Introduction
If you are a frequent traveller or someone who enjoys the finer things in life, the OCBC Prestige Card in Singapore could be the perfect credit card for you. With a range of exclusive lifestyle privileges and rewards, this card offers a host of benefits that are hard to come by elsewhere.
OCBC Prestige Card Overview
The OCBC Prestige Card is a premium credit card that offers a wide range of benefits and rewards to its cardholders. The card comes with a range of lifestyle privileges such as access to airport lounges, exclusive hotel deals, and a dedicated concierge service. Cardholders can also earn rewards points on their spending, which can be redeemed for a range of rewards such as air miles, cashback, and vouchers.
Exclusive Lifestyle Privileges
One of the main benefits of the OCBC Prestige Card is its range of exclusive lifestyle privileges. Cardholders can enjoy access to airport lounges worldwide, as well as exclusive hotel deals and discounts on dining and entertainment. The card also comes with a dedicated concierge service, which can help with everything from booking flights and hotels to arranging tickets for concerts and events.
Key Takeaways
- The OCBC Prestige Card is a premium credit card that offers a host of exclusive lifestyle privileges and rewards.
- Cardholders can earn rewards points on their spending, which can be redeemed for a range of rewards such as air miles, cashback, and vouchers.
- The card comes with a range of lifestyle privileges such as access to airport lounges, exclusive hotel deals, and a dedicated concierge service.
OCBC Prestige Card Overview
If you are looking for a credit card that offers premium benefits and rewards, the OCBC Prestige Card may be just what you need. This Visa Infinite card is designed to provide you with a range of exclusive benefits and privileges, including access to airport lounges, concierge services, and more.
Visa Infinite Benefits
As a Visa Infinite cardholder, you can enjoy a host of privileges and benefits that are not available to regular cardholders. These include access to over 1,000 airport lounges worldwide, complimentary travel insurance, and 24-hour concierge services.
With the OCBC Prestige Card, you can also enjoy exclusive dining and lifestyle privileges, such as discounts on fine dining, spa treatments, and golfing. You can also enjoy up to 50% off your bill at selected hotels and resorts around the world.
OCBC$ Rewards Programme
The OCBC$ Rewards Programme is a unique rewards programme that allows you to earn points for every dollar you spend on your OCBC Prestige Card. These points can be redeemed for a range of rewards, including air miles, shopping vouchers, and cash rebates.
With the OCBC$ Rewards Programme, you can earn up to 1.6 OCBC$ for every dollar you spend on your card. You can also earn additional OCBC$ when you shop at selected merchants or when you use your card overseas.
Overall, the OCBC Prestige Card is an excellent choice for anyone who wants to enjoy premium benefits and rewards. With its range of exclusive benefits and privileges, as well as its unique rewards programme, it is a credit card that is definitely worth considering.
Exclusive Lifestyle Privileges
As an OCBC Prestige Cardholder, you can enjoy a range of exclusive lifestyle privileges that make your travels and dining experiences even more luxurious and comfortable.
Dining and Travel Perks
With OCBC Prestige Card, you can indulge in a range of dining and travel perks, including exclusive discounts at some of the finest restaurants in Singapore and abroad. You can also enjoy complimentary access to airport lounges, which offer a relaxing and comfortable environment while you wait for your flight.
Luxury Concierge Services
OCBC Prestige Card also provides you with luxury concierge services, which allow you to access a range of exclusive benefits and perks. Whether you need help with travel arrangements or want to book tickets to a sold-out show, our concierge team is always available to assist you.
In addition to these benefits, OCBC Prestige Card also offers a range of other luxury perks and exclusive benefits, which make your experience with us truly exceptional. So why wait? Apply for your OCBC Prestige Card today and start enjoying the exclusive lifestyle privileges that come with it.
Earning and Redeeming Rewards
As an OCBC Prestige Cardholder, you have access to a range of rewards that can be earned and redeemed. Here are the two main ways to earn rewards:
Miles and Cashback Options
The OCBC Prestige Card offers you the chance to earn miles or cashback on your spending. For every $1 spent overseas, you can earn up to 1.6 air miles or 2.5% cashback. For every $1 spent locally, you can earn up to 1.3 air miles or 1.5% cashback.
Bonus Categories
The OCBC Prestige Card also offers bonus categories that allow you to earn additional rewards on your spending. These categories include online spending, travel deals, and insurance. For example, you can earn up to 7 air miles or 3% cashback for every $1 spent on online shopping, up to 10 air miles or 5% cashback for every $1 spent on travel deals, and up to 3 air miles or 1.2% cashback for every $1 spent on insurance.
