If you’re looking for a credit card that rewards you for your spending, the OCBC Titanium Rewards Card might be the perfect fit for you. This credit card offers a range of benefits, including cashback, miles, and rewards points that can be redeemed for a variety of products and experiences.
With the OCBC Titanium Rewards Card, you can earn 10x OCBC$ (equivalent to 4 air miles) per S$1 spent on eligible online and retail purchases at Apple, Shopee, H&M, and more. You’ll also earn 1x OCBC$ on all other eligible purchases. Additionally, you can enjoy an additional 2% cash rebate at BEST Denki.
Whether you’re a frequent shopper or simply looking for a credit card that offers great rewards, the OCBC Titanium Rewards Card is worth considering. Keep reading to learn more about the card’s features, benefits, and fees, as well as how you can start earning rewards today.
Key Takeaways
- The OCBC Titanium Rewards Card offers a range of benefits, including cashback, miles, and rewards points that can be redeemed for a variety of products and experiences.
- Cardholders can earn 10x OCBC$ per S$1 spent on eligible online and retail purchases at select merchants, as well as an additional 2% cash rebate at BEST Denki.
- Before applying for the card, it’s important to understand the fees and charges associated with it, as well as how to earn and redeem rewards points.
OCBC Titanium Rewards Card Overview
If you’re looking for a credit card that rewards you for your shopping habits, the OCBC Titanium Rewards Card might be the perfect fit for you. This card offers a range of benefits and features that can help you save money and earn rewards on your everyday purchases.
Key Features and Benefits
The OCBC Titanium Rewards Card offers a range of features and benefits, including:
- Earn 10 times OCBC$ (equivalent to 4 air miles or 2.78% cash rebate) for every S$1 spent at selected shopping merchants and MCCs.
- Earn 1 OCBC$ for every S$1 spent on all other transactions.
- Redeem your OCBC$ for cash rebates, miles, vouchers, products, or lifestyle experiences.
- No minimum spend required to earn rewards.
- Annual fee waiver for the first two years.
Eligibility and Application Process
To be eligible for the OCBC Titanium Rewards Card, you must meet the following criteria:
- Be at least 21 years old.
- Earn a minimum annual income of S$30,000 for Singaporeans and Permanent Residents, or S$45,000 for foreigners.
- Have a good credit rating.
To apply for the card, you can visit the OCBC website or any OCBC branch. You will need to provide your personal details, income information, and MyInfo profile. If you already have an OCBC 360 account or a salary crediting account with OCBC, you may be eligible for additional benefits.
Overall, the OCBC Titanium Rewards Card is a great option for anyone who wants to earn rewards on their shopping and everyday purchases. With its generous rewards program and no minimum spend requirement, this card can help you save money and earn rewards on your everyday spending.
Earning and Redeeming Rewards
If you’re looking for a credit card that rewards you for your spending, the OCBC Titanium Rewards Credit Card might be the perfect fit. With this card, you can earn OCBC$ (rewards points) for every dollar spent, which can be redeemed for a variety of rewards.
Local and Overseas Spend Rewards
For every dollar spent on general spending both in Singapore and overseas, you can earn 0.4 OCBC$. However, you can earn 4 OCBC$ for every dollar spent on specific shopping transactions. So, if you’re a shopaholic, you can earn up to 4 miles per dollar in the form of OCBC$ points.
Bonus Points and Categories
OCBC Titanium Rewards Credit Card offers bonus points for specific categories. For example, you can earn 10 times the usual OCBC$ (equivalent to 4 air miles or 2.78% cash rebate) for every dollar spent at selected shopping MCCs/Merchants. You can also earn 5 OCBC$ for every dollar spent on all retail spend, and bonus 45 OCBC$ will be awarded for every $5 spend on shopping, department store, and online spend categories.
Miles Conversion and Partners
OCBC Titanium Rewards Credit Card allows you to convert your OCBC$ points to KrisFlyer miles. For every 1,000 OCBC$ points, you can convert them to 250 KrisFlyer miles. You can also convert your OCBC$ to other airline miles, such as Asia Miles and AirAsia BIG points. In addition, you can redeem your OCBC$ points for cash rebates, vouchers, products or lifestyle experiences.
Moreover, you can earn 4 miles per dollar spent at Esso petrol stations in Singapore. This is a great way to earn more miles while filling up your car.
In conclusion, the OCBC Titanium Rewards Credit Card is an excellent choice for those who love to shop and travel. With its generous rewards system and multiple redemption options, you can earn and redeem rewards easily.
Exclusive Shopping Benefits
If you’re looking for a credit card that rewards you for your shopping, the OCBC Titanium Rewards Credit Card is the perfect choice for you. With this card, you can enjoy a range of exclusive shopping benefits that will help you save money and earn rewards.
Retail and Online Shopping Perks
The OCBC Titanium Rewards Credit Card gives you 10 OCBC$ (equivalent to a 2.78% cash rebate or 4 air miles) for every S$1 spent in certain retail categories – both online and in stores. This means that you can earn rewards for all your shopping, whether you’re buying clothes, shoes, bags, electronics, or anything else.
In addition, you can exchange your OCBC$ for cash rebates, air miles, vouchers, products or experiences. This gives you the flexibility to choose the rewards that suit you best.
Merchant Partners and Offers
The OCBC Titanium Rewards Credit Card has a range of merchant partners that offer exclusive deals and discounts to cardholders. Some of the popular merchant partners include BEST Denki, Courts, Tangs, Qoo10, Amazon, Shopee, Alibaba, AliExpress, EZBuy, Lazada, and Taobao.
For example, when you purchase electronics at BEST Denki, you can get a bonus 2% cash rebate. Similarly, when you shop at Courts, you can get up to 12% off on your purchases. And when you shop at Tangs, you can get up to 6% rebate.
