If you are looking for a credit card that offers unlimited cashback, the Standard Chartered Bank Unlimited Credit Card Singapore might be the perfect choice for you. This credit card offers a flat 1.5% cashback on all your purchases, with no minimum spend and no cashback cap. Whether you’re shopping online or in-store, you can enjoy cashback rewards that can add up over time.
With the Standard Chartered Bank Unlimited Credit Card Singapore, you can also enjoy other benefits such as discounts, rewards, and exclusive promotions. You can earn up to S$280 cashback and 6 months of Disney+ subscription when you spend S$200, and enjoy features like fund transfers, 0% interest instalments, recurring payment plans, and more. Plus, with a low income requirement of only S$30,000, this credit card is accessible to many Singaporeans.
If you’re interested in applying for the Standard Chartered Bank Unlimited Credit Card Singapore, there are a few things you should know. This article will provide an overview of the card, its rewards and benefits, usage and management tips, eligibility and application requirements, and fees and charges. You’ll also find answers to some frequently asked questions to help you make an informed decision.
Card Overview
If you’re looking for a credit card that gives you unlimited cashback and a range of benefits, the Standard Chartered Unlimited Cashback Card is definitely worth considering. Here’s what you can expect from this card:
Unlimited Cashback
The Unlimited Cashback Card from Standard Chartered offers you 1.5% cashback on all your spends. There is no minimum spend required, and there is no cashback cap. This means that you can earn cashback on all your purchases, no matter how big or small they are. Whether you’re buying groceries, paying bills or booking a holiday, you’ll earn cashback on every transaction.
Welcome Bonus
As a new cardholder, you can enjoy a welcome bonus of up to $80 cashback. To qualify for this bonus, you’ll need to spend a minimum of $800 within the first 2 months of card approval. This is a great way to get started with your new card and earn some extra cashback.
Annual Fee
The Standard Chartered Unlimited Cashback Card has an annual fee of $192.60. However, this fee is waived for the first 2 years. This means that you can enjoy all the benefits of the card without having to pay any annual fees for the first 24 months.
Overall, the Standard Chartered Unlimited Cashback Card is a great option for anyone looking for a cashback credit card in Singapore. With unlimited cashback, a welcome bonus and no annual fee for the first 2 years, this card is definitely worth considering.
Rewards and Benefits
If you’re looking for a credit card that offers excellent rewards and benefits, look no further than the Standard Chartered Bank Unlimited Credit Card Singapore. With this card, you can earn 1.5% cashback on all your spends, with no minimum spend and no cashback cap.
Dining and Travel Perks
The Unlimited Credit Card also offers a range of dining and travel perks. You can enjoy up to 50% off dining at selected restaurants, as well as exclusive discounts on travel packages and hotel bookings.
Transport Benefits
If you frequently use public transport, you’ll love the transport benefits that come with the Unlimited Credit Card. You can enjoy up to 20% off your Grab rides, as well as discounts on petrol purchases at selected petrol stations.
Online and Retail Rewards
With the Unlimited Credit Card, you can also earn rewards when you shop online or in-store. You can earn up to 3% cashback on your online and retail purchases, as well as up to 20% off your purchases at selected merchants.
If you’re looking for a credit card that offers even more rewards, consider the Rewards+ Credit Card. With this card, you can earn up to 10X rewards points on your dining, retail, and travel spends. You can also use your rewards points to offset your travel purchases or convert them into airline or hotel loyalty program options.
Overall, the Standard Chartered Bank Unlimited Credit Card Singapore and Rewards+ Credit Card offer excellent rewards and benefits for those looking to get the most out of their credit card. So why wait? Apply for your card today and start enjoying all the perks and rewards that come with it!
Usage and Management
Managing your Standard Chartered Bank Unlimited Credit Card in Singapore is a breeze. With various digital wallet integrations, SC EasyBill payments, and an online banking platform, you can easily keep track of your spending and make payments.
Digital Wallet Integration
The Standard Chartered Bank Unlimited Credit Card in Singapore is compatible with various digital wallets, including Google Pay, Apple Pay, and Samsung Pay. This compatibility makes it easy to make payments using your phone, which is especially convenient when you’re on the go.
SC EasyBill Payments
SC EasyBill is a convenient way to pay your bills online. With this feature, you can easily pay your bills using your Standard Chartered Bank Unlimited Credit Card. You can also set up automatic payments, so you never have to worry about missing a payment.
Online Banking Platform
The Standard Chartered Bank Unlimited Credit Card in Singapore comes with an online banking platform that allows you to manage your account from anywhere. You can view your account balance, check your transaction history, and make payments online. The platform is user-friendly and easy to navigate, making it easy to keep track of your spending.
