If you’re looking for a credit card that offers exclusive benefits and privileges, consider the OCBC Premier Banking Credit Card Singapore. This premium card is designed for high net worth individuals who want to maximise their rewards and enjoy a range of exclusive perks.
With the OCBC Premier Visa Infinite Credit Card, you can earn rewards points for every dollar you spend, whether you’re shopping locally or overseas. You’ll earn 28 OCBC$ for every S$5 spent in foreign currency and 16 OCBC$ for every S$5 spent in Singapore dollars. These points can be redeemed for a variety of rewards, including cashback, air miles, and vouchers.
In addition to earning rewards, the OCBC Premier Banking Credit Card Singapore offers a range of other benefits, such as access to exclusive events and privileges. You’ll also enjoy a dedicated relationship manager who can help you manage your finances and make the most of your card. If you’re interested in applying for the OCBC Premier Banking Credit Card Singapore, read on to learn more about the eligibility requirements and application process.
Key Takeaways
- The OCBC Premier Banking Credit Card Singapore offers a range of exclusive benefits and rewards.
- Cardholders can earn rewards points for every dollar spent, which can be redeemed for cashback, air miles, and vouchers.
- Other benefits include access to exclusive events, a dedicated relationship manager, and more.
OCBC Premier Visa Infinite Benefits
As an OCBC Premier Banking customer, you have access to the OCBC Premier Visa Infinite Credit Card, which offers a range of exclusive benefits and privileges. Here are some of the key benefits that you can enjoy:
Exclusive Rewards and Miles
With the OCBC Premier Visa Infinite Credit Card, you can earn OCBC$ on all your spending, which can be redeemed for a variety of rewards such as dining vouchers, shopping vouchers, and air miles. You can earn 16 OCBC$ for every S$5 spent on local currency transactions, equivalent to 1.28 miles per dollar spent.
Dining and Lifestyle Privileges
The OCBC Premier Visa Infinite Credit Card offers a range of dining and lifestyle privileges, including exclusive dining deals at top restaurants and access to a concierge service that can help you with travel arrangements, restaurant reservations, and more. You can also enjoy exclusive discounts and privileges at luxury hotels and spas.
Travel Perks and Insurance
When you travel with the OCBC Premier Visa Infinite Credit Card, you can enjoy a range of travel perks such as airport lounge access and complimentary travel insurance. You can also earn air miles on your spending, which can be redeemed for flights and other travel rewards.
In addition to these benefits, the OCBC Premier Visa Infinite Credit Card has no annual fee, making it a great choice for customers who want to enjoy premium benefits without paying a high fee. With the card, you can also earn KrisFlyer miles, which can be redeemed for flights and other travel rewards.
Overall, the OCBC Premier Visa Infinite Credit Card is a great choice for customers who want to enjoy exclusive benefits and privileges, as well as earn rewards and air miles on their spending. With its range of benefits and no annual fee, it is a great way to make the most of your Premier Banking relationship with OCBC.
Understanding Fees and Charges
As a savvy OCBC Premier Banking Credit Card holder, it is essential to understand the fees and charges that come with your card. By doing so, you can avoid unnecessary charges and make the most out of your credit card benefits.
Annual Fees and Waivers
One of the most important things to understand about your OCBC Premier Banking Credit Card is the annual fee. The annual fee is a charge that you need to pay every year to keep your credit card active. The annual fee for the OCBC Premier Banking Credit Card is S$488. However, the good news is that OCBC offers an annual fee waiver if you meet certain criteria. If you spend a minimum of S$10,000 in a year, your annual fee will be waived.
Foreign Currency Spend Charges
If you frequently travel overseas or make purchases in foreign currency, it is essential to understand the foreign currency spend charges that come with your credit card. For the OCBC Premier Banking Credit Card, you will receive a rebate of 1.2% on your foreign currency spend. However, there is a foreign currency transaction fee of 1.8% on your total transaction amount. This fee is charged to cover the costs incurred by the bank when converting foreign currency transactions to Singapore dollars.
To summarise, the OCBC Premier Banking Credit Card comes with an annual fee of S$488. However, if you spend a minimum of S$10,000 in a year, your annual fee will be waived. Additionally, you will receive a rebate of 1.2% on your foreign currency spend, but there is a foreign currency transaction fee of 1.8%. By understanding these fees and charges, you can make the most out of your credit card benefits and avoid unnecessary charges on your credit card bill.
Eligibility and Application
If you are looking for a credit card that provides you with exclusive privileges and rewards, then the OCBC Premier Banking credit card is an excellent choice for you. This credit card is designed to cater to the needs of high-net-worth individuals who are looking for a premium banking experience. In this section, we will discuss the eligibility criteria and the application process for the OCBC Premier Banking credit card.
Income and Investment Criteria
To be eligible for the OCBC Premier Banking credit card, you must have a minimum annual income of $120,000 or invest a minimum of $200,000 in fresh funds. Additionally, you can also join the OCBC Premier Private Client with a minimum investment of $1 million in fresh funds and qualify as an Accredited Investor.
