Your Travel Benefits
Travelling can be an expensive affair, but with DBS Altitude Travel Insurance, you can maximise your travel benefits and enjoy a stress-free trip. Here are some ways to make the most of your travel insurance:
Leveraging DBS Travel Marketplace
DBS Travel Marketplace offers complimentary travel insurance for both flight and overseas hotel bookings. You can receive one insurance coverage per customer, per period of booking. From 19 March 2022, all new complimentary travel insurance policies issued will include COVID-19 coverage. This means that you can enjoy your trip with peace of mind, knowing that you are protected against unexpected events.
In addition, DBS Travel Marketplace offers a wide range of travel-related products and services, including flights, hotels, car rentals, and travel insurance. You can easily compare and book these services online, saving you time and money. Plus, with exclusive discounts and promotions, you can enjoy even greater savings on your travel expenses.
Unlocking Exclusive Lounge Access
As a DBS Altitude Cardholder, you can enjoy exclusive lounge access at over 1,000 airports worldwide with Priority Pass. This means that you can relax in comfort and style before your flight, with complimentary food, drinks, and Wi-Fi. You can also bring a guest with you for free, making it a great way to start your trip off on the right foot.
To unlock this benefit, simply apply for your Priority Pass membership through DBS. You will receive two complimentary visits per year, and additional visits can be purchased at a discounted rate. With a Priority Pass membership, you can travel in style and enjoy a stress-free trip, no matter where you are going.
By leveraging DBS Travel Marketplace and unlocking exclusive lounge access, you can maximise your travel benefits and enjoy a stress-free trip. With TravellerShield Plus, you can also enjoy automatic COVID-19 coverage, overseas medical expenses, and continuation of medical treatment after return to Singapore. So why wait? Start planning your next trip today and make the most of your DBS Altitude Travel Insurance.
Strategic Spending for Optimal Rewards
If you’re a frequent traveller, you know how important it is to have a good travel credit card. The DBS Altitude Card is an excellent option for those looking to earn miles and receive travel perks. Here are some tips on how to strategically spend with your DBS Altitude Card to maximise your rewards.
Earning Miles with Every Purchase
One of the main benefits of the DBS Altitude Card is that you can earn miles with every purchase. You can earn up to 10 miles per S$1 spent on hotel transactions at Kaligo, 6 miles per S$1 spent on flight, hotel and travel packages at Expedia, and 4.3 miles per S$1 spent on hotel transactions at Agoda.
To earn the most miles possible, you should use your DBS Altitude Card for all your travel-related expenses. This includes hotel bookings, flight tickets, and travel packages. Additionally, you can earn miles on your everyday spending, such as shopping and dining.
Utilising Multi-Currency Accounts
Another benefit of the DBS Altitude Card is that it comes with a multi-currency account. This means you can pay in the local currency when you travel overseas without incurring any additional fees.
To take advantage of this feature, you should always choose to pay in the local currency when you’re overseas. This will help you save money on foreign transaction fees. Additionally, you can use your multi-currency account to transfer money between currencies at favourable exchange rates.
By following these tips, you can earn the most miles possible with your DBS Altitude Card. Remember to always use your card for travel-related expenses and to take advantage of the multi-currency account when you’re overseas.
Eligibility, Fees, and Key Considerations
If you’re a frequent traveller, the DBS Altitude Card is a great option to consider. This card comes with complimentary travel insurance that covers you for medical emergencies, trip cancellations, and more. Here are some key considerations to keep in mind before applying for the DBS Altitude Card.
Annual Fee and Interest Rates
The annual fee for the DBS Altitude Card is $192.60, which is waived for the first year. The interest rate for this card is 26.80% p.a. However, if you pay your balance in full every month, you won’t have to worry about interest charges.
Understanding Insurance Premiums
The DBS Altitude Card comes with complimentary travel insurance provided by Chubb Insurance. This insurance covers you for medical expenses, trip cancellations, and more. However, it’s important to note that there are certain exclusions and limitations to this coverage.
To be eligible for this coverage, you must be a Singaporean or Permanent Resident aged between 18 and 70. You must also charge your travel expenses to your DBS Altitude Card to be eligible for coverage.
When it comes to insurance premiums, the cost of your coverage will depend on a number of factors, including your age, the duration of your trip, and the level of coverage you choose. It’s important to read the terms and conditions of your policy carefully to understand what is and isn’t covered.
In conclusion, the DBS Altitude Card is a great option for frequent travellers who want to enjoy complimentary travel insurance. However, it’s important to consider the annual fee and interest rates associated with this card, as well as the limitations and exclusions of the insurance coverage.
Frequently Asked Questions
What benefits does the DBS Altitude travel insurance offer for COVID-19 related claims?
DBS Altitude travel insurance offers COVID-19 coverage for its customers. You will receive automatic COVID-19 coverage if you purchase the Classic Plan of TravellerShield Plus. The coverage includes overseas medical expenses, continuation of medical treatment after returning to Singapore, and more. Check the policy for more details.
How can I claim complimentary travel insurance with my DBS card?
You can claim complimentary travel insurance with your DBS card by booking your flight and hotel through DBS Travel & Leisure Marketplace. You are entitled to one insurance coverage per customer, per period of booking. From 19 March 2022, all new complimentary travel insurance policies issued will include COVID-19 coverage.
Are there any promo codes currently available for DBS travel insurance?
There may be promo codes available for DBS travel insurance from time to time. Check the DBS website or contact their customer service for more information.
What steps should I take to verify my travel insurance coverage with DBS?
You can verify your travel insurance coverage with DBS by checking your policy documents or contacting their customer service. It is important to verify your coverage before you travel to ensure that you have the right coverage for your trip.
Is it compulsory to have travel insurance for trips to Singapore this year?
It is not compulsory to have travel insurance for trips to Singapore this year. However, it is highly recommended to have travel insurance to protect yourself against unexpected events such as flight cancellations, medical emergencies, and more.
Which provider offers the most comprehensive travel insurance, including COVID-19 cover?
There are many providers that offer comprehensive travel insurance, including COVID-19 cover. It is important to compare different providers and policies to find the one that best suits your needs. Some popular providers in Singapore include DBS, AXA, and NTUC Income.