Overall, managing your Standard Chartered Bank Unlimited Credit Card in Singapore is easy and convenient. With various digital wallet integrations, SC EasyBill payments, and an online banking platform, you can easily keep track of your spending and make payments.
Eligibility and Application
If you’re interested in applying for the Standard Chartered Bank Unlimited Credit Card, there are a few things you should be aware of. Here’s what you need to know about eligibility and the application process.
Income Requirements
First and foremost, you’ll need to meet certain income requirements in order to be eligible for the Standard Chartered Bank Unlimited Credit Card. If you’re a Singapore citizen or permanent resident, you’ll need to have a minimum annual income of $30,000. If you’re a foreigner, you’ll need to have a minimum annual income of $60,000.
Documentation for Foreigners
If you’re a foreigner applying for the Standard Chartered Bank Unlimited Credit Card, you’ll need to provide certain documentation. This includes a copy of your passport, your employment pass or work permit, and your latest payslip. You may also be required to provide additional documentation, depending on your individual circumstances.
Overall, applying for the Standard Chartered Bank Unlimited Credit Card is a straightforward process. As long as you meet the income requirements and have the necessary documentation, you should be able to apply with ease.
Fees and Charges
If you are considering applying for the Standard Chartered Unlimited Credit Card in Singapore, it is important to understand the fees and charges associated with the card. In this section, we will discuss the transaction and overlimit fees, as well as the interest rates on fund transfers.
Transaction and Overlimit Fees
The Standard Chartered Unlimited Credit Card has a transaction fee of 1.5% for all eligible spend. Additionally, if you exceed your credit limit, you will be charged an overlimit fee of $40.
To avoid these fees, it is important to keep track of your spending and stay within your credit limit. You can also consider setting up alerts or notifications to help you monitor your spending.
Interest Rates on Fund Transfers
If you are looking to transfer funds from your Standard Chartered Unlimited Credit Card to another account, it is important to understand the interest rates associated with this type of transaction. The interest rate for fund transfers is 0% for the first 6 months, after which it will be charged at a rate of 0.8% per month.
It is important to note that there is a minimum transfer amount of $1,000 for fund transfers, and a processing fee of $50 or 1.5% of the transfer amount (whichever is higher).
Overall, while the Standard Chartered Unlimited Credit Card offers many benefits and rewards, it is important to understand the associated fees and charges before applying. By staying aware of these fees and managing your spending responsibly, you can make the most of your credit card and avoid unnecessary costs.
Frequently Asked Questions
What exclusive perks come with the Standard Chartered Unlimited Cashback Card?
The Standard Chartered Unlimited Cashback Card comes with a range of exclusive perks, including access to the Visa Infinite program, which provides you with travel and lifestyle benefits such as airport lounge access, travel insurance, and concierge services. You can also enjoy exclusive dining and shopping privileges at participating merchants.
How can you qualify for the Visa Infinite benefits with Standard Chartered?
To qualify for the Visa Infinite benefits, you need to have an annual income of at least $150,000 and be a primary cardholder of the Standard Chartered Unlimited Cashback Card. You will then automatically be enrolled in the Visa Infinite program.
What is the cashback rate for the Standard Chartered Unlimited Cashback Card?
The cashback rate for the Standard Chartered Unlimited Cashback Card is 1.5% on all eligible purchases, with no minimum spend and no cap on cashback. This means that you can earn unlimited cashback on all your spending, whether it’s on dining, shopping, or travel.
Are there any annual fee waivers available for the Standard Chartered Unlimited Credit Card?
Yes, there are annual fee waivers available for the Standard Chartered Unlimited Credit Card. If you spend a minimum of $6,000 per year on your card, the annual fee of $192.60 will be waived for the following year.
Can you explain the exclusions for cashback on the Standard Chartered Unlimited Credit Card?
There are a few exclusions for cashback on the Standard Chartered Unlimited Credit Card, including cash advances, balance transfers, and payments to educational institutions, government institutions, and insurance providers. You can find a full list of exclusions in the terms and conditions of the card.
How does the Standard Chartered Unlimited Credit Card compare with other cashback cards in Singapore?
The Standard Chartered Unlimited Credit Card is one of the most competitive cashback cards in Singapore, with a high cashback rate of 1.5% on all eligible purchases and no minimum spend or cap on cashback. It also comes with a range of exclusive perks, such as access to the Visa Infinite program and dining and shopping privileges. However, it’s always a good idea to compare different credit cards and their features to find the one that best suits your needs and spending habits.