Online Application Guide
Applying for the OCBC Premier Banking credit card is a straightforward process. You can apply for the credit card online by following these simple steps:
- Visit the OCBC website and navigate to the credit card section.
- Select the OCBC Premier Banking credit card.
- Fill in your personal details, including your income and employment information.
- Upload the required documents, such as your NRIC and income documents.
- Review your application and submit it.
If you have a MyInfo account, you can use it to pre-fill your application form and enjoy instant approval. Once your application is approved, you can expect to receive your credit card within 7 working days.
In conclusion, the OCBC Premier Banking credit card is an excellent choice for high-net-worth individuals who want to enjoy exclusive privileges and rewards. To apply for the credit card, you must meet the income and investment criteria and follow the online application guide.
Maximising Card Rewards
If you’re an OCBC Premier Banking customer, you can get the most out of your credit card by maximising your rewards. Here are some tips to help you do just that.
Strategic Use of OCBC$
One of the biggest advantages of using an OCBC Premier Banking credit card is the ability to earn OCBC$ with every purchase. These points can be redeemed for a variety of rewards, including air miles, shopping vouchers, and more.
To get the most out of your OCBC$, consider using them strategically. For example, if you’re planning a holiday, you can use your OCBC$ to redeem air miles and save on your flights. Alternatively, if you’re a frequent shopper, you can use your OCBC$ to redeem shopping vouchers and enjoy discounts on your purchases.
Partner Promotions and Deals
Another way to maximise your rewards is to take advantage of partner promotions and deals. OCBC has partnerships with a number of merchants, including Lazada, Shopee, and Qoo10, which offer exclusive discounts and rebates to OCBC credit cardholders.
In addition, OCBC often runs bonus promotions, which allow you to earn extra rewards for certain types of spending. For example, you might earn bonus OCBC$ for dining out or shopping online. Just be sure to check the terms and conditions of these promotions, as they may be capped or have other restrictions.
By using your OCBC Premier Banking credit card strategically and taking advantage of partner promotions and deals, you can maximise your rewards and get the most out of your credit card.
Additional Card Features
As an OCBC Premier Banking customer, you have access to a range of additional card features that can enhance your banking experience. Here are some of the most notable features:
Supplementary Cards and Shared Benefits
With the OCBC Premier Banking Credit Card, you can apply for up to four supplementary cards for your family members. These cards come with shared benefits, including cashback and reward points, so you can earn rewards faster. Plus, you can set individual credit limits for each card, so you can control your spending.
Contactless Payments and Security
The OCBC Premier Banking Credit Card comes with contactless payment technology, which allows you to make payments by simply tapping your card on a payment terminal. This feature is not only convenient, but it also adds an extra layer of security to your transactions. You can also enjoy peace of mind with OCBC’s 24-hour fraud monitoring services, which detect and prevent fraudulent transactions on your card.
In addition, you can use your OCBC Titanium Rewards Credit Card for contactless transactions, earning rewards with every tap. This card offers up to 10X rewards points on eligible purchases, including dining, online shopping, and travel.
Overall, the OCBC Premier Banking Credit Card provides a range of features and benefits that can help you make the most of your banking experience. Whether you’re looking for rebates, rewards, or security, this card has you covered.
Frequently Asked Questions
What fabulous perks come with the OCBC Premier Voyage Card?
The OCBC Premier Voyage Card offers an array of exclusive privileges, including access to over 1,000 airport lounges worldwide, complimentary travel insurance, and concierge services. You can also earn Voyage Miles for every dollar spent, which can be redeemed for flights, hotel stays, and other travel-related expenses.
How can one delight in airport lounge access with an OCBC Premier credit card?
As an OCBC Premier Banking client, you can enjoy unlimited access to over 1,000 airport lounges worldwide with your OCBC Premier credit card. Simply present your card at the lounge reception and relax in comfort before your flight.
What are the eligibility criteria to apply for an OCBC Premier credit card?
To apply for an OCBC Premier credit card, you must be an OCBC Premier Banking client and meet the minimum income requirement of $120,000 per annum. You must also have a good credit score and meet other eligibility criteria as determined by the bank.
Could you tell me about the splendid welcome gift for new OCBC Premier Banking clients?
New OCBC Premier Banking clients can receive a welcome gift of up to $1,000 when they meet certain eligibility criteria. The gift can be in the form of cash credit, vouchers, or other rewards, and is subject to terms and conditions.
What is the minimum balance required to join the exhilarating world of OCBC Premier Banking?
To join OCBC Premier Banking, you must maintain a minimum balance of $200,000 in your OCBC Premier Banking account. This balance can be made up of deposits, investments, or a combination of both.
Which OCBC credit card offers the most luxurious lounge access?
The OCBC Premier Voyage Card offers the most luxurious lounge access, with unlimited access to over 1,000 airport lounges worldwide. You can also enjoy complimentary travel insurance, concierge services, and earn Voyage Miles for every dollar spent.