Once you have earned rewards, you can redeem them for a range of vouchers, products, and services. You can also exchange your rewards for cash rebates, air miles, and hotel loyalty points. For example, you can exchange 3,600 OCBC$ for a $10 cash rebate, or redeem your OCBC$ for new products, air miles, and hotel loyalty points.
Overall, the OCBC Prestige Card offers a range of rewards and benefits that can help you make the most of your spending. Whether you are looking for cashback, air miles, or other rewards, the OCBC Prestige Card has something for everyone.
Understanding Fees and Charges
As a holder of the OCBC Prestige Card, it is important to understand the fees and charges associated with the card. This section will provide you with a breakdown of the fees and charges, as well as how to qualify for an annual fee waiver.
Annual Fee Waiver
The OCBC Prestige Card has an annual fee of $535. However, the annual fee can be waived if you meet the minimum spending requirement of $20,000 per year. This means that if you spend $20,000 or more on your OCBC Prestige Card in a year, you will not be charged the annual fee.
Interest Rates and Charges
The interest rate for the OCBC Prestige Card is 25.92% per annum. This is a relatively high interest rate, so it is important to pay off your balance in full each month to avoid accruing interest charges.
In addition to the interest rate, the card also has other charges associated with it. For example, cash advance fees are 6% of the amount withdrawn or $15, whichever is higher. Late payment fees are $100 if you do not pay the minimum payment by the due date.
It is also important to note that the OCBC Prestige Card has a minimum income requirement of $120,000 per year. This means that you must have an annual income of at least $120,000 to be eligible for the card.
Overall, while the OCBC Prestige Card has a relatively high annual fee and interest rate, the benefits and perks of the card can make it worth it for those who meet the minimum spending requirement and can pay off their balance in full each month.
Application and Eligibility
If you’re looking for a prestigious credit card that offers a wide range of benefits, then the OCBC Prestige Card is the perfect choice for you. Here’s what you need to know about the application process and eligibility requirements.
Fast and Easy Application Process
Applying for an OCBC Prestige Card is fast and easy, and you can do it online in just a few minutes. All you need to do is provide your personal details and income information, and you’ll receive a response within a few days. Plus, if you apply with Myinfo, you can enjoy instant approval and usage for your card.
Eligibility Requirements
To be eligible for an OCBC Prestige Card, you must be a Singaporean or Permanent Resident aged 21 years and above, with a minimum income of $120,000 per annum. Foreigners may also apply but must have a minimum income of $150,000 per annum.
Supplementary Card Benefits
As an OCBC Prestige Cardholder, you can also enjoy the benefits of a supplementary card. You can apply for up to four supplementary cards for your family members, and they’ll receive the same benefits as you. Plus, you can set individual credit limits for each supplementary card, giving you greater control over your spending.
In conclusion, the OCBC Prestige Card is a great choice for anyone looking for a credit card that offers convenience, flexibility, and a range of benefits. With a fast and easy application process, and eligibility requirements that are easy to meet, you can start enjoying the benefits of this prestigious card today.
Frequently Asked Questions
What fabulous perks come with the OCBC Prestige Card?
The OCBC Prestige Card is packed with amazing perks that will make your life more comfortable. With this card, you can enjoy exclusive access to airport lounges worldwide, travel insurance coverage up to $1 million, and a dedicated concierge service that can help you with anything from booking a restaurant to arranging a limousine service.
How can one enjoy lounge access with an OCBC credit card?
As an OCBC Prestige Cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide through the Priority Pass programme. Simply present your card and boarding pass at the lounge and relax in comfort before your flight.
What are the eligibility criteria for acquiring an OCBC Prestige Card?
To be eligible for the OCBC Prestige Card, you must have an annual income of at least $120,000 or maintain a minimum deposit of $200,000 with OCBC. You must also be at least 21 years old.
Are there any current promotions exclusive to OCBC Prestige Cardholders?
Yes, there are! OCBC Prestige Cardholders can enjoy exclusive promotions such as complimentary hotel stays, dining discounts, and more. These promotions change periodically, so be sure to check the OCBC website regularly for the latest updates.
How does the OCBC Infinity Cashback Card compare with the OCBC Prestige Card?
The OCBC Infinity Cashback Card is a great option for those who want to earn cashback on their everyday spending. However, it does not offer the same level of luxury perks and benefits as the OCBC Prestige Card. If you value airport lounge access, travel insurance coverage, and a dedicated concierge service, then the OCBC Prestige Card is the better choice for you.
Whom should I contact for assistance regarding my OCBC Prestige Card?
If you need assistance with your OCBC Prestige Card, you can contact the OCBC Premier Banking Hotline at 1800 773 6437. They are available 24/7 to assist you with any queries or concerns you may have.