Overall, the OCBC Titanium Rewards Credit Card is a great choice for anyone who loves to shop. With its exclusive shopping benefits and merchant partners, you can save money and earn rewards on all your purchases.
Additional Card Features
As well as the rewards points and benefits, the OCBC Titanium Rewards Credit Card provides you with a range of additional features to make your life easier and more enjoyable. Here are just a few of the features that you can expect:
Travel and Lifestyle Privileges
The OCBC Titanium Rewards Credit Card offers a range of travel and lifestyle privileges to make your journeys more comfortable and enjoyable. For instance, you can enjoy discounts on hotel bookings and car rentals, as well as access to exclusive airport lounges. You can also take advantage of special deals on travel insurance, which can save you money and provide you with peace of mind when you’re on the road.
Security and Insurance Benefits
The OCBC Titanium Rewards Credit Card also offers a range of security and insurance benefits to protect you from harm and damage. For instance, you can enjoy purchase protection, which covers you against damage or harm to items that you purchase using your card. You can also take advantage of travel accident insurance, which provides you with financial protection in the event of an accident while you’re travelling.
In addition to these benefits, the OCBC Titanium Rewards Credit Card also provides you with a range of other features, such as 24-hour customer service, fraud protection, and more. With all of these features at your disposal, you can enjoy peace of mind and convenience when you use your card to pay for services, products, experiences, clothing, accessories, shoes, family clothing, miscellaneous apparel and accessory shops, retailers, sporting goods, luggage, leather goods, riding apparel, sporting goods stores, luggage or leather goods stores, events, gifts, and more.
So why wait? Apply for your OCBC Titanium Rewards Credit Card today and start enjoying all of these amazing features and benefits!
Understanding Fees and Charges
When considering the OCBC Titanium Credit Card, it is important to understand the fees and charges associated with the card. Here are some key points to keep in mind:
Annual Fee
The annual fee for the OCBC Titanium Credit Card is $196.20. However, this fee is waived for the first two years of card membership. To have the annual fee waived in subsequent years, you must charge at least $10,000 to the card within each 12-month period from your card issue anniversary date.
Terms and Conditions
It is important to read and understand the terms and conditions associated with the OCBC Titanium Credit Card. This will help you avoid any unexpected fees or charges. You can find the terms and conditions on the OCBC website.
Interest Rates
The interest rate for the OCBC Titanium Credit Card is 2.78% per month, which is subject to compounding if the monthly interest charges are not paid in full. It is important to make timely payments to avoid interest charges.
Minimum Income Requirement
The minimum income requirement for the OCBC Titanium Credit Card is $30,000 per annum for Singaporeans and Permanent Residents, and $45,000 per annum for foreigners.
Base Rate
The base rate for the OCBC Titanium Credit Card is 10X OCBC$ (or 4 air miles) per $1 spent on eligible transactions at participating merchants. Eligible transactions include online and overseas purchases, fashion and retail, and more.
Earn Rate
The earn rate for the OCBC Titanium Credit Card is capped at 48,000 miles per year (worth $480). This means that you can earn up to 10X OCBC$ (or 4 air miles) per $1 spent on eligible transactions, up to a maximum of 48,000 miles per year.
Overall, the OCBC Titanium Credit Card offers a range of benefits and rewards for cardholders. By understanding the fees and charges associated with the card, you can make informed decisions about how to use it to your advantage.
Frequently Asked Questions
What are the top perks of using the OCBC Titanium Rewards card?
The OCBC Titanium Rewards Credit Card comes with a range of benefits that make it an attractive option for Singaporeans. The top perks of using this card include earning up to 10 times the usual OCBC$ for every S$1 spent at specific shopping MCCs/Merchants, up to 120,000 bonus OCBC$ a year, and a host of discounts and privileges at participating merchants.
How can you maximise your rewards with the OCBC Titanium Credit Card?
To maximise your rewards with the OCBC Titanium Credit Card, you should use it for your everyday spending and take advantage of the card’s benefits and promotions. You can also earn bonus rewards by shopping at participating merchants and by using the card for online purchases. Keep an eye out for exclusive deals and discounts that are available to cardholders.
Where can you find genuine reviews for the OCBC Titanium Credit Card?
You can find genuine reviews for the OCBC Titanium Credit Card on various online platforms, including forums and review sites. You can also check out the official OCBC website for customer testimonials and feedback. It’s always a good idea to read reviews from multiple sources to get a well-rounded view of the card’s benefits and drawbacks.
What makes the OCBC Titanium Rewards card stand out from other OCBC cards?
The OCBC Titanium Rewards card stands out from other OCBC cards due to its generous rewards scheme and exclusive privileges. With this card, you can earn up to 10 times the usual OCBC$ for every S$1 spent at specific shopping MCCs/Merchants, up to 120,000 bonus OCBC$ a year, and a range of discounts and benefits at participating merchants. Additionally, the card comes with a low annual fee and no minimum spend requirements.
How does the OCBC Titanium Rewards scheme work?
The OCBC Titanium Rewards scheme works by awarding cardholders with OCBC$ for every dollar spent on eligible transactions. These OCBC$ can be redeemed for a range of rewards, including cash rebates, air miles, and vouchers. The card also comes with a range of exclusive benefits and privileges, including discounts at participating merchants and access to exclusive events.
Can you tell me the process to check my OCBC Titanium Rewards balance?
To check your OCBC Titanium Rewards balance, simply log in to your OCBC online banking account or use the OCBC mobile app. You can also call the OCBC customer service hotline to check your balance or redeem your rewards. Keep in mind that your OCBC$ balance may take up to 3-5 working days to reflect in your account after a transaction.